Last update: Oct 2026

Cost of Living Comparison Between Tema and Tbilisi

For one person, living is cheaper in Tema: $746 a month against $1,269 in Tbilisi, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Tema
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Tema Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Tema

🇬🇭 Ghana

$746

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Tema and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tema and in Tbilisi actually costs, broken down by who's living it.

A single person spends $746 per month in Tema vs $1,269 in Tbilisi, rent included.

Tema $746
Tbilisi $1,269

A couple spends around $1,186 per month in Tema vs $2,016 in Tbilisi, rent included.

Tema $1,186
Tbilisi $2,016

A family of three spends $1,627 per month in Tema vs $2,763 in Tbilisi, rent included.

Tema $1,627
Tbilisi $2,763

Tema is about 41% cheaper than Tbilisi, and outside of rent the biggest gap is in clothing.

Both Tema and Tbilisi are more affordable than the global median – Tema 45% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$7.04 GHS 81.6

$11.63 ₾30.07

-39.47%

Three-Course Dinner for Two, Mid-Range

$27.68 GHS 321

$37.83 ₾97.9

-26.83%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

Cappuccino

$5.09 GHS 59.0

$3.57 ₾9.24

42.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 GHS 9.79

$1.08 ₾2.78

-21.30%

Water (0.33 liter bottle)

$0.30 GHS 3.48

$0.56 ₾1.45

-46.43%

Local Beer (0.5 liter draught)

$3.31 GHS 38.31

$2.62 ₾6.78

26.34%

Imported Beer (0.33 liter bottle)

$2.56 GHS 29.59

$3.04 ₾7.86

-15.79%

Milk (1 liter)

$3.25 GHS 37.67

$2.17 ₾5.60

49.77%

White Bread (500g)

$1.54 GHS 17.83

$0.80 ₾2.06

92.50%

Rice (white) (1kg)

$1.98 GHS 22.93

$1.74 ₾4.51

13.79%

Eggs

$2.37 GHS 27.44

$2.83 ₾7.31

-16.25%

Local Cheese (1kg)

$4.27 GHS 49.40

$9.31 ₾24.08

-54.14%

Chicken Fillets (1kg)

$3.18 GHS 36.79

$6.52 ₾16.86

-51.23%

Beef Round Steak (1kg)

$3.43 GHS 39.70

$12.95 ₾33.50

-73.51%

Apples (1kg)

$2.63 GHS 30.42

$1.68 ₾4.34

56.55%

Banana (1kg)

$2.11 GHS 24.42

$1.85 ₾4.80

14.05%

Oranges (1kg)

$2.20 GHS 25.43

$1.97 ₾5.10

11.68%

Tomato (1kg)

$3.48 GHS 40.33

$2.42 ₾6.25

43.80%

Potato (1kg)

$3.34 GHS 38.69

$0.82 ₾2.11

307.32%

Onion (1kg)

$2.75 GHS 31.86

$0.74 ₾1.91

271.62%

Lettuce (1 head)

$0.44 GHS 5.14

$1.34 ₾3.47

-67.16%

Water (1.5 liter bottle)

$0.66 GHS 7.60

$0.77 ₾2.00

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 GHS 15.26

$3.57 ₾9.24

-63.03%

Wine (Bottle)

$8.67 GHS 100

$7.67 ₾19.84

13.04%

Local Beer (0.5 liter bottle)

$2.16 GHS 25.07

$1.70 ₾4.39

27.06%

Imported Beer (0.33 liter bottle)

$3.04 GHS 35.22

$2.40 ₾6.21

26.67%

One-way Ticket (Public Transport)

$1.69 GHS 19.58

$0.40 ₾1.05

322.50%

Public Transport Monthly Pass (Regular Price)

$41.27 GHS 478

$15.23 ₾39.39

170.98%

Taxi Start (Normal Tariff)

$2.11 GHS 24.45

$1.14 ₾2.95

85.09%

Taxi (Normal Tariff) (1km)

$0.41 GHS 4.80

$0.78 ₾2.02

-47.44%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.59

Gasoline (1 liter)

$1.14 GHS 13.22

$1.45 ₾3.75

-21.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.6 GHS 887

$88.8 ₾230

-13.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.89 GHS 172

$13.12 ₾33.94

13.49%

Internet (50+ Mbps, Unlimited Data)

$83.0 GHS 961

$19.67 ₾50.9

321.91%

Gym Membership (Monthly)

$23.21 GHS 269

$64.1 ₾166

-63.76%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.25

Cinema Ticket

$8.76 GHS 101

$7.12 ₾18.42

23.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$174 GHS 2,012

$375 ₾971

-53.72%

International Primary School, 1 Child (Yearly)

$2,582 GHS 29.9K

$10.5K ₾27.1K

-75.34%

Jeans (Levis 501 Or Similar)

$12.97 GHS 150

$104 ₾268

-87.49%

Summer Dress (H&M, Zara, etc)

$15.23 GHS 176

$39.26 ₾102

-61.21%

Sport Shoes (Adidas, Nike)

$43.68 GHS 506

$117 ₾304

-62.78%

Men's Leather Business Shoes

$32.85 GHS 380

$122 ₾315

-73.02%

1-bedroom Apartment, City Center (Monthly)

$127 GHS 1,469

$695 ₾1,798

-81.75%

1-bedroom Apartment, Outside City Center (Monthly)

$72.0 GHS 833

$451 ₾1,167

-84.05%

3-bedroom Apartment, City Center (Monthly)

$436 GHS 5,048

$1,355 ₾3,505

-67.83%

3-bedroom Apartment, Outside City Center (Monthly)

$217 GHS 2,511

$906 ₾2,344

-76.07%

Buy Apartment in City Center (m2)

$9,800 GHS 113.5K

$2,295 ₾5,936

327.05%

Buy Apartment Outside City Center (m2)

$5,945 GHS 68.8K

$1,345 ₾3,479

342.06%

Average Monthly Net Salary (After Tax)

$419 GHS 4,854

$664 ₾1,718

-36.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

177.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: October 25, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tema

$216 28.9%

Tbilisi

$234 18.4% 8.5% $18

Monthly Utilities & Internet

Tema

$174 23.4%

Tbilisi

$122 9.6% 30.3% $53

Eating Out

Tema

$144 * 19.3%

Tbilisi

$191 15% 32.6% $47

Accommodation & Living

Tema

$72 9.7%

Tbilisi

$451 35.6% 527% $379

Getting Around

Tema

$52 7%

Tbilisi

$22 1.7% 58.1% $30

Clothing & Footwear

Tema

$47 6.3%

Tbilisi

$172 13.5% 265% $125

Sport & Entertainment

Tema

$41 5.5%

Tbilisi

$78 6.2% 92.3% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $127 in Tema versus $695 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $28 in Tema versus $38 in Tbilisi. Monthly groceries follow the same trend: $216 vs $234 – making Tema the more affordable choice for daily food spending.

Good to know

🇬🇭 Tema

🇬🇪 Tbilisi

🕒 Local time

14:02 2:02 PM

18:02 6:02 PM

4 h ahead of Tema

🌤 Weather

👥 Population

160,000

1,241,700 Capital

💱 Currency

Ghanaian Cedi GHS ₵

Georgian Lari GEL ₾

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

USD to GHS in detail →

On the map

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Highest

Between locations

Tema Tbilisi 5,970 km ≈ 8 h nonstop flight

From you

Tema
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Tbilisi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $746 in Tema, $1,269 in Tbilisi – roughly 70% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,119 per month in Tema and $1,904 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tema, especially for central apartments: a one-bedroom in the center costs $127 there versus $695 in Tbilisi.

A mid-range dinner for two costs $28 in Tema and $38 in Tbilisi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $746 in Tema and $1,269 in Tbilisi. That’s a gap of about 70%.

Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Tema. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.