Last update: Oct 2026

Cost of Living Comparison Between Lake Oswego, OR and Toledo, OH

For one person, living is cheaper in Toledo, OH: $1,887 a month against $2,466 in Lake Oswego, OR, rent and utilities included – about $6,900 less a year. Higher rent and utilities in Lake Oswego, OR outweigh lower spending on other living expenses.

119

Cost of Living Index in Lake Oswego, OR
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Lake Oswego, OR Living Index
91

Cost of Living Index in Toledo, OH
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Toledo, OH Living Index

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Lake Oswego, OR

🇺🇸 United States

$2,466

/mo nomad

Toledo, OH

🇺🇸 United States

$1,887

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Oswego, OR and in Toledo, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Oswego, OR and in Toledo, OH actually costs, broken down by who's living it.

A single person spends $2,466 per month in Lake Oswego, OR vs $1,887 in Toledo, OH, rent included.

Lake Oswego, OR $2,466
Toledo, OH $1,887

A couple spends around $3,653 per month in Lake Oswego, OR vs $2,905 in Toledo, OH, rent included.

Lake Oswego, OR $3,653
Toledo, OH $2,905

A family of three spends $4,840 per month in Lake Oswego, OR vs $3,923 in Toledo, OH, rent included.

Lake Oswego, OR $4,840
Toledo, OH $3,923

Lake Oswego, OR costs about 31% more than Toledo, OH, and outside of rent the biggest gap is in transport.

Both Lake Oswego, OR and Toledo, OH sit above the global median – Lake Oswego, OR by 83%, Toledo, OH by 40%.

Meal at Budget Restaurant

$21.65 $21.65

$20.02 $20.02

8.14%

Three-Course Dinner for Two, Mid-Range

$88.7 $88.7

$64.7 $64.7

37.17%

Fast Food Meal (McDonalds, etc)

$10.90 $10.90

$9.95 $9.95

9.55%

Cappuccino

$5.79 $5.79

$5.52 $5.52

4.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.13 $2.13

43.19%

Water (0.33 liter bottle)

$2.02 $2.02

$1.59 $1.59

27.04%

Local Beer (0.5 liter draught)

$6.53 $6.53

$5.06 $5.06

29.05%

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$5.13 $5.13

14.23%

Milk (1 liter)

$1.03 $1.03

$0.94 $0.94

9.57%

White Bread (500g)

$3.99 $3.99

$3.34 $3.34

19.46%

Rice (white) (1kg)

$5.38 $5.38

$4.18 $4.18

28.71%

Eggs

$4.35 $4.35

$3.25 $3.25

33.85%

Local Cheese (1kg)

$11.10 $11.10

$11.25 $11.25

-1.33%

Chicken Fillets (1kg)

$10.53 $10.53

$9.99 $9.99

5.41%

Beef Round Steak (1kg)

$17.40 $17.40

$16.19 $16.19

7.47%

Apples (1kg)

$3.69 $3.69

$3.41 $3.41

8.21%

Banana (1kg)

$1.50 $1.50

$1.43 $1.43

4.90%

Oranges (1kg)

$2.79 $2.79

$4.45 $4.45

-37.30%

Tomato (1kg)

$2.57 $2.57

$3.83 $3.83

-32.90%

Potato (1kg)

$2.13 $2.13

$2.60 $2.60

-18.08%

Onion (1kg)

$1.79 $1.79

$1.97 $1.97

-9.14%

Lettuce (1 head)

$1.93 $1.93

$2.53 $2.53

-23.72%

Water (1.5 liter bottle)

$1.78 $1.78

$2.19 $2.19

-18.72%

Cigarettes 20 Pack (Marlboro, Camel)

$11.14 $11.14

$10.08 $10.08

10.52%

Wine (Bottle)

$10.95 $10.95

$13.24 $13.24

-17.30%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.94 $1.94

-9.28%

Imported Beer (0.33 liter bottle)

$3.61 $3.61

$3.03 $3.03

19.14%

One-way Ticket (Public Transport)

$1.98 $1.98

$1.26 $1.26

57.14%

Public Transport Monthly Pass (Regular Price)

$57.2 $57.2

Taxi Start (Normal Tariff)

$4.51 $4.51

$2.49 $2.49

81.12%

Taxi (Normal Tariff) (1km)

$0.74 $0.74

$2.54 $2.54

-70.87%

Taxi 1hour Waiting (Normal Tariff)

$23.86 $23.86

$39.45 $39.45

-39.52%

Gasoline (1 liter)

$1.25 $1.25

$1.02 $1.02

22.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K $34.1K

$36.1K $36.1K

-5.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$25.8K $25.8K

-6.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$178 $178

-15.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.45 $46.45

$60.9 $60.9

-23.73%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$65.2 $65.2

-2.67%

Gym Membership (Monthly)

$42.10 $42.10

$30.75 $30.75

36.91%

Tennis Court (1 Hour on Weekend)

$19.73 $19.73

Cinema Ticket

$14.83 $14.83

$12.21 $12.21

21.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,352 $1,352

$1,673 $1,673

-19.21%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$14.3K $14.3K

-15.25%

Jeans (Levis 501 Or Similar)

$40.20 $40.20

$45.21 $45.21

-11.08%

Summer Dress (H&M, Zara, etc)

$30.33 $30.33

$40.28 $40.28

-24.70%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$72.1 $72.1

19.10%

Men's Leather Business Shoes

$83.9 $83.9

$79.2 $79.2

5.96%

1-bedroom Apartment, City Center (Monthly)

$1,586 $1,586

$897 $897

76.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,313 $1,313

$679 $679

93.55%

3-bedroom Apartment, City Center (Monthly)

$2,506 $2,506

$1,274 $1,274

96.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 $2,165

$1,271 $1,271

70.33%

Buy Apartment in City Center (m2)

$2,743 $2,743

$1,561 $1,561

75.72%

Buy Apartment Outside City Center (m2)

$2,429 $2,429

$1,556 $1,556

56.09%

Average Monthly Net Salary (After Tax)

$3,215 $3,215

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.51

2.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Oswego, OR: October 10, 2026

Last update for Toledo, OH: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Oswego, OR

$1.3K 53.3%

Toledo, OH

$679 36% 48.3% $635

Groceries & Markets

Lake Oswego, OR

$356 14.4%

Toledo, OH

$358 19% 0.6% $2.1

Eating Out

Lake Oswego, OR

$340 13.8%

Toledo, OH

$307 16.3% 9.8% $33

Monthly Utilities & Internet

Lake Oswego, OR

$260 10.6%

Toledo, OH

$305 16.1% 16.9% $44

Clothing & Footwear

Lake Oswego, OR

$108 4.4%

Toledo, OH

$107 5.7% 1.5% $1.6

Sport & Entertainment

Lake Oswego, OR

$72 2.9%

Toledo, OH

$55 2.9% 23.1% $17

Getting Around

Lake Oswego, OR

$16 * 0.7%

Toledo, OH

$77 4.1% 380% $61

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,586 in Lake Oswego, OR versus $897 in Toledo, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Lake Oswego, OR versus $65.0 in Toledo, OH. Groceries tell a different story – $356 in Lake Oswego, OR vs $358 in Toledo, OH – so Lake Oswego, OR wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Lake Oswego, OR

🇺🇸 Toledo, OH

🕒 Local time

12:00 12:00 PM

15:00 3:00 PM

3 h ahead of Lake Oswego, OR

🌤 Weather

👥 Population

40,731

268,508

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lake Oswego, OR Toledo, OH 3,150 km ≈ 4 h 30 min nonstop flight

From you

Lake Oswego, OR
Toledo, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Oswego, OR vs Toledo, OH: Cost of Living - Frequently Asked Questions

Yes – Lake Oswego, OR is pricier by about 31%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,698 per month in Lake Oswego, OR and $2,830 in Toledo, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,466 in Lake Oswego, OR and $1,887 in Toledo, OH. That's a gap of about 31%.

Kindergarten costs $1,352 per month in Lake Oswego, OR and $1,673 in Toledo, OH. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Toledo, OH, where all-in costs run around $1,887, than in Lake Oswego, OR at $2,466. In Toledo, OH it covers expenses comfortably, while in Lake Oswego, OR it requires careful planning or may not stretch far enough.

Families tend to lean toward Toledo, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toledo, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Oswego, OR makes more sense. Both are solid long-term options with distinct trade-offs.