Last update: Oct 2026

Cost of Living Comparison Between Thames and Noumea

For one person, living is cheaper in Thames: $1,966 a month against $2,391 in Noumea, rent and utilities included – about $5,100 less a year. The total is higher in Noumea despite lower rent and utilities.

Thames
🇳🇿 New Zealand
$1,966
/mo nomad
Noumea
🇳🇨 New Caledonia
$2,391
/mo nomad
Monthly Cost of Living

How much you'll spend in Thames and in Noumea

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thames and in Noumea actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,966 in Thames versus $2,391 in Noumea.

  • Thames $1,966
  • Noumea $2,391

Estimated couple costs with rent: $2,999 in Thames versus $3,791 in Noumea.

  • Thames $2,999
  • Noumea $3,791

Monthly costs for a family of three with rent: $4,032 in Thames versus $5,191 in Noumea.

  • Thames $4,032
  • Noumea $5,191

Living in Thames costs roughly 18% less than in Noumea, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Thames 46% above, Noumea 77% above.

Currency
🍽 Eating Out
Thames
Noumea
Difference
Meal at Budget Restaurant
$13.93 NZ$24.63
$20.61 CFPF 2,180
-32.41%
Three-Course Dinner for Two, Mid-Range
$68.4 NZ$121
$111 CFPF 11.8K
-38.60%
Fast Food Meal (McDonalds, etc)
$8.89 NZ$15.72
$14.29 CFPF 1,512
-37.79%
Cappuccino
$3.42 NZ$6.06
$4.50 CFPF 477
-24.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.02 NZ$3.57
$1.92 CFPF 203
5.21%
Water (0.33 liter bottle)
$1.74 NZ$3.08
$1.27 CFPF 135
37.01%
Local Beer (0.5 liter draught)
$6.88 NZ$12.16
$9.28 CFPF 982
-25.86%
Imported Beer (0.33 liter bottle)
$6.73 NZ$11.90
$7.04 CFPF 745
-4.40%
🛒 Groceries & Markets
Thames
Noumea
Difference
Milk (1 liter)
$1.87 NZ$3.31
$1.22 CFPF 129
53.28%
White Bread (500g)
$2.22 NZ$3.93
$3.50 CFPF 370
-36.57%
Rice (white) (1kg)
$1.79 NZ$3.16
$2.20 CFPF 233
-18.64%
Eggs
$6.20 NZ$10.97
$6.02 CFPF 637
2.99%
Local Cheese (1kg)
$8.79 NZ$15.55
$29.56 CFPF 3,128
-70.26%
Chicken Fillets (1kg)
$9.68 NZ$17.11
$28.42 CFPF 3,007
-65.94%
Beef Round Steak (1kg)
$16.82 NZ$29.74
$28.43 CFPF 3,007
-40.84%
Apples (1kg)
$2.80 NZ$4.95
$4.70 CFPF 497
-40.43%
Banana (1kg)
$2.16 NZ$3.82
$7.18 CFPF 759
-69.92%
Oranges (1kg)
$2.91 NZ$5.14
$6.04 CFPF 639
-51.82%
Tomato (1kg)
$5.75 NZ$10.17
$8.19 CFPF 866
-29.79%
Potato (1kg)
$2.13 NZ$3.77
$5.41 CFPF 572
-60.63%
Onion (1kg)
$1.52 NZ$2.69
$3.63 CFPF 384
-58.13%
Lettuce (1 head)
$1.98 NZ$3.50
$4.07 CFPF 430
-51.35%
Water (1.5 liter bottle)
$1.04 NZ$1.84
$1.50 CFPF 158
-30.67%
Cigarettes 20 Pack (Marlboro, Camel)
$26.57 NZ$46.99
$19.12 CFPF 2,023
38.96%
Wine (Bottle)
$10.25 NZ$18.12
$16.93 CFPF 1,792
-39.46%
Local Beer (0.5 liter bottle)
$2.84 NZ$5.02
$5.80 CFPF 614
-51.03%
Imported Beer (0.33 liter bottle)
$3.38 NZ$5.98
-
-
🚌 Getting Around
Thames
Noumea
Difference
One-way Ticket (Public Transport)
$1.45 NZ$2.56
$4.59 CFPF 486
-68.41%
Public Transport Monthly Pass (Regular Price)
$75.4 NZ$133
-
-
Taxi Start (Normal Tariff)
$2.30 NZ$4.06
$6.87 CFPF 726
-66.52%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.40
$1.11 CFPF 117
72.97%
Taxi 1hour Waiting (Normal Tariff)
$32.20 NZ$56.9
$21.45 CFPF 2,269
50.12%
Gasoline (1 liter)
$1.87 NZ$3.31
$1.58 CFPF 167
18.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K NZ$44.5K
$32.2K CFPF 3.4M
-21.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K NZ$38.4K
$37.1K CFPF 3.9M
-41.47%
🧾 Monthly Utilities & Internet
Thames
Noumea
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 NZ$324
$201 CFPF 21.3K
-8.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.20 NZ$46.33
$42.95 CFPF 4,544
-39.00%
Internet (50+ Mbps, Unlimited Data)
$50.7 NZ$89.6
$49.00 CFPF 5,185
3.39%
🎉 Sport & Entertainment
Thames
Noumea
Difference
Gym Membership (Monthly)
$41.84 NZ$74.0
$49.91 CFPF 5,280
-16.17%
Tennis Court (1 Hour on Weekend)
-
$8.60 CFPF 910
-
Cinema Ticket
$13.10 NZ$23.17
$13.91 CFPF 1,472
-5.82%
🧸 Childcare & Education
Thames
Noumea
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,135 NZ$2,007
$762 CFPF 80.6K
49.02%
International Primary School, 1 Child (Yearly)
$19.2K NZ$34.0K
$9,253 CFPF 978.9K
107.74%
👕👟 Clothing & Footwear
Thames
Noumea
Difference
Jeans (Levis 501 Or Similar)
$79.2 NZ$140
$107 CFPF 11.4K
-26.24%
Summer Dress (H&M, Zara, etc)
$39.93 NZ$70.6
$64.7 CFPF 6,844
-38.27%
Sport Shoes (Adidas, Nike)
$92.3 NZ$163
$96.9 CFPF 10.3K
-4.80%
Men's Leather Business Shoes
$111 NZ$197
$249 CFPF 26.3K
-55.21%
🏠 Accommodation & Living
Thames
Noumea
Difference
1-bedroom Apartment, City Center (Monthly)
$930 NZ$1,645
$751 CFPF 79.4K
23.93%
1-bedroom Apartment, Outside City Center (Monthly)
$821 NZ$1,451
$773 CFPF 81.8K
6.13%
3-bedroom Apartment, City Center (Monthly)
$1,484 NZ$2,624
$1,494 CFPF 158.1K
-0.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,486 NZ$2,629
$1,359 CFPF 143.7K
9.41%
Buy Apartment in City Center (m2)
$4,552 NZ$8,050
$4,622 CFPF 489.0K
-1.52%
Buy Apartment Outside City Center (m2)
$3,773 NZ$6,673
$3,488 CFPF 369.1K
8.17%
💵 Salaries & Financials
Thames
Noumea
Difference
Average Monthly Net Salary (After Tax)
-
$2,663 CFPF 281.7K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.37
3.13
71.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thames: October 11, 2026

Last update for Noumea: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Thames
$821
Noumea
$773 5.8% $47
Groceries & Markets
Thames
$337
Noumea
$648 * 92.6% $312
Monthly Utilities & Internet
Thames
$260
Noumea
$293 12.5% $33
Eating Out
Thames
$242
Noumea
$335 38.4% $93
Clothing & Footwear
Thames
$145
Noumea
$233 60.4% $88
Getting Around
Thames
$93
Noumea
$31 * 66.9% $62
Sport & Entertainment
Thames
$68
Noumea
$78 14.2% $9.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $930 in Thames and $751 in Noumea. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Thames vs $111 in Noumea for a mid-range dinner for two. Groceries echo the gap at $337 vs $648 per month, with Thames cheaper across the board.

Good to know
🇳🇿 Thames
🇳🇨 Noumea
🕒 Local time
07:01 7:01 AM
05:01 5:01 AM
2 h behind Thames
🌤 Weather
👥 Population
7,500
91,386 Capital
💱 Currency
Exchange rates and currency converter

XPF, USD, EUR to NZD – New Zealand Dollar Converter

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

CFP Franc exchange rates as of October 17, 2026: 1 USD = 106 XPF (1,000 XPF = 9.45 USD). 1 EUR = 119 XPF (1,000 XPF = 8.41 EUR).

On the map
Between locations
  • Thames Noumea 1,870 km ≈ 2 h 45 min nonstop flight
From you
  • Thames
  • Noumea

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Thames vs Noumea: Cost of Living - Frequently Asked Questions
Is Noumea cheaper than Thames?
Thames is cheaper overall, especially in groceries, eating out, and clothing. The 22% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,949 in Thames and $3,587 in Noumea to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Thames and Noumea?
Rent for a central apartment: $930 in Thames versus $751 in Noumea. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $1,135 in Thames versus $762 in Noumea. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Thames or in Noumea?
Dining out is cheaper in Thames – a meal for two runs $68.0 versus $111 in Noumea. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 a realistic budget for living in Thames or in Noumea?
At $1,966 in Thames versus $2,391 in Noumea, a $2,500 budget is realistic in Thames but tight or insufficient in Noumea. The gap between the two cities makes Thames the clear choice for anyone on this budget.
Is Thames or Noumea more family-friendly?
For families, Thames is more practical. Housing and childcare are both notably cheaper than in Noumea, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Thames or Noumea?
Safety-wise, Thames and Noumea are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Thames gentler on the wallet – expenses run 22% less than in Noumea. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Thames vs other spots: cost of living compared

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