Cost of Living Comparison Between Toamasina and Ubud, Bali Cost of Living Comparison Between Toamasina and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $475 in Toamasina versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $756 in Toamasina versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,037 in Toamasina versus $3,347 in Ubud, Bali.

Living in Toamasina costs roughly 66% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Toamasina is 65% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.24 MGA 9,622

$3.31 Rp 58.9K

-32.33%

Three-Course Dinner for Two, Mid-Range

$16.44 MGA 70.5K

$39.08 Rp 694.5K

-57.93%

Fast Food Meal (McDonalds, etc)

$4.59 MGA 19.7K

$5.62 Rp 99.8K

-18.33%

Cappuccino

$1.13 MGA 4,863

$2.64 Rp 46.9K

-57.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 MGA 3,173

$1.58 Rp 28.2K

-53.16%

Water (0.33 liter bottle)

$0.61 MGA 2,611

$0.71 Rp 12.6K

-14.08%

Local Beer (0.5 liter draught)

$1.02 MGA 4,367

$2.73 Rp 48.5K

-62.64%

Imported Beer (0.33 liter bottle)

$1.31 MGA 5,641

$4.32 Rp 76.8K

-69.68%

Milk (1 liter)

$1.03 MGA 4,410

$1.54 Rp 27.4K

-33.12%

White Bread (500g)

$0.68 MGA 2,916

$2.30 Rp 40.8K

-70.43%

Rice (white) (1kg)

$0.93 MGA 3,988

$1.03 Rp 18.3K

-9.71%

Eggs

$1.99 MGA 8,534

$2.12 Rp 37.7K

-6.13%

Local Cheese (1kg)

$12.46 MGA 53.4K

$17.30 Rp 307.5K

-27.98%

Chicken Fillets (1kg)

$7.00 MGA 30.0K

$4.03 Rp 71.6K

73.70%

Beef Round Steak (1kg)

$5.41 MGA 23.2K

$12.42 Rp 220.8K

-56.44%

Apples (1kg)

$1.63 MGA 7,015

$3.70 Rp 65.7K

-55.95%

Banana (1kg)

$1.36 MGA 5,837

$1.62 Rp 28.7K

-16.05%

Oranges (1kg)

$1.65 MGA 7,091

$2.27 Rp 40.3K

-27.31%

Tomato (1kg)

$0.73 MGA 3,148

$1.99 Rp 35.4K

-63.32%

Potato (1kg)

$0.61 MGA 2,607

$1.83 Rp 32.5K

-66.67%

Onion (1kg)

$0.54 MGA 2,326

$2.25 Rp 40.1K

-76.00%

Lettuce (1 head)

$0.34 MGA 1,448

$1.04 Rp 18.6K

-67.31%

Water (1.5 liter bottle)

$0.48 MGA 2,056

$0.56 Rp 10.0K

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$1.85 MGA 7,952

$2.22 Rp 39.5K

-16.67%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$0.87 MGA 3,721

$2.39 Rp 42.5K

-63.60%

Imported Beer (0.33 liter bottle)

$1.19 MGA 5,106

$2.87 Rp 51.1K

-58.54%

One-way Ticket (Public Transport)

$0.36 MGA 1,566

$0.25 Rp 4,416

44.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

Gasoline (1 liter)

$1.16 MGA 4,960

$0.76 Rp 13.6K

52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.18 MGA 142.4K

$6.33 Rp 112.5K

424.17%

Internet (50+ Mbps, Unlimited Data)

$70.0 MGA 300.3K

$18.54 Rp 329.6K

277.56%

Gym Membership (Monthly)

$23.44 MGA 100.6K

$56.1 Rp 996.2K

-58.18%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$7.03 MGA 30.2K

$4.26 Rp 75.8K

65.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

Jeans (Levis 501 Or Similar)

$9.24 MGA 39.6K

$45.98 Rp 817.3K

-79.90%

Summer Dress (H&M, Zara, etc)

$6.84 MGA 29.4K

$35.86 Rp 637.4K

-80.93%

Sport Shoes (Adidas, Nike)

$56.9 MGA 244.1K

$79.5 Rp 1.4M

-28.46%

Men's Leather Business Shoes

$39.25 MGA 168.4K

$80.9 Rp 1.4M

-51.50%

1-bedroom Apartment, City Center (Monthly)

$141 MGA 605.8K

$1,144 Rp 20.3M

-87.66%

1-bedroom Apartment, Outside City Center (Monthly)

$57.0 MGA 244.5K

$692 Rp 12.3M

-91.77%

3-bedroom Apartment, City Center (Monthly)

$466 MGA 2.0M

$3,532 Rp 62.8M

-86.81%

3-bedroom Apartment, Outside City Center (Monthly)

$137 MGA 586.3K

$1,709 Rp 30.4M

-92.01%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$137 MGA 586.8K

$169 Rp 3.0M

-19.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toamasina: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $141 in Toamasina and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Toamasina vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $161 vs $293 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toamasina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Toamasina and Ubud, Bali differ by about 191% in total monthly costs ($475 vs $1,379 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 24% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $141 in Toamasina versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $16.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $475 per month in Toamasina versus $1,379 in Ubud, Bali – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

At $475 in Toamasina versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toamasina and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 191% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.