Last update: Oct 2026

Cost of Living Comparison Between Tema and Koforidua

For one person, living is cheaper in Tema: $746 a month against $861 in Koforidua, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Tema
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Tema Living Index
41

Cost of Living Index in Koforidua
Learn more

Koforidua Living Index

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Tema

🇬🇭 Ghana

$746

/mo nomad

Koforidua

🇬🇭 Ghana

$861

/mo nomad

Monthly Cost of Living

How much you'll spend in Tema and in Koforidua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tema and in Koforidua actually costs, broken down by who's living it.

A single person spends $746 per month in Tema vs $861 in Koforidua, rent included.

Tema $746
Koforidua $861

A couple spends around $1,186 per month in Tema vs $1,369 in Koforidua, rent included.

Tema $1,186
Koforidua $1,369

A family of three spends $1,627 per month in Tema vs $1,877 in Koforidua, rent included.

Tema $1,627
Koforidua $1,877

Tema is about 13% cheaper than Koforidua, and outside of rent the biggest gap is in groceries.

Both Tema and Koforidua are more affordable than the global median – Tema 45% lower, Koforidua 37% lower.

Meal at Budget Restaurant

$7.04 GHS 81.6

$8.64 GHS 100

-18.52%

Three-Course Dinner for Two, Mid-Range

$27.68 GHS 321

$51.1 GHS 592

-45.83%

Fast Food Meal (McDonalds, etc)

$10.38 GHS 120

Cappuccino

$5.09 GHS 59.0

$4.52 GHS 52.4

12.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 GHS 9.79

$1.55 GHS 17.91

-45.16%

Water (0.33 liter bottle)

$0.30 GHS 3.48

$0.44 GHS 5.08

-31.82%

Local Beer (0.5 liter draught)

$3.31 GHS 38.31

$1.90 GHS 21.98

74.21%

Imported Beer (0.33 liter bottle)

$2.56 GHS 29.59

$2.29 GHS 26.52

11.79%

Milk (1 liter)

$3.25 GHS 37.67

$3.60 GHS 41.71

-9.72%

White Bread (500g)

$1.54 GHS 17.83

$1.67 GHS 19.33

-7.78%

Rice (white) (1kg)

$1.98 GHS 22.93

$3.10 GHS 35.95

-36.13%

Eggs

$2.37 GHS 27.44

$2.60 GHS 30.16

-8.85%

Local Cheese (1kg)

$4.27 GHS 49.40

$12.11 GHS 140

-64.74%

Chicken Fillets (1kg)

$3.18 GHS 36.79

$7.21 GHS 83.5

-55.89%

Beef Round Steak (1kg)

$3.43 GHS 39.70

$9.96 GHS 115

-65.56%

Apples (1kg)

$2.63 GHS 30.42

$3.59 GHS 41.61

-26.74%

Banana (1kg)

$2.11 GHS 24.42

$1.44 GHS 16.70

46.53%

Oranges (1kg)

$2.20 GHS 25.43

$1.86 GHS 21.49

18.28%

Tomato (1kg)

$3.48 GHS 40.33

$3.54 GHS 41.03

-1.69%

Potato (1kg)

$3.34 GHS 38.69

$2.67 GHS 30.91

25.09%

Onion (1kg)

$2.75 GHS 31.86

$2.68 GHS 31.04

2.61%

Lettuce (1 head)

$0.44 GHS 5.14

$0.72 GHS 8.32

-38.89%

Water (1.5 liter bottle)

$0.66 GHS 7.60

$0.61 GHS 7.04

8.20%

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 GHS 15.26

$2.54 GHS 29.36

-48.03%

Wine (Bottle)

$8.67 GHS 100

$7.23 GHS 83.7

19.92%

Local Beer (0.5 liter bottle)

$2.16 GHS 25.07

$1.30 GHS 15.01

66.15%

Imported Beer (0.33 liter bottle)

$3.04 GHS 35.22

$2.45 GHS 28.35

24.08%

One-way Ticket (Public Transport)

$1.69 GHS 19.58

$0.84 GHS 9.77

101.19%

Public Transport Monthly Pass (Regular Price)

$41.27 GHS 478

Taxi Start (Normal Tariff)

$2.11 GHS 24.45

$1.75 GHS 20.28

20.57%

Taxi (Normal Tariff) (1km)

$0.41 GHS 4.80

$1.27 GHS 14.75

-67.72%

Taxi 1hour Waiting (Normal Tariff)

$4.32 GHS 49.98

Gasoline (1 liter)

$1.14 GHS 13.22

$1.36 GHS 15.80

-16.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,088 GHS 93.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K GHS 233.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.6 GHS 887

$74.1 GHS 858

3.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.89 GHS 172

$19.07 GHS 221

-21.92%

Internet (50+ Mbps, Unlimited Data)

$83.0 GHS 961

$43.69 GHS 506

89.95%

Gym Membership (Monthly)

$23.21 GHS 269

Cinema Ticket

$8.76 GHS 101

$13.07 GHS 151

-32.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$174 GHS 2,012

$472 GHS 5,467

-63.20%

International Primary School, 1 Child (Yearly)

$2,582 GHS 29.9K

$18.8K GHS 217.7K

-86.27%

Jeans (Levis 501 Or Similar)

$12.97 GHS 150

$14.42 GHS 167

-10.06%

Summer Dress (H&M, Zara, etc)

$15.23 GHS 176

$18.80 GHS 218

-18.99%

Sport Shoes (Adidas, Nike)

$43.68 GHS 506

$36.97 GHS 428

18.15%

Men's Leather Business Shoes

$32.85 GHS 380

$54.0 GHS 626

-39.21%

1-bedroom Apartment, City Center (Monthly)

$127 GHS 1,469

$345 GHS 4,000

-63.28%

1-bedroom Apartment, Outside City Center (Monthly)

$72.0 GHS 833

$175 GHS 2,028

-58.91%

3-bedroom Apartment, City Center (Monthly)

$436 GHS 5,048

$524 GHS 6,072

-16.87%

3-bedroom Apartment, Outside City Center (Monthly)

$217 GHS 2,511

$255 GHS 2,958

-15.11%

Buy Apartment in City Center (m2)

$9,800 GHS 113.5K

Buy Apartment Outside City Center (m2)

$5,945 GHS 68.8K

Average Monthly Net Salary (After Tax)

$419 GHS 4,854

$349 GHS 4,040

20.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

30.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: October 25, 2026

Last update for Koforidua: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tema

$216 28.9%

Koforidua

$279 32.4% 29.3% $63

Monthly Utilities & Internet

Tema

$174 23.4%

Koforidua

$137 15.9% 21.5% $38

Eating Out

Tema

$144 * 19.3%

Koforidua

$177 20.5% 22.9% $33

Accommodation & Living

Tema

$72 9.7%

Koforidua

$175 20.3% 143% $103

Getting Around

Tema

$52 7%

Koforidua

$11 * 1.3% 78% $41

Clothing & Footwear

Tema

$47 6.3%

Koforidua

$56 6.5% 18.6% $8.8

Sport & Entertainment

Tema

$41 5.5%

Koforidua

$26 * 3% 35.8% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $127 in Tema versus $345 in Koforidua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Tema, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $28 in Tema versus $51 in Koforidua. Monthly groceries follow the same trend: $216 vs $279 – making Tema the more affordable choice for daily food spending.

Good to know

🇬🇭 Tema

🇬🇭 Koforidua

🕒 Local time

21:07 9:07 PM

Same time as Tema

🌤 Weather

👥 Population

160,000

130,000

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

On the map

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Between locations

Tema Koforidua 56 km

From you

Tema
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Koforidua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $746 in Tema, $861 in Koforidua – Tema comes out roughly 13% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,119 per month in Tema and $1,292 in Koforidua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tema, especially for central apartments: a one-bedroom in the center costs $127 there versus $345 in Koforidua.

Monthly expenses with rent come to $746 in Tema and $861 in Koforidua. That makes Tema about 13% cheaper.

Kindergarten costs $174 per month in Tema and $472 in Koforidua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.