Cost of Living Comparison Between Tetovo and Cebu Cost of Living Comparison Between Tetovo and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $1,026 in Tetovo versus $931 in Cebu.

Estimated couple costs with rent: $1,549 in Tetovo versus $1,439 in Cebu.

Monthly costs for a family of three with rent: $2,072 in Tetovo versus $1,947 in Cebu.

Living in Tetovo is roughly 10% more expensive than in Cebu, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tetovo 25% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.68 MKD 409

$3.05 ₱191

151.80%

Three-Course Dinner for Two, Mid-Range

$27.72 MKD 1,474

$23.09 ₱1,448

20.05%

Fast Food Meal (McDonalds, etc)

$6.01 MKD 320

$4.03 ₱253

49.13%

Cappuccino

$1.55 MKD 82.5

$2.58 ₱162

-39.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 MKD 82.7

$1.53 ₱95.9

1.31%

Water (0.33 liter bottle)

$1.00 MKD 53.2

$0.53 ₱33.31

88.68%

Local Beer (0.5 liter draught)

$2.20 MKD 117

$1.71 ₱107

28.65%

Imported Beer (0.33 liter bottle)

$2.31 MKD 123

$2.27 ₱143

1.76%

Milk (1 liter)

$1.26 MKD 67.2

$1.87 ₱118

-32.62%

White Bread (500g)

$0.65 MKD 34.56

$1.34 ₱84.0

-51.49%

Rice (white) (1kg)

$1.37 MKD 72.8

$1.02 ₱64.1

34.31%

Eggs

$2.18 MKD 116

$1.96 ₱123

11.22%

Local Cheese (1kg)

$7.42 MKD 394

$9.93 ₱623

-25.28%

Chicken Fillets (1kg)

$5.32 MKD 283

$4.58 ₱287

16.16%

Beef Round Steak (1kg)

$10.40 MKD 553

$7.45 ₱467

39.60%

Apples (1kg)

$1.41 MKD 75.1

$3.46 ₱217

-59.25%

Banana (1kg)

$1.40 MKD 74.2

$1.45 ₱91.2

-3.45%

Oranges (1kg)

$0.98 MKD 52.0

$2.39 ₱150

-59.00%

Tomato (1kg)

$2.02 MKD 107

$1.55 ₱97.4

30.32%

Potato (1kg)

$0.91 MKD 48.45

$2.31 ₱145

-60.61%

Onion (1kg)

$0.77 MKD 40.74

$1.88 ₱118

-59.04%

Lettuce (1 head)

$0.63 MKD 33.55

$1.23 ₱77.1

-48.78%

Water (1.5 liter bottle)

$0.52 MKD 27.66

$0.62 ₱39.10

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 MKD 168

$3.01 ₱189

5.32%

Wine (Bottle)

$4.83 MKD 257

$6.13 ₱385

-21.21%

Local Beer (0.5 liter bottle)

$1.08 MKD 57.6

$1.29 ₱81.1

-16.28%

Imported Beer (0.33 liter bottle)

$1.46 MKD 77.7

$1.70 ₱107

-14.12%

One-way Ticket (Public Transport)

$0.39 MKD 20.88

$0.25 ₱15.71

56.00%

Public Transport Monthly Pass (Regular Price)

$11.33 MKD 602

$12.35 ₱775

-8.26%

Taxi Start (Normal Tariff)

$1.10 MKD 58.5

$0.79 ₱49.72

39.24%

Taxi (Normal Tariff) (1km)

$0.54 MKD 28.94

$0.20 ₱12.52

170.00%

Taxi 1hour Waiting (Normal Tariff)

$7.62 MKD 405

$4.40 ₱276

73.18%

Gasoline (1 liter)

$1.51 MKD 80.2

$1.31 ₱82.1

15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K MKD 2.0M

$21.6K ₱1.4M

70.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K MKD 1.5M

$19.3K ₱1.2M

45.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 MKD 8,689

$122 ₱7,681

33.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.45 MKD 981

$15.08 ₱946

22.35%

Internet (50+ Mbps, Unlimited Data)

$18.98 MKD 1,009

$28.10 ₱1,762

-32.46%

Gym Membership (Monthly)

$71.3 MKD 3,794

$31.67 ₱1,987

125.23%

Tennis Court (1 Hour on Weekend)

$18.40 MKD 979

$6.65 ₱417

176.69%

Cinema Ticket

$5.56 MKD 296

$5.40 ₱339

2.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 MKD 11.8K

$278 ₱17.5K

-20.15%

International Primary School, 1 Child (Yearly)

$2,292 MKD 121.9K

$7,849 ₱492.3K

-70.80%

Jeans (Levis 501 Or Similar)

$65.2 MKD 3,466

$48.20 ₱3,023

35.23%

Summer Dress (H&M, Zara, etc)

$38.23 MKD 2,033

$25.32 ₱1,588

50.99%

Sport Shoes (Adidas, Nike)

$105 MKD 5,581

$76.3 ₱4,782

37.64%

Men's Leather Business Shoes

$115 MKD 6,113

$58.1 ₱3,643

97.92%

1-bedroom Apartment, City Center (Monthly)

$366 MKD 19.5K

$489 ₱30.7K

-25.10%

1-bedroom Apartment, Outside City Center (Monthly)

$286 MKD 15.2K

$307 ₱19.3K

-6.98%

3-bedroom Apartment, City Center (Monthly)

$607 MKD 32.3K

$1,075 ₱67.4K

-43.56%

3-bedroom Apartment, Outside City Center (Monthly)

$504 MKD 26.8K

$636 ₱39.9K

-20.75%

Buy Apartment in City Center (m2)

$1,251 MKD 66.5K

$2,871 ₱180.0K

-56.43%

Buy Apartment Outside City Center (m2)

$1,122 MKD 59.7K

$1,912 ₱119.9K

-41.30%

Average Monthly Net Salary (After Tax)

$898 MKD 47.8K

$335 ₱21.0K

168.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

7.2

-47.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tetovo: September 14, 2026

Last update for Cebu: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $366 in Tetovo and $489 in Cebu. Housing cost is often the main lever when comparing two cities.

Tetovo pays 169% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $28.00 in Tetovo vs $23.00 in Cebu. Groceries flip the comparison at $174 vs $208, with Tetovo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tetovo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 10% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 169% higher in Tetovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $366 in Tetovo versus $489 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,026 per month in Tetovo versus $931 in Cebu – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 9% less than in Tetovo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tetovo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tetovo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 10% less than in Tetovo. Beyond cost, consider language, visa policies, and how big the international community is in each city.