Cost of Living Comparison Between Ubud, Bali and Toamasina Cost of Living Comparison Between Ubud, Bali and Toamasina

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $475 in Toamasina.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $756 in Toamasina.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,037 in Toamasina.

Living in Ubud, Bali is roughly 191% more expensive than in Toamasina, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Toamasina is 65% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$2.24 MGA 9,622

47.77%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$16.44 MGA 70.5K

137.71%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$4.59 MGA 19.7K

22.44%

Cappuccino

$2.64 Rp 46.9K

$1.13 MGA 4,863

133.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.74 MGA 3,173

113.51%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.61 MGA 2,611

16.39%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.02 MGA 4,367

167.65%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$1.31 MGA 5,641

229.77%

Milk (1 liter)

$1.54 Rp 27.4K

$1.03 MGA 4,410

49.51%

White Bread (500g)

$2.30 Rp 40.8K

$0.68 MGA 2,916

238.24%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.93 MGA 3,988

10.75%

Eggs

$2.12 Rp 37.7K

$1.99 MGA 8,534

6.53%

Local Cheese (1kg)

$17.30 Rp 307.5K

$12.46 MGA 53.4K

38.84%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$7.00 MGA 30.0K

-42.43%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$5.41 MGA 23.2K

129.57%

Apples (1kg)

$3.70 Rp 65.7K

$1.63 MGA 7,015

126.99%

Banana (1kg)

$1.62 Rp 28.7K

$1.36 MGA 5,837

19.12%

Oranges (1kg)

$2.27 Rp 40.3K

$1.65 MGA 7,091

37.58%

Tomato (1kg)

$1.99 Rp 35.4K

$0.73 MGA 3,148

172.60%

Potato (1kg)

$1.83 Rp 32.5K

$0.61 MGA 2,607

200.00%

Onion (1kg)

$2.25 Rp 40.1K

$0.54 MGA 2,326

316.67%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.34 MGA 1,448

205.88%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.48 MGA 2,056

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$1.85 MGA 7,952

20.00%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.87 MGA 3,721

174.71%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.19 MGA 5,106

141.18%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.36 MGA 1,566

-30.56%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.16 MGA 4,960

-34.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$33.18 MGA 142.4K

-80.92%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$70.0 MGA 300.3K

-73.51%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$23.44 MGA 100.6K

139.12%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$7.03 MGA 30.2K

-39.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$9.24 MGA 39.6K

397.62%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$6.84 MGA 29.4K

424.27%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$56.9 MGA 244.1K

39.78%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$39.25 MGA 168.4K

106.19%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$141 MGA 605.8K

710.37%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$57.0 MGA 244.5K

1114.64%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$466 MGA 2.0M

658.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$137 MGA 586.3K

1150.83%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$137 MGA 586.8K

23.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Toamasina: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $141 in Toamasina. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $16.00 in Toamasina for a mid-range dinner for two. Groceries echo the gap at $293 vs $161 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toamasina: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toamasina differ by about 191% in total monthly costs ($1,379 vs $475 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 24% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,144 in Ubud, Bali versus $141 in Toamasina. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $16.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,379 per month in Ubud, Bali versus $475 in Toamasina – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

At $475 in Toamasina versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toamasina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 191% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.