Last update: Oct 2026

Cost of Living Comparison Between Tetovo and Cebu

For one person, living is cheaper in Cebu: $934 a month against $997 in Tetovo, rent and utilities included – about $760 less a year. The total is higher in Tetovo despite lower rent and utilities.

48

Cost of Living Index in Tetovo
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Tetovo Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Tetovo

🇲🇰 North Macedonia

$997

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Tetovo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tetovo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $997 in Tetovo versus $934 in Cebu.

Tetovo $997
Cebu $934

Estimated couple costs with rent: $1,500 in Tetovo versus $1,423 in Cebu.

Tetovo $1,500
Cebu $1,423

Monthly costs for a family of three with rent: $2,004 in Tetovo versus $1,913 in Cebu.

Tetovo $2,004
Cebu $1,913

Living in Tetovo is roughly 7% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tetovo 27% lower, Cebu 31% lower.

Meal at Budget Restaurant

$7.37 MKD 405

$3.79 ₱242

94.46%

Three-Course Dinner for Two, Mid-Range

$27.68 MKD 1,523

$23.33 ₱1,486

18.65%

Fast Food Meal (McDonalds, etc)

$5.69 MKD 313

$3.94 ₱251

44.42%

Cappuccino

$1.56 MKD 85.8

$2.54 ₱162

-38.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MKD 82.9

$1.57 ₱99.9

-3.82%

Water (0.33 liter bottle)

$0.92 MKD 50.4

$0.47 ₱29.73

95.74%

Local Beer (0.5 liter draught)

$2.13 MKD 117

$1.77 ₱112

20.34%

Imported Beer (0.33 liter bottle)

$2.14 MKD 118

$2.22 ₱141

-3.60%

Milk (1 liter)

$1.27 MKD 69.9

$1.90 ₱121

-33.16%

White Bread (500g)

$0.62 MKD 34.23

$1.36 ₱86.9

-54.41%

Rice (white) (1kg)

$1.31 MKD 72.0

$0.94 ₱59.6

39.36%

Eggs

$2.08 MKD 115

$1.99 ₱127

4.52%

Local Cheese (1kg)

$7.41 MKD 408

$9.70 ₱618

-23.61%

Chicken Fillets (1kg)

$5.10 MKD 280

$4.32 ₱275

18.06%

Beef Round Steak (1kg)

$10.31 MKD 567

$7.51 ₱478

37.28%

Apples (1kg)

$1.46 MKD 80.0

$3.31 ₱211

-55.89%

Banana (1kg)

$1.44 MKD 79.4

$1.37 ₱87.2

5.11%

Oranges (1kg)

$0.95 MKD 52.1

$2.34 ₱149

-59.40%

Tomato (1kg)

$1.88 MKD 103

$1.49 ₱95.1

26.17%

Potato (1kg)

$0.84 MKD 46.07

$2.30 ₱146

-63.48%

Onion (1kg)

$0.69 MKD 38.22

$1.87 ₱119

-63.10%

Lettuce (1 head)

$0.59 MKD 32.31

$1.10 ₱70.1

-46.36%

Water (1.5 liter bottle)

$0.53 MKD 29.25

$0.63 ₱40.23

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.01 MKD 166

$2.86 ₱182

5.24%

Wine (Bottle)

$4.49 MKD 247

$6.08 ₱388

-26.15%

Local Beer (0.5 liter bottle)

$1.05 MKD 57.9

$1.27 ₱81.2

-17.32%

Imported Beer (0.33 liter bottle)

$1.45 MKD 79.6

$1.72 ₱109

-15.70%

One-way Ticket (Public Transport)

$0.35 MKD 19.05

$0.22 ₱13.94

59.09%

Public Transport Monthly Pass (Regular Price)

$10.88 MKD 598

$12.34 ₱786

-11.83%

Taxi Start (Normal Tariff)

$1.10 MKD 60.5

$0.74 ₱47.38

48.65%

Taxi (Normal Tariff) (1km)

$0.53 MKD 28.98

$0.22 ₱14.04

140.91%

Taxi 1hour Waiting (Normal Tariff)

$7.37 MKD 405

$4.28 ₱272

72.20%

Gasoline (1 liter)

$1.49 MKD 81.8

$1.31 ₱83.4

13.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K MKD 1.9M

$20.8K ₱1.3M

64.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K MKD 1.5M

$19.0K ₱1.2M

41.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 MKD 8,720

$118 ₱7,542

33.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.95 MKD 987

$15.76 ₱1,004

13.90%

Internet (50+ Mbps, Unlimited Data)

$19.25 MKD 1,059

$28.33 ₱1,804

-32.05%

Gym Membership (Monthly)

$69.9 MKD 3,843

$32.94 ₱2,098

112.11%

Tennis Court (1 Hour on Weekend)

$18.12 MKD 996

$6.49 ₱413

179.20%

Cinema Ticket

$5.41 MKD 298

$5.45 ₱347

-0.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 MKD 12.2K

$276 ₱17.6K

-19.58%

International Primary School, 1 Child (Yearly)

$2,175 MKD 119.6K

$7,789 ₱496.1K

-72.08%

Jeans (Levis 501 Or Similar)

$64.5 MKD 3,548

$48.18 ₱3,069

33.89%

Summer Dress (H&M, Zara, etc)

$36.99 MKD 2,034

$24.47 ₱1,559

51.16%

Sport Shoes (Adidas, Nike)

$104 MKD 5,710

$75.3 ₱4,795

37.91%

Men's Leather Business Shoes

$111 MKD 6,095

$58.0 ₱3,695

90.99%

1-bedroom Apartment, City Center (Monthly)

$351 MKD 19.3K

$477 ₱30.4K

-26.51%

1-bedroom Apartment, Outside City Center (Monthly)

$273 MKD 15.0K

$322 ₱20.5K

-15.10%

3-bedroom Apartment, City Center (Monthly)

$583 MKD 32.1K

$963 ₱61.3K

-39.47%

3-bedroom Apartment, Outside City Center (Monthly)

$483 MKD 26.6K

$626 ₱39.9K

-22.80%

Buy Apartment in City Center (m2)

$1,231 MKD 67.7K

$4,551 ₱289.9K

-72.95%

Buy Apartment Outside City Center (m2)

$1,104 MKD 60.7K

$3,028 ₱192.9K

-63.53%

Average Monthly Net Salary (After Tax)

$861 MKD 47.3K

$333 ₱21.2K

158.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

7.2

-47.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tetovo: October 27, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tetovo

$273 27.4%

Cebu

$322 34.5% 17.8% $49

Monthly Utilities & Internet

Tetovo

$196 19.6%

Cebu

$163 17.4% 17% $33

Groceries & Markets

Tetovo

$170 17.1%

Cebu

$204 21.8% 19.8% $34

Clothing & Footwear

Tetovo

$142 14.3%

Cebu

$93 9.9% 34.9% $50

Eating Out

Tetovo

$119 12%

Cebu

$94 10.1% 21.2% $25

Sport & Entertainment

Tetovo

$81 8.1%

Cebu

$44 4.7% 45.6% $37

Getting Around

Tetovo

$16 1.6%

Cebu

$15 1.6% 5.9% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Tetovo and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Tetovo pays about 2.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $28 in Tetovo vs $23 in Cebu. Groceries flip the comparison at $170 vs $204, with Tetovo cheaper for home cooking.

Good to know

🇲🇰 Tetovo

🇵🇭 Cebu

🕒 Local time

01:38 1:38 AM

08:38 8:38 AM

7 h ahead of Tetovo

🌤 Weather

👥 Population

53,000

964,169

💱 Currency

North Macedonian Denar MKD ден

Philippine Peso PHP ₱

📈 Exchange rate

100 MKD = 1.82 USD

100 MKD = 1.63 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of November 2, 2026: 1 USD = 55 MKD (100 MKD = 1.82 USD). 1 EUR = 61.41 MKD (100 MKD = 1.63 EUR).

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.69 PHP (100 PHP = 1.57 USD). 1 EUR = 71.12 PHP (100 PHP = 1.41 EUR).

USD to MKD in detail →

On the map

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Highest

Between locations

Tetovo Cebu 10,290 km ≈ 13 h nonstop flight

From you

Tetovo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tetovo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is about 6% cheaper overall, especially in clothing, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Tetovo is about 2.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $351 in Tetovo versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $997 per month in Tetovo versus $934 in Cebu – Cebu is about 6% cheaper, which adds up to real savings over time.

A monthly transit pass in Tetovo runs roughly 12% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Cebu wins on affordability, Tetovo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.