Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tetovo

For one person, living is cheaper in Tetovo: $995 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Tetovo
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Tetovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Tetovo

🇲🇰 North Macedonia

$995

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tetovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tetovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $995 in Tetovo.

Ubud, Bali $1,368
Tetovo $995

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,498 in Tetovo.

Ubud, Bali $2,314
Tetovo $1,498

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,001 in Tetovo.

Ubud, Bali $3,260
Tetovo $2,001

Living in Ubud, Bali is roughly 37% more expensive than in Tetovo, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Tetovo is 26% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$7.35 MKD 401

-54.69%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$27.44 MKD 1,497

28.21%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.84 MKD 319

-0.68%

Cappuccino

$2.73 Rp 49.1K

$1.49 MKD 81.4

83.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.48 MKD 80.7

10.81%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.92 MKD 50.4

-9.78%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.16 MKD 118

25.00%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.20 MKD 120

95.45%

Milk (1 liter)

$1.50 Rp 27.1K

$1.25 MKD 68.2

20.00%

White Bread (500g)

$2.30 Rp 41.4K

$0.63 MKD 34.44

265.08%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.30 MKD 71.0

-9.23%

Eggs

$2.14 Rp 38.6K

$2.12 MKD 116

0.94%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.23 MKD 394

141.77%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$5.34 MKD 291

-24.53%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$10.05 MKD 548

21.69%

Apples (1kg)

$3.55 Rp 63.9K

$1.43 MKD 78.1

148.25%

Banana (1kg)

$1.57 Rp 28.3K

$1.45 MKD 79.2

8.28%

Oranges (1kg)

$2.24 Rp 40.2K

$0.99 MKD 54.0

126.26%

Tomato (1kg)

$1.93 Rp 34.7K

$1.88 MKD 103

2.66%

Potato (1kg)

$1.88 Rp 33.9K

$0.90 MKD 49.04

108.89%

Onion (1kg)

$2.29 Rp 41.3K

$0.69 MKD 37.87

231.88%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.58 MKD 31.79

70.69%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.50 MKD 27.27

6.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.04 MKD 166

-25.00%

Wine (Bottle)

$23.01 Rp 414.2K

$4.50 MKD 245

411.33%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.01 MKD 55.1

131.68%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.43 MKD 78.1

103.50%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.37 MKD 20.19

-35.14%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$10.77 MKD 588

-18.11%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.07 MKD 58.6

-55.14%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.56 MKD 30.35

-17.86%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$7.71 MKD 421

-29.31%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.49 MKD 81.4

-40.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.9K MKD 2.0M

-31.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.7K MKD 1.5M

12.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$158 MKD 8,610

-47.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$17.78 MKD 970

-63.72%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$18.94 MKD 1,033

-1.95%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$70.1 MKD 3,822

-20.33%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$18.00 MKD 982

0.61%

Cinema Ticket

$4.38 Rp 78.9K

$5.49 MKD 300

-20.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$220 MKD 12.0K

124.33%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,152 MKD 117.4K

167.30%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$62.9 MKD 3,430

-26.55%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.22 MKD 1,976

-2.46%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$99.6 MKD 5,435

-20.62%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$112 MKD 6,104

-29.94%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$353 MKD 19.3K

223.66%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$275 MKD 15.0K

146.03%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$575 MKD 31.4K

509.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$489 MKD 26.7K

247.31%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,214 MKD 66.2K

129.38%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,079 MKD 58.8K

107.74%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$858 MKD 46.8K

-80.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.75

267.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Tetovo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Tetovo

$275 27.6% 59.4% $401

Groceries & Markets

Ubud, Bali

$290 21.2%

Tetovo

$170 17.1% 41.6% $121

Eating Out

Ubud, Bali

$109 8%

Tetovo

$119 12% 9.4% $10

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Tetovo

$195 19.6% 80.1% $87

Clothing & Footwear

Ubud, Bali

$108 7.9%

Tetovo

$140 14.1% 30% $32

Sport & Entertainment

Ubud, Bali

$65 4.7%

Tetovo

$81 8.2% 25.5% $16

Getting Around

Ubud, Bali

$13 0.9%

Tetovo

$16 1.6% 28.4% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $353 in Tetovo. Housing cost is often the main lever when comparing two cities.

Tetovo pays 421% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $27.00 in Tetovo for a mid-range dinner for two. Groceries echo the gap at $290 vs $170 per month, with Tetovo cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Tetovo

🕒 Local time

15:07 3:07 PM

09:07 9:07 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

53,000

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

North Macedonian Denar exchange rates as of October 18, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tetovo 10,990 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Tetovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tetovo: Cost of Living - Frequently Asked Questions

Tetovo wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Tetovo the obvious pick if budget is a priority.

On paper, salaries run 421% lower in Tetovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $353 in Tetovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tetovo – a meal for two runs $27.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $995 in Tetovo – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

At $995 in Tetovo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Tetovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tetovo the clear choice for anyone on this budget.

Both work as nomad bases, but Tetovo delivers better value – similar infrastructure at $995 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tetovo hard to pass up.

Safety-wise, Ubud, Bali and Tetovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tetovo gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.