Last update: Nov 2026

Cost of Living Comparison Between Terni and Cape Town

For one person, living is cheaper in Terni: $1,306 a month against $1,527 in Cape Town, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Cape Town outweigh lower spending on other living expenses.

62

Cost of Living Index in Terni
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Terni Living Index
74

Cost of Living Index in Cape Town
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Cape Town Living Index

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Terni

🇮🇹 Italy

$1,306

/mo nomad

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Cape Town actually costs, broken down by who's living it.

A single person spends $1,306 per month in Terni vs $1,527 in Cape Town, rent included.

Terni $1,306
Cape Town $1,527

A couple spends around $1,999 per month in Terni vs $2,417 in Cape Town, rent included.

Terni $1,999
Cape Town $2,417

A family of three spends $2,692 per month in Terni vs $3,306 in Cape Town, rent included.

Terni $2,692
Cape Town $3,306

Terni is about 15% cheaper than Cape Town, and outside of rent the biggest gap is in utilities.

Terni sits 3% below the global median, while Cape Town is 13% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.03 €15.17

$12.01 R 197

41.80%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.4

$42.92 R 703

57.92%

Fast Food Meal (McDonalds, etc)

$13.29 €11.84

$6.15 R 101

116.10%

Cappuccino

$1.60 €1.43

$2.37 R 38.81

-32.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.28

$1.27 R 20.84

101.57%

Water (0.33 liter bottle)

$1.05 €0.94

$0.94 R 15.37

11.70%

Local Beer (0.5 liter draught)

$4.42 €3.94

$2.96 R 48.48

49.32%

Imported Beer (0.33 liter bottle)

$5.46 €4.86

$3.69 R 60.5

47.97%

Milk (1 liter)

$1.24 €1.11

$1.32 R 21.61

-6.06%

White Bread (500g)

$1.67 €1.49

$1.21 R 19.75

38.02%

Rice (white) (1kg)

$2.30 €2.05

$2.20 R 36.05

4.55%

Eggs

$3.65 €3.25

$3.10 R 50.8

17.74%

Local Cheese (1kg)

$13.57 €12.09

$8.73 R 143

55.44%

Chicken Fillets (1kg)

$8.75 €7.80

$6.89 R 113

27.00%

Beef Round Steak (1kg)

$13.70 €12.20

$9.26 R 152

47.95%

Apples (1kg)

$1.09 €0.97

$1.83 R 29.90

-40.44%

Banana (1kg)

$1.15 €1.02

$1.95 R 31.94

-41.03%

Oranges (1kg)

$1.14 €1.01

$1.66 R 27.16

-31.33%

Tomato (1kg)

$2.26 €2.01

$2.14 R 34.99

5.61%

Potato (1kg)

$0.79 €0.71

$1.58 R 25.86

-50.00%

Onion (1kg)

$1.43 €1.28

$1.47 R 24.15

-2.72%

Lettuce (1 head)

$0.81 €0.72

$1.35 R 22.05

-40.00%

Water (1.5 liter bottle)

$0.33 €0.29

$1.14 R 18.75

-71.05%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 €5.82

$3.58 R 58.6

82.68%

Wine (Bottle)

$5.69 €5.07

$6.05 R 99.2

-5.95%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.39 R 22.82

-18.71%

Imported Beer (0.33 liter bottle)

$1.60 €1.43

$2.18 R 35.69

-26.61%

One-way Ticket (Public Transport)

$1.60 €1.42

$1.40 R 22.88

14.29%

Public Transport Monthly Pass (Regular Price)

$33.21 €29.58

$60.8 R 995

-45.33%

Taxi Start (Normal Tariff)

$5.23 €4.66

$0.93 R 15.18

462.37%

Taxi (Normal Tariff) (1km)

$1.49 €1.32

$0.90 R 14.75

65.56%

Taxi 1hour Waiting (Normal Tariff)

$24.79 €22.08

$4.96 R 81.3

399.80%

Gasoline (1 liter)

$2.08 €1.85

$1.54 R 25.23

35.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K €29.4K

$35.4K R 579.4K

-6.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K €31.7K

$33.4K R 546.7K

6.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 €134

$117 R 1,918

28.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.29 €7.39

$25.71 R 421

-67.76%

Internet (50+ Mbps, Unlimited Data)

$30.34 €27.02

$39.41 R 646

-23.01%

Gym Membership (Monthly)

$57.0 €50.8

$51.6 R 846

10.39%

Tennis Court (1 Hour on Weekend)

$11.06 €9.85

$11.35 R 186

-2.56%

Cinema Ticket

$10.55 €9.40

$8.89 R 146

18.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$337 €300

$308 R 5,040

9.53%

International Primary School, 1 Child (Yearly)

$12.4K €11.1K

$8,141 R 133.4K

52.48%

Jeans (Levis 501 Or Similar)

$85.0 €75.7

$57.4 R 940

48.10%

Summer Dress (H&M, Zara, etc)

$34.12 €30.40

$31.75 R 520

7.46%

Sport Shoes (Adidas, Nike)

$98.4 €87.7

$116 R 1,900

-15.15%

Men's Leather Business Shoes

$79.4 €70.7

$101 R 1,650

-21.17%

1-bedroom Apartment, City Center (Monthly)

$330 €294

$1,047 R 17.1K

-68.47%

1-bedroom Apartment, Outside City Center (Monthly)

$370 €330

$669 R 11.0K

-44.69%

3-bedroom Apartment, City Center (Monthly)

$639 €569

$1,861 R 30.5K

-65.66%

3-bedroom Apartment, Outside City Center (Monthly)

$526 €469

$1,407 R 23.1K

-62.62%

Buy Apartment in City Center (m2)

$1,340 €1,194

$2,410 R 39.5K

-44.40%

Buy Apartment Outside City Center (m2)

$768 €684

$1,570 R 25.7K

-51.07%

Average Monthly Net Salary (After Tax)

$1,451 €1,293

$1,630 R 26.7K

-10.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

10.89

-72.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: November 3, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$370 28.4%

Cape Town

$669 43.8% 80.8% $299

Eating Out

Terni

$243 18.6%

Cape Town

$174 11.4% 28.3% $69

Groceries & Markets

Terni

$239 18.3%

Cape Town

$223 14.6% 6.7% $16

Monthly Utilities & Internet

Terni

$189 14.5%

Cape Town

$182 11.9% 3.8% $7.3

Clothing & Footwear

Terni

$134 10.2%

Cape Town

$138 9% 3% $4

Sport & Entertainment

Terni

$78 6%

Cape Town

$69 4.5% 11.1% $8.7

Getting Around

Terni

$52 4%

Cape Town

$72 4.7% 37.3% $19

Cost Breakdown

A central one-bedroom costs $330 in Terni versus $1,047 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68 in Terni versus $43 in Cape Town. Monthly groceries follow the same trend: $239 vs $223 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇮🇹 Terni

🇿🇦 Cape Town

🕒 Local time

22:12 10:12 PM

23:12 11:12 PM

1 h ahead of Terni

🌤 Weather

👥 Population

106,677

3,740,026 Capital

💱 Currency

Euro EUR €

South African Rand ZAR R

📈 Exchange rate

1 EUR = 1.12 USD

100 ZAR = 6.1 USD

100 ZAR = 5.44 EUR

Exchange rates and currency converter

ZAR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 5, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

South African Rand exchange rates as of November 5, 2026: 1 USD = 16.38 ZAR (100 ZAR = 6.1 USD). 1 EUR = 18.39 ZAR (100 ZAR = 5.44 EUR).

USD to EUR in detail →

On the map

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Between locations

Terni Cape Town 8,530 km ≈ 11 h nonstop flight

From you

Terni
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Cape Town: Cost of Living - Frequently Asked Questions

Cape Town costs about 17% more than Terni, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,958 per month in Terni and $2,291 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments: a one-bedroom in the center costs $330 there versus $1,047 in Cape Town.

Monthly expenses with rent come to $1,306 in Terni and $1,527 in Cape Town. That makes Terni about 15% cheaper.

Public transport costs about 45% less in Terni. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,306 in Terni and $1,527 in Cape Town. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $1,306 in Terni to $1,527 in Cape Town. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Terni. If higher salaries or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.