Cost of Living Comparison Between Tema and Koforidua Cost of Living Comparison Between Tema and Koforidua

Monthly Cost of Living

A single person spends $624 per month in Tema vs $541 in Koforidua, rent included.

A couple spends around $995 per month in Tema vs $917 in Koforidua, rent included.

A family of three spends $1,365 per month in Tema vs $1,294 in Koforidua, rent included.

Tema costs about 15% more than Koforidua, driven mainly by Groceries & Markets.

Both Tema and Koforidua are more affordable than the global median – Tema 53% lower, Koforidua 60% lower.

Meal at Budget Restaurant

$7.19 GHS 83.0

$4.31 GHS 49.74

66.82%

Three-Course Dinner for Two, Mid-Range

$27.76 GHS 321

$46.91 GHS 542

-40.82%

Fast Food Meal (McDonalds, etc)

$7.82 GHS 90.3

$7.95 GHS 91.8

-1.64%

Cappuccino

$1.46 GHS 16.84

$3.49 GHS 40.28

-58.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 GHS 12.05

$1.01 GHS 11.62

2.97%

Water (0.33 liter bottle)

$0.31 GHS 3.57

$0.35 GHS 4.02

-11.43%

Local Beer (0.5 liter draught)

$1.74 GHS 20.04

$1.51 GHS 17.45

15.23%

Imported Beer (0.33 liter bottle)

$2.67 GHS 30.81

$2.46 GHS 28.38

8.54%

Milk (1 liter)

$3.05 GHS 35.25

$3.38 GHS 39.07

-9.76%

White Bread (500g)

$1.62 GHS 18.66

$1.51 GHS 17.45

7.28%

Rice (white) (1kg)

$1.56 GHS 18.06

$2.45 GHS 28.25

-36.33%

Eggs

$2.19 GHS 25.24

$2.27 GHS 26.26

-3.52%

Local Cheese (1kg)

$3.66 GHS 42.30

$11.22 GHS 130

-67.38%

Chicken Fillets (1kg)

$2.64 GHS 30.46

$4.69 GHS 54.2

-43.71%

Beef Round Steak (1kg)

$2.41 GHS 27.83

$6.06 GHS 70.0

-60.23%

Apples (1kg)

$2.83 GHS 32.68

$2.95 GHS 34.07

-4.07%

Banana (1kg)

$2.02 GHS 23.38

$1.44 GHS 16.64

40.28%

Oranges (1kg)

$2.09 GHS 24.13

$1.64 GHS 18.99

27.44%

Tomato (1kg)

$2.86 GHS 32.98

$3.14 GHS 36.30

-8.92%

Potato (1kg)

$1.82 GHS 20.99

$3.14 GHS 36.22

-42.04%

Onion (1kg)

$1.99 GHS 22.93

$2.35 GHS 27.09

-15.32%

Lettuce (1 head)

$0.64 GHS 7.39

$0.79 GHS 9.18

-18.99%

Water (1.5 liter bottle)

$0.88 GHS 10.13

$0.51 GHS 5.94

72.55%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 GHS 19.05

Wine (Bottle)

$7.04 GHS 81.3

Local Beer (0.5 liter bottle)

$0.88 GHS 10.11

$1.12 GHS 12.97

-21.43%

Imported Beer (0.33 liter bottle)

$1.87 GHS 21.60

One-way Ticket (Public Transport)

$2.10 GHS 24.28

Public Transport Monthly Pass (Regular Price)

$40.03 GHS 462

Taxi Start (Normal Tariff)

$1.36 GHS 15.76

$1.57 GHS 18.13

-13.38%

Taxi (Normal Tariff) (1km)

$0.76 GHS 8.76

$1.20 GHS 13.87

-36.67%

Taxi 1hour Waiting (Normal Tariff)

$5.61 GHS 64.8

Gasoline (1 liter)

$1.20 GHS 13.81

$1.07 GHS 12.36

12.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,037 GHS 92.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,628 GHS 111.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.32 GHS 362

$55.1 GHS 636

-43.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.42 GHS 143

$13.39 GHS 155

-7.24%

Internet (50+ Mbps, Unlimited Data)

$64.6 GHS 746

$37.56 GHS 434

71.99%

Gym Membership (Monthly)

$19.29 GHS 223

Cinema Ticket

$9.68 GHS 112

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 958

$73.8 GHS 852

12.49%

International Primary School, 1 Child (Yearly)

$8,100 GHS 93.6K

Jeans (Levis 501 Or Similar)

$24.46 GHS 282

$14.80 GHS 171

65.27%

Summer Dress (H&M, Zara, etc)

$24.21 GHS 280

$19.03 GHS 220

27.22%

Sport Shoes (Adidas, Nike)

$45.56 GHS 526

$28.59 GHS 330

59.36%

Men's Leather Business Shoes

$61.8 GHS 714

$41.83 GHS 483

47.74%

1-bedroom Apartment, City Center (Monthly)

$118 GHS 1,364

1-bedroom Apartment, Outside City Center (Monthly)

$65.8 GHS 760

3-bedroom Apartment, Outside City Center (Monthly)

$136 GHS 1,575

Buy Apartment in City Center (m2)

$9,960 GHS 115.0K

Buy Apartment Outside City Center (m2)

$6,047 GHS 69.8K

Average Monthly Net Salary (After Tax)

$414 GHS 4,777

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: July 13, 2026

Last update for Koforidua: July 11, 2026

Cost Breakdown

A mid-range dinner for two costs $28.00 in Tema versus $47.00 in Koforidua. Monthly groceries follow the same trend: $183 vs $236 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Koforidua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $624 in Tema, $541 in Koforidua – roughly 15% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $937 per month in Tema and $811 in Koforidua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $624 in Tema and $541 in Koforidua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $83.0 per month in Tema and $73.8 in Koforidua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $624 in Tema and $541 in Koforidua, leaving budget for savings and extras in both cases.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Koforidua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.