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Cost of Living Comparison Between Timaru and Ubud, Bali Cost of Living Comparison Between Timaru and Ubud, Bali

😐 Solo nomad: Timaru is 116.8% more expensive than Ubud, Bali without rent, and 175.7% more expensive with rent.
😐 Family of 3: Timaru is 86.8% more expensive than Ubud, Bali without rent, and 175.5% more expensive with rent.
Currency
🍽 Eating Out
Timaru
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.18 NZ$26.51
$2.85 Rp 47.5K
432.63%
Three-Course Dinner for Two, Mid-Range
$78.2 NZ$136
$12.26 Rp 204.3K
537.52%
Fast Food Meal (McDonalds, etc)
$9.46 NZ$16.51
$3.28 Rp 54.6K
188.41%
Cappuccino
$3.42 NZ$5.97
$2.3 Rp 38.3K
48.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 NZ$3.82
$1.11 Rp 18.5K
97.30%
Water (0.33 liter bottle)
$1.97 NZ$3.45
$0.26 Rp 4,324
657.69%
Local Beer (0.5 liter draught)
$5.86 NZ$10.23
$2.4 Rp 40K
144.17%
Imported Beer (0.33 liter bottle)
$5.88 NZ$10.26
$3.15 Rp 52.5K
86.67%
🛒 Groceries & Markets
Timaru
Ubud, Bali
Difference
Milk (1 liter)
$1.62 NZ$2.82
$1.49 Rp 24.9K
8.72%
White Bread (500g)
$1.95 NZ$3.41
$1.65 Rp 27.5K
18.18%
Rice (white) (1kg)
$1.18 NZ$2.07
$1.13 Rp 18.9K
4.42%
Eggs
$6.39 NZ$11.15
$2.33 Rp 38.9K
174.25%
Local Cheese (1kg)
$10.23 NZ$17.87
$13.7 Rp 228.3K
-25.33%
Chicken Fillets (1kg)
$10.65 NZ$18.6
$3.97 Rp 66.2K
168.26%
Beef Round Steak (1kg)
$16.59 NZ$28.97
$11.22 Rp 187K
47.86%
Apples (1kg)
$2.54 NZ$4.44
$3.48 Rp 57.9K
-27.01%
Banana (1kg)
$2.46 NZ$4.29
$1.5 Rp 25K
64.00%
Oranges (1kg)
$3.07 NZ$5.35
$2.68 Rp 44.6K
14.55%
Tomato (1kg)
$5.65 NZ$9.86
$1.35 Rp 22.5K
318.52%
Potato (1kg)
$2.61 NZ$4.56
$1.57 Rp 26.2K
66.24%
Onion (1kg)
$2.31 NZ$4.03
$2.1 Rp 34.9K
10.00%
Lettuce (1 head)
$2.87 NZ$5.02
$1.03 Rp 17.1K
178.64%
Water (1.5 liter bottle)
$1.11 NZ$1.94
$0.57 Rp 9,488
94.74%
Cigarettes 20 Pack (Marlboro, Camel)
$28.5 NZ$49.76
$2.31 Rp 38.5K
1133.77%
Wine (Bottle)
$7.01 NZ$12.23
$15.21 Rp 253.5K
-53.91%
Local Beer (0.5 liter bottle)
$4.71 NZ$8.22
$2.49 Rp 41.5K
89.16%
Imported Beer (0.33 liter bottle)
$6.98 NZ$12.18
$2.66 Rp 44.3K
162.41%
🚌 Getting Around
Timaru
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.14 NZ$3.74
$0.29 Rp 4,911
637.93%
Public Transport Monthly Pass (Regular Price)
$63.5 NZ$111
$10.03 Rp 167.1K
533.10%
Taxi Start (Normal Tariff)
$2.9 NZ$5.07
$0.45 Rp 7,480
544.44%
Taxi (Normal Tariff) (1km)
$1.13 NZ$1.97
$0.34 Rp 5,748
232.35%
Taxi 1hour Waiting (Normal Tariff)
$31.79 NZ$55.5
$5.97 Rp 99.4K
432.50%
Gasoline (1 liter)
$1.6 NZ$2.8
$0.75 Rp 12.4K
113.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1K NZ$52.5K
$25.8K Rp 430.2M
16.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.7K NZ$31K
$31.7K Rp 528.9M
-44.13%
🧾 Monthly Utilities & Internet
Timaru
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 NZ$327
$64.6 Rp 1.1M
190.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.81 NZ$41.58
$4.14 Rp 69K
475.12%
Internet (50+ Mbps, Unlimited Data)
$58.3 NZ$102
$23.99 Rp 399.7K
142.93%
🎉 Sport & Entertainment
Timaru
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.16 NZ$63.1
$23.29 Rp 388.1K
55.26%
Tennis Court (1 Hour on Weekend)
$12.18 NZ$21.27
$6.19 Rp 103.1K
96.77%
Cinema Ticket
$13.5 NZ$23.58
$3.45 Rp 57.5K
291.30%
🧸 Childcare & Education
Timaru
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$488 NZ$852
$91.9 Rp 1.5M
431.11%
International Primary School, 1 Child (Yearly)
$7,002 NZ$12.2K
$5,912 Rp 98.5M
18.43%
👕👟 Clothing & Footwear
Timaru
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$86.8 NZ$152
$51.5 Rp 857.6K
68.58%
Summer Dress (H&M, Zara, etc)
$49.35 NZ$86.2
$24.45 Rp 407.3K
101.84%
Sport Shoes (Adidas, Nike)
$97.4 NZ$170
$84.4 Rp 1.4M
15.49%
Men's Leather Business Shoes
$282 NZ$492
$74.3 Rp 1.2M
279.56%
🏠 Accommodation & Living
Timaru
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$977 NZ$1,705
$261 Rp 4.4M
273.75%
1-bedroom Apartment, Outside City Center (Monthly)
$798 NZ$1,393
$160 Rp 2.7M
399.95%
3-bedroom Apartment, City Center (Monthly)
$1,598 NZ$2,790
$585 Rp 9.7M
173.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,413 NZ$2,468
$328 Rp 5.5M
330.47%
Buy Apartment in City Center (m2)
$4,150 NZ$7,246
$985 Rp 16.4M
321.24%
Buy Apartment Outside City Center (m2)
$3,040 NZ$5,308
$847 Rp 14.1M
258.93%
💵 Salaries & Financials
Timaru
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timaru: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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