Cost of Living Comparison Between Timaru and Ubud, Bali Cost of Living Comparison Between Timaru and Ubud, Bali

😐 Solo nomad: Timaru is 89% more expensive than Ubud, Bali without rent, and 39.2% more expensive with rent.
😐 Family of 3: Timaru is 26.6% more expensive than Ubud, Bali without rent, and 10.6% more expensive with rent.
Currency
🍽 Eating Out
Timaru
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.17 NZ$25.49
$3.47 Rp 58.5K
337.18%
Three-Course Dinner for Two, Mid-Range
$79.8 NZ$134
$32.10 Rp 541.6K
148.47%
Fast Food Meal (McDonalds, etc)
$9.85 NZ$16.55
$4.86 Rp 82.0K
102.67%
Cappuccino
$3.39 NZ$5.70
$2.82 Rp 47.6K
20.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.18 NZ$3.66
$1.37 Rp 23.2K
59.12%
Water (0.33 liter bottle)
$1.87 NZ$3.13
$0.73 Rp 12.3K
156.16%
Local Beer (0.5 liter draught)
$5.89 NZ$9.90
$2.90 Rp 48.9K
103.10%
Imported Beer (0.33 liter bottle)
$5.85 NZ$9.83
$3.92 Rp 66.1K
49.23%
🛒 Groceries & Markets
Timaru
Ubud, Bali
Difference
Milk (1 liter)
$1.61 NZ$2.71
$1.74 Rp 29.4K
-7.47%
White Bread (500g)
$1.96 NZ$3.29
$2.44 Rp 41.2K
-19.67%
Rice (white) (1kg)
$1.18 NZ$1.98
$1.17 Rp 19.7K
0.85%
Eggs
$6.33 NZ$10.63
$2.35 Rp 39.7K
169.36%
Local Cheese (1kg)
$9.67 NZ$16.25
$14.78 Rp 249.4K
-34.57%
Chicken Fillets (1kg)
$10.76 NZ$18.08
$4.25 Rp 71.7K
153.18%
Beef Round Steak (1kg)
$16.95 NZ$28.48
$12.21 Rp 206.1K
38.82%
Apples (1kg)
$2.65 NZ$4.45
$3.72 Rp 62.8K
-28.76%
Banana (1kg)
$2.57 NZ$4.32
$1.56 Rp 26.2K
64.74%
Oranges (1kg)
$2.97 NZ$4.99
$2.69 Rp 45.4K
10.41%
Tomato (1kg)
$5.90 NZ$9.91
$2.34 Rp 39.4K
152.14%
Potato (1kg)
$2.59 NZ$4.35
$2.00 Rp 33.7K
29.50%
Onion (1kg)
$2.39 NZ$4.01
$2.31 Rp 38.9K
3.46%
Lettuce (1 head)
$2.84 NZ$4.78
$1.01 Rp 17.1K
181.19%
Water (1.5 liter bottle)
$1.14 NZ$1.92
$0.73 Rp 12.3K
56.16%
Cigarettes 20 Pack (Marlboro, Camel)
$28.48 NZ$47.85
$3.31 Rp 55.9K
760.42%
Wine (Bottle)
$7.27 NZ$12.21
$25.14 Rp 424.2K
-71.08%
Local Beer (0.5 liter bottle)
$4.61 NZ$7.75
$2.90 Rp 48.9K
58.97%
Imported Beer (0.33 liter bottle)
$7.05 NZ$11.84
$2.77 Rp 46.8K
154.51%
🚌 Getting Around
Timaru
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.07 NZ$3.48
$0.27 Rp 4,526
666.67%
Public Transport Monthly Pass (Regular Price)
$64.9 NZ$109
$8.26 Rp 139.4K
685.11%
Taxi Start (Normal Tariff)
$2.88 NZ$4.85
$0.45 Rp 7,634
540.00%
Taxi (Normal Tariff) (1km)
$1.09 NZ$1.83
$0.42 Rp 7,129
159.52%
Taxi 1hour Waiting (Normal Tariff)
$32.23 NZ$54.1
$6.26 Rp 105.5K
414.86%
Gasoline (1 liter)
$1.63 NZ$2.74
$0.86 Rp 14.6K
89.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K NZ$49.1K
$25.9K Rp 436.8M
12.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.8K NZ$29.8K
$31.9K Rp 538.1M
-44.33%
🧾 Monthly Utilities & Internet
Timaru
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$193 NZ$325
$80.8 Rp 1.4M
139.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.71 NZ$39.83
$3.98 Rp 67.1K
495.73%
Internet (50+ Mbps, Unlimited Data)
$58.3 NZ$97.9
$23.55 Rp 397.3K
147.39%
🎉 Sport & Entertainment
Timaru
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.92 NZ$62.0
$97.3 Rp 1.6M
-62.05%
Tennis Court (1 Hour on Weekend)
$12.24 NZ$20.57
$6.42 Rp 108.4K
90.65%
Cinema Ticket
$13.04 NZ$21.91
$4.16 Rp 70.3K
213.46%
🧸 Childcare & Education
Timaru
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$501 NZ$843
$294 Rp 5.0M
70.53%
International Primary School, 1 Child (Yearly)
$7,129 NZ$12.0K
$6,548 Rp 110.5M
8.87%
👕👟 Clothing & Footwear
Timaru
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$86.2 NZ$145
$54.2 Rp 913.9K
59.05%
Summer Dress (H&M, Zara, etc)
$49.05 NZ$82.4
$37.95 Rp 640.3K
29.25%
Sport Shoes (Adidas, Nike)
$94.8 NZ$159
$88.1 Rp 1.5M
7.62%
Men's Leather Business Shoes
$281 NZ$473
$78.1 Rp 1.3M
260.42%
🏠 Accommodation & Living
Timaru
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$979 NZ$1,644
$995 Rp 16.8M
-1.65%
1-bedroom Apartment, Outside City Center (Monthly)
$783 NZ$1,315
$668 Rp 11.3M
17.19%
3-bedroom Apartment, City Center (Monthly)
$1,543 NZ$2,592
$3,391 Rp 57.2M
-54.51%
3-bedroom Apartment, Outside City Center (Monthly)
$1,433 NZ$2,407
$2,080 Rp 35.1M
-31.10%
Buy Apartment in City Center (m2)
$5,134 NZ$8,625
$3,037 Rp 51.2M
69.06%
Buy Apartment Outside City Center (m2)
$3,424 NZ$5,752
$2,378 Rp 40.1M
43.97%
💵 Salaries & Financials
Timaru
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$180 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timaru: February 28, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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