Last update: Oct 2026

Cost of Living Comparison Between Pamplona and Terni

For one person, living is cheaper in Terni: $1,286 a month against $1,934 in Pamplona, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Pamplona
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Pamplona Living Index
63

Cost of Living Index in Terni
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Terni Living Index

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Pamplona

🇪🇸 Spain

$1,934

/mo nomad

Terni

🇮🇹 Italy

$1,286

/mo nomad

Monthly Cost of Living

How much you'll spend in Pamplona and in Terni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pamplona and in Terni actually costs, broken down by who's living it.

A single person spends $1,934 per month in Pamplona vs $1,286 in Terni, rent included.

Pamplona $1,934
Terni $1,286

A couple spends around $2,733 per month in Pamplona vs $1,984 in Terni, rent included.

Pamplona $2,733
Terni $1,984

A family of three spends $3,532 per month in Pamplona vs $2,683 in Terni, rent included.

Pamplona $3,532
Terni $2,683

Pamplona costs about 50% more than Terni, and outside of rent the biggest gap is in groceries.

Pamplona sits 43% above the global median, while Terni is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.53 €15.59

$16.99 €15.11

3.18%

Three-Course Dinner for Two, Mid-Range

$66.4 €59.1

$68.1 €60.6

-2.45%

Fast Food Meal (McDonalds, etc)

$13.26 €11.80

$13.15 €11.69

0.84%

Cappuccino

$2.74 €2.43

$1.63 €1.45

68.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.70

$2.62 €2.33

16.03%

Water (0.33 liter bottle)

$2.00 €1.78

$1.00 €0.89

100.00%

Local Beer (0.5 liter draught)

$3.43 €3.05

$4.49 €3.99

-23.61%

Imported Beer (0.33 liter bottle)

$4.43 €3.94

$5.56 €4.95

-20.32%

Milk (1 liter)

$1.15 €1.02

$1.25 €1.11

-8.00%

White Bread (500g)

$2.35 €2.09

$1.70 €1.51

38.24%

Rice (white) (1kg)

$1.64 €1.46

$2.20 €1.95

-25.45%

Eggs

$2.99 €2.66

$3.34 €2.97

-10.48%

Local Cheese (1kg)

$16.71 €14.87

$13.53 €12.04

23.50%

Chicken Fillets (1kg)

$8.04 €7.15

$8.89 €7.91

-9.56%

Beef Round Steak (1kg)

$20.62 €18.34

$13.44 €11.96

53.42%

Apples (1kg)

$2.75 €2.44

$1.14 €1.01

141.23%

Banana (1kg)

$2.18 €1.94

$1.15 €1.02

89.57%

Oranges (1kg)

$2.35 €2.09

$1.14 €1.01

106.14%

Tomato (1kg)

$2.87 €2.55

$2.28 €2.02

25.88%

Potato (1kg)

$1.66 €1.47

$0.76 €0.68

118.42%

Onion (1kg)

$1.69 €1.50

$1.42 €1.26

19.01%

Lettuce (1 head)

$1.10 €0.98

$0.75 €0.67

46.67%

Water (1.5 liter bottle)

$1.59 €1.42

$0.32 €0.28

396.88%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 €6.09

$6.60 €5.87

3.64%

Wine (Bottle)

$5.67 €5.04

$5.70 €5.07

-0.53%

Local Beer (0.5 liter bottle)

$1.68 €1.50

$1.13 €1.01

48.67%

Imported Beer (0.33 liter bottle)

$3.57 €3.18

$1.59 €1.42

124.53%

One-way Ticket (Public Transport)

$1.82 €1.62

$1.58 €1.41

15.19%

Public Transport Monthly Pass (Regular Price)

$52.7 €46.89

$33.00 €29.35

59.76%

Taxi Start (Normal Tariff)

$3.39 €3.01

$5.49 €4.88

-38.25%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

Taxi 1hour Waiting (Normal Tariff)

$49.85 €44.34

$24.78 €22.04

101.17%

Gasoline (1 liter)

$1.74 €1.55

$2.11 €1.88

-17.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.7K

$33.3K €29.6K

7.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K €25.9K

$34.6K €30.7K

-15.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 €156

$148 €132

18.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 €12.25

$8.26 €7.35

66.71%

Internet (50+ Mbps, Unlimited Data)

$43.29 €38.50

$30.52 €27.15

41.84%

Gym Membership (Monthly)

$41.93 €37.29

$56.0 €49.77

-25.06%

Tennis Court (1 Hour on Weekend)

$15.56 €13.84

$11.27 €10.03

38.07%

Cinema Ticket

$9.95 €8.85

$10.30 €9.16

-3.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 €323

$333 €296

9.19%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

Jeans (Levis 501 Or Similar)

$75.2 €66.9

$82.8 €73.6

-9.17%

Summer Dress (H&M, Zara, etc)

$34.08 €30.31

$32.90 €29.26

3.59%

Sport Shoes (Adidas, Nike)

$73.4 €65.3

$101 €89.6

-27.08%

Men's Leather Business Shoes

$112 €99.8

$78.7 €70.0

42.57%

1-bedroom Apartment, City Center (Monthly)

$976 €868

$339 €301

188.12%

1-bedroom Apartment, Outside City Center (Monthly)

$869 €773

$357 €318

143.18%

3-bedroom Apartment, City Center (Monthly)

$1,410 €1,255

$637 €566

121.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,123 €999

$527 €469

112.99%

Buy Apartment in City Center (m2)

$3,690 €3,282

$1,348 €1,199

173.74%

Buy Apartment Outside City Center (m2)

$2,992 €2,661

$789 €702

279.20%

Average Monthly Net Salary (After Tax)

$2,105 €1,873

$1,454 €1,293

44.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

3.02

42.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pamplona: October 13, 2026

Last update for Terni: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pamplona

$869 44.9%

Terni

$357 27.8% 58.9% $512

Groceries & Markets

Pamplona

$315 16.3%

Terni

$238 18.5% 24.6% $77

Eating Out

Pamplona

$259 13.4%

Terni

$243 18.9% 6.2% $16

Monthly Utilities & Internet

Pamplona

$233 12%

Terni

$187 14.5% 19.7% $46

Clothing & Footwear

Pamplona

$133 6.9%

Terni

$133 10.3% 0.1% $0.1

Getting Around

Pamplona

$63 * 3.3%

Terni

$52 4% 18.1% $11

Sport & Entertainment

Pamplona

$62 3.2%

Terni

$77 6% 23.8% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $976 in Pamplona versus $339 in Terni. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Pamplona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Pamplona versus $68.0 in Terni. Groceries tell a different story – $315 in Pamplona vs $238 in Terni – so Terni wins on supermarket bills even if dining out costs more.

Good to know

🇪🇸 Pamplona

🇮🇹 Terni

🕒 Local time

05:24 5:24 AM

Same time as Pamplona

🌤 Weather

👥 Population

205,762

106,677

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Pamplona Terni 1,170 km ≈ 2 h nonstop flight

From you

Pamplona
Terni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pamplona vs Terni: Cost of Living - Frequently Asked Questions

Yes – Pamplona is pricier by about 50%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,901 per month in Pamplona and $1,929 in Terni. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $66.0 in Pamplona and $68.0 in Terni. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,934 in Pamplona and $1,286 in Terni. That's a gap of about 50%.

A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,286, than in Pamplona at $1,934. In Terni it covers expenses comfortably, while in Pamplona it requires careful planning or may not stretch far enough.

Families tend to lean toward Terni – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pamplona makes more sense. Both are solid long-term options with distinct trade-offs.