Last update: Oct 2026

Cost of Living Comparison Between Temuco and Montreal

For one person, living is cheaper in Temuco: $1,069 a month against $2,018 in Montreal, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Temuco
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Temuco Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Temuco

🇨🇱 Chile

$1,069

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Temuco and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Temuco and in Montreal actually costs, broken down by who's living it.

A single person spends $1,069 per month in Temuco vs $2,018 in Montreal, rent included.

Temuco $1,069
Montreal $2,018

A couple spends around $1,598 per month in Temuco vs $3,085 in Montreal, rent included.

Temuco $1,598
Montreal $3,085

A family of three spends $2,128 per month in Temuco vs $4,152 in Montreal, rent included.

Temuco $2,128
Montreal $4,152

Temuco is about 47% cheaper than Montreal, and outside of rent the biggest gap is in groceries.

Temuco sits 21% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.21 CLP 7,096

$18.82 CA$26.61

-61.69%

Three-Course Dinner for Two, Mid-Range

$30.14 CLP 29.7K

$70.3 CA$99.4

-57.12%

Fast Food Meal (McDonalds, etc)

$7.29 CLP 7,172

$10.66 CA$15.06

-31.61%

Cappuccino

$3.75 CLP 3,695

$3.84 CA$5.43

-2.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CLP 2,153

$1.92 CA$2.71

14.06%

Water (0.33 liter bottle)

$1.08 CLP 1,067

$1.54 CA$2.18

-29.87%

Local Beer (0.5 liter draught)

$3.63 CLP 3,571

$6.23 CA$8.81

-41.73%

Imported Beer (0.33 liter bottle)

$3.41 CLP 3,358

$7.10 CA$10.03

-51.97%

Milk (1 liter)

$1.17 CLP 1,154

$2.31 CA$3.27

-49.35%

White Bread (500g)

$1.63 CLP 1,600

$3.14 CA$4.44

-48.09%

Rice (white) (1kg)

$1.22 CLP 1,201

$3.21 CA$4.54

-61.99%

Eggs

$3.42 CLP 3,371

$3.52 CA$4.97

-2.84%

Local Cheese (1kg)

$8.63 CLP 8,495

$12.81 CA$18.11

-32.63%

Chicken Fillets (1kg)

$5.07 CLP 4,988

$11.46 CA$16.20

-55.76%

Beef Round Steak (1kg)

$9.40 CLP 9,249

$13.39 CA$18.92

-29.80%

Apples (1kg)

$2.11 CLP 2,078

$3.14 CA$4.43

-32.80%

Banana (1kg)

$2.06 CLP 2,027

$1.44 CA$2.03

43.06%

Oranges (1kg)

$2.09 CLP 2,053

$3.47 CA$4.91

-39.77%

Tomato (1kg)

$2.05 CLP 2,023

$3.07 CA$4.34

-33.22%

Potato (1kg)

$2.40 CLP 2,364

$1.90 CA$2.69

26.32%

Onion (1kg)

$2.12 CLP 2,091

$1.77 CA$2.50

19.77%

Lettuce (1 head)

$1.48 CLP 1,455

$2.34 CA$3.31

-36.75%

Water (1.5 liter bottle)

$1.18 CLP 1,162

$1.55 CA$2.19

-23.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.63 CLP 4,559

$11.38 CA$16.09

-59.31%

Wine (Bottle)

$4.90 CLP 4,823

$10.63 CA$15.03

-53.90%

Local Beer (0.5 liter bottle)

$1.47 CLP 1,450

$2.27 CA$3.21

-35.24%

Imported Beer (0.33 liter bottle)

$2.07 CLP 2,033

$2.82 CA$3.99

-26.60%

One-way Ticket (Public Transport)

$0.87 CLP 859

$2.66 CA$3.76

-67.29%

Public Transport Monthly Pass (Regular Price)

$33.57 CLP 33.0K

$77.3 CA$109

-56.57%

Taxi Start (Normal Tariff)

$0.85 CLP 835

$3.20 CA$4.53

-73.44%

Taxi (Normal Tariff) (1km)

$1.57 CLP 1,550

$1.48 CA$2.09

6.08%

Taxi 1hour Waiting (Normal Tariff)

$9.04 CLP 8,897

$32.88 CA$46.48

-72.51%

Gasoline (1 liter)

$1.38 CLP 1,356

$1.34 CA$1.90

2.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.3K CLP 12.1M

$28.2K CA$39.8K

-56.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K CLP 17.0M

$19.6K CA$27.8K

-12.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CLP 134.2K

$76.0 CA$107

79.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.17 CLP 11.0K

$33.95 CA$48.00

-67.10%

Internet (50+ Mbps, Unlimited Data)

$22.85 CLP 22.5K

$42.31 CA$59.8

-45.99%

Gym Membership (Monthly)

$48.34 CLP 47.6K

$29.76 CA$42.07

62.43%

Tennis Court (1 Hour on Weekend)

$45.20 CLP 44.5K

$20.28 CA$28.67

122.88%

Cinema Ticket

$4.58 CLP 4,508

$11.15 CA$15.77

-58.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 CLP 210.7K

$507 CA$717

-57.80%

International Primary School, 1 Child (Yearly)

$2,706 CLP 2.7M

$16.1K CA$22.7K

-83.14%

Jeans (Levis 501 Or Similar)

$43.80 CLP 43.1K

$57.6 CA$81.4

-23.89%

Summer Dress (H&M, Zara, etc)

$17.62 CLP 17.3K

$37.58 CA$53.1

-53.11%

Sport Shoes (Adidas, Nike)

$65.7 CLP 64.7K

$91.9 CA$130

-28.53%

Men's Leather Business Shoes

$83.4 CLP 82.1K

$110 CA$155

-23.88%

1-bedroom Apartment, City Center (Monthly)

$395 CLP 389.1K

$1,260 CA$1,782

-68.64%

1-bedroom Apartment, Outside City Center (Monthly)

$318 CLP 312.7K

$948 CA$1,340

-66.48%

3-bedroom Apartment, City Center (Monthly)

$708 CLP 697.2K

$2,137 CA$3,021

-66.86%

3-bedroom Apartment, Outside City Center (Monthly)

$496 CLP 488.6K

$1,614 CA$2,281

-69.24%

Buy Apartment in City Center (m2)

$1,952 CLP 1.9M

$4,960 CA$7,011

-60.65%

Buy Apartment Outside City Center (m2)

$1,668 CLP 1.6M

$3,838 CA$5,425

-56.55%

Average Monthly Net Salary (After Tax)

$524 CLP 515.8K

$2,827 CA$3,997

-81.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.48

7.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Temuco: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Temuco

$318 29.7%

Montreal

$948 47% 198% $630

Groceries & Markets

Temuco

$220 20.6%

Montreal

$346 17.2% 57.3% $126

Monthly Utilities & Internet

Temuco

$170 15.9%

Montreal

$152 7.5% 10.7% $18

Eating Out

Temuco

$163 15.2%

Montreal

$288 14.3% 77% $125

Clothing & Footwear

Temuco

$95 8.9%

Montreal

$133 6.6% 40.9% $39

Sport & Entertainment

Temuco

$58 5.4%

Montreal

$52 2.6% 9.5% $5.4

Getting Around

Temuco

$46 4.3%

Montreal

$99 4.9% 115% $53

Cost Breakdown

A central one-bedroom costs $395 in Temuco versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 440% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Temuco versus $70.0 in Montreal. Monthly groceries follow the same trend: $220 vs $346 – making Temuco the more affordable choice for daily food spending.

Good to know

🇨🇱 Temuco

🇨🇦 Montreal

🕒 Local time

22:16 10:16 PM

21:16 9:16 PM

1 h behind Temuco

🌤 Weather

👥 Population

235,509

1,762,949

💱 Currency

Chilean Peso CLP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to CLP in detail →

On the map

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Highest

Between locations

Temuco Montreal 9,370 km ≈ 12 h nonstop flight

From you

Temuco
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Temuco vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 89% more than Temuco, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,603 per month in Temuco and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Temuco, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 57% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $30.00 in Temuco and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Temuco, where all-in costs run around $1,069, than in Montreal at $2,018. In Temuco it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Temuco costs $1,069 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Temuco. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.