Last update: Oct 2026

Cost of Living Comparison Between Thousand Oaks, CA and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $3,845 in Thousand Oaks, CA, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

186

Cost of Living Index in Thousand Oaks, CA
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Thousand Oaks, CA Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Thousand Oaks, CA

🇺🇸 United States

$3,845

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Thousand Oaks, CA and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thousand Oaks, CA and in Montreal actually costs, broken down by who's living it.

A single person spends $3,845 per month in Thousand Oaks, CA vs $2,003 in Montreal, rent included.

Thousand Oaks, CA $3,845
Montreal $2,003

A couple spends around $5,209 per month in Thousand Oaks, CA vs $3,048 in Montreal, rent included.

Thousand Oaks, CA $5,209
Montreal $3,048

A family of three spends $6,573 per month in Thousand Oaks, CA vs $4,092 in Montreal, rent included.

Thousand Oaks, CA $6,573
Montreal $4,092

Thousand Oaks, CA costs about 92% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Thousand Oaks, CA and Montreal sit above the global median – Thousand Oaks, CA by 187%, Montreal by 49%.

Meal at Budget Restaurant

$25.09 $25.09

$19.31 CA$27.53

29.93%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$75.5 CA$108

30.16%

Fast Food Meal (McDonalds, etc)

$9.00 $9.00

$10.63 CA$15.15

-15.33%

Cappuccino

$5.63 $5.63

$3.93 CA$5.60

43.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$1.92 CA$2.74

46.35%

Water (0.33 liter bottle)

$2.03 $2.03

$1.48 CA$2.11

37.16%

Local Beer (0.5 liter draught)

$7.97 $7.97

$6.30 CA$8.98

26.51%

Imported Beer (0.33 liter bottle)

$9.38 $9.38

$7.19 CA$10.25

30.46%

Milk (1 liter)

$1.19 $1.19

$2.22 CA$3.17

-46.40%

White Bread (500g)

$3.98 $3.98

$3.06 CA$4.37

30.07%

Rice (white) (1kg)

$3.58 $3.58

$2.94 CA$4.19

21.77%

Eggs

$5.15 $5.15

$3.53 CA$5.04

45.89%

Local Cheese (1kg)

$12.54 $12.54

$13.19 CA$18.80

-4.93%

Chicken Fillets (1kg)

$20.47 $20.47

$11.24 CA$16.02

82.12%

Beef Round Steak (1kg)

$22.65 $22.65

$13.81 CA$19.69

64.01%

Apples (1kg)

$5.37 $5.37

$3.40 CA$4.85

57.94%

Banana (1kg)

$1.79 $1.79

$1.44 CA$2.06

24.31%

Oranges (1kg)

$4.80 $4.80

$3.26 CA$4.65

47.24%

Tomato (1kg)

$5.79 $5.79

$2.88 CA$4.10

101.04%

Potato (1kg)

$3.62 $3.62

$1.86 CA$2.65

94.62%

Onion (1kg)

$2.76 $2.76

$1.82 CA$2.60

51.65%

Lettuce (1 head)

$1.62 $1.62

$2.43 CA$3.46

-33.33%

Water (1.5 liter bottle)

$2.27 $2.27

$1.52 CA$2.17

49.34%

Cigarettes 20 Pack (Marlboro, Camel)

$10.17 $10.17

$11.45 CA$16.33

-11.18%

Wine (Bottle)

$15.18 $15.18

$10.36 CA$14.77

46.53%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.22 CA$3.16

-24.32%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$2.82 CA$4.02

-45.39%

One-way Ticket (Public Transport)

$2.58 CA$3.67

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

Taxi Start (Normal Tariff)

$4.43 $4.43

$3.25 CA$4.64

36.31%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.48 CA$2.11

29.05%

Taxi 1hour Waiting (Normal Tariff)

$36.32 $36.32

$33.04 CA$47.11

9.93%

Gasoline (1 liter)

$1.48 $1.48

$1.36 CA$1.94

8.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K $37.5K

$27.4K CA$39.1K

36.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$20.0K CA$28.5K

28.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$76.1 CA$109

112.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.91 $47.91

$34.68 CA$49.45

38.15%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$42.69 CA$60.9

63.36%

Gym Membership (Monthly)

$66.1 $66.1

$28.94 CA$41.27

128.51%

Tennis Court (1 Hour on Weekend)

$22.11 $22.11

$20.33 CA$28.98

8.76%

Cinema Ticket

$12.12 $12.12

$11.21 CA$15.98

8.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,718 $1,718

$505 CA$720

240.18%

International Primary School, 1 Child (Yearly)

$42.2K $42.2K

$16.0K CA$22.8K

163.87%

Jeans (Levis 501 Or Similar)

$49.05 $49.05

$58.5 CA$83.4

-16.15%

Summer Dress (H&M, Zara, etc)

$29.43 $29.43

$38.00 CA$54.2

-22.55%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$92.7 CA$132

-14.69%

Men's Leather Business Shoes

$121 $121

$106 CA$151

13.94%

1-bedroom Apartment, City Center (Monthly)

$2,625 $2,625

$1,240 CA$1,768

111.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,493 $2,493

$986 CA$1,406

152.88%

3-bedroom Apartment, City Center (Monthly)

$3,748 $3,748

$2,102 CA$2,997

78.32%

3-bedroom Apartment, Outside City Center (Monthly)

$3,457 $3,457

$1,615 CA$2,302

114.07%

Buy Apartment in City Center (m2)

$5,777 $5,777

$5,043 CA$7,191

14.55%

Buy Apartment Outside City Center (m2)

$5,858 $5,858

$3,830 CA$5,461

52.97%

Average Monthly Net Salary (After Tax)

$5,925 $5,925

$2,920 CA$4,164

102.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.46

48.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thousand Oaks, CA: October 3, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Thousand Oaks, CA

$2.5K 64.8%

Montreal

$986 47.9% 60.5% $1.5K

Groceries & Markets

Thousand Oaks, CA

$472 12.3%

Montreal

$344 16.7% 27.2% $129

Eating Out

Thousand Oaks, CA

$373 9.7%

Montreal

$293 14.2% 21.5% $80

Monthly Utilities & Internet

Thousand Oaks, CA

$279 7.3%

Montreal

$154 7.5% 45% $126

Clothing & Footwear

Thousand Oaks, CA

$125 3.3%

Montreal

$133 6.5% 6.1% $7.6

Sport & Entertainment

Thousand Oaks, CA

$90 2.4%

Montreal

$51 2.5% 43.2% $39

Getting Around

Thousand Oaks, CA

$14 * 0.4%

Montreal

$98 4.8% 600% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,625 in Thousand Oaks, CA versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 103% higher in Thousand Oaks, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Thousand Oaks, CA versus $75.0 in Montreal. Monthly groceries follow the same trend: $472 vs $344 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Thousand Oaks, CA

🇨🇦 Montreal

🕒 Local time

05:56 5:56 AM

08:56 8:56 AM

3 h ahead of Thousand Oaks, CA

🌤 Weather

👥 Population

124,207

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Thousand Oaks, CA Montreal 4,010 km ≈ 6 h nonstop flight

From you

Thousand Oaks, CA
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thousand Oaks, CA vs Montreal: Cost of Living - Frequently Asked Questions

Thousand Oaks, CA costs about 92% more than Montreal, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,768 per month in Thousand Oaks, CA and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Thousand Oaks, CA and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Thousand Oaks, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Thousand Oaks, CA at $3,845. In Montreal it covers expenses comfortably, while in Thousand Oaks, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,003 versus $3,845 in Thousand Oaks, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Thousand Oaks, CA makes more sense. Both are solid long-term options with distinct trade-offs.