Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Thunder Bay

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,169 in Thunder Bay, rent and utilities included – about $9,800 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
106

Cost of Living Index in Thunder Bay
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Thunder Bay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Thunder Bay

🇨🇦 Canada

$2,169

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Thunder Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Thunder Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,169 in Thunder Bay.

Ubud, Bali $1,353
Thunder Bay $2,169

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,338 in Thunder Bay.

Ubud, Bali $2,297
Thunder Bay $3,338

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,508 in Thunder Bay.

Ubud, Bali $3,241
Thunder Bay $4,508

Living in Ubud, Bali costs roughly 38% less than in Thunder Bay, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Thunder Bay 60% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$17.63 CA$24.93

-81.68%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$60.2 CA$85.1

-42.07%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.62 CA$17.84

-54.83%

Cappuccino

$2.62 Rp 47.1K

$3.40 CA$4.81

-22.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.86 CA$2.63

-7.53%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.59 CA$2.25

-49.06%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.43 CA$7.68

-51.20%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.03 CA$7.12

-13.12%

Milk (1 liter)

$1.57 Rp 28.3K

$2.27 CA$3.20

-30.84%

White Bread (500g)

$2.19 Rp 39.5K

$2.55 CA$3.60

-14.12%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.29 CA$4.65

-64.13%

Eggs

$2.16 Rp 38.8K

$3.59 CA$5.08

-39.83%

Local Cheese (1kg)

$17.65 Rp 317.7K

$16.69 CA$23.59

5.75%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$15.91 CA$22.50

-76.24%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$16.25 CA$22.98

-26.46%

Apples (1kg)

$3.60 Rp 64.8K

$3.33 CA$4.71

8.11%

Banana (1kg)

$1.59 Rp 28.6K

$1.21 CA$1.71

31.40%

Oranges (1kg)

$2.31 Rp 41.6K

$3.92 CA$5.54

-41.07%

Tomato (1kg)

$1.91 Rp 34.3K

$3.48 CA$4.92

-45.11%

Potato (1kg)

$1.78 Rp 32.1K

$2.50 CA$3.53

-28.80%

Onion (1kg)

$2.33 Rp 41.9K

$2.16 CA$3.05

7.87%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.91 CA$4.12

-65.64%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.38 CA$3.36

-77.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.69 CA$15.11

-78.58%

Wine (Bottle)

$22.07 Rp 397.3K

$8.67 CA$12.26

154.56%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.96 CA$2.77

19.90%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.92 CA$4.14

2.05%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.28 CA$3.22

-89.91%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$64.3 CA$90.9

-86.16%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.26 CA$7.44

-91.06%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.08 CA$2.94

-79.33%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$35.48 CA$50.2

-84.58%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.16 CA$1.63

-28.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.0K CA$39.6K

-14.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.0K CA$29.7K

56.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$159 CA$225

-49.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$57.9 CA$81.8

-88.66%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$79.3 CA$112

-76.55%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$29.52 CA$41.73

83.33%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$18.06 CA$25.54

1.22%

Cinema Ticket

$4.25 Rp 76.5K

$17.88 CA$25.27

-76.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$670 CA$947

-26.49%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$76.7 CA$108

-40.58%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$35.15 CA$49.69

-0.54%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$76.6 CA$108

1.46%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$130 CA$184

-39.67%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,053 CA$1,488

7.50%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$908 CA$1,283

-25.86%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,898 CA$2,683

90.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,741 CA$2,461

-2.25%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,027 CA$4,279

-94.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.58

200.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Thunder Bay: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Thunder Bay

$908 41.9% 34.9% $235

Groceries & Markets

Ubud, Bali

$287 21.2%

Thunder Bay

$396 18.3% 37.9% $109

Clothing & Footwear

Ubud, Bali

$107 7.9%

Thunder Bay

$143 6.6% 34.6% $37

Eating Out

Ubud, Bali

$106 7.9%

Thunder Bay

$271 12.5% 154% $164

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Thunder Bay

$296 13.7% 182% $191

Sport & Entertainment

Ubud, Bali

$63 4.6%

Thunder Bay

$65 3% 4.2% $2.6

Getting Around

Ubud, Bali

$12 0.9%

Thunder Bay

$89 4.1% 617% $77

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,053 in Thunder Bay. Housing cost is often the main lever when comparing two cities.

Thunder Bay pays 1719% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $60.0 in Thunder Bay for a mid-range dinner for two. Groceries echo the gap at $287 vs $396 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Thunder Bay

🕒 Local time

23:05 11:05 PM

11:05 11:05 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

107,909

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Thunder Bay 15,020 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Thunder Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thunder Bay: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 60% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1719% lower in Thunder Bay. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,053 in Thunder Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $60.0 in Thunder Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,169 in Thunder Bay – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,169 in Thunder Bay, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Thunder Bay. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Thunder Bay, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Thunder Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Thunder Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.