Cost of Living Comparison Between Toamasina and Ubud, Bali Cost of Living Comparison Between Toamasina and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $435 in Toamasina versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $704 in Toamasina versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $973 in Toamasina versus $3,694 in Ubud, Bali.

Living in Toamasina costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Toamasina is 68% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$2.73 MGA 11.5K

$3.57 Rp 64.0K

-23.53%

Three-Course Dinner for Two, Mid-Range

$15.46 MGA 64.9K

$32.50 Rp 582.3K

-52.43%

Fast Food Meal (McDonalds, etc)

$4.57 MGA 19.2K

$4.86 Rp 87.1K

-5.97%

Cappuccino

$1.22 MGA 5,100

$2.75 Rp 49.2K

-55.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 MGA 2,887

$1.32 Rp 23.7K

-47.73%

Water (0.33 liter bottle)

$0.69 MGA 2,913

$0.70 Rp 12.6K

-1.43%

Local Beer (0.5 liter draught)

$0.81 MGA 3,380

$2.91 Rp 52.2K

-72.16%

Imported Beer (0.33 liter bottle)

$1.09 MGA 4,575

$3.79 Rp 68.0K

-71.24%

Milk (1 liter)

$0.92 MGA 3,871

$1.71 Rp 30.6K

-46.20%

White Bread (500g)

$0.68 MGA 2,873

$2.47 Rp 44.3K

-72.47%

Rice (white) (1kg)

$0.64 MGA 2,702

$1.20 Rp 21.5K

-46.67%

Eggs

$1.85 MGA 7,742

$2.44 Rp 43.8K

-24.18%

Local Cheese (1kg)

$10.43 MGA 43.8K

$14.38 Rp 257.7K

-27.47%

Chicken Fillets (1kg)

$6.85 MGA 28.7K

$4.31 Rp 77.1K

58.93%

Beef Round Steak (1kg)

$5.21 MGA 21.8K

$12.21 Rp 218.7K

-57.33%

Apples (1kg)

$1.41 MGA 5,915

$3.68 Rp 66.0K

-61.68%

Banana (1kg)

$0.86 MGA 3,596

$1.55 Rp 27.8K

-44.52%

Oranges (1kg)

$1.34 MGA 5,641

$2.79 Rp 49.9K

-51.97%

Tomato (1kg)

$0.81 MGA 3,409

$2.33 Rp 41.8K

-65.24%

Potato (1kg)

$0.48 MGA 2,028

$1.97 Rp 35.3K

-75.63%

Onion (1kg)

$0.68 MGA 2,853

$2.31 Rp 41.4K

-70.56%

Lettuce (1 head)

$0.32 MGA 1,322

$1.06 Rp 19.1K

-69.81%

Water (1.5 liter bottle)

$0.50 MGA 2,087

$0.73 Rp 13.1K

-31.51%

Cigarettes 20 Pack (Marlboro, Camel)

$1.71 MGA 7,195

$3.28 Rp 58.8K

-47.87%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$0.89 MGA 3,733

$2.81 Rp 50.3K

-68.33%

Imported Beer (0.33 liter bottle)

$1.13 MGA 4,743

$2.78 Rp 49.9K

-59.35%

One-way Ticket (Public Transport)

$0.32 MGA 1,339

$0.29 Rp 5,217

10.34%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$1.07 MGA 4,502

$0.85 Rp 15.2K

25.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.18 MGA 80.5K

$4.06 Rp 72.7K

372.41%

Internet (50+ Mbps, Unlimited Data)

$67.6 MGA 283.8K

$24.42 Rp 437.6K

176.95%

Gym Membership (Monthly)

$22.48 MGA 94.3K

$97.7 Rp 1.7M

-76.98%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$6.72 MGA 28.2K

$4.04 Rp 72.4K

66.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$8.63 MGA 36.2K

$54.2 Rp 971.7K

-84.09%

Summer Dress (H&M, Zara, etc)

$6.86 MGA 28.8K

$38.78 Rp 694.7K

-82.31%

Sport Shoes (Adidas, Nike)

$54.4 MGA 228.4K

$86.1 Rp 1.5M

-36.80%

Men's Leather Business Shoes

$37.77 MGA 158.5K

$76.7 Rp 1.4M

-50.74%

1-bedroom Apartment, City Center (Monthly)

$131 MGA 548.3K

$986 Rp 17.7M

-86.74%

1-bedroom Apartment, Outside City Center (Monthly)

$55.4 MGA 232.3K

$658 Rp 11.8M

-91.59%

3-bedroom Apartment, City Center (Monthly)

$453 MGA 1.9M

$3,369 Rp 60.4M

-86.56%

3-bedroom Apartment, Outside City Center (Monthly)

$136 MGA 569.5K

$2,066 Rp 37.0M

-93.43%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$146 MGA 610.9K

$163 Rp 2.9M

-10.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toamasina: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $131 in Toamasina and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Toamasina vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $146 vs $297 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toamasina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Toamasina and Ubud, Bali differ by about 223% in total monthly costs ($435 vs $1,404 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Ubud, Bali earns 12% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $131 in Toamasina versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $15.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $435 per month in Toamasina versus $1,404 in Ubud, Bali – a 223% gap that adds up to real savings over time for anyone picking the cheaper option.

At $435 in Toamasina versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toamasina and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.