Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Budapest

For one person, living is cheaper in Ternopil: $690 a month against $1,641 in Budapest, rent and utilities included – about $11,400 less a year. Rent and utilities account for about half of the difference.

33

Cost of Living Index in Ternopil
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Ternopil Living Index
80

Cost of Living Index in Budapest
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Budapest Living Index

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Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Budapest

🇭🇺 Hungary

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Budapest

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Budapest actually costs, broken down by who's living it.

A single person spends $690 per month in Ternopil vs $1,641 in Budapest, rent included.

Ternopil $690
Budapest $1,641

A couple spends around $1,143 per month in Ternopil vs $2,562 in Budapest, rent included.

Ternopil $1,143
Budapest $2,562

A family of three spends $1,595 per month in Ternopil vs $3,483 in Budapest, rent included.

Ternopil $1,595
Budapest $3,483

Ternopil is about 58% cheaper than Budapest, and outside of rent the biggest gap is in eating out.

Ternopil sits 49% below the global median, while Budapest is 21% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.36 ₴151

$14.04 Ft 4,536

-76.07%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$60.9 Ft 19.7K

-67.06%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$10.37 Ft 3,351

-47.44%

Cappuccino

$1.22 ₴54.6

$3.46 Ft 1,117

-64.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$2.07 Ft 669

-66.67%

Water (0.33 liter bottle)

$0.51 ₴22.79

$1.77 Ft 572

-71.19%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$3.69 Ft 1,191

-75.61%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$3.80 Ft 1,229

-59.47%

Milk (1 liter)

$1.34 ₴60.2

$1.16 Ft 374

15.52%

White Bread (500g)

$0.72 ₴32.38

$1.85 Ft 598

-61.08%

Rice (white) (1kg)

$2.00 ₴89.8

$2.40 Ft 776

-16.67%

Eggs

$1.96 ₴87.8

$3.99 Ft 1,289

-50.88%

Local Cheese (1kg)

$7.95 ₴357

$11.40 Ft 3,683

-30.26%

Chicken Fillets (1kg)

$3.99 ₴179

$6.87 Ft 2,221

-41.92%

Beef Round Steak (1kg)

$5.93 ₴266

$14.49 Ft 4,682

-59.08%

Apples (1kg)

$0.72 ₴32.20

$1.88 Ft 607

-61.70%

Banana (1kg)

$1.58 ₴70.8

$2.14 Ft 693

-26.17%

Oranges (1kg)

$1.43 ₴64.2

$2.30 Ft 744

-37.83%

Tomato (1kg)

$2.73 ₴123

$4.04 Ft 1,304

-32.43%

Potato (1kg)

$0.54 ₴24.26

$1.02 Ft 329

-47.06%

Onion (1kg)

$0.39 ₴17.59

$0.99 Ft 320

-60.61%

Lettuce (1 head)

$1.36 ₴61.3

$1.58 Ft 510

-13.92%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.70 Ft 225

-25.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$8.03 Ft 2,594

-66.50%

Wine (Bottle)

$3.25 ₴146

$6.18 Ft 1,997

-47.41%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$1.24 Ft 401

-29.03%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$2.06 Ft 666

14.08%

One-way Ticket (Public Transport)

$0.39 ₴17.61

$1.59 Ft 513

-75.47%

Public Transport Monthly Pass (Regular Price)

$27.52 Ft 8,893

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$3.43 Ft 1,110

-58.60%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$1.33 Ft 431

-72.18%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$20.45 Ft 6,607

-80.05%

Gasoline (1 liter)

$1.57 ₴70.7

$1.93 Ft 624

-18.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$29.1K Ft 9.4M

8.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$34.7K Ft 11.2M

-27.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$175 Ft 56.4K

-68.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$23.62 Ft 7,631

-79.93%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$23.60 Ft 7,625

-79.15%

Gym Membership (Monthly)

$20.69 ₴929

$68.8 Ft 22.2K

-69.94%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$19.26 Ft 6,224

-28.14%

Cinema Ticket

$3.59 ₴161

$10.31 Ft 3,333

-65.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$535 Ft 172.9K

-54.27%

International Primary School, 1 Child (Yearly)

$16.8K Ft 5.4M

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$99.9 Ft 32.3K

-50.39%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$43.27 Ft 14.0K

8.30%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$112 Ft 36.1K

-11.74%

Men's Leather Business Shoes

$90.1 ₴4,043

$119 Ft 38.4K

-24.30%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$832 Ft 268.8K

-64.32%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$629 Ft 203.3K

-62.80%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$1,586 Ft 512.4K

-64.43%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$1,197 Ft 386.6K

-53.93%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$5,718 Ft 1.8M

-82.61%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$3,947 Ft 1.3M

-87.22%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$1,712 Ft 553.1K

-71.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

241.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Budapest: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Budapest

$629 38.4% 169% $395

Groceries & Markets

Ternopil

$160 23.2%

Budapest

$262 16% 63.5% $102

Clothing & Footwear

Ternopil

$128 18.6%

Budapest

$168 10.3% 31.1% $40

Eating Out

Ternopil

$70 10.2%

Budapest

$226 13.8% 222% $156

Monthly Utilities & Internet

Ternopil

$65 9.4%

Budapest

$222 13.5% 241% $157

Sport & Entertainment

Ternopil

$28 4%

Budapest

$89 5.5% 221% $62

Getting Around

Ternopil

$4.9 * 0.7%

Budapest

$44 2.7% 805% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $297 in Ternopil versus $832 in Budapest. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 251% higher in Budapest, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Ternopil versus $61.0 in Budapest. Monthly groceries follow the same trend: $160 vs $262 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇺🇦 Ternopil

🇭🇺 Budapest

🕒 Local time

22:09 10:09 PM

21:09 9:09 PM

1 h behind Ternopil

🌤 Weather

👥 Population

218,134

1,686,222 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

Hungarian Forint HUF Ft

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Hungarian Forint exchange rates as of October 20, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to UAH in detail →

On the map

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Between locations

Ternopil Budapest 530 km ≈ 1 h 15 min nonstop flight

From you

Ternopil
Budapest

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Budapest: Cost of Living - Frequently Asked Questions

Yes – Budapest is pricier by about 138%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,036 per month in Ternopil and $2,461 in Budapest. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Ternopil and $61.0 in Budapest. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 63% more in Budapest, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $690, than in Budapest at $1,641. In Ternopil it covers expenses comfortably, while in Budapest it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budapest makes more sense. Both are solid long-term options with distinct trade-offs.