Cost of Living Comparison Between Toamasina and Ubud, Bali Cost of Living Comparison Between Toamasina and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $434 in Toamasina versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $688 in Toamasina versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $943 in Toamasina versus $3,732 in Ubud, Bali.

Living in Toamasina costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Toamasina is 68% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$2.72 MGA 11.3K

$3.57 Rp 61.6K

-23.81%

Three-Course Dinner for Two, Mid-Range

$15.26 MGA 63.2K

$32.58 Rp 562.6K

-53.16%

Fast Food Meal (McDonalds, etc)

$4.52 MGA 18.7K

$5.07 Rp 87.5K

-10.85%

Cappuccino

$1.17 MGA 4,836

$2.83 Rp 48.8K

-58.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 MGA 2,986

$1.34 Rp 23.1K

-46.27%

Water (0.33 liter bottle)

$0.74 MGA 3,062

$0.69 Rp 12.0K

7.25%

Local Beer (0.5 liter draught)

$0.80 MGA 3,302

$2.99 Rp 51.6K

-73.24%

Imported Beer (0.33 liter bottle)

$1.12 MGA 4,650

$3.85 Rp 66.4K

-70.91%

Milk (1 liter)

$0.98 MGA 4,072

$1.74 Rp 30.1K

-43.68%

White Bread (500g)

$0.69 MGA 2,861

$2.54 Rp 43.8K

-72.83%

Rice (white) (1kg)

$0.66 MGA 2,726

$1.19 Rp 20.6K

-44.54%

Eggs

$1.91 MGA 7,930

$2.43 Rp 41.9K

-21.40%

Local Cheese (1kg)

$10.64 MGA 44.1K

$14.66 Rp 253.2K

-27.42%

Chicken Fillets (1kg)

$6.76 MGA 28.0K

$4.18 Rp 72.1K

61.72%

Beef Round Steak (1kg)

$5.23 MGA 21.6K

$11.94 Rp 206.1K

-56.20%

Apples (1kg)

$1.45 MGA 6,021

$3.69 Rp 63.6K

-60.70%

Banana (1kg)

$0.85 MGA 3,523

$1.61 Rp 27.7K

-47.20%

Oranges (1kg)

$1.37 MGA 5,666

$2.69 Rp 46.4K

-49.07%

Tomato (1kg)

$0.75 MGA 3,116

$2.33 Rp 40.2K

-67.81%

Potato (1kg)

$0.52 MGA 2,146

$1.91 Rp 32.9K

-72.77%

Onion (1kg)

$0.74 MGA 3,067

$2.19 Rp 37.7K

-66.21%

Lettuce (1 head)

$0.32 MGA 1,305

$1.06 Rp 18.3K

-69.81%

Water (1.5 liter bottle)

$0.49 MGA 2,047

$0.72 Rp 12.5K

-31.94%

Cigarettes 20 Pack (Marlboro, Camel)

$1.76 MGA 7,297

$3.13 Rp 54.1K

-43.77%

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$0.89 MGA 3,674

$2.74 Rp 47.3K

-67.52%

Imported Beer (0.33 liter bottle)

$1.12 MGA 4,655

$2.88 Rp 49.7K

-61.11%

One-way Ticket (Public Transport)

$0.32 MGA 1,305

$0.29 Rp 5,010

10.34%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

Gasoline (1 liter)

$1.07 MGA 4,420

$0.84 Rp 14.5K

27.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.06 MGA 79.0K

$3.95 Rp 68.2K

382.53%

Internet (50+ Mbps, Unlimited Data)

$65.8 MGA 272.7K

$24.40 Rp 421.4K

169.80%

Gym Membership (Monthly)

$22.25 MGA 92.2K

$96.5 Rp 1.7M

-76.95%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$6.53 MGA 27.0K

$4.04 Rp 69.7K

61.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$8.63 MGA 35.8K

$53.8 Rp 929.5K

-83.97%

Summer Dress (H&M, Zara, etc)

$6.81 MGA 28.2K

$37.98 Rp 655.8K

-82.07%

Sport Shoes (Adidas, Nike)

$54.4 MGA 225.4K

$86.8 Rp 1.5M

-37.28%

Men's Leather Business Shoes

$37.93 MGA 157.1K

$78.9 Rp 1.4M

-51.90%

1-bedroom Apartment, City Center (Monthly)

$136 MGA 562.3K

$1,012 Rp 17.5M

-86.59%

1-bedroom Apartment, Outside City Center (Monthly)

$56.5 MGA 233.9K

$674 Rp 11.6M

-91.63%

3-bedroom Apartment, City Center (Monthly)

$445 MGA 1.8M

$3,390 Rp 58.5M

-86.87%

3-bedroom Apartment, Outside City Center (Monthly)

$134 MGA 554.7K

$2,098 Rp 36.2M

-93.62%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$143 MGA 590.5K

$173 Rp 3.0M

-17.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toamasina: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Toamasina and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Toamasina vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $147 vs $298 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toamasina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Toamasina and Ubud, Bali differ by about 231% in total monthly costs ($434 vs $1,438 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Ubud, Bali earns 21% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $136 in Toamasina versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $15.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $434 per month in Toamasina versus $1,438 in Ubud, Bali – a 231% gap that adds up to real savings over time for anyone picking the cheaper option.

At $434 in Toamasina versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toamasina and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 231% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.