Last update: Oct 2026

Cost of Living Comparison Between Texarkana, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,997 in Texarkana, TX, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

96

Cost of Living Index in Texarkana, TX
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Texarkana, TX Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Texarkana, TX

🇺🇸 United States

$1,997

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Texarkana, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Texarkana, TX and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,997 per month in Texarkana, TX vs $1,349 in Ubud, Bali, rent included.

Texarkana, TX $1,997
Ubud, Bali $1,349

A couple spends around $2,898 per month in Texarkana, TX vs $2,305 in Ubud, Bali, rent included.

Texarkana, TX $2,898
Ubud, Bali $2,305

A family of three spends $3,799 per month in Texarkana, TX vs $3,261 in Ubud, Bali, rent included.

Texarkana, TX $3,799
Ubud, Bali $3,261

Texarkana, TX costs about 48% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.14 $18.14

$3.32 Rp 60.4K

446.39%

Three-Course Dinner for Two, Mid-Range

$50.3 $50.3

$35.64 Rp 647.8K

41.08%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$5.53 Rp 100.6K

77.76%

Cappuccino

$6.12 $6.12

$2.72 Rp 49.4K

125.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$1.70 Rp 30.9K

68.24%

Water (0.33 liter bottle)

$2.44 $2.44

$0.76 Rp 13.8K

221.05%

Local Beer (0.5 liter draught)

$5.45 $5.45

$2.65 Rp 48.2K

105.66%

Imported Beer (0.33 liter bottle)

$7.96 $7.96

$4.38 Rp 79.6K

81.74%

Milk (1 liter)

$0.62 $0.62

$1.49 Rp 27.1K

-58.39%

White Bread (500g)

$3.02 $3.02

$2.28 Rp 41.4K

32.46%

Rice (white) (1kg)

$4.04 $4.04

$1.19 Rp 21.6K

239.50%

Eggs

$3.73 $3.73

$2.04 Rp 37.0K

82.84%

Local Cheese (1kg)

$9.00 $9.00

$17.70 Rp 321.7K

-49.15%

Chicken Fillets (1kg)

$8.55 $8.55

$3.96 Rp 72.0K

115.91%

Beef Round Steak (1kg)

$12.20 $12.20

$12.19 Rp 221.6K

0.08%

Apples (1kg)

$3.66 $3.66

$3.66 Rp 66.4K

Banana (1kg)

$1.32 $1.32

$1.52 Rp 27.6K

-13.16%

Oranges (1kg)

$1.74 $1.74

$2.23 Rp 40.5K

-21.97%

Tomato (1kg)

$4.71 $4.71

$1.97 Rp 35.9K

139.09%

Potato (1kg)

$1.33 $1.33

$1.85 Rp 33.6K

-28.11%

Onion (1kg)

$2.42 $2.42

$2.42 Rp 44.1K

Lettuce (1 head)

$1.80 $1.80

$0.99 Rp 18.0K

81.82%

Water (1.5 liter bottle)

$1.64 $1.64

$0.51 Rp 9,332

221.57%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$2.22 Rp 40.4K

343.69%

Wine (Bottle)

$20.68 $20.68

$22.24 Rp 404.2K

-7.01%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.26 Rp 41.1K

-11.50%

Imported Beer (0.33 liter bottle)

$1.47 $1.47

$2.97 Rp 54.0K

-50.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$3.02 $3.02

$0.44 Rp 7,989

586.36%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$0.43 Rp 7,817

311.63%

Taxi 1hour Waiting (Normal Tariff)

$23.58 $23.58

$5.41 Rp 98.3K

335.86%

Gasoline (1 liter)

$0.91 $0.91

$0.82 Rp 15.0K

10.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$23.8K Rp 433.3M

52.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$31.7K Rp 577.0M

-16.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$79.1 Rp 1.4M

166.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.4 $93.4

$6.45 Rp 117.2K

1347.29%

Internet (50+ Mbps, Unlimited Data)

$83.2 $83.2

$18.58 Rp 337.7K

347.69%

Gym Membership (Monthly)

$70.0 $70.0

$49.48 Rp 899.4K

41.43%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$15.24 $15.24

$4.27 Rp 77.7K

256.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,909 $1,909

$491 Rp 8.9M

289.21%

International Primary School, 1 Child (Yearly)

$27.6K $27.6K

$5,674 Rp 103.1M

387.14%

Jeans (Levis 501 Or Similar)

$60.0 $60.0

$44.64 Rp 811.4K

34.39%

Summer Dress (H&M, Zara, etc)

$49.44 $49.44

$34.95 Rp 635.3K

41.46%

Sport Shoes (Adidas, Nike)

$123 $123

$79.9 Rp 1.5M

53.65%

Men's Leather Business Shoes

$130 $130

$79.4 Rp 1.4M

63.30%

1-bedroom Apartment, City Center (Monthly)

$829 $829

$1,125 Rp 20.4M

-26.28%

1-bedroom Apartment, Outside City Center (Monthly)

$702 $702

$671 Rp 12.2M

4.49%

3-bedroom Apartment, City Center (Monthly)

$1,288 $1,288

$3,565 Rp 64.8M

-63.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,135 $1,135

$1,723 Rp 31.3M

-34.16%

Buy Apartment in City Center (m2)

$1,460 $1,460

$2,732 Rp 49.6M

-46.55%

Buy Apartment Outside City Center (m2)

$1,413 $1,413

$2,284 Rp 41.5M

-38.13%

Average Monthly Net Salary (After Tax)

$3,290 $3,290

$164 Rp 3.0M

1907.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.78

-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Texarkana, TX: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Texarkana, TX

$702 35.1%

Ubud, Bali

$672 49.8% 4.3% $30

Monthly Utilities & Internet

Texarkana, TX

$387 19.4%

Ubud, Bali

$104 7.7% 73.1% $283

Groceries & Markets

Texarkana, TX

$321 16.1%

Ubud, Bali

$288 21.4% 10% $32

Eating Out

Texarkana, TX

$312 15.7%

Ubud, Bali

$108 8% 65.5% $205

Clothing & Footwear

Texarkana, TX

$163 8.2%

Ubud, Bali

$108 8% 34% $55

Sport & Entertainment

Texarkana, TX

$100 5%

Ubud, Bali

$58 4.3% 42.2% $42

Getting Around

Texarkana, TX

$12 * 0.6%

Ubud, Bali

$11 0.9% 4% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Texarkana, TX versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Texarkana, TX are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Texarkana, TX versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $321 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Texarkana, TX

🇮🇩 Ubud, Bali

🕒 Local time

17:08 5:08 PM

06:08 6:08 AM

13 h ahead of Texarkana, TX

🌤 Weather

👥 Population

36,193

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Texarkana, TX Ubud, Bali 15,930 km ≈ 20 h nonstop flight

From you

Texarkana, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Texarkana, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,997 in Texarkana, TX, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 32% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,995 per month in Texarkana, TX and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texarkana, TX, especially for central apartments: a one-bedroom in the center costs $829 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,997 in Texarkana, TX and $1,349 in Ubud, Bali. That makes Ubud, Bali about 32% cheaper.

Kindergarten costs $1,909 per month in Texarkana, TX and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,997 in Texarkana, TX and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,997 in Texarkana, TX. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Texarkana, TX makes more sense. Both are solid long-term options with distinct trade-offs.