Last update: Oct 2026

Cost of Living Comparison Between Terni and Austin, TX

For one person, living is cheaper in Terni: $1,286 a month against $2,663 in Austin, TX, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Terni

🇮🇹 Italy

$1,286

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,286 in Terni versus $2,663 in Austin, TX.

Terni $1,286
Austin, TX $2,663

Estimated couple costs with rent: $1,984 in Terni versus $4,133 in Austin, TX.

Terni $1,984
Austin, TX $4,133

Monthly costs for a family of three with rent: $2,683 in Terni versus $5,603 in Austin, TX.

Terni $2,683
Austin, TX $5,603

Living in Terni costs roughly 52% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Terni is 5% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$16.99 €15.11

$20.77 $20.77

-18.20%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$84.6 $84.6

-19.51%

Fast Food Meal (McDonalds, etc)

$13.15 €11.69

$12.32 $12.32

6.74%

Cappuccino

$1.63 €1.45

$5.63 $5.63

-71.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$3.72 $3.72

-29.57%

Water (0.33 liter bottle)

$1.00 €0.89

$2.50 $2.50

-60.00%

Local Beer (0.5 liter draught)

$4.49 €3.99

$8.05 $8.05

-44.22%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$9.01 $9.01

-38.29%

Milk (1 liter)

$1.25 €1.11

$1.12 $1.12

11.61%

White Bread (500g)

$1.70 €1.51

$3.75 $3.75

-54.67%

Rice (white) (1kg)

$2.20 €1.95

$3.26 $3.26

-32.52%

Eggs

$3.34 €2.97

$4.17 $4.17

-19.90%

Local Cheese (1kg)

$13.53 €12.04

$12.90 $12.90

4.88%

Chicken Fillets (1kg)

$8.89 €7.91

$14.16 $14.16

-37.22%

Beef Round Steak (1kg)

$13.44 €11.96

$16.22 $16.22

-17.14%

Apples (1kg)

$1.14 €1.01

$4.33 $4.33

-73.67%

Banana (1kg)

$1.15 €1.02

$1.46 $1.46

-21.23%

Oranges (1kg)

$1.14 €1.01

$4.51 $4.51

-74.72%

Tomato (1kg)

$2.28 €2.02

$4.34 $4.34

-47.47%

Potato (1kg)

$0.76 €0.68

$2.58 $2.58

-70.54%

Onion (1kg)

$1.42 €1.26

$2.35 $2.35

-39.57%

Lettuce (1 head)

$0.75 €0.67

$1.78 $1.78

-57.87%

Water (1.5 liter bottle)

$0.32 €0.28

$2.22 $2.22

-85.59%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$9.88 $9.88

-33.20%

Wine (Bottle)

$5.70 €5.07

$15.08 $15.08

-62.20%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$2.92 $2.92

-61.30%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$3.46 $3.46

-54.05%

One-way Ticket (Public Transport)

$1.58 €1.41

$1.49 $1.49

6.04%

Public Transport Monthly Pass (Regular Price)

$33.00 €29.35

$41.72 $41.72

-20.90%

Taxi Start (Normal Tariff)

$5.49 €4.88

$2.73 $2.73

101.10%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.66 $1.66

-14.46%

Taxi 1hour Waiting (Normal Tariff)

$24.78 €22.04

$35.30 $35.30

-29.80%

Gasoline (1 liter)

$2.11 €1.88

$0.95 $0.95

122.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$36.0K $36.0K

-7.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.7K

$27.1K $27.1K

27.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €132

$229 $229

-35.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.26 €7.35

$59.4 $59.4

-86.09%

Internet (50+ Mbps, Unlimited Data)

$30.52 €27.15

$69.9 $69.9

-56.34%

Gym Membership (Monthly)

$56.0 €49.77

$57.2 $57.2

-2.25%

Tennis Court (1 Hour on Weekend)

$11.27 €10.03

$16.33 $16.33

-30.99%

Cinema Ticket

$10.30 €9.16

$14.28 $14.28

-27.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$1,506 $1,506

-77.89%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

$21.5K $21.5K

-43.68%

Jeans (Levis 501 Or Similar)

$82.8 €73.6

$52.8 $52.8

56.69%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$43.82 $43.82

-24.92%

Sport Shoes (Adidas, Nike)

$101 €89.6

$84.8 $84.8

18.80%

Men's Leather Business Shoes

$78.7 €70.0

$103 $103

-23.61%

1-bedroom Apartment, City Center (Monthly)

$339 €301

$1,907 $1,907

-82.24%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$1,274 $1,274

-71.95%

3-bedroom Apartment, City Center (Monthly)

$637 €566

$3,664 $3,664

-82.63%

3-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$2,538 $2,538

-79.22%

Buy Apartment in City Center (m2)

$1,348 €1,199

$7,614 $7,614

-82.30%

Buy Apartment Outside City Center (m2)

$789 €702

$3,157 $3,157

-75.01%

Average Monthly Net Salary (After Tax)

$1,454 €1,293

$5,121 $5,121

-71.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

6.79

-55.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.8%

Austin, TX

$1.3K 47.8% 256% $917

Eating Out

Terni

$243 18.9%

Austin, TX

$354 13.3% 45.7% $111

Groceries & Markets

Terni

$238 18.5%

Austin, TX

$405 15.2% 70.2% $167

Monthly Utilities & Internet

Terni

$187 14.5%

Austin, TX

$358 13.5% 91.6% $171

Clothing & Footwear

Terni

$133 10.3%

Austin, TX

$128 4.8% 3.6% $4.8

Sport & Entertainment

Terni

$77 6%

Austin, TX

$86 3.2% 12.1% $9.2

Getting Around

Terni

$52 4%

Austin, TX

$59 2.2% 13% $6.8

Cost Breakdown

A one-bedroom apartment in the center runs $339 in Terni and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 252% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Terni vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $238 vs $405 per month, with Terni cheaper across the board.

Good to know

🇮🇹 Terni

🇺🇸 Austin, TX

🕒 Local time

05:58 5:58 AM

22:58 10:58 PM

7 h behind Terni

🌤 Weather

👥 Population

106,677

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Terni Austin, TX 9,240 km ≈ 12 h nonstop flight

From you

Terni
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Austin, TX: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 107% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

On paper, salaries run 252% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $339 in Terni versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,286 per month in Terni versus $2,663 in Austin, TX – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Terni runs roughly 26% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,286 in Terni versus $2,663 in Austin, TX, a $1,000 budget is realistic in Terni but tight or insufficient in Austin, TX. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Terni gentler on the wallet – expenses run 107% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.