Last update: Oct 2026

Cost of Living Comparison Between Bansko and Toms River, NJ

For one person, living is cheaper in Bansko: $956 a month against $2,885 in Toms River, NJ, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
139

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index

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Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Toms River, NJ

🇺🇸 United States

$2,885

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Toms River, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Toms River, NJ actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $2,885 in Toms River, NJ, rent included.

Bansko $956
Toms River, NJ $2,885

A couple spends around $1,467 per month in Bansko vs $4,341 in Toms River, NJ, rent included.

Bansko $1,467
Toms River, NJ $4,341

A family of three spends $1,979 per month in Bansko vs $5,796 in Toms River, NJ, rent included.

Bansko $1,979
Toms River, NJ $5,796

Bansko is about 67% cheaper than Toms River, NJ, and outside of rent the biggest gap is in groceries.

Bansko sits 29% below the global median, while Toms River, NJ is 114% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.66 BGN 15.06

$19.91 $19.91

-56.50%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

$75.7 $75.7

-40.63%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

$11.97 $11.97

-26.65%

Cappuccino

$2.33 BGN 4.05

$5.73 $5.73

-59.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$2.56 $2.56

-38.67%

Water (0.33 liter bottle)

$0.82 BGN 1.43

$1.82 $1.82

-54.95%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$5.04 $5.04

-66.67%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$6.98 $6.98

-71.63%

Milk (1 liter)

$1.73 BGN 3.00

$1.41 $1.41

22.70%

White Bread (500g)

$0.80 BGN 1.40

$4.70 $4.70

-82.98%

Rice (white) (1kg)

$1.44 BGN 2.51

$2.38 $2.38

-39.50%

Eggs

$2.36 BGN 4.10

$4.61 $4.61

-48.81%

Local Cheese (1kg)

$9.39 BGN 16.34

$16.36 $16.36

-42.60%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$16.77 $16.77

-61.78%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$16.65 $16.65

-49.07%

Apples (1kg)

$1.31 BGN 2.28

$5.85 $5.85

-77.61%

Banana (1kg)

$1.62 BGN 2.82

$1.31 $1.31

23.66%

Oranges (1kg)

$1.73 BGN 3.01

$5.20 $5.20

-66.73%

Tomato (1kg)

$1.94 BGN 3.38

$5.99 $5.99

-67.61%

Potato (1kg)

$0.94 BGN 1.63

$1.50 $1.50

-37.33%

Onion (1kg)

$0.76 BGN 1.32

$2.69 $2.69

-71.75%

Lettuce (1 head)

$0.55 BGN 0.95

$2.47 $2.47

-77.73%

Water (1.5 liter bottle)

$0.59 BGN 1.02

$1.97 $1.97

-70.05%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$9.83 $9.83

-66.94%

Wine (Bottle)

$5.20 BGN 9.05

$10.20 $10.20

-49.02%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$2.68 $2.68

-59.33%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$3.24 $3.24

-48.15%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

$3.04 $3.04

-55.92%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$2.13 $2.13

-69.48%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

$41.61 $41.61

-75.82%

Gasoline (1 liter)

$1.48 BGN 2.57

$0.96 $0.96

54.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$35.5K $35.5K

-17.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

$25.0K $25.0K

-16.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

$242 $242

-61.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

$36.84 $36.84

-60.59%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

$61.6 $61.6

-80.00%

Gym Membership (Monthly)

$31.70 BGN 55.2

$29.62 $29.62

7.02%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$5.62 BGN 9.78

$17.38 $17.38

-67.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$2,600 $2,600

-91.14%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

$33.9K $33.9K

-93.30%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

$68.6 $68.6

-56.12%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

$77.0 $77.0

-74.51%

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

$121 $121

-62.23%

Men's Leather Business Shoes

$47.69 BGN 83.0

$121 $121

-60.51%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

$1,669 $1,669

-68.94%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

$1,528 $1,528

-76.64%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

$2,823 $2,823

-78.24%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

$2,817 $2,817

-79.80%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

$5,569 $5,569

-69.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

6.67

-55.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Toms River, NJ: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Toms River, NJ

$1.5K 53% 328% $1.2K

Groceries & Markets

Bansko

$192 20.1%

Toms River, NJ

$443 15.4% 131% $252

Eating Out

Bansko

$145 15.2%

Toms River, NJ

$321 11.1% 120% $175

Monthly Utilities & Internet

Bansko

$119 12.5%

Toms River, NJ

$340 11.8% 186% $221

Clothing & Footwear

Bansko

$64 6.7%

Toms River, NJ

$175 6.1% 171% $110

Sport & Entertainment

Bansko

$43 4.5%

Toms River, NJ

$64 2.2% 49.9% $21

Getting Around

Bansko

$35 3.7%

Toms River, NJ

$14 * 0.5% 60.9% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $1,669 in Toms River, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Toms River, NJ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Bansko versus $76.0 in Toms River, NJ. Monthly groceries follow the same trend: $192 vs $443 – making Bansko the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇺🇸 Toms River, NJ

🕒 Local time

12:15 12:15 PM

05:15 5:15 AM

7 h behind Bansko

🌤 Weather

👥 Population

8,000

95,438

💱 Currency

Bulgarian Lev BGN лв.

United States Dollar USD $

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Bansko Toms River, NJ 7,720 km ≈ 10 h nonstop flight

From you

Bansko
Toms River, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Toms River, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $2,885 in Toms River, NJ – roughly 202% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,434 per month in Bansko and $4,327 in Toms River, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $956 in Bansko and $2,885 in Toms River, NJ. That's a gap of about 202%.

Kindergarten costs $230 per month in Bansko and $2,600 in Toms River, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Toms River, NJ at $2,885. In Bansko it covers expenses comfortably, while in Toms River, NJ it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $2,885 in Toms River, NJ. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toms River, NJ makes more sense. Both are solid long-term options with distinct trade-offs.