😐A single person spends $2,560 per month in Texarkana, TX vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $3,706 per month in Texarkana, TX vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $4,853 per month in Texarkana, TX vs $3,660 in Ubud, Bali, rent included.
😐Texarkana, TX costs about 80% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Texarkana, TX and Ubud, Bali sit above the global median – Texarkana, TX by 91%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Texarkana, TX
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.36$18.36
$3.56Rp 63.7K
415.73%
Three-Course Dinner for Two, Mid-Range
$50.9$50.9
$32.73Rp 584.5K
55.36%
Fast Food Meal(McDonalds, etc)
$9.82$9.82
$4.95Rp 88.4K
98.38%
Cappuccino
$6.54$6.54
$2.71Rp 48.4K
141.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.55$2.55
$1.34Rp 24.0K
90.30%
Water(0.33 liter bottle)
$2.04$2.04
$0.70Rp 12.5K
191.43%
Local Beer(0.5 liter draught)
$4.95$4.95
$2.92Rp 52.1K
69.52%
Imported Beer(0.33 liter bottle)
$5.59$5.59
$3.96Rp 70.7K
41.16%
🛒 Groceries & Markets
Texarkana, TX
Ubud, Bali
Difference
Milk(1 liter)
$0.78$0.78
$1.81Rp 32.3K
-56.91%
White Bread(500g)
$2.94$2.94
$2.52Rp 45.0K
16.67%
Rice(white)(1kg)
$2.93$2.93
$1.16Rp 20.7K
152.59%
Eggs
$3.45$3.45
$2.46Rp 43.9K
40.24%
Local Cheese(1kg)
$9.08$9.08
$14.71Rp 262.7K
-38.27%
Chicken Fillets(1kg)
$8.44$8.44
$4.32Rp 77.1K
95.37%
Beef Round Steak(1kg)
$13.09$13.09
$12.14Rp 216.7K
7.83%
Apples(1kg)
$4.50$4.50
$3.84Rp 68.6K
17.19%
Banana(1kg)
$1.29$1.29
$1.56Rp 27.8K
-17.31%
Oranges(1kg)
$2.17$2.17
$2.83Rp 50.6K
-23.32%
Tomato(1kg)
$4.07$4.07
$2.33Rp 41.5K
74.68%
Potato(1kg)
$1.68$1.68
$1.91Rp 34.2K
-12.04%
Onion(1kg)
$2.33$2.33
$2.20Rp 39.3K
5.91%
Lettuce(1 head)
$1.80$1.80
$1.01Rp 18.1K
78.22%
Water(1.5 liter bottle)
$1.64$1.64
$0.78Rp 13.8K
110.26%
Cigarettes 20 Pack(Marlboro, Camel)
$9.03$9.03
$3.32Rp 59.2K
171.99%
Wine(Bottle)
$20.15$20.15
$23.74Rp 423.9K
-15.12%
Local Beer(0.5 liter bottle)
$1.83$1.83
$2.79Rp 49.8K
-34.41%
Imported Beer(0.33 liter bottle)
$1.42$1.42
$2.86Rp 51.1K
-50.35%
🚌 Getting Around
Texarkana, TX
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.03$2.03
$0.27Rp 4,800
651.85%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
$2.93$2.93
$0.46Rp 8,150
536.96%
Taxi(Normal Tariff)(1km)
$1.78$1.78
$0.45Rp 8,037
295.56%
Taxi 1hour Waiting(Normal Tariff)
$23.96$23.96
$6.10Rp 108.9K
292.79%
Gasoline(1 liter)
$0.61$0.61
$0.79Rp 14.2K
-22.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K$24.1K
$26.1KRp 467.0M
-7.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K$27.0K
$32.1KRp 573.6M
-16.09%
🧾 Monthly Utilities & Internet
Texarkana, TX
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$232$232
$79.9Rp 1.4M
190.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$76.1$76.1
$4.06Rp 72.6K
1773.40%
Internet(50+ Mbps, Unlimited Data)
$78.0$78.0
$23.52Rp 420.0K
231.59%
🎉 Sport & Entertainment
Texarkana, TX
Ubud, Bali
Difference
Gym Membership(Monthly)
$43.55$43.55
$98.7Rp 1.8M
-55.88%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$13.45$13.45
$4.15Rp 74.1K
224.10%
🧸 Childcare & Education
Texarkana, TX
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,824$1,824
$304Rp 5.4M
500.12%
International Primary School, 1 Child(Yearly)
$23.5K$23.5K
$6,613Rp 118.1M
255.00%
👕👟 Clothing & Footwear
Texarkana, TX
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$60.2$60.2
$55.5Rp 991.8K
8.39%
Summer Dress(H&M, Zara, etc)
$45.90$45.90
$38.31Rp 684.1K
19.81%
Sport Shoes(Adidas, Nike)
$113$113
$88.6Rp 1.6M
27.77%
Men's Leather Business Shoes
$127$127
$77.9Rp 1.4M
62.68%
🏠 Accommodation & Living
Texarkana, TX
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,588$1,588
$1,006Rp 18.0M
57.77%
1-bedroom Apartment, Outside City Center(Monthly)
$1,335$1,335
$675Rp 12.1M
97.75%
3-bedroom Apartment, City Center(Monthly)
$2,664$2,664
$3,442Rp 61.5M
-22.61%
3-bedroom Apartment, Outside City Center(Monthly)
$2,202$2,202
$2,039Rp 36.4M
7.95%
Buy Apartment in City Center(m2)
$1,458$1,458
$2,841Rp 50.7M
-48.67%
Buy Apartment Outside City Center(m2)
$1,422$1,422
$2,264Rp 40.4M
-37.19%
💵 Salaries & Financials
Texarkana, TX
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$5,468$5,468
$165Rp 3.0M
3209.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.59
13.28
-50.38%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Texarkana, TX: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,588 in Texarkana, TX versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3209% higher in Texarkana, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $51.0 in Texarkana, TX versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $320 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Texarkana, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Texarkana, TX and Ubud, Bali compare overall?
Monthly costs with rent: $2,560 in Texarkana, TX, $1,419 in Ubud, Bali – roughly 80% apart. Texarkana, TX costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Texarkana, TX compared to Ubud, Bali?
For a comfortable life, plan on about $3,839 per month in Texarkana, TX and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Texarkana, TX and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Texarkana, TX or Ubud, Bali?
Monthly expenses with rent come to $2,560 in Texarkana, TX and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Texarkana, TX and Ubud, Bali?
Kindergarten costs $1,824 per month in Texarkana, TX and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Texarkana, TX at $2,560. In Ubud, Bali it covers expenses comfortably, while in Texarkana, TX it requires careful planning or may not stretch far enough.
How does quality of life compare between Texarkana, TX and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $2,560 in Texarkana, TX. Climate, culture, job market, and personal taste all factor in.
Is Texarkana, TX or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Texarkana, TX and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Texarkana, TX makes more sense. Both are solid long-term options with distinct trade-offs.
Texarkana, TX vs other spots: cost of living compared