Cost of Living Comparison Between Tetovo and CebuCost of Living Comparison Between Tetovo and Cebu
Monthly Cost of Living
😐Monthly costs for one person with rent: $996 in Tetovo versus $879 in Cebu.
😐Estimated couple costs with rent: $1,490 in Tetovo versus $1,347 in Cebu.
😐Monthly costs for a family of three with rent: $1,985 in Tetovo versus $1,815 in Cebu.
🌍Living in Tetovo is roughly 13% more expensive than in Cebu, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Tetovo25% lower, Cebu34% lower.
Currency
🍽 Eating Out
Tetovo
Cebu
Difference
Meal at Budget Restaurant
$5.77MKD 308
$4.34₱266
32.95%
Three-Course Dinner for Two, Mid-Range
$24.99MKD 1,336
$23.95₱1,466
4.34%
Fast Food Meal(McDonalds, etc)
$5.17MKD 276
$4.48₱274
15.40%
Cappuccino
$1.52MKD 81.4
$2.58₱158
-41.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54MKD 82.2
$0.78₱47.91
97.44%
Water(0.33 liter bottle)
$0.96MKD 51.2
$0.45₱27.71
113.33%
Local Beer(0.5 liter draught)
$2.27MKD 121
$1.52₱93.0
49.34%
Imported Beer(0.33 liter bottle)
$2.22MKD 119
$2.15₱131
3.26%
🛒 Groceries & Markets
Tetovo
Cebu
Difference
Milk(1 liter)
$1.30MKD 69.5
$2.31₱142
-43.72%
White Bread(500g)
$0.66MKD 35.19
$1.53₱93.4
-56.86%
Rice(white)(1kg)
$1.36MKD 72.9
$1.17₱71.9
16.24%
Eggs
$2.03MKD 109
$2.35₱144
-13.62%
Local Cheese(1kg)
$7.31MKD 391
$12.68₱776
-42.35%
Chicken Fillets(1kg)
$5.33MKD 285
$5.26₱322
1.33%
Beef Round Steak(1kg)
$10.70MKD 572
$7.88₱482
35.79%
Apples(1kg)
$1.03MKD 55.3
$3.48₱213
-70.40%
Banana(1kg)
$1.43MKD 76.5
$1.46₱89.5
-2.05%
Oranges(1kg)
$1.02MKD 54.4
$3.32₱203
-69.28%
Tomato(1kg)
$1.58MKD 84.4
$2.27₱139
-30.40%
Potato(1kg)
$0.93MKD 49.96
$2.66₱163
-65.04%
Onion(1kg)
$0.73MKD 39.04
$2.45₱150
-70.20%
Lettuce(1 head)
$0.89MKD 47.60
$0.93₱56.8
-4.30%
Water(1.5 liter bottle)
$0.56MKD 29.91
$0.79₱48.49
-29.11%
Cigarettes 20 Pack(Marlboro, Camel)
$3.14MKD 168
$3.12₱191
0.64%
Wine(Bottle)
$4.60MKD 246
$6.37₱390
-27.79%
Local Beer(0.5 liter bottle)
$0.95MKD 50.8
$1.19₱73.0
-20.17%
Imported Beer(0.33 liter bottle)
$1.47MKD 78.8
$2.25₱138
-34.67%
🚌 Getting Around
Tetovo
Cebu
Difference
One-way Ticket(Public Transport)
$0.37MKD 19.70
$0.26₱15.91
42.31%
Public Transport Monthly Pass(Regular Price)
$11.40MKD 609
$14.85₱909
-23.23%
Taxi Start(Normal Tariff)
$1.11MKD 59.5
$0.87₱53.1
27.59%
Taxi(Normal Tariff)(1km)
$0.53MKD 28.17
$0.23₱14.04
130.43%
Taxi 1hour Waiting(Normal Tariff)
$6.75MKD 361
$2.70₱165
150.00%
Gasoline(1 liter)
$1.42MKD 76.0
$1.11₱67.8
27.93%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.2KMKD 1.7M
$30.0K₱1.8M
7.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1KMKD 1.8M
$26.8K₱1.6M
27.62%
🧾 Monthly Utilities & Internet
Tetovo
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$143MKD 7,624
$96.9₱5,928
47.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.92MKD 958
$34.35₱2,103
-47.83%
Internet(50+ Mbps, Unlimited Data)
$15.73MKD 841
$29.65₱1,815
-46.95%
🎉 Sport & Entertainment
Tetovo
Cebu
Difference
Gym Membership(Monthly)
$87.9MKD 4,697
$33.03₱2,022
166.06%
Tennis Court(1 Hour on Weekend)
-
$8.50₱520
-
Cinema Ticket
$4.57MKD 244
$5.82₱356
-21.48%
🧸 Childcare & Education
Tetovo
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$217MKD 11.6K
$227₱13.9K
-4.23%
International Primary School, 1 Child(Yearly)
$2,250MKD 120.3K
$3,968₱242.9K
-43.29%
👕👟 Clothing & Footwear
Tetovo
Cebu
Difference
Jeans(Levis 501 Or Similar)
$64.7MKD 3,455
$53.3₱3,263
21.29%
Summer Dress(H&M, Zara, etc)
$48.85MKD 2,611
$23.14₱1,417
111.11%
Sport Shoes(Adidas, Nike)
$75.5MKD 4,033
$74.7₱4,570
1.07%
Men's Leather Business Shoes
$112MKD 5,961
$54.5₱3,336
104.66%
🏠 Accommodation & Living
Tetovo
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$357MKD 19.1K
$515₱31.5K
-30.59%
1-bedroom Apartment, Outside City Center(Monthly)
$283MKD 15.1K
$217₱13.3K
30.44%
3-bedroom Apartment, City Center(Monthly)
$607MKD 32.4K
$785₱48.1K
-22.71%
3-bedroom Apartment, Outside City Center(Monthly)
$501MKD 26.8K
$388₱23.8K
28.99%
Buy Apartment in City Center(m2)
$1,230MKD 65.7K
$2,908₱178.0K
-57.70%
Buy Apartment Outside City Center(m2)
$1,114MKD 59.5K
$1,911₱117.0K
-41.69%
💵 Salaries & Financials
Tetovo
Cebu
Difference
Average Monthly Net Salary(After Tax)
$885MKD 47.3K
$346₱21.2K
156.00%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.75
8
-53.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tetovo: July 27, 2026
Last update for Cebu: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $357 in Tetovo and $515 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Tetovo pays 156% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $25.00 in Tetovo vs $24.00 in Cebu. Groceries flip the comparison at $171 vs $241, with Tetovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tetovo vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Tetovo?
Cebu is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 13% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Tetovo or Cebu?
Average pay runs 156% higher in Tetovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Tetovo and Cebu?
Rent for a central apartment: $357 in Tetovo versus $515 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Tetovo and in Cebu?
All in, you'll spend $996 per month in Tetovo versus $879 in Cebu – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 30% less than in Tetovo. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Tetovo or in Cebu?
At $879 in Cebu versus $996 in Tetovo, a $1,500 budget is realistic in Cebu but tight or insufficient in Tetovo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Tetovo or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tetovo, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tetovo or Cebu?
Safety-wise, Tetovo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 13% less than in Tetovo. Beyond cost, consider language, visa policies, and how big the international community is in each city.