Cost of Living Comparison Between Ubud, Bali and Toamasina Cost of Living Comparison Between Ubud, Bali and Toamasina

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $435 in Toamasina.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $704 in Toamasina.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $973 in Toamasina.

Living in Ubud, Bali is roughly 223% more expensive than Toamasina, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Toamasina is 68% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.73 MGA 11.5K

30.77%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$15.46 MGA 64.9K

110.22%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.57 MGA 19.2K

6.35%

Cappuccino

$2.75 Rp 49.2K

$1.22 MGA 5,100

125.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.69 MGA 2,887

91.30%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.69 MGA 2,913

1.45%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.81 MGA 3,380

259.26%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.09 MGA 4,575

247.71%

Milk (1 liter)

$1.71 Rp 30.6K

$0.92 MGA 3,871

85.87%

White Bread (500g)

$2.47 Rp 44.3K

$0.68 MGA 2,873

263.24%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.64 MGA 2,702

87.50%

Eggs

$2.44 Rp 43.8K

$1.85 MGA 7,742

31.89%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.43 MGA 43.8K

37.87%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.85 MGA 28.7K

-37.08%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.21 MGA 21.8K

134.36%

Apples (1kg)

$3.68 Rp 66.0K

$1.41 MGA 5,915

160.99%

Banana (1kg)

$1.55 Rp 27.8K

$0.86 MGA 3,596

80.23%

Oranges (1kg)

$2.79 Rp 49.9K

$1.34 MGA 5,641

108.21%

Tomato (1kg)

$2.33 Rp 41.8K

$0.81 MGA 3,409

187.65%

Potato (1kg)

$1.97 Rp 35.3K

$0.48 MGA 2,028

310.42%

Onion (1kg)

$2.31 Rp 41.4K

$0.68 MGA 2,853

239.71%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.32 MGA 1,322

231.25%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.50 MGA 2,087

46.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.71 MGA 7,195

91.81%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.89 MGA 3,733

215.73%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.13 MGA 4,743

146.02%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.32 MGA 1,339

-9.38%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.07 MGA 4,502

-20.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$19.18 MGA 80.5K

-78.83%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$67.6 MGA 283.8K

-63.89%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$22.48 MGA 94.3K

334.48%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$6.72 MGA 28.2K

-39.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$8.63 MGA 36.2K

528.39%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$6.86 MGA 28.8K

465.31%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$54.4 MGA 228.4K

58.23%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$37.77 MGA 158.5K

102.99%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$131 MGA 548.3K

654.21%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$55.4 MGA 232.3K

1088.49%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$453 MGA 1.9M

644.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$136 MGA 569.5K

1422.03%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$146 MGA 610.9K

12.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Toamasina: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $131 in Toamasina. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $15.00 in Toamasina for a mid-range dinner for two. Groceries echo the gap at $297 vs $146 per month, with Toamasina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toamasina: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toamasina differ by about 223% in total monthly costs ($1,404 vs $435 including rent). Toamasina is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Ubud, Bali pays 12% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $986 in Ubud, Bali versus $131 in Toamasina. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toamasina – a meal for two runs $15.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $435 in Toamasina – a 223% gap that adds up to real savings over time for anyone picking the cheaper option.

At $435 in Toamasina versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Toamasina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toamasina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toamasina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toamasina gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.