Cost of Living Comparison Between Ubud, Bali and Toamasina Cost of Living Comparison Between Ubud, Bali and Toamasina

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $462 in Toamasina.

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $753 in Toamasina.

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $1,045 in Toamasina.

Living in Ubud, Bali is roughly 192% more expensive than in Toamasina, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Toamasina is 66% below.

Meal at Budget Restaurant

$3.33 Rp 59.7K

$2.20 MGA 9,776

51.36%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 634.4K

$15.66 MGA 69.6K

126.18%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.1K

$4.69 MGA 20.8K

22.81%

Cappuccino

$2.63 Rp 47.1K

$1.17 MGA 5,180

124.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.1K

$0.75 MGA 3,345

132.00%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.59 MGA 2,608

30.51%

Local Beer (0.5 liter draught)

$2.71 Rp 48.5K

$0.93 MGA 4,156

191.40%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$1.28 MGA 5,703

253.12%

Milk (1 liter)

$1.53 Rp 27.5K

$1.04 MGA 4,629

47.12%

White Bread (500g)

$2.20 Rp 39.3K

$0.69 MGA 3,075

218.84%

Rice (white) (1kg)

$1.22 Rp 21.8K

$0.95 MGA 4,244

28.42%

Eggs

$2.14 Rp 38.3K

$1.88 MGA 8,368

13.83%

Local Cheese (1kg)

$17.73 Rp 317.6K

$12.08 MGA 53.7K

46.77%

Chicken Fillets (1kg)

$3.86 Rp 69.1K

$6.64 MGA 29.5K

-41.87%

Beef Round Steak (1kg)

$12.03 Rp 215.4K

$5.14 MGA 22.9K

134.05%

Apples (1kg)

$3.61 Rp 64.7K

$1.64 MGA 7,284

120.12%

Banana (1kg)

$1.51 Rp 27.1K

$1.39 MGA 6,179

8.63%

Oranges (1kg)

$2.32 Rp 41.5K

$1.57 MGA 6,987

47.77%

Tomato (1kg)

$2.00 Rp 35.9K

$0.65 MGA 2,906

207.69%

Potato (1kg)

$1.81 Rp 32.4K

$0.60 MGA 2,674

201.67%

Onion (1kg)

$2.39 Rp 42.7K

$0.56 MGA 2,492

326.79%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.32 MGA 1,438

209.37%

Water (1.5 liter bottle)

$0.52 Rp 9,392

$0.50 MGA 2,230

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$1.79 MGA 7,942

21.79%

Wine (Bottle)

$22.98 Rp 411.5K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$0.93 MGA 4,119

158.06%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.7K

$1.13 MGA 5,023

165.49%

One-way Ticket (Public Transport)

$0.24 Rp 4,263

$0.36 MGA 1,584

-33.33%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,892

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.19 MGA 5,310

-29.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 571.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.8K

$32.37 MGA 143.9K

-79.67%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.8K

$68.9 MGA 306.3K

-73.53%

Gym Membership (Monthly)

$55.1 Rp 987.4K

$22.38 MGA 99.5K

146.34%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.6K

Cinema Ticket

$4.24 Rp 76.0K

$7.04 MGA 31.3K

-39.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.7M

Jeans (Levis 501 Or Similar)

$45.18 Rp 809.3K

$9.17 MGA 40.8K

392.69%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 619.2K

$6.92 MGA 30.8K

399.57%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$56.4 MGA 250.6K

40.41%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$38.00 MGA 168.9K

104.26%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$137 MGA 607.2K

724.90%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$57.0 MGA 253.6K

1081.85%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.8M

$448 MGA 2.0M

708.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.1M

$135 MGA 600.8K

1183.57%

Buy Apartment in City Center (m2)

$2,829 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$136 MGA 602.6K

22.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Toamasina: October 4, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $137 in Toamasina. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Toamasina for a mid-range dinner for two. Groceries echo the gap at $290 vs $157 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toamasina: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toamasina differ by about 192% in total monthly costs ($1,348 vs $462 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 22% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,127 in Ubud, Bali versus $137 in Toamasina. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,348 per month in Ubud, Bali versus $462 in Toamasina – a 192% gap that adds up to real savings over time for anyone picking the cheaper option.

At $462 in Toamasina versus $1,348 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toamasina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 192% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.