Last update: Oct 2026

Cost of Living Comparison Between Rome and Terni

For one person, living is cheaper in Terni: $1,299 a month against $1,997 in Rome, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Rome
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Rome Living Index
63

Cost of Living Index in Terni
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Terni Living Index

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Rome

🇮🇹 Italy

$1,997

/mo nomad

Terni

🇮🇹 Italy

$1,299

/mo nomad

Monthly Cost of Living

How much you'll spend in Rome and in Terni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rome and in Terni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,997 in Rome versus $1,299 in Terni.

Rome $1,997
Terni $1,299

Estimated couple costs with rent: $3,132 in Rome versus $1,995 in Terni.

Rome $3,132
Terni $1,995

Monthly costs for a family of three with rent: $4,266 in Rome versus $2,691 in Terni.

Rome $4,266
Terni $2,691

Living in Rome is roughly 54% more expensive than in Terni, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Rome is 47% above, Terni is 5% below.

Meal at Budget Restaurant

$16.44 €14.77

$16.55 €14.87

-0.66%

Three-Course Dinner for Two, Mid-Range

$68.0 €61.0

$66.7 €59.9

1.84%

Fast Food Meal (McDonalds, etc)

$11.14 €10.01

$13.54 €12.16

-17.73%

Cappuccino

$2.02 €1.82

$1.69 €1.52

19.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.70

$2.54 €2.29

18.11%

Water (0.33 liter bottle)

$1.48 €1.33

$1.03 €0.93

43.69%

Local Beer (0.5 liter draught)

$5.69 €5.11

$4.35 €3.91

30.80%

Imported Beer (0.33 liter bottle)

$6.77 €6.08

$5.74 €5.15

17.94%

Milk (1 liter)

$1.69 €1.51

$1.22 €1.09

38.52%

White Bread (500g)

$2.19 €1.96

$1.70 €1.53

28.82%

Rice (white) (1kg)

$3.08 €2.77

$2.17 €1.95

41.94%

Eggs

$4.74 €4.26

$3.82 €3.43

24.08%

Local Cheese (1kg)

$14.65 €13.16

$13.38 €12.02

9.49%

Chicken Fillets (1kg)

$12.45 €11.18

$9.20 €8.27

35.33%

Beef Round Steak (1kg)

$19.48 €17.50

$13.33 €11.97

46.14%

Apples (1kg)

$2.60 €2.34

$1.13 €1.02

130.09%

Banana (1kg)

$2.35 €2.11

$1.13 €1.02

107.96%

Oranges (1kg)

$2.33 €2.09

$1.13 €1.02

106.19%

Tomato (1kg)

$2.34 €2.10

$2.27 €2.04

3.08%

Potato (1kg)

$1.36 €1.22

$0.74 €0.67

83.78%

Onion (1kg)

$1.61 €1.45

$1.48 €1.33

8.78%

Lettuce (1 head)

$1.32 €1.18

$0.75 €0.68

76.00%

Water (1.5 liter bottle)

$0.51 €0.46

$0.36 €0.32

41.67%

Cigarettes 20 Pack (Marlboro, Camel)

$7.03 €6.32

$6.59 €5.92

6.68%

Wine (Bottle)

$5.61 €5.04

$8.00 €7.19

-29.87%

Local Beer (0.5 liter bottle)

$1.64 €1.48

$1.14 €1.02

43.86%

Imported Beer (0.33 liter bottle)

$2.51 €2.26

$1.51 €1.36

66.23%

One-way Ticket (Public Transport)

$1.64 €1.47

$1.59 €1.43

3.14%

Public Transport Monthly Pass (Regular Price)

$39.58 €35.56

$34.20 €30.72

15.73%

Taxi Start (Normal Tariff)

$6.77 €6.08

$3.63 €3.26

86.50%

Taxi (Normal Tariff) (1km)

$1.65 €1.48

$1.26 €1.14

30.95%

Taxi 1hour Waiting (Normal Tariff)

$34.02 €30.56

$30.81 €27.68

10.42%

Gasoline (1 liter)

$2.17 €1.95

$2.14 €1.92

1.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K €31.8K

$33.0K €29.7K

7.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.6K €32.9K

$36.3K €32.6K

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €188

$150 €135

39.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.53 €10.36

$11.46 €10.30

0.61%

Internet (50+ Mbps, Unlimited Data)

$32.32 €29.03

$30.69 €27.57

5.31%

Gym Membership (Monthly)

$65.0 €58.4

$54.8 €49.24

18.57%

Tennis Court (1 Hour on Weekend)

$23.53 €21.14

$11.20 €10.06

110.09%

Cinema Ticket

$11.32 €10.17

$11.15 €10.02

1.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 €438

$329 €296

48.28%

International Primary School, 1 Child (Yearly)

$16.7K €15.0K

$16.5K €14.8K

1.11%

Jeans (Levis 501 Or Similar)

$71.1 €63.9

$84.9 €76.2

-16.20%

Summer Dress (H&M, Zara, etc)

$36.84 €33.09

$33.72 €30.29

9.25%

Sport Shoes (Adidas, Nike)

$85.4 €76.7

$106 €95.2

-19.40%

Men's Leather Business Shoes

$128 €115

$78.4 €70.4

63.02%

1-bedroom Apartment, City Center (Monthly)

$1,297 €1,165

$340 €305

281.94%

1-bedroom Apartment, Outside City Center (Monthly)

$875 €786

$357 €321

145.15%

3-bedroom Apartment, City Center (Monthly)

$2,584 €2,321

$648 €582

298.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,739 €1,562

$519 €466

235.06%

Buy Apartment in City Center (m2)

$8,477 €7,615

$1,363 €1,225

521.83%

Buy Apartment Outside City Center (m2)

$3,239 €2,910

$784 €705

312.98%

Average Monthly Net Salary (After Tax)

$1,948 €1,750

$1,468 €1,319

32.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.52

3.16

11.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rome: October 25, 2026

Last update for Terni: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rome

$875 43.8%

Terni

$357 27.5% 59.2% $518

Groceries & Markets

Rome

$326 16.3%

Terni

$245 18.9% 24.9% $81

Monthly Utilities & Internet

Rome

$254 12.7%

Terni

$192 14.8% 24.1% $61

Eating Out

Rome

$249 12.5%

Terni

$241 18.5% 3.3% $8.3

Clothing & Footwear

Rome

$145 7.2%

Terni

$136 10.5% 5.7% $8.2

Sport & Entertainment

Rome

$88 4.4%

Terni

$77 5.9% 12% $11

Getting Around

Rome

$61 3.1%

Terni

$51 3.9% 17.4% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,297 in Rome and $340 in Terni. Housing cost is often the main lever when comparing two cities.

Rome pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68 in Rome vs $67 in Terni for a mid-range dinner for two. Groceries echo the gap at $326 vs $245 per month, with Terni cheaper across the board.

Good to know

🇮🇹 Rome

🇮🇹 Terni

🕒 Local time

00:45 12:45 AM

Same time as Rome

🌤 Weather

👥 Population

2,848,084 Capital

106,677

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Rome Terni 76 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rome vs Terni: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 35% lower than in Rome. Housing and daily spending are where you’ll feel the difference most, making Terni the obvious pick if budget is a priority.

Average pay runs 33% higher in Rome, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,297 in Rome versus $340 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in Rome. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,997 per month in Rome versus $1,299 in Terni – Terni is about 35% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Terni is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Terni wins on affordability, Rome on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.