Cost of Living Comparison Between Toledo, OH and Lake Oswego, OR Cost of Living Comparison Between Toledo, OH and Lake Oswego, OR

Monthly Cost of Living

A single person spends $1,869 per month in Toledo, OH vs $2,494 in Lake Oswego, OR, rent included.

A couple spends around $2,870 per month in Toledo, OH vs $3,666 in Lake Oswego, OR, rent included.

A family of three spends $3,871 per month in Toledo, OH vs $4,838 in Lake Oswego, OR, rent included.

Toledo, OH is about 25% cheaper than Lake Oswego, OR, driven mainly by Getting Around.

Both Toledo, OH and Lake Oswego, OR sit above the global median โ€“ Toledo, OH by 39%, Lake Oswego, OR by 85%.

Currency
๐Ÿฝ Eating Out
Toledo, OH
Lake Oswego, OR
Difference
Meal at Budget Restaurant
$19.87 $19.87
$19.73 $19.73
0.71%
Three-Course Dinner for Two, Mid-Range
$65.0 $65.0
$80.3 $80.3
-19.09%
Fast Food Meal (McDonalds, etc)
$10.07 $10.07
$10.12 $10.12
-0.49%
Cappuccino
$4.35 $4.35
$5.50 $5.50
-20.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$2.59 $2.59
-11.97%
Water (0.33 liter bottle)
$1.34 $1.34
$2.03 $2.03
-33.99%
Local Beer (0.5 liter draught)
$4.89 $4.89
$6.69 $6.69
-26.91%
Imported Beer (0.33 liter bottle)
$5.09 $5.09
$7.99 $7.99
-36.30%
๐Ÿ›’ Groceries & Markets
Toledo, OH
Lake Oswego, OR
Difference
Milk (1 liter)
$0.82 $0.82
$1.06 $1.06
-22.64%
White Bread (500g)
$2.91 $2.91
$3.86 $3.86
-24.61%
Rice (white) (1kg)
$4.05 $4.05
$7.34 $7.34
-44.82%
Eggs
$2.68 $2.68
$4.12 $4.12
-34.95%
Local Cheese (1kg)
$12.28 $12.28
$11.25 $11.25
9.16%
Chicken Fillets (1kg)
$11.39 $11.39
$11.68 $11.68
-2.48%
Beef Round Steak (1kg)
$15.14 $15.14
$16.52 $16.52
-8.35%
Apples (1kg)
$3.83 $3.83
$4.25 $4.25
-9.88%
Banana (1kg)
$1.86 $1.86
$1.50 $1.50
24.00%
Oranges (1kg)
$3.39 $3.39
$2.82 $2.82
20.21%
Tomato (1kg)
$3.81 $3.81
$2.86 $2.86
33.22%
Potato (1kg)
$2.30 $2.30
$2.07 $2.07
11.11%
Onion (1kg)
$2.03 $2.03
$1.95 $1.95
4.10%
Lettuce (1 head)
$2.47 $2.47
$2.00 $2.00
23.50%
Water (1.5 liter bottle)
$2.13 $2.13
$1.63 $1.63
30.67%
Cigarettes 20 Pack (Marlboro, Camel)
$10.06 $10.06
$10.68 $10.68
-5.81%
Wine (Bottle)
$13.48 $13.48
$10.98 $10.98
22.77%
Local Beer (0.5 liter bottle)
$1.92 $1.92
$1.71 $1.71
12.28%
Imported Beer (0.33 liter bottle)
$3.20 $3.20
$3.34 $3.34
-4.19%
๐ŸšŒ Getting Around
Toledo, OH
Lake Oswego, OR
Difference
One-way Ticket (Public Transport)
$1.23 $1.23
$2.05 $2.05
-40.00%
Public Transport Monthly Pass (Regular Price)
$58.4 $58.4
-
-
Taxi Start (Normal Tariff)
$2.56 $2.56
$3.92 $3.92
-34.69%
Taxi (Normal Tariff) (1km)
$2.43 $2.43
$1.63 $1.63
49.08%
Taxi 1hour Waiting (Normal Tariff)
$40.43 $40.43
$23.58 $23.58
71.46%
Gasoline (1 liter)
$0.81 $0.81
$1.02 $1.02
-20.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K $29.4K
$24.3K $24.3K
21.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$25.6K $25.6K
1.11%
๐Ÿงพ Monthly Utilities & Internet
Toledo, OH
Lake Oswego, OR
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 $200
$126 $126
59.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.36 $49.36
$45.24 $45.24
9.11%
Internet (50+ Mbps, Unlimited Data)
$75.0 $75.0
$57.6 $57.6
30.27%
๐ŸŽ‰ Sport & Entertainment
Toledo, OH
Lake Oswego, OR
Difference
Gym Membership (Monthly)
$31.32 $31.32
$43.70 $43.70
-28.33%
Tennis Court (1 Hour on Weekend)
$19.77 $19.77
-
-
Cinema Ticket
$10.94 $10.94
$14.30 $14.30
-23.50%
๐Ÿงธ Childcare & Education
Toledo, OH
Lake Oswego, OR
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,477 $1,477
$1,487 $1,487
-0.69%
International Primary School, 1 Child (Yearly)
$14.5K $14.5K
$12.3K $12.3K
17.53%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toledo, OH
Lake Oswego, OR
Difference
Jeans (Levis 501 Or Similar)
$43.48 $43.48
$41.52 $41.52
4.72%
Summer Dress (H&M, Zara, etc)
$39.62 $39.62
$29.63 $29.63
33.72%
Sport Shoes (Adidas, Nike)
$70.2 $70.2
$88.9 $88.9
-21.01%
Men's Leather Business Shoes
$66.9 $66.9
$83.9 $83.9
-20.23%
๐Ÿ  Accommodation & Living
Toledo, OH
Lake Oswego, OR
Difference
1-bedroom Apartment, City Center (Monthly)
$842 $842
$1,630 $1,630
-48.32%
1-bedroom Apartment, Outside City Center (Monthly)
$654 $654
$1,380 $1,380
-52.60%
3-bedroom Apartment, City Center (Monthly)
$1,489 $1,489
$2,587 $2,587
-42.46%
3-bedroom Apartment, Outside City Center (Monthly)
$1,296 $1,296
$2,223 $2,223
-41.68%
Buy Apartment in City Center (m2)
$1,579 $1,579
$2,556 $2,556
-38.23%
Buy Apartment Outside City Center (m2)
$1,567 $1,567
$2,337 $2,337
-32.93%
๐Ÿ’ต Salaries & Financials
Toledo, OH
Lake Oswego, OR
Difference
Average Monthly Net Salary (After Tax)
$3,278 $3,278
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.53
-0.31%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toledo, OH: April 11, 2026

Last update for Lake Oswego, OR: April 12, 2026

Cost Breakdown

A central one-bedroom costs $842 in Toledo, OH versus $1,630 in Lake Oswego, OR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Toledo, OH versus $80 in Lake Oswego, OR. Monthly groceries follow the same trend: $356 vs $367 โ€“ making Toledo, OH the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toledo, OH vs Lake Oswego, OR: Cost of Living - Frequently Asked Questions
Is Lake Oswego, OR cheaper than Toledo, OH?
Yes โ€“ Lake Oswego, OR is pricier by about 33%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,804 per month in Toledo, OH and $3,741 in Lake Oswego, OR. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Toledo, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toledo, OH vs Lake Oswego, OR?
Monthly expenses with rent come to $1,869 in Toledo, OH and $2,494 in Lake Oswego, OR. The difference isn't just one category โ€“ it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $1,477 per month in Toledo, OH and $1,487 in Lake Oswego, OR. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for Toledo, OH or Lake Oswego, OR?
A $2,500 monthly budget goes further in Toledo, OH, where all-in costs run around $1,869, than in Lake Oswego, OR at $2,494. In Toledo, OH it covers expenses comfortably, while in Lake Oswego, OR it requires careful planning or may not stretch far enough.
Is Toledo, OH or Lake Oswego, OR more family-friendly?
Families tend to lean toward Toledo, OH โ€“ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Toledo, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Oswego, OR makes more sense. Both are solid long-term options with distinct trade-offs.

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