Last update: Oct 2026

Cost of Living Comparison Between Terni and Pamplona

For one person, living is cheaper in Terni: $1,286 a month against $1,934 in Pamplona, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
94

Cost of Living Index in Pamplona
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Pamplona Living Index

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Terni

🇮🇹 Italy

$1,286

/mo nomad

Pamplona

🇪🇸 Spain

$1,934

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Pamplona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Pamplona actually costs, broken down by who's living it.

A single person spends $1,286 per month in Terni vs $1,934 in Pamplona, rent included.

Terni $1,286
Pamplona $1,934

A couple spends around $1,984 per month in Terni vs $2,733 in Pamplona, rent included.

Terni $1,984
Pamplona $2,733

A family of three spends $2,683 per month in Terni vs $3,532 in Pamplona, rent included.

Terni $2,683
Pamplona $3,532

Terni is about 33% cheaper than Pamplona, and outside of rent the biggest gap is in groceries.

Terni sits 5% below the global median, while Pamplona is 43% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.99 €15.11

$17.53 €15.59

-3.08%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$66.4 €59.1

2.51%

Fast Food Meal (McDonalds, etc)

$13.15 €11.69

$13.26 €11.80

-0.83%

Cappuccino

$1.63 €1.45

$2.74 €2.43

-40.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$3.04 €2.70

-13.82%

Water (0.33 liter bottle)

$1.00 €0.89

$2.00 €1.78

-50.00%

Local Beer (0.5 liter draught)

$4.49 €3.99

$3.43 €3.05

30.90%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$4.43 €3.94

25.51%

Milk (1 liter)

$1.25 €1.11

$1.15 €1.02

8.70%

White Bread (500g)

$1.70 €1.51

$2.35 €2.09

-27.66%

Rice (white) (1kg)

$2.20 €1.95

$1.64 €1.46

34.15%

Eggs

$3.34 €2.97

$2.99 €2.66

11.71%

Local Cheese (1kg)

$13.53 €12.04

$16.71 €14.87

-19.03%

Chicken Fillets (1kg)

$8.89 €7.91

$8.04 €7.15

10.57%

Beef Round Steak (1kg)

$13.44 €11.96

$20.62 €18.34

-34.82%

Apples (1kg)

$1.14 €1.01

$2.75 €2.44

-58.55%

Banana (1kg)

$1.15 €1.02

$2.18 €1.94

-47.25%

Oranges (1kg)

$1.14 €1.01

$2.35 €2.09

-51.49%

Tomato (1kg)

$2.28 €2.02

$2.87 €2.55

-20.56%

Potato (1kg)

$0.76 €0.68

$1.66 €1.47

-54.22%

Onion (1kg)

$1.42 €1.26

$1.69 €1.50

-15.98%

Lettuce (1 head)

$0.75 €0.67

$1.10 €0.98

-31.82%

Water (1.5 liter bottle)

$0.32 €0.28

$1.59 €1.42

-79.87%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$6.84 €6.09

-3.51%

Wine (Bottle)

$5.70 €5.07

$5.67 €5.04

0.53%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.68 €1.50

-32.74%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$3.57 €3.18

-55.46%

One-way Ticket (Public Transport)

$1.58 €1.41

$1.82 €1.62

-13.19%

Public Transport Monthly Pass (Regular Price)

$33.00 €29.35

$52.7 €46.89

-37.41%

Taxi Start (Normal Tariff)

$5.49 €4.88

$3.39 €3.01

61.95%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

Taxi 1hour Waiting (Normal Tariff)

$24.78 €22.04

$49.85 €44.34

-50.29%

Gasoline (1 liter)

$2.11 €1.88

$1.74 €1.55

21.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$35.7K €31.7K

-6.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.7K

$29.2K €25.9K

18.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €132

$176 €156

-15.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.26 €7.35

$13.77 €12.25

-40.01%

Internet (50+ Mbps, Unlimited Data)

$30.52 €27.15

$43.29 €38.50

-29.50%

Gym Membership (Monthly)

$56.0 €49.77

$41.93 €37.29

33.44%

Tennis Court (1 Hour on Weekend)

$11.27 €10.03

$15.56 €13.84

-27.57%

Cinema Ticket

$10.30 €9.16

$9.95 €8.85

3.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$363 €323

-8.41%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

Jeans (Levis 501 Or Similar)

$82.8 €73.6

$75.2 €66.9

10.10%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$34.08 €30.31

-3.46%

Sport Shoes (Adidas, Nike)

$101 €89.6

$73.4 €65.3

37.13%

Men's Leather Business Shoes

$78.7 €70.0

$112 €99.8

-29.86%

1-bedroom Apartment, City Center (Monthly)

$339 €301

$976 €868

-65.29%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$869 €773

-58.88%

3-bedroom Apartment, City Center (Monthly)

$637 €566

$1,410 €1,255

-54.87%

3-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$1,123 €999

-53.05%

Buy Apartment in City Center (m2)

$1,348 €1,199

$3,690 €3,282

-63.47%

Buy Apartment Outside City Center (m2)

$789 €702

$2,992 €2,661

-73.63%

Average Monthly Net Salary (After Tax)

$1,454 €1,293

$2,105 €1,873

-30.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

4.3

-29.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 13, 2026

Last update for Pamplona: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.8%

Pamplona

$869 44.9% 143% $512

Eating Out

Terni

$243 18.9%

Pamplona

$259 13.4% 6.6% $16

Groceries & Markets

Terni

$238 18.5%

Pamplona

$315 16.3% 32.6% $77

Monthly Utilities & Internet

Terni

$187 14.5%

Pamplona

$233 12% 24.5% $46

Clothing & Footwear

Terni

$133 10.3%

Pamplona

$133 6.9% 0.1% $0.1

Sport & Entertainment

Terni

$77 6%

Pamplona

$62 3.2% 19.2% $15

Getting Around

Terni

$52 4%

Pamplona

$63 * 3.3% 22% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $339 in Terni versus $976 in Pamplona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Pamplona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Terni versus $66.0 in Pamplona. Groceries tell a different story – $238 in Terni vs $315 in Pamplona – so Terni wins on supermarket bills even if dining out costs more.

Good to know

🇮🇹 Terni

🇪🇸 Pamplona

🕒 Local time

23:01 11:01 PM

Same time as Terni

🌤 Weather

👥 Population

106,677

205,762

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Terni Pamplona 1,170 km ≈ 2 h nonstop flight

From you

Terni
Pamplona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Pamplona: Cost of Living - Frequently Asked Questions

Yes – Pamplona is pricier by about 50%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,929 per month in Terni and $2,901 in Pamplona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $68.0 in Terni and $66.0 in Pamplona. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,286 in Terni and $1,934 in Pamplona. That's a gap of about 50%.

A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,286, than in Pamplona at $1,934. In Terni it covers expenses comfortably, while in Pamplona it requires careful planning or may not stretch far enough.

Families tend to lean toward Terni – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pamplona makes more sense. Both are solid long-term options with distinct trade-offs.