Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Terni

For one person, living is cheaper in Terni: $1,286 a month against $2,663 in Austin, TX, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
63

Cost of Living Index in Terni
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Terni Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Terni

🇮🇹 Italy

$1,286

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Terni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Terni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,286 in Terni.

Austin, TX $2,663
Terni $1,286

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,984 in Terni.

Austin, TX $4,133
Terni $1,984

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,683 in Terni.

Austin, TX $5,603
Terni $2,683

Living in Austin, TX is roughly 107% more expensive than in Terni, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Terni is 5% below.

Meal at Budget Restaurant

$20.77 $20.77

$16.99 €15.11

22.25%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$68.1 €60.6

24.23%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$13.15 €11.69

-6.31%

Cappuccino

$5.63 $5.63

$1.63 €1.45

245.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.62 €2.33

41.98%

Water (0.33 liter bottle)

$2.50 $2.50

$1.00 €0.89

150.00%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.49 €3.99

79.29%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.56 €4.95

62.05%

Milk (1 liter)

$1.12 $1.12

$1.25 €1.11

-10.40%

White Bread (500g)

$3.75 $3.75

$1.70 €1.51

120.59%

Rice (white) (1kg)

$3.26 $3.26

$2.20 €1.95

48.18%

Eggs

$4.17 $4.17

$3.34 €2.97

24.85%

Local Cheese (1kg)

$12.90 $12.90

$13.53 €12.04

-4.66%

Chicken Fillets (1kg)

$14.16 $14.16

$8.89 €7.91

59.28%

Beef Round Steak (1kg)

$16.22 $16.22

$13.44 €11.96

20.68%

Apples (1kg)

$4.33 $4.33

$1.14 €1.01

279.82%

Banana (1kg)

$1.46 $1.46

$1.15 €1.02

26.96%

Oranges (1kg)

$4.51 $4.51

$1.14 €1.01

295.61%

Tomato (1kg)

$4.34 $4.34

$2.28 €2.02

90.35%

Potato (1kg)

$2.58 $2.58

$0.76 €0.68

239.47%

Onion (1kg)

$2.35 $2.35

$1.42 €1.26

65.49%

Lettuce (1 head)

$1.78 $1.78

$0.75 €0.67

137.33%

Water (1.5 liter bottle)

$2.22 $2.22

$0.32 €0.28

593.75%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.60 €5.87

49.70%

Wine (Bottle)

$15.08 $15.08

$5.70 €5.07

164.56%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.13 €1.01

158.41%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.59 €1.42

117.61%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.58 €1.41

-5.70%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$33.00 €29.35

26.42%

Taxi Start (Normal Tariff)

$2.73 $2.73

$5.49 €4.88

-50.27%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.42 €1.26

16.90%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$24.78 €22.04

42.45%

Gasoline (1 liter)

$0.95 $0.95

$2.11 €1.88

-54.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$33.3K €29.6K

8.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$34.6K €30.7K

-21.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$148 €132

54.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.26 €7.35

619.01%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$30.52 €27.15

129.06%

Gym Membership (Monthly)

$57.2 $57.2

$56.0 €49.77

2.31%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$11.27 €10.03

44.90%

Cinema Ticket

$14.28 $14.28

$10.30 €9.16

38.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$333 €296

352.35%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$12.1K €10.7K

77.55%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$82.8 €73.6

-36.18%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$32.90 €29.26

33.19%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$101 €89.6

-15.83%

Men's Leather Business Shoes

$103 $103

$78.7 €70.0

30.91%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$339 €301

463.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$357 €318

256.45%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$637 €566

475.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$527 €469

381.28%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,348 €1,199

464.84%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$789 €702

300.15%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,454 €1,293

252.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.02

124.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Terni: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Terni

$357 27.8% 71.9% $917

Groceries & Markets

Austin, TX

$405 15.2%

Terni

$238 18.5% 41.3% $167

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Terni

$187 14.5% 47.8% $171

Eating Out

Austin, TX

$354 13.3%

Terni

$243 18.9% 31.4% $111

Clothing & Footwear

Austin, TX

$128 4.8%

Terni

$133 10.3% 3.7% $4.8

Sport & Entertainment

Austin, TX

$86 3.2%

Terni

$77 6% 10.8% $9.2

Getting Around

Austin, TX

$59 2.2%

Terni

$52 4% 11.5% $6.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $339 in Terni. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 252% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $68.0 in Terni for a mid-range dinner for two. Groceries echo the gap at $405 vs $238 per month, with Terni cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇹 Terni

🕒 Local time

23:40 11:40 PM

06:40 6:40 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

106,677

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Terni 9,240 km ≈ 12 h nonstop flight

From you

Austin, TX
Terni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Terni: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 107% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

Average pay runs 252% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $339 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,286 in Terni – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Terni runs roughly 26% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,286 in Terni versus $2,663 in Austin, TX, a $1,000 budget is realistic in Terni but tight or insufficient in Austin, TX. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Terni gentler on the wallet – expenses run 107% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.