Cost of Living Comparison Between Tivat and Cakovec Cost of Living Comparison Between Tivat and Cakovec

Monthly Cost of Living

A single person spends $1,625 per month in Tivat vs $1,342 in Cakovec, rent included.

A couple spends around $2,416 per month in Tivat vs $2,012 in Cakovec, rent included.

A family of three spends $3,208 per month in Tivat vs $2,681 in Cakovec, rent included.

Tivat costs about 21% more than Cakovec, driven mainly by Eating Out.

Both Tivat and Cakovec sit above the global median – Tivat by 21%, Cakovec by 0%.

Meal at Budget Restaurant

$14.16 €12.18

$7.67 €6.60

84.62%

Three-Course Dinner for Two, Mid-Range

$46.91 €40.35

$47.04 €40.46

-0.28%

Fast Food Meal (McDonalds, etc)

$9.83 €8.46

$8.18 €7.03

20.17%

Cappuccino

$2.94 €2.53

$2.27 €1.95

29.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 €1.84

$2.18 €1.88

-1.83%

Water (0.33 liter bottle)

$1.40 €1.20

$1.73 €1.49

-19.08%

Local Beer (0.5 liter draught)

$2.97 €2.55

$2.63 €2.26

12.93%

Imported Beer (0.33 liter bottle)

$3.56 €3.07

$3.45 €2.97

3.19%

Milk (1 liter)

$1.44 €1.24

$1.18 €1.02

22.03%

White Bread (500g)

$1.09 €0.94

$1.54 €1.32

-29.22%

Rice (white) (1kg)

$2.40 €2.06

$3.51 €3.02

-31.62%

Eggs

$3.23 €2.78

$3.48 €2.99

-7.18%

Local Cheese (1kg)

$9.23 €7.94

$15.98 €13.75

-42.24%

Chicken Fillets (1kg)

$8.03 €6.91

$10.92 €9.39

-26.47%

Beef Round Steak (1kg)

$11.58 €9.96

$10.11 €8.70

14.54%

Apples (1kg)

$1.52 €1.31

$1.61 €1.38

-5.59%

Banana (1kg)

$1.80 €1.54

$1.73 €1.49

4.05%

Oranges (1kg)

$1.69 €1.45

$1.68 €1.45

0.60%

Tomato (1kg)

$2.92 €2.51

$1.67 €1.44

74.85%

Potato (1kg)

$1.07 €0.92

$1.24 €1.07

-13.71%

Onion (1kg)

$1.18 €1.02

$1.26 €1.09

-6.35%

Lettuce (1 head)

$1.87 €1.61

$0.84 €0.72

122.62%

Water (1.5 liter bottle)

$1.19 €1.02

$1.18 €1.01

0.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 €3.61

$5.92 €5.09

-29.22%

Wine (Bottle)

$5.76 €4.95

$7.86 €6.76

-26.72%

Local Beer (0.5 liter bottle)

$1.29 €1.11

$1.35 €1.16

-4.44%

Imported Beer (0.33 liter bottle)

$1.86 €1.60

$2.07 €1.78

-10.14%

One-way Ticket (Public Transport)

$1.71 €1.47

$2.41 €2.07

-29.05%

Public Transport Monthly Pass (Regular Price)

$40.47 €34.81

$63.6 €54.7

-36.34%

Taxi Start (Normal Tariff)

$1.17 €1.01

$5.90 €5.07

-80.17%

Taxi (Normal Tariff) (1km)

$1.02 €0.88

$1.28 €1.10

-20.31%

Taxi 1hour Waiting (Normal Tariff)

$11.54 €9.93

$11.41 €9.81

1.14%

Gasoline (1 liter)

$1.77 €1.52

$1.68 €1.45

5.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €25.2K

$31.7K €27.3K

-7.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K €25.0K

$26.5K €22.8K

9.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €123

$186 €160

-23.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.10 €15.57

$18.85 €16.21

-3.98%

Internet (50+ Mbps, Unlimited Data)

$32.86 €28.27

$33.79 €29.07

-2.75%

Gym Membership (Monthly)

$52.8 €45.44

$53.7 €46.21

-1.68%

Tennis Court (1 Hour on Weekend)

$15.74 €13.54

$23.31 €20.05

-32.48%

Cinema Ticket

$5.82 €5.00

$8.31 €7.15

-29.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 €364

$138 €119

206.33%

International Primary School, 1 Child (Yearly)

$10.2K €8,735

$8,729 €7,509

16.34%

Jeans (Levis 501 Or Similar)

$82.5 €71.0

$112 €96.5

-26.45%

Summer Dress (H&M, Zara, etc)

$38.39 €33.02

$39.12 €33.65

-1.87%

Sport Shoes (Adidas, Nike)

$109 €93.9

$88.3 €76.0

23.61%

Men's Leather Business Shoes

$129 €111

$113 €96.8

14.28%

1-bedroom Apartment, City Center (Monthly)

$1,060 €912

$505 €434

109.94%

1-bedroom Apartment, Outside City Center (Monthly)

$689 €593

$386 €332

78.69%

3-bedroom Apartment, City Center (Monthly)

$2,083 €1,792

$728 €626

186.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,162 €999

$541 €465

114.68%

Buy Apartment in City Center (m2)

$6,151 €5,291

$3,204 €2,756

91.98%

Buy Apartment Outside City Center (m2)

$2,798 €2,407

$2,293 €1,972

22.05%

Average Monthly Net Salary (After Tax)

$1,250 €1,075

$1,343 €1,156

-6.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

4.63

23.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: June 1, 2026

Last update for Cakovec: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,060 in Tivat versus $505 in Cakovec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Cakovec, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Tivat versus $47.00 in Cakovec. Monthly groceries follow the same trend: $239 vs $272 – making Tivat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tivat vs Cakovec: Cost of Living - Frequently Asked Questions

Tivat costs about 21% more than Cakovec, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,437 per month in Tivat and $2,013 in Cakovec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cakovec, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 14% cheaper in Tivat – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $47.00 in Tivat and $47.00 in Cakovec. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Cakovec, where all-in costs run around $1,342, than in Tivat at $1,625. In Cakovec it covers expenses comfortably, while in Tivat it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cakovec costs $1,342 versus $1,625 in Tivat. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cakovec. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tivat makes more sense. Both are solid long-term options with distinct trade-offs.