Last update: Oct 2026

Cost of Living Comparison Between Budapest and Ternopil

For one person, living is cheaper in Ternopil: $690 a month against $1,641 in Budapest, rent and utilities included – about $11,400 less a year. Rent and utilities account for about half of the difference.

80

Cost of Living Index in Budapest
Learn more

Budapest Living Index
33

Cost of Living Index in Ternopil
Learn more

Ternopil Living Index

Jump to prices

Budapest

🇭🇺 Hungary

$1,641

/mo nomad

Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Monthly Cost of Living

How much you'll spend in Budapest and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budapest and in Ternopil actually costs, broken down by who's living it.

A single person spends $1,641 per month in Budapest vs $690 in Ternopil, rent included.

Budapest $1,641
Ternopil $690

A couple spends around $2,562 per month in Budapest vs $1,143 in Ternopil, rent included.

Budapest $2,562
Ternopil $1,143

A family of three spends $3,483 per month in Budapest vs $1,595 in Ternopil, rent included.

Budapest $3,483
Ternopil $1,595

Budapest costs about 138% more than Ternopil, and outside of rent the biggest gap is in eating out.

Budapest sits 21% above the global median, while Ternopil is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.04 Ft 4,536

$3.36 ₴151

317.86%

Three-Course Dinner for Two, Mid-Range

$60.9 Ft 19.7K

$20.07 ₴901

203.59%

Fast Food Meal (McDonalds, etc)

$10.37 Ft 3,351

$5.45 ₴245

90.28%

Cappuccino

$3.46 Ft 1,117

$1.22 ₴54.6

183.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 Ft 669

$0.69 ₴30.83

200.00%

Water (0.33 liter bottle)

$1.77 Ft 572

$0.51 ₴22.79

247.06%

Local Beer (0.5 liter draught)

$3.69 Ft 1,191

$0.90 ₴40.56

310.00%

Imported Beer (0.33 liter bottle)

$3.80 Ft 1,229

$1.54 ₴69.1

146.75%

Milk (1 liter)

$1.16 Ft 374

$1.34 ₴60.2

-13.43%

White Bread (500g)

$1.85 Ft 598

$0.72 ₴32.38

156.94%

Rice (white) (1kg)

$2.40 Ft 776

$2.00 ₴89.8

20.00%

Eggs

$3.99 Ft 1,289

$1.96 ₴87.8

103.57%

Local Cheese (1kg)

$11.40 Ft 3,683

$7.95 ₴357

43.40%

Chicken Fillets (1kg)

$6.87 Ft 2,221

$3.99 ₴179

72.18%

Beef Round Steak (1kg)

$14.49 Ft 4,682

$5.93 ₴266

144.35%

Apples (1kg)

$1.88 Ft 607

$0.72 ₴32.20

161.11%

Banana (1kg)

$2.14 Ft 693

$1.58 ₴70.8

35.44%

Oranges (1kg)

$2.30 Ft 744

$1.43 ₴64.2

60.84%

Tomato (1kg)

$4.04 Ft 1,304

$2.73 ₴123

47.99%

Potato (1kg)

$1.02 Ft 329

$0.54 ₴24.26

88.89%

Onion (1kg)

$0.99 Ft 320

$0.39 ₴17.59

153.85%

Lettuce (1 head)

$1.58 Ft 510

$1.36 ₴61.3

16.18%

Water (1.5 liter bottle)

$0.70 Ft 225

$0.52 ₴23.17

34.62%

Cigarettes 20 Pack (Marlboro, Camel)

$8.03 Ft 2,594

$2.69 ₴121

198.51%

Wine (Bottle)

$6.18 Ft 1,997

$3.25 ₴146

90.15%

Local Beer (0.5 liter bottle)

$1.24 Ft 401

$0.88 ₴39.52

40.91%

Imported Beer (0.33 liter bottle)

$2.06 Ft 666

$2.35 ₴106

-12.34%

One-way Ticket (Public Transport)

$1.59 Ft 513

$0.39 ₴17.61

307.69%

Public Transport Monthly Pass (Regular Price)

$27.52 Ft 8,893

Taxi Start (Normal Tariff)

$3.43 Ft 1,110

$1.42 ₴63.7

141.55%

Taxi (Normal Tariff) (1km)

$1.33 Ft 431

$0.37 ₴16.82

259.46%

Taxi 1hour Waiting (Normal Tariff)

$20.45 Ft 6,607

$4.08 ₴183

401.23%

Gasoline (1 liter)

$1.93 Ft 624

$1.57 ₴70.7

22.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K Ft 9.4M

$31.5K ₴1.4M

-7.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K Ft 11.2M

$25.1K ₴1.1M

38.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 Ft 56.4K

$55.4 ₴2,488

214.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.62 Ft 7,631

$4.74 ₴213

398.31%

Internet (50+ Mbps, Unlimited Data)

$23.60 Ft 7,625

$4.92 ₴221

379.67%

Gym Membership (Monthly)

$68.8 Ft 22.2K

$20.69 ₴929

232.72%

Tennis Court (1 Hour on Weekend)

$19.26 Ft 6,224

$13.84 ₴621

39.16%

Cinema Ticket

$10.31 Ft 3,333

$3.59 ₴161

187.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 Ft 172.9K

$245 ₴11.0K

118.69%

International Primary School, 1 Child (Yearly)

$16.8K Ft 5.4M

Jeans (Levis 501 Or Similar)

$99.9 Ft 32.3K

$49.54 ₴2,224

101.57%

Summer Dress (H&M, Zara, etc)

$43.27 Ft 14.0K

$46.86 ₴2,103

-7.66%

Sport Shoes (Adidas, Nike)

$112 Ft 36.1K

$98.6 ₴4,425

13.31%

Men's Leather Business Shoes

$119 Ft 38.4K

$90.1 ₴4,043

32.11%

1-bedroom Apartment, City Center (Monthly)

$832 Ft 268.8K

$297 ₴13.3K

180.31%

1-bedroom Apartment, Outside City Center (Monthly)

$629 Ft 203.3K

$234 ₴10.5K

168.83%

3-bedroom Apartment, City Center (Monthly)

$1,586 Ft 512.4K

$564 ₴25.3K

181.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,197 Ft 386.6K

$551 ₴24.7K

117.07%

Buy Apartment in City Center (m2)

$5,718 Ft 1.8M

$994 ₴44.6K

475.03%

Buy Apartment Outside City Center (m2)

$3,947 Ft 1.3M

$504 ₴22.6K

682.54%

Average Monthly Net Salary (After Tax)

$1,712 Ft 553.1K

$487 ₴21.9K

251.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

-70.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budapest: October 19, 2026

Last update for Ternopil: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Budapest

$629 38.4%

Ternopil

$234 33.9% 62.8% $395

Groceries & Markets

Budapest

$262 16%

Ternopil

$160 23.2% 38.8% $102

Eating Out

Budapest

$226 13.8%

Ternopil

$70 10.2% 69% $156

Monthly Utilities & Internet

Budapest

$222 13.5%

Ternopil

$65 9.4% 70.7% $157

Clothing & Footwear

Budapest

$168 10.3%

Ternopil

$128 18.6% 23.7% $40

Sport & Entertainment

Budapest

$89 5.5%

Ternopil

$28 4% 68.8% $62

Getting Around

Budapest

$44 2.7%

Ternopil

$4.9 * 0.7% 88.9% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $832 in Budapest versus $297 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 251% higher in Budapest, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Budapest versus $20.00 in Ternopil. Monthly groceries follow the same trend: $262 vs $160 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇭🇺 Budapest

🇺🇦 Ternopil

🕒 Local time

00:17 12:17 AM

01:17 1:17 AM

1 h ahead of Budapest

🌤 Weather

👥 Population

1,686,222 Capital

218,134

💱 Currency

Hungarian Forint HUF Ft

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 20, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to HUF in detail →

On the map

Lowest

Highest

Between locations

Budapest Ternopil 530 km ≈ 1 h 15 min nonstop flight

From you

Budapest
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Budapest vs Ternopil: Cost of Living - Frequently Asked Questions

Yes – Budapest is pricier by about 138%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,461 per month in Budapest and $1,036 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $61.0 in Budapest and $20.00 in Ternopil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 63% more in Budapest, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $690, than in Budapest at $1,641. In Ternopil it covers expenses comfortably, while in Budapest it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budapest makes more sense. Both are solid long-term options with distinct trade-offs.