Last update: Oct 2026 United States 124.2K

Cost of Living in Thousand Oaks, CA

For one person, living costs in Thousand Oaks, CA are estimated at $3,797 a month, including rent and utilities – 41% above the national average. Rent and utilities take about two thirds of the total.

Monthly Cost of Living

How much you'll spend in Thousand Oaks, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thousand Oaks, CA actually costs, broken down by who's living it.

A single person spends around $3,797 per month with rent, or $1,186 for everyday expenses alone.

$3,797 /mo

A couple spends around $5,248 per month with rent, or $2,105 for everyday expenses alone.

$5,248 /mo

A family of three spends around $6,699 per month with rent, or $3,024 without housing.

$6,699 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$25.09 $25.09
$19.07 $19.07
$35.13 $35.13
Three-Course Dinner for Two, Mid-Range
$100.0 $100.0
$60.0 $60.0
$120 $120
Fast Food Meal (McDonalds, etc)
$8.60 $8.60
$7.37 $7.37
$14.75 $14.75
Cappuccino
$5.55 $5.55
$3.91 $3.91
$11.74 $11.74
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 $2.82
$2.05 $2.05
$5.63 $5.63
Water (0.33 liter bottle)
$1.95 $1.95
$1.95 $1.95
$4.87 $4.87
Local Beer (0.5 liter draught)
$8.21 $8.21
$5.13 $5.13
$11.30 $11.30
Imported Beer (0.33 liter bottle)
$9.72 $9.72
$7.17 $7.17
$15.35 $15.35
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.14 $1.14
$0.82 $0.82
$1.55 $1.55
White Bread (500g)
$3.94 $3.94
$1.84 $1.84
$6.42 $6.42
Rice (white) (1kg)
$3.51 $3.51
$1.93 $1.93
$6.44 $6.44
Eggs
$5.05 $5.05
$3.02 $3.02
$9.09 $9.09
Local Cheese (1kg)
$12.55 $12.55
$5.31 $5.31
$17.78 $17.78
Chicken Fillets (1kg)
$20.24 $20.24
$6.46 $6.46
$32.43 $32.43
Beef Round Steak (1kg)
$21.88 $21.88
$10.81 $10.81
$32.43 $32.43
Apples (1kg)
$5.38 $5.38
$3.81 $3.81
$7.85 $7.85
Banana (1kg)
$1.80 $1.80
$1.13 $1.13
$4.54 $4.54
Oranges (1kg)
$4.73 $4.73
$3.84 $3.84
$6.40 $6.40
Tomato (1kg)
$5.92 $5.92
$4.37 $4.37
$6.57 $6.57
Potato (1kg)
$3.71 $3.71
$2.21 $2.21
$4.46 $4.46
Onion (1kg)
$2.85 $2.85
$2.24 $2.24
$3.40 $3.40
Lettuce (1 head)
$1.62 $1.62
$0.74 $0.74
$1.97 $1.97
Water (1.5 liter bottle)
$2.22 $2.22
$1.38 $1.38
$3.95 $3.95
Cigarettes 20 Pack (Marlboro, Camel)
$10.16 $10.16
$8.13 $8.13
$12.19 $12.19
Wine (Bottle)
$14.81 $14.81
$9.86 $9.86
$44.42 $44.42
Local Beer (0.5 liter bottle)
$1.68 $1.68
$1.68 $1.68
$4.17 $4.17
Imported Beer (0.33 liter bottle)
$1.54 $1.54
$1.54 $1.54
$5.12 $5.12
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$4.38 $4.38
$4.38 $4.38
$4.38 $4.38
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$1.81 $1.81
$2.67 $2.67
Taxi 1hour Waiting (Normal Tariff)
$35.85 $35.85
$35.85 $35.85
$35.85 $35.85
Gasoline (1 liter)
$1.48 $1.48
$1.18 $1.18
$1.73 $1.73
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K $37.1K
$24.1K $24.1K
$37.7K $37.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$26.1K $26.1K
$26.5K $26.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 $163
$153 $153
$295 $295
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.06 $48.06
$34.56 $34.56
$88.9 $88.9
Internet (50+ Mbps, Unlimited Data)
$69.4 $69.4
$69.4 $69.4
$248 $248
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$66.9 $66.9
$38.99 $38.99
$94.8 $94.8
Tennis Court (1 Hour on Weekend)
$22.43 $22.43
-
Cinema Ticket
$11.94 $11.94
$9.95 $9.95
$19.90 $19.90
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,781 $1,781
$1,781 $1,781
$1,985 $1,985
International Primary School, 1 Child (Yearly)
$42.1K $42.1K
$42.1K $42.1K
$42.1K $42.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$50.4 $50.4
$25.19 $25.19
$89.7 $89.7
Summer Dress (H&M, Zara, etc)
$30.09 $30.09
$15.05 $15.05
$60.2 $60.2
Sport Shoes (Adidas, Nike)
$79.2 $79.2
$59.4 $59.4
$178 $178
Men's Leather Business Shoes
$117 $117
$74.4 $74.4
$248 $248
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,607 $2,607
$2,516 $2,516
$2,789 $2,789
1-bedroom Apartment, Outside City Center (Monthly)
$2,448 $2,448
$2,167 $2,167
$2,730 $2,730
3-bedroom Apartment, City Center (Monthly)
$3,705 $3,705
$3,004 $3,004
$4,106 $4,106
3-bedroom Apartment, Outside City Center (Monthly)
$3,513 $3,513
$2,851 $2,851
$4,174 $4,174
Buy Apartment in City Center (m2)
$5,959 $5,959
$5,890 $5,890
$5,999 $5,999
Buy Apartment Outside City Center (m2)
$5,896 $5,896
$5,828 $5,828
$5,935 $5,935
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,918 $5,918
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Thousand Oaks, CA $3,797
Accommodation & Living
$2.4K
Groceries & Markets
$467
Eating Out
$373
Monthly Utilities & Internet
$280
Clothing & Footwear
$125
Sport & Entertainment
$91
Getting Around
$13 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $2,607, dropping to $2,448 outside central areas. Housing accounts for roughly 44% of the average salary ($5,918) – well above the 30% international benchmark.

The average net salary is $5,918 – comfortably above monthly costs of $3,797. Most workers can save and live well. A comfortable lifestyle typically starts at $5,695.

Groceries cost around $467 per month for one person. A mid-range dinner for two is priced at $100.

Cost Highlights

Chicken fillets is more expensive than 98% of cities in North America

Imported beer is cheaper than 97% of cities in North America

Local beer is more expensive than 97% of cities in North America

Good to know
🕒 Local time
15:35 3:35 PM
🌤 Weather
👥 Population
124,207
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Thousand Oaks, CA Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

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Digital Nomad Cost of Living Index
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Cost of Living in Thousand Oaks, CA - Frequently Asked Questions
Is Thousand Oaks a good value for travelers, expats, and digital nomads, and how does it compare to nearby areas?
Cost of Living in Thousand Oaks, CA, United States sits higher than many inland suburbs but is more approachable than core Los Angeles districts. You will find stable utilities, reliable services, and a strong local economy that helps budgeting. The value tends to favor people who want a safe, scenic environment with quick access to parks, shopping, and healthcare, rather than those chasing ultra-low prices. Expats and digital nomads who plan longer stays often appreciate well-kept neighborhoods, good internet connectivity in cafes and coworking spaces, and a balanced pace of life. Visitors seeking nightlife or bargain rents may find it less compelling. Tip: Start with a trial week in different neighborhoods to test commute times.
What does daily life look like when you are housing-hunting, shopping for food, and getting around in Thousand Oaks, CA, United States?
Thousand Oaks, CA, United States living cost varies by neighborhood and lifestyle, but the biggest factor is housing. You will find housing options from apartment clusters near shopping centers to larger homes with yards in hillside pockets. Grocery options include mainstream supermarkets and local markets, with restaurants offering a spectrum from casual to quality dining. For getting around, a car is the most practical ally, while ridesharing and occasional bus routes help during busy periods. Co-working spaces and cafes can support remote work during the day. Tip: Before you rent, check parking rules and HOA requirements, and test a weekday commute during rush hour.
What factors influence quality of life and budgeting strategies in Thousand Oaks, and how can you plan around seasons and neighborhood fit?
Quality of life in Thousand Oaks combines outdoor access with a practical, low-crime environment. Build a budgeting framework by bookmarking core categories: housing, groceries, transport, and activities, and adjust monthly as seasons shift. Neighborhood fit depends on your pace: hillside communities offer privacy and views, while valley-adjacent areas put you near shops and schools. Practical savings come from renting with roommates, buying seasonal produce at markets, and choosing longer lease terms to lock in steadier costs. Seasonality affects outdoor plans more than indoor costs, so align your calendar with events and congestion. Tip: Map your priorities, then compare two or three neighborhoods side by side before committing.
Why is Thousand Oaks, CA so expensive to live in?
Thousand Oaks, CA is expensive by global standards – monthly costs hit about $3,797. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
Is Thousand Oaks, CA expensive to live in?
There's no getting around it – Thousand Oaks, CA is expensive. Monthly costs with rent typically hit $3,797, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
What is the average salary in Thousand Oaks, CA?
After taxes, the average worker in Thousand Oaks, CA takes home about $5,918 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Thousand Oaks, CA?
Rent hits hard in Thousand Oaks, CA – 1-bedroom apartments range from $2,448 to $2,607 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
How expensive is a gym membership in Thousand Oaks, CA?
Gym memberships in Thousand Oaks, CA cost about $66.9 per month – above the regional average. Premium chains and boutique studios charge even more. Parks, running routes, and outdoor fitness areas offer free alternatives if you'd rather skip the fee.
How much does childcare cost in Thousand Oaks, CA?
Private kindergarten in Thousand Oaks, CA costs about $1,781 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Is $2,000 enough to live comfortably in Thousand Oaks, CA?
$2,000 in Thousand Oaks, CA is a stretch – monthly costs with rent hit $3,797, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Thousand Oaks, CA good for families with children?
Thousand Oaks, CA is a solid pick for families. Childcare runs about $1,781 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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