🙂Monthly costs for one person with rent: $1,037 in Tetovo versus $1,379 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,562 in Tetovo versus $2,363 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,086 in Tetovo versus $3,347 in Ubud, Bali.
🌍Living in Tetovo costs roughly 25% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Tetovo is 24% below, Ubud, Bali is 1% above.
Currency
🍽 Eating Out
Tetovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.36MKD 386
$3.31Rp 58.9K
122.36%
Three-Course Dinner for Two, Mid-Range
$27.93MKD 1,464
$39.08Rp 694.5K
-28.53%
Fast Food Meal(McDonalds, etc)
$5.79MKD 304
$5.62Rp 99.8K
3.02%
Cappuccino
$1.59MKD 83.5
$2.64Rp 46.9K
-39.77%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.57MKD 82.1
$1.58Rp 28.2K
-0.63%
Water(0.33 liter bottle)
$1.00MKD 52.5
$0.71Rp 12.6K
40.85%
Local Beer(0.5 liter draught)
$2.30MKD 120
$2.73Rp 48.5K
-15.75%
Imported Beer(0.33 liter bottle)
$2.21MKD 116
$4.32Rp 76.8K
-48.84%
🛒 Groceries & Markets
Tetovo
Ubud, Bali
Difference
Milk(1 liter)
$1.32MKD 69.3
$1.54Rp 27.4K
-14.29%
White Bread(500g)
$0.69MKD 36.28
$2.30Rp 40.8K
-70.00%
Rice(white)(1kg)
$1.34MKD 70.3
$1.03Rp 18.3K
30.10%
Eggs
$2.19MKD 115
$2.12Rp 37.7K
3.30%
Local Cheese(1kg)
$7.55MKD 396
$17.30Rp 307.5K
-56.36%
Chicken Fillets(1kg)
$5.36MKD 281
$4.03Rp 71.6K
33.00%
Beef Round Steak(1kg)
$10.39MKD 545
$12.42Rp 220.8K
-16.34%
Apples(1kg)
$1.43MKD 74.9
$3.70Rp 65.7K
-61.35%
Banana(1kg)
$1.43MKD 74.7
$1.62Rp 28.7K
-11.73%
Oranges(1kg)
$0.99MKD 51.8
$2.27Rp 40.3K
-56.39%
Tomato(1kg)
$2.07MKD 108
$1.99Rp 35.4K
4.02%
Potato(1kg)
$0.89MKD 46.81
$1.83Rp 32.5K
-51.37%
Onion(1kg)
$0.76MKD 39.89
$2.25Rp 40.1K
-66.22%
Lettuce(1 head)
$0.59MKD 30.96
$1.04Rp 18.6K
-43.27%
Water(1.5 liter bottle)
$0.56MKD 29.36
$0.56Rp 10.0K
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.09MKD 162
$2.22Rp 39.5K
39.19%
Wine(Bottle)
$4.80MKD 252
$23.22Rp 412.7K
-79.33%
Local Beer(0.5 liter bottle)
$1.10MKD 57.5
$2.39Rp 42.5K
-53.97%
Imported Beer(0.33 liter bottle)
$1.54MKD 80.9
$2.87Rp 51.1K
-46.34%
🚌 Getting Around
Tetovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.40MKD 20.90
$0.25Rp 4,416
60.00%
Public Transport Monthly Pass(Regular Price)
$11.43MKD 599
$7.17Rp 127.4K
59.41%
Taxi Start(Normal Tariff)
$1.10MKD 57.8
$0.46Rp 8,163
139.13%
Taxi(Normal Tariff)(1km)
$0.58MKD 30.50
$0.46Rp 8,235
26.09%
Taxi 1hour Waiting(Normal Tariff)
$7.89MKD 414
$5.70Rp 101.2K
38.42%
Gasoline(1 liter)
$1.50MKD 78.6
$0.76Rp 13.6K
97.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2KMKD 2.0M
$24.6KRp 436.7M
51.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3KMKD 1.5M
$31.0KRp 551.5M
-8.84%
🧾 Monthly Utilities & Internet
Tetovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$158MKD 8,304
$82.2Rp 1.5M
92.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.79MKD 985
$6.33Rp 112.5K
196.84%
Internet(50+ Mbps, Unlimited Data)
$19.85MKD 1,041
$18.54Rp 329.6K
7.07%
🎉 Sport & Entertainment
Tetovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$72.5MKD 3,800
$56.1Rp 996.2K
29.33%
Tennis Court(1 Hour on Weekend)
$18.80MKD 986
$18.41Rp 327.2K
2.12%
Cinema Ticket
$5.67MKD 297
$4.26Rp 75.8K
33.10%
🧸 Childcare & Education
Tetovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$227MKD 11.9K
$489Rp 8.7M
-53.64%
International Primary School, 1 Child(Yearly)
$2,300MKD 120.6K
$5,793Rp 103.0M
-60.29%
👕👟 Clothing & Footwear
Tetovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$67.2MKD 3,526
$45.98Rp 817.3K
46.24%
Summer Dress(H&M, Zara, etc)
$39.89MKD 2,091
$35.86Rp 637.4K
11.24%
Sport Shoes(Adidas, Nike)
$107MKD 5,592
$79.5Rp 1.4M
34.13%
Men's Leather Business Shoes
$114MKD 5,992
$80.9Rp 1.4M
41.22%
🏠 Accommodation & Living
Tetovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$365MKD 19.1K
$1,144Rp 20.3M
-68.10%
1-bedroom Apartment, Outside City Center(Monthly)
$284MKD 14.9K
$692Rp 12.3M
-58.98%
3-bedroom Apartment, City Center(Monthly)
$614MKD 32.2K
$3,532Rp 62.8M
-82.62%
3-bedroom Apartment, Outside City Center(Monthly)
$507MKD 26.6K
$1,709Rp 30.4M
-70.34%
Buy Apartment in City Center(m2)
$1,246MKD 65.3K
$2,785Rp 49.5M
-55.24%
Buy Apartment Outside City Center(m2)
$1,140MKD 59.8K
$2,261Rp 40.2M
-49.58%
💵 Salaries & Financials
Tetovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$908MKD 47.6K
$169Rp 3.0M
436.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.75
13.78
-72.79%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tetovo: August 16, 2026
Last update for Ubud, Bali: August 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $365 in Tetovo and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Tetovo pays 436% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $28.00 in Tetovo vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $176 vs $293 per month, with Tetovo cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tetovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tetovo or Ubud, Bali?
Tetovo wins on cost – living expenses run 33% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Tetovo the obvious pick if budget is a priority.
Are salaries higher in Tetovo or in Ubud, Bali?
Average pay runs 436% higher in Tetovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Tetovo compared to Ubud, Bali?
Rent for a central apartment: $365 in Tetovo versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Tetovo and in Ubud, Bali?
Dining out is cheaper in Tetovo – a meal for two runs $28.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Tetovo compared to Ubud, Bali?
All in, you'll spend $1,037 per month in Tetovo versus $1,379 in Ubud, Bali – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Tetovo or in Ubud, Bali?
At $1,037 in Tetovo versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Tetovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tetovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Tetovo or Ubud, Bali?
Both work as nomad bases, but Tetovo delivers better value – similar infrastructure at $1,037 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tetovo hard to pass up.
How safe is Tetovo compared to Ubud, Bali?
Safety-wise, Tetovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tetovo gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.