Cost of Living Comparison Between Lake Oswego, OR and Toledo, OH Cost of Living Comparison Between Lake Oswego, OR and Toledo, OH

Monthly Cost of Living

A single person spends $2,495 per month in Lake Oswego, OR vs $1,842 in Toledo, OH, rent included.

A couple spends around $3,677 per month in Lake Oswego, OR vs $2,873 in Toledo, OH, rent included.

A family of three spends $4,860 per month in Lake Oswego, OR vs $3,905 in Toledo, OH, rent included.

Lake Oswego, OR costs about 35% more than Toledo, OH, driven mainly by Getting Around.

Both Lake Oswego, OR and Toledo, OH sit above the global median – Lake Oswego, OR by 82%, Toledo, OH by 34%.

Meal at Budget Restaurant

$22.18 $22.18

$20.40 $20.40

8.73%

Three-Course Dinner for Two, Mid-Range

$88.9 $88.9

$66.2 $66.2

34.32%

Fast Food Meal (McDonalds, etc)

$11.07 $11.07

$9.91 $9.91

11.71%

Cappuccino

$6.00 $6.00

$5.52 $5.52

8.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$2.13 $2.13

42.72%

Water (0.33 liter bottle)

$1.98 $1.98

$1.60 $1.60

23.75%

Local Beer (0.5 liter draught)

$6.35 $6.35

$5.10 $5.10

24.51%

Imported Beer (0.33 liter bottle)

$6.12 $6.12

$5.09 $5.09

20.24%

Milk (1 liter)

$1.04 $1.04

$0.89 $0.89

16.85%

White Bread (500g)

$3.90 $3.90

$3.40 $3.40

14.71%

Rice (white) (1kg)

$5.18 $5.18

$4.17 $4.17

24.22%

Eggs

$4.33 $4.33

$3.33 $3.33

30.03%

Local Cheese (1kg)

$11.09 $11.09

$11.16 $11.16

-0.63%

Chicken Fillets (1kg)

$10.20 $10.20

$9.68 $9.68

5.37%

Beef Round Steak (1kg)

$16.91 $16.91

$15.98 $15.98

5.82%

Apples (1kg)

$3.81 $3.81

$3.26 $3.26

16.87%

Banana (1kg)

$1.55 $1.55

$1.50 $1.50

3.33%

Oranges (1kg)

$2.79 $2.79

$4.31 $4.31

-35.27%

Tomato (1kg)

$2.61 $2.61

$3.83 $3.83

-31.85%

Potato (1kg)

$2.08 $2.08

$2.68 $2.68

-22.39%

Onion (1kg)

$1.79 $1.79

$2.06 $2.06

-13.11%

Lettuce (1 head)

$1.98 $1.98

$2.55 $2.55

-22.35%

Water (1.5 liter bottle)

$1.80 $1.80

$2.22 $2.22

-18.92%

Cigarettes 20 Pack (Marlboro, Camel)

$11.18 $11.18

$10.12 $10.12

10.47%

Wine (Bottle)

$11.13 $11.13

$13.56 $13.56

-17.92%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.94 $1.94

-8.25%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$3.14 $3.14

9.24%

One-way Ticket (Public Transport)

$2.04 $2.04

$1.26 $1.26

61.90%

Public Transport Monthly Pass (Regular Price)

$56.5 $56.5

Taxi Start (Normal Tariff)

$4.56 $4.56

$2.45 $2.45

86.12%

Taxi (Normal Tariff) (1km)

$0.72 $0.72

$2.52 $2.52

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$23.85 $23.85

$39.21 $39.21

-39.17%

Gasoline (1 liter)

$1.30 $1.30

$0.95 $0.95

36.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$35.8K $35.8K

-4.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K $23.8K

$25.3K $25.3K

-5.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 $148

$182 $182

-18.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.50 $46.50

$61.8 $61.8

-24.70%

Internet (50+ Mbps, Unlimited Data)

$62.6 $62.6

$64.1 $64.1

-2.28%

Gym Membership (Monthly)

$41.25 $41.25

$30.81 $30.81

33.89%

Tennis Court (1 Hour on Weekend)

$20.25 $20.25

Cinema Ticket

$14.78 $14.78

$12.09 $12.09

22.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,373 $1,373

$1,722 $1,722

-20.28%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$14.2K $14.2K

-12.55%

Jeans (Levis 501 Or Similar)

$41.04 $41.04

$44.40 $44.40

-7.57%

Summer Dress (H&M, Zara, etc)

$30.23 $30.23

$39.58 $39.58

-23.62%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$71.7 $71.7

19.26%

Men's Leather Business Shoes

$83.4 $83.4

$79.1 $79.1

5.36%

1-bedroom Apartment, City Center (Monthly)

$1,577 $1,577

$867 $867

81.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$677 $677

91.72%

3-bedroom Apartment, City Center (Monthly)

$2,491 $2,491

$1,274 $1,274

95.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,125 $2,125

$1,247 $1,247

70.34%

Buy Apartment in City Center (m2)

$2,741 $2,741

$1,558 $1,558

75.97%

Buy Apartment Outside City Center (m2)

$2,389 $2,389

$1,536 $1,536

55.55%

Average Monthly Net Salary (After Tax)

$3,289 $3,289

20-Year Fixed Mortgage Interest Rate (Annual %)

6.07

5.98

1.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Oswego, OR: August 31, 2026

Last update for Toledo, OH: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,577 in Lake Oswego, OR versus $867 in Toledo, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Lake Oswego, OR versus $66.0 in Toledo, OH. Groceries tell a different story – $352 in Lake Oswego, OR vs $357 in Toledo, OH – so Lake Oswego, OR wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Oswego, OR vs Toledo, OH: Cost of Living - Frequently Asked Questions

Yes – Lake Oswego, OR is pricier by about 35%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,742 per month in Lake Oswego, OR and $2,763 in Toledo, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,495 in Lake Oswego, OR and $1,842 in Toledo, OH. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,373 per month in Lake Oswego, OR and $1,722 in Toledo, OH. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Toledo, OH, where all-in costs run around $1,842, than in Lake Oswego, OR at $2,495. In Toledo, OH it covers expenses comfortably, while in Lake Oswego, OR it requires careful planning or may not stretch far enough.

Families tend to lean toward Toledo, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toledo, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Oswego, OR makes more sense. Both are solid long-term options with distinct trade-offs.