Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Texarkana, TX

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,997 in Texarkana, TX, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
96

Cost of Living Index in Texarkana, TX
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Texarkana, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Texarkana, TX

🇺🇸 United States

$1,997

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Texarkana, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Texarkana, TX actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,997 in Texarkana, TX, rent included.

Ubud, Bali $1,349
Texarkana, TX $1,997

A couple spends around $2,305 per month in Ubud, Bali vs $2,898 in Texarkana, TX, rent included.

Ubud, Bali $2,305
Texarkana, TX $2,898

A family of three spends $3,261 per month in Ubud, Bali vs $3,799 in Texarkana, TX, rent included.

Ubud, Bali $3,261
Texarkana, TX $3,799

Ubud, Bali is about 32% cheaper than Texarkana, TX, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$18.14 $18.14

-81.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$50.3 $50.3

-29.12%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.83 $9.83

-43.74%

Cappuccino

$2.72 Rp 49.4K

$6.12 $6.12

-55.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.86 $2.86

-40.56%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.44 $2.44

-68.85%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.45 $5.45

-51.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$7.96 $7.96

-44.97%

Milk (1 liter)

$1.49 Rp 27.1K

$0.62 $0.62

140.32%

White Bread (500g)

$2.28 Rp 41.4K

$3.02 $3.02

-24.50%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.04 $4.04

-70.54%

Eggs

$2.04 Rp 37.0K

$3.73 $3.73

-45.31%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.00 $9.00

96.67%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.55 $8.55

-53.68%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$12.20 $12.20

-0.08%

Apples (1kg)

$3.66 Rp 66.4K

$3.66 $3.66

Banana (1kg)

$1.52 Rp 27.6K

$1.32 $1.32

15.15%

Oranges (1kg)

$2.23 Rp 40.5K

$1.74 $1.74

28.16%

Tomato (1kg)

$1.97 Rp 35.9K

$4.71 $4.71

-58.17%

Potato (1kg)

$1.85 Rp 33.6K

$1.33 $1.33

39.10%

Onion (1kg)

$2.42 Rp 44.1K

$2.42 $2.42

Lettuce (1 head)

$0.99 Rp 18.0K

$1.80 $1.80

-45.00%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.64 $1.64

-68.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.85 $9.85

-77.46%

Wine (Bottle)

$22.24 Rp 404.2K

$20.68 $20.68

7.54%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.00 $2.00

13.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.47 $1.47

102.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.02 $3.02

-85.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.77 $1.77

-75.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$23.58 $23.58

-77.06%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.91 $0.91

-9.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$36.3K $36.3K

-34.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.5K $26.5K

19.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$211 $211

-62.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$93.4 $93.4

-93.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$83.2 $83.2

-77.66%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$70.0 $70.0

-29.29%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$15.24 $15.24

-71.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,909 $1,909

-74.31%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$27.6K $27.6K

-79.47%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$60.0 $60.0

-25.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$49.44 $49.44

-29.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$123 $123

-34.92%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$130 $130

-38.76%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$829 $829

35.65%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$702 $702

-4.30%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,288 $1,288

176.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,135 $1,135

51.89%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,460 $1,460

87.10%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,413 $1,413

61.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,290 $3,290

-95.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.62

108.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Texarkana, TX: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Texarkana, TX

$702 35.1% 4.5% $30

Groceries & Markets

Ubud, Bali

$288 21.4%

Texarkana, TX

$321 16.1% 11.1% $32

Eating Out

Ubud, Bali

$108 8%

Texarkana, TX

$312 15.7% 190% $205

Clothing & Footwear

Ubud, Bali

$108 8%

Texarkana, TX

$163 8.2% 51.5% $55

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Texarkana, TX

$387 19.4% 272% $283

Sport & Entertainment

Ubud, Bali

$58 4.3%

Texarkana, TX

$100 5% 73.1% $42

Getting Around

Ubud, Bali

$11 0.9%

Texarkana, TX

$12 * 0.6% 4.2% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $829 in Texarkana, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Texarkana, TX are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $50 in Texarkana, TX. Monthly groceries follow the same trend: $288 vs $321 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Texarkana, TX

🕒 Local time

07:49 7:49 AM

18:49 6:49 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,193

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Texarkana, TX 15,930 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Texarkana, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Texarkana, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,997 in Texarkana, TX – Ubud, Bali comes out roughly 32% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,995 in Texarkana, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texarkana, TX, especially for central apartments: a one-bedroom in the center costs $829 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,997 in Texarkana, TX. That makes Ubud, Bali about 32% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $1,909 in Texarkana, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,997 in Texarkana, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,997 in Texarkana, TX. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Texarkana, TX makes more sense. Both are solid long-term options with distinct trade-offs.