Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Ternopil

For one person, living is cheaper in Ternopil: $690 a month against $1,574 in Belgrade, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
33

Cost of Living Index in Ternopil
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Ternopil Living Index

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Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Ternopil actually costs, broken down by who's living it.

A single person spends $1,574 per month in Belgrade vs $690 in Ternopil, rent included.

Belgrade $1,574
Ternopil $690

A couple spends around $2,376 per month in Belgrade vs $1,143 in Ternopil, rent included.

Belgrade $2,376
Ternopil $1,143

A family of three spends $3,178 per month in Belgrade vs $1,595 in Ternopil, rent included.

Belgrade $3,178
Ternopil $1,595

Belgrade costs about 128% more than Ternopil, and outside of rent the biggest gap is in eating out.

Belgrade sits 16% above the global median, while Ternopil is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.44 RSD 1,401

$3.36 ₴151

300.00%

Three-Course Dinner for Two, Mid-Range

$57.8 RSD 6,029

$20.07 ₴901

188.19%

Fast Food Meal (McDonalds, etc)

$13.23 RSD 1,380

$5.45 ₴245

142.75%

Cappuccino

$3.10 RSD 323

$1.22 ₴54.6

154.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 RSD 285

$0.69 ₴30.83

295.65%

Water (0.33 liter bottle)

$2.31 RSD 241

$0.51 ₴22.79

352.94%

Local Beer (0.5 liter draught)

$3.54 RSD 369

$0.90 ₴40.56

293.33%

Imported Beer (0.33 liter bottle)

$4.13 RSD 430

$1.54 ₴69.1

168.18%

Milk (1 liter)

$1.45 RSD 151

$1.34 ₴60.2

8.21%

White Bread (500g)

$1.18 RSD 123

$0.72 ₴32.38

63.89%

Rice (white) (1kg)

$2.61 RSD 272

$2.00 ₴89.8

30.50%

Eggs

$2.78 RSD 289

$1.96 ₴87.8

41.84%

Local Cheese (1kg)

$11.23 RSD 1,171

$7.95 ₴357

41.26%

Chicken Fillets (1kg)

$6.72 RSD 701

$3.99 ₴179

68.42%

Beef Round Steak (1kg)

$15.22 RSD 1,586

$5.93 ₴266

156.66%

Apples (1kg)

$1.59 RSD 166

$0.72 ₴32.20

120.83%

Banana (1kg)

$1.84 RSD 191

$1.58 ₴70.8

16.46%

Oranges (1kg)

$1.83 RSD 191

$1.43 ₴64.2

27.97%

Tomato (1kg)

$3.10 RSD 324

$2.73 ₴123

13.55%

Potato (1kg)

$0.95 RSD 98.8

$0.54 ₴24.26

75.93%

Onion (1kg)

$0.72 RSD 75.1

$0.39 ₴17.59

84.62%

Lettuce (1 head)

$0.75 RSD 77.8

$1.36 ₴61.3

-44.85%

Water (1.5 liter bottle)

$0.69 RSD 72.4

$0.52 ₴23.17

32.69%

Cigarettes 20 Pack (Marlboro, Camel)

$4.76 RSD 496

$2.69 ₴121

76.95%

Wine (Bottle)

$8.43 RSD 878

$3.25 ₴146

159.38%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.8

$0.88 ₴39.52

6.82%

Imported Beer (0.33 liter bottle)

$1.53 RSD 159

$2.35 ₴106

-34.89%

One-way Ticket (Public Transport)

$0.39 ₴17.61

Taxi Start (Normal Tariff)

$2.99 RSD 312

$1.42 ₴63.7

110.56%

Taxi (Normal Tariff) (1km)

$1.02 RSD 106

$0.37 ₴16.82

175.68%

Taxi 1hour Waiting (Normal Tariff)

$17.54 RSD 1,828

$4.08 ₴183

329.90%

Gasoline (1 liter)

$1.85 RSD 193

$1.57 ₴70.7

17.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.2M

$31.5K ₴1.4M

-3.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K RSD 2.5M

$25.1K ₴1.1M

-5.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 RSD 22.9K

$55.4 ₴2,488

295.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.82 RSD 2,588

$4.74 ₴213

423.63%

Internet (50+ Mbps, Unlimited Data)

$35.79 RSD 3,731

$4.92 ₴221

627.44%

Gym Membership (Monthly)

$41.37 RSD 4,313

$20.69 ₴929

99.95%

Tennis Court (1 Hour on Weekend)

$22.96 RSD 2,394

$13.84 ₴621

65.90%

Cinema Ticket

$8.32 RSD 867

$3.59 ₴161

131.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 RSD 44.1K

$245 ₴11.0K

72.78%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

Jeans (Levis 501 Or Similar)

$111 RSD 11.6K

$49.54 ₴2,224

124.63%

Summer Dress (H&M, Zara, etc)

$47.48 RSD 4,950

$46.86 ₴2,103

1.32%

Sport Shoes (Adidas, Nike)

$116 RSD 12.1K

$98.6 ₴4,425

17.60%

Men's Leather Business Shoes

$158 RSD 16.4K

$90.1 ₴4,043

75.15%

1-bedroom Apartment, City Center (Monthly)

$823 RSD 85.8K

$297 ₴13.3K

177.29%

1-bedroom Apartment, Outside City Center (Monthly)

$560 RSD 58.3K

$234 ₴10.5K

139.09%

3-bedroom Apartment, City Center (Monthly)

$1,485 RSD 154.8K

$564 ₴25.3K

163.18%

3-bedroom Apartment, Outside City Center (Monthly)

$969 RSD 101.1K

$551 ₴24.7K

75.85%

Buy Apartment in City Center (m2)

$5,489 RSD 572.2K

$994 ₴44.6K

451.97%

Buy Apartment Outside City Center (m2)

$3,193 RSD 332.8K

$504 ₴22.6K

532.94%

Average Monthly Net Salary (After Tax)

$1,214 RSD 126.5K

$487 ₴21.9K

149.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

-79.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 19, 2026

Last update for Ternopil: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$560 35.6%

Ternopil

$234 33.9% 58.2% $326

Monthly Utilities & Internet

Belgrade

$280 17.8%

Ternopil

$65 9.4% 76.7% $215

Groceries & Markets

Belgrade

$243 15.4%

Ternopil

$160 23.2% 34.1% $83

Eating Out

Belgrade

$231 14.7%

Ternopil

$70 10.2% 69.5% $160

Clothing & Footwear

Belgrade

$195 12.4%

Ternopil

$128 18.6% 34.1% $66

Sport & Entertainment

Belgrade

$58 3.7%

Ternopil

$28 4% 51.9% $30

Getting Around

Belgrade

$8.1 * 0.5%

Ternopil

$4.9 * 0.7% 39.9% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $823 in Belgrade versus $297 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 149% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $20.00 in Ternopil. Monthly groceries follow the same trend: $243 vs $160 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇺🇦 Ternopil

🕒 Local time

21:09 9:09 PM

22:09 10:09 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

218,134

💱 Currency

Serbian Dinar RSD din

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Ternopil 650 km ≈ 1 h 15 min nonstop flight

From you

Belgrade
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Ternopil: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,574 in Belgrade, $690 in Ternopil – roughly 128% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,360 per month in Belgrade and $1,036 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $20.00 in Ternopil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 52% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $690, than in Belgrade at $1,574. In Ternopil it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.