Cost of Living Comparison Between Ubud, Bali and Toamasina Cost of Living Comparison Between Ubud, Bali and Toamasina

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $434 in Toamasina.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $688 in Toamasina.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $943 in Toamasina.

Living in Ubud, Bali is roughly 231% more expensive than Toamasina, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Toamasina is 68% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.72 MGA 11.3K

31.25%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$15.26 MGA 63.3K

113.50%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.52 MGA 18.8K

12.17%

Cappuccino

$2.83 Rp 49.0K

$1.17 MGA 4,844

141.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.72 MGA 2,991

86.11%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.74 MGA 3,067

-6.76%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.80 MGA 3,308

273.75%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.12 MGA 4,658

243.75%

Milk (1 liter)

$1.74 Rp 30.2K

$0.98 MGA 4,078

77.55%

White Bread (500g)

$2.54 Rp 44.0K

$0.69 MGA 2,866

268.12%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.66 MGA 2,730

80.30%

Eggs

$2.43 Rp 42.0K

$1.91 MGA 7,943

27.23%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.64 MGA 44.1K

37.78%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.76 MGA 28.1K

-38.17%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$5.23 MGA 21.7K

128.30%

Apples (1kg)

$3.69 Rp 63.9K

$1.45 MGA 6,031

154.48%

Banana (1kg)

$1.61 Rp 27.8K

$0.85 MGA 3,528

89.41%

Oranges (1kg)

$2.69 Rp 46.5K

$1.37 MGA 5,675

96.35%

Tomato (1kg)

$2.33 Rp 40.4K

$0.75 MGA 3,121

210.67%

Potato (1kg)

$1.91 Rp 33.0K

$0.52 MGA 2,149

267.31%

Onion (1kg)

$2.19 Rp 37.9K

$0.74 MGA 3,072

195.95%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.32 MGA 1,308

231.25%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.49 MGA 2,051

46.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.76 MGA 7,309

77.84%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.89 MGA 3,680

207.87%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.12 MGA 4,663

157.14%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.32 MGA 1,307

-9.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.07 MGA 4,427

-21.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$19.06 MGA 79.1K

-79.28%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$65.8 MGA 273.1K

-62.93%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$22.25 MGA 92.3K

333.89%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$6.53 MGA 27.1K

-38.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$8.63 MGA 35.8K

523.87%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$6.81 MGA 28.3K

457.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$54.4 MGA 225.8K

59.43%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$37.93 MGA 157.4K

107.91%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$136 MGA 563.2K

645.65%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$56.5 MGA 234.3K

1094.35%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$445 MGA 1.8M

661.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$134 MGA 555.7K

1466.57%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$143 MGA 591.4K

21.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Toamasina: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $136 in Toamasina. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $15.00 in Toamasina for a mid-range dinner for two. Groceries echo the gap at $298 vs $147 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toamasina: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toamasina differ by about 231% in total monthly costs ($1,438 vs $434 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Ubud, Bali pays 21% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,012 in Ubud, Bali versus $136 in Toamasina. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $15.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $434 in Toamasina – a 231% gap that adds up to real savings over time for anyone picking the cheaper option.

At $434 in Toamasina versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toamasina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 231% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.