Last update: Oct 2026

Cost of Living Comparison Between Montreal and Temuco

For one person, living is cheaper in Temuco: $1,069 a month against $2,018 in Montreal, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
52

Cost of Living Index in Temuco
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Temuco Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Temuco

🇨🇱 Chile

$1,069

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Temuco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Temuco actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,069 in Temuco, rent included.

Montreal $2,018
Temuco $1,069

A couple spends around $3,085 per month in Montreal vs $1,598 in Temuco, rent included.

Montreal $3,085
Temuco $1,598

A family of three spends $4,152 per month in Montreal vs $2,128 in Temuco, rent included.

Montreal $4,152
Temuco $2,128

Montreal costs about 89% more than Temuco, and outside of rent the biggest gap is in groceries.

Montreal sits 49% above the global median, while Temuco is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$7.21 CLP 7,096

161.03%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$30.14 CLP 29.7K

133.21%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$7.29 CLP 7,172

46.23%

Cappuccino

$3.84 CA$5.43

$3.75 CLP 3,695

2.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$2.19 CLP 2,153

-12.33%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.08 CLP 1,067

42.59%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$3.63 CLP 3,571

71.63%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$3.41 CLP 3,358

108.21%

Milk (1 liter)

$2.31 CA$3.27

$1.17 CLP 1,154

97.44%

White Bread (500g)

$3.14 CA$4.44

$1.63 CLP 1,600

92.64%

Rice (white) (1kg)

$3.21 CA$4.54

$1.22 CLP 1,201

163.11%

Eggs

$3.52 CA$4.97

$3.42 CLP 3,371

2.92%

Local Cheese (1kg)

$12.81 CA$18.11

$8.63 CLP 8,495

48.44%

Chicken Fillets (1kg)

$11.46 CA$16.20

$5.07 CLP 4,988

126.04%

Beef Round Steak (1kg)

$13.39 CA$18.92

$9.40 CLP 9,249

42.45%

Apples (1kg)

$3.14 CA$4.43

$2.11 CLP 2,078

48.82%

Banana (1kg)

$1.44 CA$2.03

$2.06 CLP 2,027

-30.10%

Oranges (1kg)

$3.47 CA$4.91

$2.09 CLP 2,053

66.03%

Tomato (1kg)

$3.07 CA$4.34

$2.05 CLP 2,023

49.76%

Potato (1kg)

$1.90 CA$2.69

$2.40 CLP 2,364

-20.83%

Onion (1kg)

$1.77 CA$2.50

$2.12 CLP 2,091

-16.51%

Lettuce (1 head)

$2.34 CA$3.31

$1.48 CLP 1,455

58.11%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.18 CLP 1,162

31.36%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$4.63 CLP 4,559

145.79%

Wine (Bottle)

$10.63 CA$15.03

$4.90 CLP 4,823

116.94%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.47 CLP 1,450

54.42%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$2.07 CLP 2,033

36.23%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$0.87 CLP 859

205.75%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$33.57 CLP 33.0K

130.24%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$0.85 CLP 835

276.47%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.57 CLP 1,550

-5.73%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$9.04 CLP 8,897

263.72%

Gasoline (1 liter)

$1.34 CA$1.90

$1.38 CLP 1,356

-2.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$12.3K CLP 12.1M

129.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$17.3K CLP 17.0M

13.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$136 CLP 134.2K

-44.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$11.17 CLP 11.0K

203.94%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$22.85 CLP 22.5K

85.16%

Gym Membership (Monthly)

$29.76 CA$42.07

$48.34 CLP 47.6K

-38.44%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$45.20 CLP 44.5K

-55.13%

Cinema Ticket

$11.15 CA$15.77

$4.58 CLP 4,508

143.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$214 CLP 210.7K

136.96%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$2,706 CLP 2.7M

493.20%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$43.80 CLP 43.1K

31.39%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$17.62 CLP 17.3K

113.28%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$65.7 CLP 64.7K

39.92%

Men's Leather Business Shoes

$110 CA$155

$83.4 CLP 82.1K

31.38%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$395 CLP 389.1K

218.86%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$318 CLP 312.7K

198.29%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$708 CLP 697.2K

201.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$496 CLP 488.6K

225.11%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,952 CLP 1.9M

154.13%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,668 CLP 1.6M

130.14%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$524 CLP 515.8K

439.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.8

-6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Temuco: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Temuco

$318 29.7% 66.5% $630

Groceries & Markets

Montreal

$346 17.2%

Temuco

$220 20.6% 36.4% $126

Eating Out

Montreal

$288 14.3%

Temuco

$163 15.2% 43.5% $125

Monthly Utilities & Internet

Montreal

$152 7.5%

Temuco

$170 15.9% 11.9% $18

Clothing & Footwear

Montreal

$133 6.6%

Temuco

$95 8.9% 29% $39

Getting Around

Montreal

$99 4.9%

Temuco

$46 4.3% 53.5% $53

Sport & Entertainment

Montreal

$52 2.6%

Temuco

$58 5.4% 10.4% $5.4

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $395 in Temuco. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 440% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $30.00 in Temuco. Monthly groceries follow the same trend: $346 vs $220 – making Temuco the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇱 Temuco

🕒 Local time

22:52 10:52 PM

23:52 11:52 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

235,509

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Temuco 9,370 km ≈ 12 h nonstop flight

From you

Montreal
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Temuco: Cost of Living - Frequently Asked Questions

Montreal costs about 89% more than Temuco, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,603 in Temuco. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Temuco, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 57% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $30.00 in Temuco. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Temuco, where all-in costs run around $1,069, than in Montreal at $2,018. In Temuco it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Temuco costs $1,069 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Temuco. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.