Cost of Living Comparison Between Terni and Pamplona Cost of Living Comparison Between Terni and Pamplona

Monthly Cost of Living

A single person spends $1,321 per month in Terni vs $1,991 in Pamplona, rent included.

A couple spends around $2,022 per month in Terni vs $2,837 in Pamplona, rent included.

A family of three spends $2,724 per month in Terni vs $3,684 in Pamplona, rent included.

Terni is about 34% cheaper than Pamplona, driven mainly by Groceries & Markets.

Terni sits 4% below the global median, while Pamplona is 45% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.09 €14.75

$18.56 €16.01

-7.92%

Three-Course Dinner for Two, Mid-Range

$68.8 €59.3

$70.4 €60.8

-2.36%

Fast Food Meal (McDonalds, etc)

$13.86 €11.96

$13.78 €11.89

0.58%

Cappuccino

$1.68 €1.45

$2.88 €2.48

-41.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 €2.37

$3.16 €2.73

-13.29%

Water (0.33 liter bottle)

$1.06 €0.91

$2.09 €1.81

-49.28%

Local Beer (0.5 liter draught)

$4.57 €3.94

$3.43 €2.96

33.24%

Imported Beer (0.33 liter bottle)

$5.79 €4.99

$4.67 €4.03

23.98%

Milk (1 liter)

$1.26 €1.09

$1.24 €1.07

1.61%

White Bread (500g)

$1.73 €1.49

$2.38 €2.05

-27.31%

Rice (white) (1kg)

$2.29 €1.98

$1.70 €1.47

34.71%

Eggs

$3.46 €2.99

$3.19 €2.75

8.46%

Local Cheese (1kg)

$13.90 €11.99

$16.88 €14.56

-17.65%

Chicken Fillets (1kg)

$9.30 €8.03

$8.49 €7.33

9.54%

Beef Round Steak (1kg)

$13.83 €11.93

$20.90 €18.04

-33.83%

Apples (1kg)

$1.14 €0.98

$2.97 €2.56

-61.62%

Banana (1kg)

$1.17 €1.01

$2.14 €1.84

-45.33%

Oranges (1kg)

$1.17 €1.01

$2.32 €2.00

-49.57%

Tomato (1kg)

$2.25 €1.95

$2.93 €2.53

-23.21%

Potato (1kg)

$0.82 €0.71

$1.76 €1.52

-53.41%

Onion (1kg)

$1.47 €1.27

$1.77 €1.52

-16.95%

Lettuce (1 head)

$0.80 €0.69

$1.15 €0.99

-30.43%

Water (1.5 liter bottle)

$0.34 €0.29

$1.58 €1.36

-78.48%

Cigarettes 20 Pack (Marlboro, Camel)

$6.88 €5.93

$6.83 €5.90

0.73%

Wine (Bottle)

$5.84 €5.04

$5.67 €4.90

3.00%

Local Beer (0.5 liter bottle)

$1.14 €0.99

$1.75 €1.51

-34.86%

Imported Beer (0.33 liter bottle)

$1.50 €1.29

$3.72 €3.21

-59.68%

One-way Ticket (Public Transport)

$1.65 €1.42

$1.90 €1.64

-13.16%

Public Transport Monthly Pass (Regular Price)

$35.11 €30.29

$53.5 €46.16

-34.37%

Taxi Start (Normal Tariff)

$5.51 €4.76

$3.58 €3.09

53.91%

Taxi (Normal Tariff) (1km)

$1.54 €1.33

Taxi 1hour Waiting (Normal Tariff)

$25.33 €21.86

$52.9 €45.61

-52.08%

Gasoline (1 liter)

$2.02 €1.74

$1.70 €1.47

18.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €30.3K

$37.1K €32.1K

-5.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €32.2K

$30.3K €26.1K

23.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 €135

$187 €162

-16.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.27 €7.14

$14.41 €12.43

-42.61%

Internet (50+ Mbps, Unlimited Data)

$32.03 €27.64

$44.63 €38.51

-28.23%

Gym Membership (Monthly)

$58.3 €50.3

$44.06 €38.02

32.41%

Tennis Court (1 Hour on Weekend)

$11.66 €10.06

$16.25 €14.02

-28.25%

Cinema Ticket

$10.94 €9.44

$10.39 €8.96

5.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$355 €307

$381 €329

-6.69%

International Primary School, 1 Child (Yearly)

$12.6K €10.9K

Jeans (Levis 501 Or Similar)

$88.7 €76.6

$79.0 €68.1

12.33%

Summer Dress (H&M, Zara, etc)

$31.60 €27.26

$34.92 €30.13

-9.51%

Sport Shoes (Adidas, Nike)

$97.7 €84.3

$76.5 €66.0

27.70%

Men's Leather Business Shoes

$81.5 €70.3

$116 €99.9

-29.56%

1-bedroom Apartment, City Center (Monthly)

$348 €301

$1,007 €869

-65.40%

1-bedroom Apartment, Outside City Center (Monthly)

$379 €327

$916 €791

-58.60%

3-bedroom Apartment, City Center (Monthly)

$668 €576

$1,499 €1,294

-55.47%

3-bedroom Apartment, Outside City Center (Monthly)

$539 €465

$1,155 €997

-53.39%

Buy Apartment in City Center (m2)

$1,375 €1,186

$3,823 €3,299

-64.04%

Buy Apartment Outside City Center (m2)

$816 €704

$3,100 €2,675

-73.67%

Average Monthly Net Salary (After Tax)

$1,542 €1,330

$2,167 €1,870

-28.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.04

4.83

-37.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: August 31, 2026

Last update for Pamplona: August 30, 2026

Cost Breakdown

A central one-bedroom costs $348 in Terni versus $1,007 in Pamplona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Pamplona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Terni versus $70.0 in Pamplona. Monthly groceries follow the same trend: $244 vs $323 – making Terni the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Pamplona: Cost of Living - Frequently Asked Questions

Yes – Pamplona is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,981 per month in Terni and $2,986 in Pamplona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $69.0 in Terni and $70.0 in Pamplona. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,321 in Terni and $1,991 in Pamplona. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,321, than in Pamplona at $1,991. In Terni it covers expenses comfortably, while in Pamplona it requires careful planning or may not stretch far enough.

Families tend to lean toward Terni – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pamplona makes more sense. Both are solid long-term options with distinct trade-offs.