Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Belgrade

For one person, living is cheaper in Ternopil: $690 a month against $1,574 in Belgrade, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ternopil
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Ternopil Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Belgrade actually costs, broken down by who's living it.

A single person spends $690 per month in Ternopil vs $1,574 in Belgrade, rent included.

Ternopil $690
Belgrade $1,574

A couple spends around $1,143 per month in Ternopil vs $2,376 in Belgrade, rent included.

Ternopil $1,143
Belgrade $2,376

A family of three spends $1,595 per month in Ternopil vs $3,178 in Belgrade, rent included.

Ternopil $1,595
Belgrade $3,178

Ternopil is about 56% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Ternopil sits 49% below the global median, while Belgrade is 16% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.36 ₴151

$13.44 RSD 1,401

-75.00%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$57.8 RSD 6,029

-65.30%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$13.23 RSD 1,380

-58.81%

Cappuccino

$1.22 ₴54.6

$3.10 RSD 323

-60.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$2.73 RSD 285

-74.73%

Water (0.33 liter bottle)

$0.51 ₴22.79

$2.31 RSD 241

-77.92%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$3.54 RSD 369

-74.58%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$4.13 RSD 430

-62.71%

Milk (1 liter)

$1.34 ₴60.2

$1.45 RSD 151

-7.59%

White Bread (500g)

$0.72 ₴32.38

$1.18 RSD 123

-38.98%

Rice (white) (1kg)

$2.00 ₴89.8

$2.61 RSD 272

-23.37%

Eggs

$1.96 ₴87.8

$2.78 RSD 289

-29.50%

Local Cheese (1kg)

$7.95 ₴357

$11.23 RSD 1,171

-29.21%

Chicken Fillets (1kg)

$3.99 ₴179

$6.72 RSD 701

-40.62%

Beef Round Steak (1kg)

$5.93 ₴266

$15.22 RSD 1,586

-61.04%

Apples (1kg)

$0.72 ₴32.20

$1.59 RSD 166

-54.72%

Banana (1kg)

$1.58 ₴70.8

$1.84 RSD 191

-14.13%

Oranges (1kg)

$1.43 ₴64.2

$1.83 RSD 191

-21.86%

Tomato (1kg)

$2.73 ₴123

$3.10 RSD 324

-11.94%

Potato (1kg)

$0.54 ₴24.26

$0.95 RSD 98.8

-43.16%

Onion (1kg)

$0.39 ₴17.59

$0.72 RSD 75.1

-45.83%

Lettuce (1 head)

$1.36 ₴61.3

$0.75 RSD 77.8

81.33%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.69 RSD 72.4

-24.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$4.76 RSD 496

-43.49%

Wine (Bottle)

$3.25 ₴146

$8.43 RSD 878

-61.45%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$0.94 RSD 97.8

-6.38%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$1.53 RSD 159

53.59%

One-way Ticket (Public Transport)

$0.39 ₴17.61

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$2.99 RSD 312

-52.51%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$1.02 RSD 106

-63.73%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$17.54 RSD 1,828

-76.74%

Gasoline (1 liter)

$1.57 ₴70.7

$1.85 RSD 193

-15.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$30.5K RSD 3.2M

3.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$23.7K RSD 2.5M

5.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$219 RSD 22.9K

-74.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$24.82 RSD 2,588

-80.90%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$35.79 RSD 3,731

-86.25%

Gym Membership (Monthly)

$20.69 ₴929

$41.37 RSD 4,313

-49.99%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$22.96 RSD 2,394

-39.72%

Cinema Ticket

$3.59 ₴161

$8.32 RSD 867

-56.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$423 RSD 44.1K

-42.12%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$111 RSD 11.6K

-55.48%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$47.48 RSD 4,950

-1.31%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$116 RSD 12.1K

-14.96%

Men's Leather Business Shoes

$90.1 ₴4,043

$158 RSD 16.4K

-42.91%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$823 RSD 85.8K

-63.94%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$560 RSD 58.3K

-58.17%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$1,485 RSD 154.8K

-62.00%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$969 RSD 101.1K

-43.13%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$5,489 RSD 572.2K

-81.88%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$3,193 RSD 332.8K

-84.20%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$1,214 RSD 126.5K

-59.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

377.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Belgrade: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Belgrade

$560 35.6% 139% $326

Groceries & Markets

Ternopil

$160 23.2%

Belgrade

$243 15.4% 51.6% $83

Clothing & Footwear

Ternopil

$128 18.6%

Belgrade

$195 12.4% 51.7% $66

Eating Out

Ternopil

$70 10.2%

Belgrade

$231 14.7% 228% $160

Monthly Utilities & Internet

Ternopil

$65 9.4%

Belgrade

$280 17.8% 330% $215

Sport & Entertainment

Ternopil

$28 4%

Belgrade

$58 3.7% 108% $30

Getting Around

Ternopil

$4.9 * 0.7%

Belgrade

$8.1 * 0.5% 66.5% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $297 in Ternopil versus $823 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 149% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Ternopil versus $58.0 in Belgrade. Monthly groceries follow the same trend: $160 vs $243 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇺🇦 Ternopil

🇷🇸 Belgrade

🕒 Local time

19:51 7:51 PM

18:51 6:51 PM

1 h behind Ternopil

🌤 Weather

👥 Population

218,134

1,197,714 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

Serbian Dinar RSD din

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Ternopil Belgrade 650 km ≈ 1 h 15 min nonstop flight

From you

Ternopil
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $690 in Ternopil, $1,574 in Belgrade – roughly 128% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,036 per month in Ternopil and $2,360 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Ternopil and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 52% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $690, than in Belgrade at $1,574. In Ternopil it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.