Last update: Oct 2026

Cost of Living Comparison Between Thames and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,210 a month against $1,966 in Thames, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

Thames
🇳🇿 New Zealand
$1,966
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,210
/mo nomad
Monthly Cost of Living

How much you'll spend in Thames and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thames and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $1,966 per month in Thames vs $1,210 in Playa del Carmen, rent included.

  • Thames $1,966
  • Playa del Carmen $1,210

A couple spends around $2,999 per month in Thames vs $2,113 in Playa del Carmen, rent included.

  • Thames $2,999
  • Playa del Carmen $2,113

A family of three spends $4,032 per month in Thames vs $3,016 in Playa del Carmen, rent included.

  • Thames $4,032
  • Playa del Carmen $3,016

Thames costs about 62% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Thames sits 46% above the global median, while Playa del Carmen is 10% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Thames
Playa del Carmen
Difference
Meal at Budget Restaurant
$13.93 NZ$24.63
$10.76 MX$199
29.46%
Three-Course Dinner for Two, Mid-Range
$68.4 NZ$121
$43.03 MX$795
58.91%
Fast Food Meal (McDonalds, etc)
$8.89 NZ$15.72
$11.79 MX$218
-24.60%
Cappuccino
$3.42 NZ$6.06
$3.87 MX$71.4
-11.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.02 NZ$3.57
$1.37 MX$25.29
47.45%
Water (0.33 liter bottle)
$1.74 NZ$3.08
$0.84 MX$15.44
107.14%
Local Beer (0.5 liter draught)
$6.88 NZ$12.16
$3.10 MX$57.3
121.94%
Imported Beer (0.33 liter bottle)
$6.73 NZ$11.90
$5.07 MX$93.6
32.74%
🛒 Groceries & Markets
Thames
Playa del Carmen
Difference
Milk (1 liter)
$1.87 NZ$3.31
$1.44 MX$26.55
29.86%
White Bread (500g)
$2.22 NZ$3.93
$2.23 MX$41.23
-0.45%
Rice (white) (1kg)
$1.79 NZ$3.16
$1.47 MX$27.17
21.77%
Eggs
$6.20 NZ$10.97
$2.53 MX$46.71
145.06%
Local Cheese (1kg)
$8.79 NZ$15.55
$7.30 MX$135
20.41%
Chicken Fillets (1kg)
$9.68 NZ$17.11
$7.86 MX$145
23.16%
Beef Round Steak (1kg)
$16.82 NZ$29.74
$12.79 MX$236
31.51%
Apples (1kg)
$2.80 NZ$4.95
$2.90 MX$53.6
-3.45%
Banana (1kg)
$2.16 NZ$3.82
$1.44 MX$26.53
50.00%
Oranges (1kg)
$2.91 NZ$5.14
$2.55 MX$47.07
14.12%
Tomato (1kg)
$5.75 NZ$10.17
$2.06 MX$38.03
179.13%
Potato (1kg)
$2.13 NZ$3.77
$2.00 MX$36.97
6.50%
Onion (1kg)
$1.52 NZ$2.69
$2.01 MX$37.07
-24.38%
Lettuce (1 head)
$1.98 NZ$3.50
$1.19 MX$22.02
66.39%
Water (1.5 liter bottle)
$1.04 NZ$1.84
$1.26 MX$23.23
-17.46%
Cigarettes 20 Pack (Marlboro, Camel)
$26.57 NZ$46.99
$4.40 MX$81.4
503.86%
Wine (Bottle)
$10.25 NZ$18.12
$9.59 MX$177
6.88%
Local Beer (0.5 liter bottle)
$2.84 NZ$5.02
$1.59 MX$29.41
78.62%
Imported Beer (0.33 liter bottle)
$3.38 NZ$5.98
$2.81 MX$51.9
20.28%
🚌 Getting Around
Thames
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.45 NZ$2.56
$0.57 MX$10.47
154.39%
Public Transport Monthly Pass (Regular Price)
$75.4 NZ$133
$27.82 MX$514
170.88%
Taxi Start (Normal Tariff)
$2.30 NZ$4.06
$4.98 MX$92.1
-53.82%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.40
$3.50 MX$64.6
-45.14%
Taxi 1hour Waiting (Normal Tariff)
$32.20 NZ$56.9
$5.40 MX$99.8
496.30%
Gasoline (1 liter)
$1.87 NZ$3.31
$1.47 MX$27.08
27.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K NZ$44.5K
$21.0K MX$387.8K
19.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K NZ$38.4K
$23.9K MX$441.8K
-9.27%
🧾 Monthly Utilities & Internet
Thames
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 NZ$324
$84.2 MX$1,556
117.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.20 NZ$46.33
$23.99 MX$443
9.21%
Internet (50+ Mbps, Unlimited Data)
$50.7 NZ$89.6
$29.02 MX$536
74.57%
🎉 Sport & Entertainment
Thames
Playa del Carmen
Difference
Gym Membership (Monthly)
$41.84 NZ$74.0
$63.0 MX$1,164
-33.57%
Tennis Court (1 Hour on Weekend)
-
$29.14 MX$539
-
Cinema Ticket
$13.10 NZ$23.17
$4.94 MX$91.3
165.18%
🧸 Childcare & Education
Thames
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,135 NZ$2,007
$204 MX$3,763
457.43%
International Primary School, 1 Child (Yearly)
$19.2K NZ$34.0K
$3,941 MX$72.8K
387.74%
👕👟 Clothing & Footwear
Thames
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$79.2 NZ$140
$43.60 MX$806
81.58%
Summer Dress (H&M, Zara, etc)
$39.93 NZ$70.6
$43.12 MX$797
-7.40%
Sport Shoes (Adidas, Nike)
$92.3 NZ$163
$75.8 MX$1,400
21.78%
Men's Leather Business Shoes
$111 NZ$197
$88.6 MX$1,637
25.79%
🏠 Accommodation & Living
Thames
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$930 NZ$1,645
$1,008 MX$18.6K
-7.73%
1-bedroom Apartment, Outside City Center (Monthly)
$821 NZ$1,451
$374 MX$6,911
119.42%
3-bedroom Apartment, City Center (Monthly)
$1,484 NZ$2,624
$1,708 MX$31.6K
-13.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,486 NZ$2,629
$1,106 MX$20.4K
34.38%
Buy Apartment in City Center (m2)
$4,552 NZ$8,050
$3,944 MX$72.9K
15.41%
Buy Apartment Outside City Center (m2)
$3,773 NZ$6,673
$6,169 MX$114.0K
-38.83%
💵 Salaries & Financials
Thames
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$754 MX$13.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.37
11.45
-53.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thames: October 11, 2026

Last update for Playa del Carmen: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Thames
$821
Playa del Carmen
$374 54.4% $447
Groceries & Markets
Thames
$337
Playa del Carmen
$258 23.2% $78
Monthly Utilities & Internet
Thames
$260
Playa del Carmen
$137 47.3% $123
Eating Out
Thames
$242
Playa del Carmen
$202 16.4% $40
Clothing & Footwear
Thames
$145
Playa del Carmen
$113 22.2% $32
Getting Around
Thames
$93
Playa del Carmen
$53 43.5% $40
Sport & Entertainment
Thames
$68
Playa del Carmen
$73 7.1% $4.8

Cost Breakdown

A central one-bedroom costs $930 in Thames versus $1,008 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $68.0 in Thames versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $337 vs $258 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇳🇿 Thames
🇲🇽 Playa del Carmen
🕒 Local time
00:05 12:05 AM
06:05 6:05 AM
18 h behind Thames
🌤 Weather
👥 Population
7,500
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to NZD – New Zealand Dollar Converter

New Zealand Dollar exchange rates as of October 19, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Thames Playa del Carmen 12,010 km ≈ 16 h nonstop flight
From you
  • Thames
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Thames vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Thames?
Yes – Thames is pricier by about 62%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,949 per month in Thames and $1,816 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Thames and in Playa del Carmen?
Monthly expenses with rent come to $1,966 in Thames and $1,210 in Playa del Carmen. That's a gap of about 62%.
Which city has cheaper public transport?
Public transport costs about 171% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Thames or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,210, than in Thames at $1,966. In Playa del Carmen it covers expenses comfortably, while in Thames it requires careful planning or may not stretch far enough.
Is Thames or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Thames or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Thames makes more sense. Both are solid long-term options with distinct trade-offs.

Thames vs other spots: cost of living compared

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