Last update: Oct 2026

Cost of Living Comparison Between Tena and Toronto

For one person, living is cheaper in Tena: $831 a month against $2,561 in Toronto, rent and utilities included – about $20,800 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Tena
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Tena Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Tena

🇪🇨 Ecuador

$831

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Tena and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tena and in Toronto actually costs, broken down by who's living it.

A single person spends $831 per month in Tena vs $2,561 in Toronto, rent included.

Tena $831
Toronto $2,561

A couple spends around $1,425 per month in Tena vs $3,694 in Toronto, rent included.

Tena $1,425
Toronto $3,694

A family of three spends $2,018 per month in Tena vs $4,826 in Toronto, rent included.

Tena $2,018
Toronto $4,826

Tena is about 68% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Tena sits 38% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.03 $6.03

$17.18 CA$24.29

-64.90%

Three-Course Dinner for Two, Mid-Range

$54.9 $54.9

$76.0 CA$107

-27.77%

Fast Food Meal (McDonalds, etc)

$7.61 $7.61

$10.54 CA$14.89

-27.80%

Cappuccino

$3.39 $3.39

$4.02 CA$5.68

-15.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 $1.38

$2.12 CA$3.00

-34.91%

Water (0.33 liter bottle)

$1.10 $1.10

$1.75 CA$2.48

-37.14%

Local Beer (0.5 liter draught)

$3.45 $3.45

$6.24 CA$8.83

-44.71%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$7.09 CA$10.02

-14.10%

Milk (1 liter)

$1.15 $1.15

$2.44 CA$3.45

-52.87%

White Bread (500g)

$1.53 $1.53

$2.68 CA$3.78

-42.91%

Rice (white) (1kg)

$1.56 $1.56

$2.24 CA$3.17

-30.36%

Eggs

$2.16 $2.16

$3.56 CA$5.03

-39.33%

Local Cheese (1kg)

$6.41 $6.41

$9.09 CA$12.85

-29.48%

Chicken Fillets (1kg)

$5.63 $5.63

$11.33 CA$16.01

-50.31%

Beef Round Steak (1kg)

$7.77 $7.77

$14.53 CA$20.55

-46.52%

Apples (1kg)

$2.22 $2.22

$3.62 CA$5.12

-38.67%

Banana (1kg)

$1.18 $1.18

$1.21 CA$1.72

-2.48%

Oranges (1kg)

$1.27 $1.27

$3.60 CA$5.09

-64.72%

Tomato (1kg)

$1.13 $1.13

$4.21 CA$5.96

-73.16%

Potato (1kg)

$1.19 $1.19

$1.79 CA$2.53

-33.52%

Onion (1kg)

$1.07 $1.07

$1.59 CA$2.25

-32.70%

Lettuce (1 head)

$0.92 $0.92

$2.27 CA$3.21

-59.47%

Water (1.5 liter bottle)

$1.05 $1.05

$1.25 CA$1.77

-16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 $5.87

$13.82 CA$19.53

-57.53%

Wine (Bottle)

$9.91 $9.91

$14.27 CA$20.18

-30.55%

Local Beer (0.5 liter bottle)

$1.59 $1.59

$2.20 CA$3.10

-27.73%

Imported Beer (0.33 liter bottle)

$3.17 $3.17

$2.43 CA$3.44

30.45%

One-way Ticket (Public Transport)

$0.33 $0.33

$2.39 CA$3.38

-86.19%

Public Transport Monthly Pass (Regular Price)

$16.94 $16.94

$111 CA$157

-84.73%

Taxi Start (Normal Tariff)

$1.51 $1.51

$2.91 CA$4.12

-48.11%

Taxi (Normal Tariff) (1km)

$0.76 $0.76

$1.20 CA$1.69

-36.67%

Taxi 1hour Waiting (Normal Tariff)

$9.95 $9.95

$21.38 CA$30.23

-53.46%

Gasoline (1 liter)

$0.80 $0.80

$1.21 CA$1.71

-33.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K $21.3K

$28.2K CA$39.8K

-24.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K $28.5K

$20.3K CA$28.6K

40.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.16 $29.16

$120 CA$170

-75.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.66 $17.66

$32.26 CA$45.60

-45.26%

Internet (50+ Mbps, Unlimited Data)

$28.72 $28.72

$47.93 CA$67.8

-40.08%

Gym Membership (Monthly)

$32.43 $32.43

$38.48 CA$54.4

-15.72%

Tennis Court (1 Hour on Weekend)

$15.44 $15.44

$22.96 CA$32.46

-32.75%

Cinema Ticket

$6.45 $6.45

$12.38 CA$17.50

-47.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$226 $226

$830 CA$1,173

-72.74%

International Primary School, 1 Child (Yearly)

$8,840 $8,840

$23.1K CA$32.6K

-61.71%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$50.7 CA$71.7

37.59%

Summer Dress (H&M, Zara, etc)

$50.4 $50.4

$40.02 CA$56.6

25.89%

Sport Shoes (Adidas, Nike)

$114 $114

$98.0 CA$139

16.26%

Men's Leather Business Shoes

$106 $106

$121 CA$171

-12.18%

1-bedroom Apartment, City Center (Monthly)

$300 $300

$1,592 CA$2,251

-81.14%

1-bedroom Apartment, Outside City Center (Monthly)

$186 $186

$1,410 CA$1,994

-86.85%

3-bedroom Apartment, City Center (Monthly)

$728 $728

$2,670 CA$3,775

-72.74%

3-bedroom Apartment, Outside City Center (Monthly)

$417 $417

$2,152 CA$3,042

-80.63%

Buy Apartment in City Center (m2)

$1,120 $1,120

$7,945 CA$11.2K

-85.91%

Buy Apartment Outside City Center (m2)

$717 $717

$6,542 CA$9,249

-89.04%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

4.47

126.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tena: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tena

$197 23.8%

Toronto

$340 13.3% 72.1% $142

Accommodation & Living

Tena

$186 22.3%

Toronto

$1.4K 55.1% 660% $1.2K

Clothing & Footwear

Tena

$153 18.4%

Toronto

$139 5.4% 9% $14

Eating Out

Tena

$151 18.2%

Toronto

$278 10.9% 84% $127

Monthly Utilities & Internet

Tena

$76 9.1%

Toronto

$201 7.8% 166% $125

Sport & Entertainment

Tena

$45 5.5%

Toronto

$63 2.5% 39.5% $18

Getting Around

Tena

$24 2.8%

Toronto

$129 5.1% 449% $106

Cost Breakdown

A central one-bedroom costs $300 in Tena versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55.0 in Tena versus $76.0 in Toronto. Monthly groceries follow the same trend: $197 vs $340 – making Tena the more affordable choice for daily food spending.

Good to know

🇪🇨 Tena

🇨🇦 Toronto

🕒 Local time

00:02 12:02 AM

01:02 1:02 AM

1 h ahead of Tena

🌤 Weather

👥 Population

16,669

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Tena Toronto 4,970 km ≈ 7 h nonstop flight

From you

Tena
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tena vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 208%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,247 per month in Tena and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $226 per month in Tena and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 72% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Tena, where all-in costs run around $831, than in Toronto at $2,561. In Tena it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Tena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.