Last update: Oct 2026

Cost of Living Comparison Between Thunder Bay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,169 in Thunder Bay, rent and utilities included – about $9,800 less a year. Other living expenses account for most of the difference.

106

Cost of Living Index in Thunder Bay
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Thunder Bay Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Thunder Bay

🇨🇦 Canada

$2,169

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Thunder Bay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thunder Bay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,169 in Thunder Bay versus $1,353 in Ubud, Bali.

Thunder Bay $2,169
Ubud, Bali $1,353

Estimated couple costs with rent: $3,338 in Thunder Bay versus $2,297 in Ubud, Bali.

Thunder Bay $3,338
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,508 in Thunder Bay versus $3,241 in Ubud, Bali.

Thunder Bay $4,508
Ubud, Bali $3,241

Living in Thunder Bay is roughly 60% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Thunder Bay 60% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$17.63 CA$24.93

$3.23 Rp 58.1K

445.82%

Three-Course Dinner for Two, Mid-Range

$60.2 CA$85.1

$34.88 Rp 627.8K

72.62%

Fast Food Meal (McDonalds, etc)

$12.62 CA$17.84

$5.70 Rp 102.5K

121.40%

Cappuccino

$3.40 CA$4.81

$2.62 Rp 47.1K

29.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 CA$2.63

$1.72 Rp 31.0K

8.14%

Water (0.33 liter bottle)

$1.59 CA$2.25

$0.81 Rp 14.6K

96.30%

Local Beer (0.5 liter draught)

$5.43 CA$7.68

$2.65 Rp 47.7K

104.91%

Imported Beer (0.33 liter bottle)

$5.03 CA$7.12

$4.37 Rp 78.6K

15.10%

Milk (1 liter)

$2.27 CA$3.20

$1.57 Rp 28.3K

44.59%

White Bread (500g)

$2.55 CA$3.60

$2.19 Rp 39.5K

16.44%

Rice (white) (1kg)

$3.29 CA$4.65

$1.18 Rp 21.2K

178.81%

Eggs

$3.59 CA$5.08

$2.16 Rp 38.8K

66.20%

Local Cheese (1kg)

$16.69 CA$23.59

$17.65 Rp 317.7K

-5.44%

Chicken Fillets (1kg)

$15.91 CA$22.50

$3.78 Rp 68.0K

320.90%

Beef Round Steak (1kg)

$16.25 CA$22.98

$11.95 Rp 215.1K

35.98%

Apples (1kg)

$3.33 CA$4.71

$3.60 Rp 64.8K

-7.50%

Banana (1kg)

$1.21 CA$1.71

$1.59 Rp 28.6K

-23.90%

Oranges (1kg)

$3.92 CA$5.54

$2.31 Rp 41.6K

69.70%

Tomato (1kg)

$3.48 CA$4.92

$1.91 Rp 34.3K

82.20%

Potato (1kg)

$2.50 CA$3.53

$1.78 Rp 32.1K

40.45%

Onion (1kg)

$2.16 CA$3.05

$2.33 Rp 41.9K

-7.30%

Lettuce (1 head)

$2.91 CA$4.12

$1.00 Rp 18.0K

191.00%

Water (1.5 liter bottle)

$2.38 CA$3.36

$0.53 Rp 9,509

349.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.69 CA$15.11

$2.29 Rp 41.1K

366.81%

Wine (Bottle)

$8.67 CA$12.26

$22.07 Rp 397.3K

-60.72%

Local Beer (0.5 liter bottle)

$1.96 CA$2.77

$2.35 Rp 42.2K

-16.60%

Imported Beer (0.33 liter bottle)

$2.92 CA$4.14

$2.98 Rp 53.6K

-2.01%

One-way Ticket (Public Transport)

$2.28 CA$3.22

$0.23 Rp 4,112

891.30%

Public Transport Monthly Pass (Regular Price)

$64.3 CA$90.9

$8.90 Rp 160.2K

622.58%

Taxi Start (Normal Tariff)

$5.26 CA$7.44

$0.47 Rp 8,466

1019.15%

Taxi (Normal Tariff) (1km)

$2.08 CA$2.94

$0.43 Rp 7,737

383.72%

Taxi 1hour Waiting (Normal Tariff)

$35.48 CA$50.2

$5.47 Rp 98.4K

548.63%

Gasoline (1 liter)

$1.16 CA$1.63

$0.83 Rp 14.9K

39.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$23.9K Rp 429.8M

17.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.7K

$32.8K Rp 590.1M

-35.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$225

$80.0 Rp 1.4M

99.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.9 CA$81.8

$6.56 Rp 118.1K

781.86%

Internet (50+ Mbps, Unlimited Data)

$79.3 CA$112

$18.60 Rp 334.8K

326.45%

Gym Membership (Monthly)

$29.52 CA$41.73

$54.1 Rp 974.1K

-45.45%

Tennis Court (1 Hour on Weekend)

$18.06 CA$25.54

$18.28 Rp 329.0K

-1.20%

Cinema Ticket

$17.88 CA$25.27

$4.25 Rp 76.5K

320.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$670 CA$947

$493 Rp 8.9M

36.03%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$76.7 CA$108

$45.58 Rp 820.4K

68.30%

Summer Dress (H&M, Zara, etc)

$35.15 CA$49.69

$34.96 Rp 629.4K

0.54%

Sport Shoes (Adidas, Nike)

$76.6 CA$108

$77.7 Rp 1.4M

-1.44%

Men's Leather Business Shoes

$130 CA$184

$78.5 Rp 1.4M

65.77%

1-bedroom Apartment, City Center (Monthly)

$1,053 CA$1,488

$1,131 Rp 20.4M

-6.97%

1-bedroom Apartment, Outside City Center (Monthly)

$908 CA$1,283

$673 Rp 12.1M

34.89%

3-bedroom Apartment, City Center (Monthly)

$1,898 CA$2,683

$3,613 Rp 65.0M

-47.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,741 CA$2,461

$1,702 Rp 30.6M

2.30%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$3,027 CA$4,279

$166 Rp 3.0M

1719.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

13.78

-66.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thunder Bay: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Thunder Bay

$908 41.9%

Ubud, Bali

$673 49.7% 25.9% $235

Groceries & Markets

Thunder Bay

$396 18.3%

Ubud, Bali

$287 21.2% 27.5% $109

Monthly Utilities & Internet

Thunder Bay

$296 13.7%

Ubud, Bali

$105 7.8% 64.5% $191

Eating Out

Thunder Bay

$271 12.5%

Ubud, Bali

$106 7.9% 60.7% $164

Clothing & Footwear

Thunder Bay

$143 6.6%

Ubud, Bali

$107 7.9% 25.7% $37

Getting Around

Thunder Bay

$89 4.1%

Ubud, Bali

$12 0.9% 86% $77

Sport & Entertainment

Thunder Bay

$65 3%

Ubud, Bali

$63 4.6% 4.1% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,053 in Thunder Bay and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Thunder Bay pays 1719% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Thunder Bay vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $396 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Thunder Bay

🇮🇩 Ubud, Bali

🕒 Local time

10:20 10:20 AM

22:20 10:20 PM

12 h ahead of Thunder Bay

🌤 Weather

👥 Population

107,909

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Thunder Bay Ubud, Bali 15,020 km ≈ 19 h nonstop flight

From you

Thunder Bay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thunder Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 60% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1719% higher in Thunder Bay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,053 in Thunder Bay versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $60.0 in Thunder Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,169 per month in Thunder Bay versus $1,353 in Ubud, Bali – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,169 in Thunder Bay, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Thunder Bay. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Thunder Bay, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Thunder Bay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Thunder Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.