Cost of Living Comparison Between Tema and Koforidua Cost of Living Comparison Between Tema and Koforidua

Monthly Cost of Living

A single person spends $611 per month in Tema vs $529 in Koforidua, rent included.

A couple spends around $989 per month in Tema vs $925 in Koforidua, rent included.

A family of three spends $1,367 per month in Tema vs $1,321 in Koforidua, rent included.

Tema costs about 15% more than Koforidua, driven mainly by Groceries & Markets.

Both Tema and Koforidua are more affordable than the global median – Tema 54% lower, Koforidua 61% lower.

Meal at Budget Restaurant

$7.50 GHS 88.0

$4.30 GHS 50.5

74.42%

Three-Course Dinner for Two, Mid-Range

$27.73 GHS 326

$48.22 GHS 566

-42.49%

Fast Food Meal (McDonalds, etc)

$8.18 GHS 96.0

$7.87 GHS 92.4

3.94%

Cappuccino

$1.46 GHS 17.14

$3.43 GHS 40.31

-57.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.78

$1.00 GHS 11.74

Water (0.33 liter bottle)

$0.33 GHS 3.93

$0.34 GHS 4.04

-2.94%

Local Beer (0.5 liter draught)

$1.74 GHS 20.38

$1.57 GHS 18.45

10.83%

Imported Beer (0.33 liter bottle)

$2.69 GHS 31.63

$2.54 GHS 29.80

5.91%

Milk (1 liter)

$2.98 GHS 34.94

$3.37 GHS 39.58

-11.57%

White Bread (500g)

$1.68 GHS 19.69

$1.48 GHS 17.40

13.51%

Rice (white) (1kg)

$1.55 GHS 18.22

$2.36 GHS 27.73

-34.32%

Eggs

$2.18 GHS 25.64

$2.29 GHS 26.93

-4.80%

Local Cheese (1kg)

$3.72 GHS 43.73

$10.92 GHS 128

-65.93%

Chicken Fillets (1kg)

$2.73 GHS 32.08

$4.72 GHS 55.4

-42.16%

Beef Round Steak (1kg)

$2.44 GHS 28.63

$6.04 GHS 70.9

-59.60%

Apples (1kg)

$2.71 GHS 31.76

$3.01 GHS 35.30

-9.97%

Banana (1kg)

$2.08 GHS 24.38

$1.45 GHS 16.99

43.45%

Oranges (1kg)

$2.07 GHS 24.27

$1.69 GHS 19.79

22.49%

Tomato (1kg)

$2.89 GHS 33.97

$3.04 GHS 35.68

-4.93%

Potato (1kg)

$1.84 GHS 21.60

$3.15 GHS 37.00

-41.59%

Onion (1kg)

$1.97 GHS 23.15

$2.45 GHS 28.79

-19.59%

Lettuce (1 head)

$0.61 GHS 7.16

$0.80 GHS 9.38

-23.75%

Water (1.5 liter bottle)

$0.82 GHS 9.63

$0.52 GHS 6.10

57.69%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 19.29

Wine (Bottle)

$7.21 GHS 84.7

$7.06 GHS 82.9

2.12%

Local Beer (0.5 liter bottle)

$0.82 GHS 9.66

$1.12 GHS 13.18

-26.79%

Imported Beer (0.33 liter bottle)

$1.87 GHS 21.97

One-way Ticket (Public Transport)

$2.03 GHS 23.87

Public Transport Monthly Pass (Regular Price)

$39.80 GHS 467

Taxi Start (Normal Tariff)

$1.42 GHS 16.64

$1.62 GHS 18.99

-12.35%

Taxi (Normal Tariff) (1km)

$0.77 GHS 9.00

$1.16 GHS 13.67

-33.62%

Taxi 1hour Waiting (Normal Tariff)

$5.57 GHS 65.4

Gasoline (1 liter)

$1.19 GHS 13.98

$1.11 GHS 13.08

7.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,904 GHS 92.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,820 GHS 115.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.84 GHS 362

$56.5 GHS 664

-45.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.26 GHS 144

$13.43 GHS 158

-8.71%

Internet (50+ Mbps, Unlimited Data)

$64.6 GHS 759

$37.85 GHS 444

70.70%

Gym Membership (Monthly)

$19.37 GHS 227

Cinema Ticket

$9.78 GHS 115

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.4 GHS 967

$73.1 GHS 858

12.70%

International Primary School, 1 Child (Yearly)

$8,163 GHS 95.8K

Jeans (Levis 501 Or Similar)

$25.07 GHS 294

$14.35 GHS 169

74.70%

Summer Dress (H&M, Zara, etc)

$24.67 GHS 290

$19.16 GHS 225

28.76%

Sport Shoes (Adidas, Nike)

$45.82 GHS 538

$29.61 GHS 348

54.75%

Men's Leather Business Shoes

$60.6 GHS 712

$40.81 GHS 479

48.54%

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,371

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 782

3-bedroom Apartment, Outside City Center (Monthly)

$139 GHS 1,629

Buy Apartment in City Center (m2)

$10.0K GHS 117.6K

Buy Apartment Outside City Center (m2)

$6,030 GHS 70.8K

Average Monthly Net Salary (After Tax)

$390 GHS 4,576

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: May 31, 2026

Last update for Koforidua: May 31, 2026

Cost Breakdown

A mid-range dinner for two costs $28.00 in Tema versus $48.00 in Koforidua. Monthly groceries follow the same trend: $183 vs $235 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Koforidua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $611 in Tema, $529 in Koforidua – roughly 15% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $916 per month in Tema and $794 in Koforidua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $611 in Tema and $529 in Koforidua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $82.4 per month in Tema and $73.1 in Koforidua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $611 in Tema and $529 in Koforidua, leaving budget for savings and extras in both cases.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Koforidua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.