Cost of Living Comparison Between Tema and Koforidua Cost of Living Comparison Between Tema and Koforidua

Monthly Cost of Living

A single person spends $776 per month in Tema vs $687 in Koforidua, rent included.

A couple spends around $1,229 per month in Tema vs $1,162 in Koforidua, rent included.

A family of three spends $1,682 per month in Tema vs $1,636 in Koforidua, rent included.

Tema costs about 13% more than Koforidua, driven mainly by Groceries & Markets.

Both Tema and Koforidua are more affordable than the global median – Tema 44% lower, Koforidua 50% lower.

Meal at Budget Restaurant

$7.06 GHS 80.6

$8.10 GHS 92.5

-12.84%

Three-Course Dinner for Two, Mid-Range

$28.37 GHS 324

$54.2 GHS 619

-47.65%

Fast Food Meal (McDonalds, etc)

$10.56 GHS 121

Cappuccino

$5.36 GHS 61.2

$4.52 GHS 51.6

18.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 GHS 10.43

$1.59 GHS 18.17

-42.77%

Water (0.33 liter bottle)

$0.29 GHS 3.28

$0.48 GHS 5.51

-39.58%

Local Beer (0.5 liter draught)

$3.29 GHS 37.60

$1.94 GHS 22.19

69.59%

Imported Beer (0.33 liter bottle)

$2.68 GHS 30.61

$2.26 GHS 25.84

18.58%

Milk (1 liter)

$3.29 GHS 37.53

$3.68 GHS 42.03

-10.60%

White Bread (500g)

$1.62 GHS 18.49

$1.80 GHS 20.60

-10.00%

Rice (white) (1kg)

$2.08 GHS 23.70

$3.31 GHS 37.75

-37.16%

Eggs

$2.46 GHS 28.09

$2.71 GHS 30.91

-9.23%

Local Cheese (1kg)

$4.32 GHS 49.38

$12.17 GHS 139

-64.50%

Chicken Fillets (1kg)

$3.39 GHS 38.74

$7.24 GHS 82.7

-53.18%

Beef Round Steak (1kg)

$3.64 GHS 41.54

$10.19 GHS 116

-64.28%

Apples (1kg)

$2.61 GHS 29.77

$3.70 GHS 42.28

-29.46%

Banana (1kg)

$2.25 GHS 25.64

$1.49 GHS 17.06

51.01%

Oranges (1kg)

$2.24 GHS 25.54

$1.87 GHS 21.32

19.79%

Tomato (1kg)

$3.53 GHS 40.36

$3.82 GHS 43.57

-7.59%

Potato (1kg)

$3.60 GHS 41.07

$2.70 GHS 30.87

33.33%

Onion (1kg)

$2.96 GHS 33.84

$2.81 GHS 32.15

5.34%

Lettuce (1 head)

$0.46 GHS 5.23

$0.76 GHS 8.70

-39.47%

Water (1.5 liter bottle)

$0.73 GHS 8.37

$0.61 GHS 6.98

19.67%

Cigarettes 20 Pack (Marlboro, Camel)

$1.34 GHS 15.31

$2.62 GHS 29.96

-48.85%

Wine (Bottle)

$9.05 GHS 103

$7.11 GHS 81.2

27.29%

Local Beer (0.5 liter bottle)

$2.15 GHS 24.60

$1.32 GHS 15.11

62.88%

Imported Beer (0.33 liter bottle)

$3.02 GHS 34.51

$2.35 GHS 26.81

28.51%

One-way Ticket (Public Transport)

$1.82 GHS 20.79

Public Transport Monthly Pass (Regular Price)

$43.17 GHS 493

Taxi Start (Normal Tariff)

$2.16 GHS 24.67

$1.81 GHS 20.70

19.34%

Taxi (Normal Tariff) (1km)

$0.43 GHS 4.91

$1.31 GHS 14.98

-67.18%

Taxi 1hour Waiting (Normal Tariff)

$4.35 GHS 49.63

Gasoline (1 liter)

$1.17 GHS 13.35

$1.35 GHS 15.43

-13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,011 GHS 91.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 116.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.6 GHS 897

$75.7 GHS 865

3.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 GHS 177

$19.77 GHS 226

-21.50%

Internet (50+ Mbps, Unlimited Data)

$84.3 GHS 963

$44.25 GHS 505

90.51%

Gym Membership (Monthly)

$24.78 GHS 283

Cinema Ticket

$8.72 GHS 99.5

$13.42 GHS 153

-35.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 GHS 2,022

$466 GHS 5,323

-62.02%

International Primary School, 1 Child (Yearly)

$2,633 GHS 30.1K

$18.8K GHS 215.2K

-86.03%

Jeans (Levis 501 Or Similar)

$13.25 GHS 151

$14.46 GHS 165

-8.37%

Summer Dress (H&M, Zara, etc)

$16.17 GHS 185

$19.09 GHS 218

-15.30%

Sport Shoes (Adidas, Nike)

$44.66 GHS 510

$37.74 GHS 431

18.34%

Men's Leather Business Shoes

$33.62 GHS 384

$54.4 GHS 621

-38.16%

1-bedroom Apartment, City Center (Monthly)

$131 GHS 1,493

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 GHS 853

3-bedroom Apartment, City Center (Monthly)

$449 GHS 5,132

3-bedroom Apartment, Outside City Center (Monthly)

$219 GHS 2,496

Buy Apartment in City Center (m2)

$10.1K GHS 114.8K

Buy Apartment Outside City Center (m2)

$5,994 GHS 68.4K

Average Monthly Net Salary (After Tax)

$433 GHS 4,947

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

30.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: September 7, 2026

Last update for Koforidua: September 7, 2026

Cost Breakdown

A mid-range dinner for two costs $28.00 in Tema versus $54.0 in Koforidua. Monthly groceries follow the same trend: $223 vs $286 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Koforidua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $776 in Tema, $687 in Koforidua – roughly 13% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,165 per month in Tema and $1,030 in Koforidua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $776 in Tema and $687 in Koforidua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $177 per month in Tema and $466 in Koforidua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $776 in Tema and $687 in Koforidua, leaving budget for savings and extras in both cases.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Koforidua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.