Last update: Oct 2026

Cost of Living Comparison Between Thousand Oaks, CA and Lima

For one person, living is cheaper in Lima: $996 a month against $3,845 in Thousand Oaks, CA, rent and utilities included – about $34,200 less a year. Rent and utilities account for most of the difference.

186

Cost of Living Index in Thousand Oaks, CA
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Thousand Oaks, CA Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Thousand Oaks, CA

🇺🇸 United States

$3,845

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Thousand Oaks, CA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thousand Oaks, CA and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,845 in Thousand Oaks, CA versus $996 in Lima.

Thousand Oaks, CA $3,845
Lima $996

Estimated couple costs with rent: $5,209 in Thousand Oaks, CA versus $1,594 in Lima.

Thousand Oaks, CA $5,209
Lima $1,594

Monthly costs for a family of three with rent: $6,573 in Thousand Oaks, CA versus $2,191 in Lima.

Thousand Oaks, CA $6,573
Lima $2,191

Living in Thousand Oaks, CA is roughly 286% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Thousand Oaks, CA is 187% above, Lima is 26% below.

Meal at Budget Restaurant

$25.09 $25.09

$4.42 PEN 15.21

467.65%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$35.04 PEN 121

180.45%

Fast Food Meal (McDonalds, etc)

$9.00 $9.00

$6.84 PEN 23.53

31.58%

Cappuccino

$5.63 $5.63

$3.27 PEN 11.26

72.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$1.10 PEN 3.80

155.45%

Water (0.33 liter bottle)

$2.03 $2.03

$0.65 PEN 2.23

212.31%

Local Beer (0.5 liter draught)

$7.97 $7.97

$2.58 PEN 8.88

208.91%

Imported Beer (0.33 liter bottle)

$9.38 $9.38

$4.47 PEN 15.39

109.84%

Milk (1 liter)

$1.19 $1.19

$1.59 PEN 5.48

-25.16%

White Bread (500g)

$3.98 $3.98

$2.58 PEN 8.89

54.26%

Rice (white) (1kg)

$3.58 $3.58

$1.36 PEN 4.67

163.24%

Eggs

$5.15 $5.15

$2.95 PEN 10.15

74.58%

Local Cheese (1kg)

$12.54 $12.54

$9.10 PEN 31.30

37.80%

Chicken Fillets (1kg)

$20.47 $20.47

$5.81 PEN 19.99

252.32%

Beef Round Steak (1kg)

$22.65 $22.65

$9.83 PEN 33.81

130.42%

Apples (1kg)

$5.37 $5.37

$2.01 PEN 6.92

167.16%

Banana (1kg)

$1.79 $1.79

$1.08 PEN 3.70

65.74%

Oranges (1kg)

$4.80 $4.80

$1.37 PEN 4.72

250.36%

Tomato (1kg)

$5.79 $5.79

$1.48 PEN 5.08

291.22%

Potato (1kg)

$3.62 $3.62

$0.96 PEN 3.32

277.08%

Onion (1kg)

$2.76 $2.76

$0.85 PEN 2.93

224.71%

Lettuce (1 head)

$1.62 $1.62

$0.88 PEN 3.03

84.09%

Water (1.5 liter bottle)

$2.27 $2.27

$0.87 PEN 2.98

160.92%

Cigarettes 20 Pack (Marlboro, Camel)

$10.17 $10.17

$5.90 PEN 20.31

72.37%

Wine (Bottle)

$15.18 $15.18

$8.81 PEN 30.31

72.30%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$1.92 PEN 6.59

-12.50%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$3.20 PEN 11.02

-51.88%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 92.0

Taxi Start (Normal Tariff)

$4.43 $4.43

$3.81 PEN 13.11

16.27%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$2.04 PEN 7.03

-6.37%

Taxi 1hour Waiting (Normal Tariff)

$36.32 $36.32

$7.14 PEN 24.58

408.68%

Gasoline (1 liter)

$1.48 $1.48

$1.65 PEN 5.67

-10.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K $37.5K

$22.2K PEN 76.3K

68.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.7K PEN 88.3K

0.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$73.0 PEN 251

120.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.91 $47.91

$16.26 PEN 56.0

194.65%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$27.60 PEN 95.0

152.68%

Gym Membership (Monthly)

$66.1 $66.1

$33.07 PEN 114

99.97%

Tennis Court (1 Hour on Weekend)

$22.11 $22.11

$19.49 PEN 67.1

13.44%

Cinema Ticket

$12.12 $12.12

$7.39 PEN 25.42

64.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,718 $1,718

$182 PEN 626

844.12%

International Primary School, 1 Child (Yearly)

$42.2K $42.2K

$13.3K PEN 45.8K

217.17%

Jeans (Levis 501 Or Similar)

$49.05 $49.05

$52.6 PEN 181

-6.68%

Summer Dress (H&M, Zara, etc)

$29.43 $29.43

$34.23 PEN 118

-14.02%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$83.8 PEN 288

-5.59%

Men's Leather Business Shoes

$121 $121

$79.0 PEN 272

52.53%

1-bedroom Apartment, City Center (Monthly)

$2,625 $2,625

$723 PEN 2,488

262.97%

1-bedroom Apartment, Outside City Center (Monthly)

$2,493 $2,493

$340 PEN 1,170

633.09%

3-bedroom Apartment, City Center (Monthly)

$3,748 $3,748

$1,184 PEN 4,075

216.47%

3-bedroom Apartment, Outside City Center (Monthly)

$3,457 $3,457

$635 PEN 2,184

444.61%

Buy Apartment in City Center (m2)

$5,777 $5,777

$2,449 PEN 8,424

135.91%

Buy Apartment Outside City Center (m2)

$5,858 $5,858

$1,372 PEN 4,719

327.14%

Average Monthly Net Salary (After Tax)

$5,925 $5,925

$653 PEN 2,245

807.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

8.94

-25.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thousand Oaks, CA: October 3, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Thousand Oaks, CA

$2.5K 64.8%

Lima

$340 33.6% 86.4% $2.2K

Groceries & Markets

Thousand Oaks, CA

$472 12.3%

Lima

$226 22.4% 52.1% $246

Eating Out

Thousand Oaks, CA

$373 9.7%

Lima

$124 12.3% 66.8% $249

Monthly Utilities & Internet

Thousand Oaks, CA

$279 7.3%

Lima

$117 11.6% 58.1% $162

Clothing & Footwear

Thousand Oaks, CA

$125 3.3%

Lima

$112 11.1% 10.3% $13

Sport & Entertainment

Thousand Oaks, CA

$90 2.4%

Lima

$48 4.7% 47.1% $43

Getting Around

Thousand Oaks, CA

$14 * 0.4%

Lima

$43 4.3% 211% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,625 in Thousand Oaks, CA and $723 in Lima. Housing cost is often the main lever when comparing two cities.

Thousand Oaks, CA pays 808% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Thousand Oaks, CA vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $472 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Thousand Oaks, CA

🇵🇪 Lima

🕒 Local time

05:15 5:15 AM

07:15 7:15 AM

2 h ahead of Thousand Oaks, CA

🌤 Weather

👥 Population

124,207

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.892 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Peruvian Sol exchange rates as of October 12, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Thousand Oaks, CA Lima 6,780 km ≈ 9 h nonstop flight

From you

Thousand Oaks, CA
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thousand Oaks, CA vs Lima: Cost of Living - Frequently Asked Questions

Thousand Oaks, CA and Lima differ by about 286% in total monthly costs ($3,845 vs $996 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 808% higher in Thousand Oaks, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,625 in Thousand Oaks, CA versus $723 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 109% higher in Thousand Oaks, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,845 per month in Thousand Oaks, CA versus $996 in Lima – a 286% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $3,845 in Thousand Oaks, CA, a $2,000 budget is realistic in Lima but tight or insufficient in Thousand Oaks, CA. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Thousand Oaks, CA and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 286% less than in Thousand Oaks, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.