Last update: Oct 2026

Cost of Living Comparison Between Tetovo and Ubud, Bali

For one person, living is cheaper in Tetovo: $995 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Tetovo
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Tetovo Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tetovo

🇲🇰 North Macedonia

$995

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Tetovo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tetovo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $995 in Tetovo versus $1,368 in Ubud, Bali.

Tetovo $995
Ubud, Bali $1,368

Estimated couple costs with rent: $1,498 in Tetovo versus $2,314 in Ubud, Bali.

Tetovo $1,498
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,001 in Tetovo versus $3,260 in Ubud, Bali.

Tetovo $2,001
Ubud, Bali $3,260

Living in Tetovo costs roughly 27% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tetovo is 26% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$7.35 MKD 401

$3.33 Rp 59.9K

120.72%

Three-Course Dinner for Two, Mid-Range

$27.44 MKD 1,497

$35.18 Rp 633.2K

-22.00%

Fast Food Meal (McDonalds, etc)

$5.84 MKD 319

$5.80 Rp 104.5K

0.69%

Cappuccino

$1.49 MKD 81.4

$2.73 Rp 49.1K

-45.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.48 MKD 80.7

$1.64 Rp 29.5K

-9.76%

Water (0.33 liter bottle)

$0.92 MKD 50.4

$0.83 Rp 15.0K

10.84%

Local Beer (0.5 liter draught)

$2.16 MKD 118

$2.70 Rp 48.6K

-20.00%

Imported Beer (0.33 liter bottle)

$2.20 MKD 120

$4.30 Rp 77.4K

-48.84%

Milk (1 liter)

$1.25 MKD 68.2

$1.50 Rp 27.1K

-16.67%

White Bread (500g)

$0.63 MKD 34.44

$2.30 Rp 41.4K

-72.61%

Rice (white) (1kg)

$1.30 MKD 71.0

$1.18 Rp 21.2K

10.17%

Eggs

$2.12 MKD 116

$2.14 Rp 38.6K

-0.93%

Local Cheese (1kg)

$7.23 MKD 394

$17.48 Rp 314.6K

-58.64%

Chicken Fillets (1kg)

$5.34 MKD 291

$4.03 Rp 72.5K

32.51%

Beef Round Steak (1kg)

$10.05 MKD 548

$12.23 Rp 220.1K

-17.83%

Apples (1kg)

$1.43 MKD 78.1

$3.55 Rp 63.9K

-59.72%

Banana (1kg)

$1.45 MKD 79.2

$1.57 Rp 28.3K

-7.64%

Oranges (1kg)

$0.99 MKD 54.0

$2.24 Rp 40.2K

-55.80%

Tomato (1kg)

$1.88 MKD 103

$1.93 Rp 34.7K

-2.59%

Potato (1kg)

$0.90 MKD 49.04

$1.88 Rp 33.9K

-52.13%

Onion (1kg)

$0.69 MKD 37.87

$2.29 Rp 41.3K

-69.87%

Lettuce (1 head)

$0.58 MKD 31.79

$0.99 Rp 17.9K

-41.41%

Water (1.5 liter bottle)

$0.50 MKD 27.27

$0.53 Rp 9,475

-5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.04 MKD 166

$2.28 Rp 41.1K

33.33%

Wine (Bottle)

$4.50 MKD 245

$23.01 Rp 414.2K

-80.44%

Local Beer (0.5 liter bottle)

$1.01 MKD 55.1

$2.34 Rp 42.2K

-56.84%

Imported Beer (0.33 liter bottle)

$1.43 MKD 78.1

$2.91 Rp 52.4K

-50.86%

One-way Ticket (Public Transport)

$0.37 MKD 20.19

$0.24 Rp 4,315

54.17%

Public Transport Monthly Pass (Regular Price)

$10.77 MKD 588

$8.82 Rp 158.7K

22.11%

Taxi Start (Normal Tariff)

$1.07 MKD 58.6

$0.48 Rp 8,684

122.92%

Taxi (Normal Tariff) (1km)

$0.56 MKD 30.35

$0.46 Rp 8,233

21.74%

Taxi 1hour Waiting (Normal Tariff)

$7.71 MKD 421

$5.45 Rp 98.2K

41.47%

Gasoline (1 liter)

$1.49 MKD 81.4

$0.88 Rp 15.9K

69.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K MKD 2.0M

$24.6K Rp 442.2M

46.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K MKD 1.5M

$31.2K Rp 561.4M

-11.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 MKD 8,610

$83.0 Rp 1.5M

90.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.78 MKD 970

$6.45 Rp 116.0K

175.66%

Internet (50+ Mbps, Unlimited Data)

$18.94 MKD 1,033

$18.57 Rp 334.2K

1.99%

Gym Membership (Monthly)

$70.1 MKD 3,822

$55.8 Rp 1.0M

25.51%

Tennis Court (1 Hour on Weekend)

$18.00 MKD 982

$18.11 Rp 326.0K

-0.61%

Cinema Ticket

$5.49 MKD 300

$4.38 Rp 78.9K

25.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$220 MKD 12.0K

$493 Rp 8.9M

-55.42%

International Primary School, 1 Child (Yearly)

$2,152 MKD 117.4K

$5,754 Rp 103.6M

-62.59%

Jeans (Levis 501 Or Similar)

$62.9 MKD 3,430

$46.19 Rp 831.4K

36.16%

Summer Dress (H&M, Zara, etc)

$36.22 MKD 1,976

$35.33 Rp 636.0K

2.52%

Sport Shoes (Adidas, Nike)

$99.6 MKD 5,435

$79.1 Rp 1.4M

25.97%

Men's Leather Business Shoes

$112 MKD 6,104

$78.4 Rp 1.4M

42.74%

1-bedroom Apartment, City Center (Monthly)

$353 MKD 19.3K

$1,142 Rp 20.6M

-69.10%

1-bedroom Apartment, Outside City Center (Monthly)

$275 MKD 15.0K

$676 Rp 12.2M

-59.35%

3-bedroom Apartment, City Center (Monthly)

$575 MKD 31.4K

$3,503 Rp 63.1M

-83.59%

3-bedroom Apartment, Outside City Center (Monthly)

$489 MKD 26.7K

$1,700 Rp 30.6M

-71.21%

Buy Apartment in City Center (m2)

$1,214 MKD 66.2K

$2,784 Rp 50.1M

-56.40%

Buy Apartment Outside City Center (m2)

$1,079 MKD 58.8K

$2,241 Rp 40.3M

-51.86%

Average Monthly Net Salary (After Tax)

$858 MKD 46.8K

$165 Rp 3.0M

421.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

13.78

-72.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tetovo: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tetovo

$275 27.6%

Ubud, Bali

$676 49.4% 146% $401

Monthly Utilities & Internet

Tetovo

$195 19.6%

Ubud, Bali

$108 7.9% 44.5% $87

Groceries & Markets

Tetovo

$170 17.1%

Ubud, Bali

$290 21.2% 71.2% $121

Clothing & Footwear

Tetovo

$140 14.1%

Ubud, Bali

$108 7.9% 23.1% $32

Eating Out

Tetovo

$119 12%

Ubud, Bali

$109 8% 8.6% $10

Sport & Entertainment

Tetovo

$81 8.2%

Ubud, Bali

$65 4.7% 20.3% $16

Getting Around

Tetovo

$16 1.6%

Ubud, Bali

$13 0.9% 22.1% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $353 in Tetovo and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tetovo pays 421% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27.00 in Tetovo vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $170 vs $290 per month, with Tetovo cheaper across the board.

Good to know

🇲🇰 Tetovo

🇮🇩 Ubud, Bali

🕒 Local time

08:10 8:10 AM

14:10 2:10 PM

6 h ahead of Tetovo

🌤 Weather

👥 Population

53,000

74,800

💱 Currency

North Macedonian Denar MKD ден

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 18, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Tetovo Ubud, Bali 10,990 km ≈ 14 h nonstop flight

From you

Tetovo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tetovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tetovo wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Tetovo the obvious pick if budget is a priority.

Average pay runs 421% higher in Tetovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $353 in Tetovo versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tetovo – a meal for two runs $27.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $995 per month in Tetovo versus $1,368 in Ubud, Bali – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

At $995 in Tetovo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Tetovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tetovo the clear choice for anyone on this budget.

Both work as nomad bases, but Tetovo delivers better value – similar infrastructure at $995 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tetovo hard to pass up.

Safety-wise, Tetovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tetovo gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.