Cost of Living Comparison Between Rome and Terni Cost of Living Comparison Between Rome and Terni

Monthly Cost of Living

Monthly costs for one person with rent: $1,986 in Rome versus $1,348 in Terni.

Estimated couple costs with rent: $3,073 in Rome versus $2,048 in Terni.

Monthly costs for a family of three with rent: $4,159 in Rome versus $2,748 in Terni.

Living in Rome is roughly 47% more expensive than in Terni, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Rome 49% above, Terni 1% above.

Meal at Budget Restaurant

$17.54 €15.35

$17.45 €15.27

0.52%

Three-Course Dinner for Two, Mid-Range

$76.0 €66.5

$49.82 €43.59

52.49%

Fast Food Meal (McDonalds, etc)

$11.67 €10.21

$9.56 €8.36

22.07%

Cappuccino

$1.77 €1.55

$1.86 €1.63

-4.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 €2.14

$2.69 €2.35

-8.92%

Water (0.33 liter bottle)

$1.26 €1.10

$1.35 €1.18

-6.67%

Local Beer (0.5 liter draught)

$5.75 €5.03

$5.07 €4.43

13.41%

Imported Beer (0.33 liter bottle)

$5.06 €4.43

$5.29 €4.63

-4.35%

Milk (1 liter)

$1.70 €1.49

$1.25 €1.10

36.00%

White Bread (500g)

$2.07 €1.81

$2.20 €1.93

-5.91%

Rice (white) (1kg)

$2.99 €2.62

$2.34 €2.05

27.78%

Eggs

$4.52 €3.95

$3.42 €2.99

32.16%

Local Cheese (1kg)

$17.69 €15.47

$13.65 €11.95

29.60%

Chicken Fillets (1kg)

$11.75 €10.28

$9.16 €8.01

28.28%

Beef Round Steak (1kg)

$20.56 €17.99

$13.84 €12.11

48.55%

Apples (1kg)

$2.43 €2.12

$2.15 €1.88

13.02%

Banana (1kg)

$2.36 €2.06

$1.88 €1.64

25.53%

Oranges (1kg)

$2.02 €1.77

$1.19 €1.04

69.75%

Tomato (1kg)

$2.67 €2.34

$2.28 €1.99

17.11%

Potato (1kg)

$1.76 €1.54

$1.58 €1.38

11.39%

Onion (1kg)

$1.85 €1.62

$1.71 €1.50

8.19%

Lettuce (1 head)

$1.27 €1.11

$0.79 €0.69

60.76%

Water (1.5 liter bottle)

$0.56 €0.49

$0.41 €0.36

36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$6.81 €5.95

$6.40 €5.60

6.41%

Wine (Bottle)

$3.96 €3.46

$7.38 €6.46

-46.34%

Local Beer (0.5 liter bottle)

$1.94 €1.70

$1.35 €1.18

43.70%

Imported Beer (0.33 liter bottle)

$2.76 €2.42

$1.64 €1.44

68.29%

One-way Ticket (Public Transport)

$1.72 €1.51

$1.64 €1.44

4.88%

Public Transport Monthly Pass (Regular Price)

$41.16 €36.02

$34.99 €30.61

17.63%

Taxi Start (Normal Tariff)

$5.23 €4.57

$4.97 €4.34

5.23%

Taxi (Normal Tariff) (1km)

$1.58 €1.38

$1.30 €1.13

21.54%

Taxi 1hour Waiting (Normal Tariff)

$34.86 €30.50

$25.75 €22.53

35.38%

Gasoline (1 liter)

$2.03 €1.78

$2.07 €1.81

-1.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K €25.4K

$33.6K €29.4K

-13.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K €26.1K

$34.1K €29.8K

-12.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 €195

$176 €154

26.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.96 €9.59

$13.63 €11.92

-19.59%

Internet (50+ Mbps, Unlimited Data)

$30.99 €27.11

$31.05 €27.16

-0.19%

Gym Membership (Monthly)

$64.2 €56.1

$51.8 €45.30

23.91%

Tennis Court (1 Hour on Weekend)

$23.99 €20.98

$16.49 €14.42

45.48%

Cinema Ticket

$11.63 €10.18

$10.62 €9.29

9.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$539 €472

$341 €298

58.23%

International Primary School, 1 Child (Yearly)

$10.7K €9,353

$5,886 €5,149

81.64%

Jeans (Levis 501 Or Similar)

$73.1 €64.0

$64.7 €56.6

12.97%

Summer Dress (H&M, Zara, etc)

$34.58 €30.26

$35.76 €31.29

-3.30%

Sport Shoes (Adidas, Nike)

$86.6 €75.8

$91.1 €79.7

-4.96%

Men's Leather Business Shoes

$119 €104

$88.7 €77.6

33.80%

1-bedroom Apartment, City Center (Monthly)

$1,328 €1,162

$343 €300

287.02%

1-bedroom Apartment, Outside City Center (Monthly)

$866 €758

$341 €298

153.96%

3-bedroom Apartment, City Center (Monthly)

$2,596 €2,271

$757 €662

243.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,602 €1,402

$559 €489

186.80%

Buy Apartment in City Center (m2)

$8,434 €7,379

$1,381 €1,208

510.73%

Buy Apartment Outside City Center (m2)

$3,464 €3,031

$788 €689

339.78%

Average Monthly Net Salary (After Tax)

$1,947 €1,703

$1,498 €1,311

29.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.69

7.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rome: July 11, 2026

Last update for Terni: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,328 in Rome and $343 in Terni. Housing cost is often the main lever when comparing two cities.

Rome pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Rome vs $50.0 in Terni for a mid-range dinner for two. Groceries echo the gap at $333 vs $265 per month, with Terni cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rome vs Terni: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 47% lower than in Rome. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

Average pay runs 30% higher in Rome, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,328 in Rome versus $343 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,986 per month in Rome versus $1,348 in Terni – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Terni runs roughly 18% less than in Rome. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,348 in Terni versus $1,986 in Rome, a $1,000 budget is realistic in Terni but tight or insufficient in Rome. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both work as nomad bases, but Terni delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Terni hard to pass up.

Safety-wise, Rome and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 47% less than in Rome. Beyond cost, consider language, visa policies, and how big the international community is in each city.