Cost of Living Comparison Between Rome and Terni Cost of Living Comparison Between Rome and Terni

Monthly Cost of Living

Monthly costs for one person with rent: $2,027 in Rome versus $1,323 in Terni.

Estimated couple costs with rent: $3,143 in Rome versus $1,999 in Terni.

Monthly costs for a family of three with rent: $4,260 in Rome versus $2,676 in Terni.

Living in Rome is roughly 53% more expensive than Terni, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rome is 51% above, Terni is 1% below.

Meal at Budget Restaurant

$17.23 €14.84

$17.46 €15.04

-1.32%

Three-Course Dinner for Two, Mid-Range

$73.9 €63.6

$48.75 €41.98

51.57%

Fast Food Meal (McDonalds, etc)

$11.74 €10.11

$9.92 €8.54

18.35%

Cappuccino

$1.83 €1.58

$1.87 €1.61

-2.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 €2.16

$2.72 €2.34

-7.72%

Water (0.33 liter bottle)

$1.27 €1.09

$1.31 €1.13

-3.05%

Local Beer (0.5 liter draught)

$5.86 €5.05

$5.36 €4.62

9.33%

Imported Beer (0.33 liter bottle)

$5.23 €4.50

$5.24 €4.51

-0.19%

Milk (1 liter)

$1.69 €1.46

$1.25 €1.08

35.20%

White Bread (500g)

$2.14 €1.84

$2.13 €1.84

0.47%

Rice (white) (1kg)

$2.95 €2.54

$2.37 €2.04

24.47%

Eggs

$4.51 €3.88

$3.32 €2.86

35.84%

Local Cheese (1kg)

$17.42 €15.00

$13.19 €11.36

32.07%

Chicken Fillets (1kg)

$12.00 €10.33

$9.41 €8.10

27.52%

Beef Round Steak (1kg)

$20.19 €17.38

$13.78 €11.86

46.52%

Apples (1kg)

$2.45 €2.11

$2.24 €1.93

9.37%

Banana (1kg)

$2.23 €1.92

$1.88 €1.62

18.62%

Oranges (1kg)

$1.95 €1.68

$1.14 €0.98

71.05%

Tomato (1kg)

$2.58 €2.22

$2.28 €1.97

13.16%

Potato (1kg)

$1.77 €1.53

$1.62 €1.40

9.26%

Onion (1kg)

$1.86 €1.60

$1.72 €1.48

8.14%

Lettuce (1 head)

$1.26 €1.09

$0.84 €0.72

50.00%

Water (1.5 liter bottle)

$0.55 €0.48

$0.41 €0.36

34.15%

Cigarettes 20 Pack (Marlboro, Camel)

$7.13 €6.14

$6.40 €5.51

11.41%

Wine (Bottle)

$4.63 €3.99

$8.18 €7.05

-43.40%

Local Beer (0.5 liter bottle)

$1.95 €1.68

$1.37 €1.18

42.34%

Imported Beer (0.33 liter bottle)

$2.73 €2.35

$1.65 €1.42

65.45%

One-way Ticket (Public Transport)

$1.79 €1.54

$1.67 €1.44

7.19%

Public Transport Monthly Pass (Regular Price)

$41.00 €35.31

$34.26 €29.51

19.67%

Taxi Start (Normal Tariff)

$5.13 €4.42

$5.00 €4.31

2.60%

Taxi (Normal Tariff) (1km)

$1.60 €1.38

$1.37 €1.18

16.79%

Taxi 1hour Waiting (Normal Tariff)

$35.08 €30.21

$25.43 €21.90

37.95%

Gasoline (1 liter)

$1.95 €1.68

$2.02 €1.74

-3.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €25.2K

$34.4K €29.6K

-14.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K €26.0K

$32.9K €28.3K

-8.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €189

$176 €152

24.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.01 €9.48

$14.16 €12.19

-22.25%

Internet (50+ Mbps, Unlimited Data)

$31.31 €26.96

$31.06 €26.75

0.80%

Gym Membership (Monthly)

$64.1 €55.2

$53.1 €45.70

20.76%

Tennis Court (1 Hour on Weekend)

$23.81 €20.50

$17.00 €14.64

40.06%

Cinema Ticket

$11.73 €10.10

$10.26 €8.84

14.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$528 €455

$353 €304

49.75%

International Primary School, 1 Child (Yearly)

$10.4K €8,976

$5,880 €5,063

77.28%

Jeans (Levis 501 Or Similar)

$73.3 €63.1

$66.3 €57.1

10.45%

Summer Dress (H&M, Zara, etc)

$34.57 €29.77

$35.02 €30.16

-1.28%

Sport Shoes (Adidas, Nike)

$87.0 €74.9

$89.7 €77.2

-3.00%

Men's Leather Business Shoes

$119 €102

$88.9 €76.6

33.80%

1-bedroom Apartment, City Center (Monthly)

$1,325 €1,141

$352 €303

275.87%

1-bedroom Apartment, Outside City Center (Monthly)

$885 €762

$353 €304

150.68%

3-bedroom Apartment, City Center (Monthly)

$2,661 €2,292

$744 €641

257.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,636 €1,409

$564 €486

190.01%

Buy Apartment in City Center (m2)

$8,730 €7,518

$1,383 €1,191

531.47%

Buy Apartment Outside City Center (m2)

$3,452 €2,973

$806 €694

328.40%

Average Monthly Net Salary (After Tax)

$2,058 €1,772

$1,554 €1,338

32.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.69

7.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rome: May 31, 2026

Last update for Terni: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,325 in Rome and $352 in Terni. Housing cost is often the main lever when comparing two cities.

Rome pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Rome vs $49.00 in Terni for a mid-range dinner for two. Groceries echo the gap at $333 vs $266 per month, with Terni cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rome vs Terni: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 53% lower than in Rome. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

Rome pays 32% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,325 in Rome versus $352 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,027 per month in Rome versus $1,323 in Terni – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Terni runs roughly 20% less than in Rome. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,323 in Terni versus $2,027 in Rome, a $1,000 budget is realistic in Terni but tight or insufficient in Rome. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both work as nomad bases, but Terni delivers better value – similar infrastructure at $1,323 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Terni hard to pass up.

Safety-wise, Rome and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 53% less than in Rome. Beyond cost, consider language, visa policies, and how big the international community is in each city.