Cost of Living Comparison Between Koforidua and Tema Cost of Living Comparison Between Koforidua and Tema

Monthly Cost of Living

A single person spends $541 per month in Koforidua vs $624 in Tema, rent included.

A couple spends around $917 per month in Koforidua vs $995 in Tema, rent included.

A family of three spends $1,294 per month in Koforidua vs $1,365 in Tema, rent included.

Koforidua is about 13% cheaper than Tema, driven mainly by Groceries & Markets.

Both Koforidua and Tema are more affordable than the global median – Koforidua 60% lower, Tema 53% lower.

Meal at Budget Restaurant

$4.31 GHS 49.74

$7.19 GHS 83.0

-40.06%

Three-Course Dinner for Two, Mid-Range

$46.91 GHS 542

$27.76 GHS 321

68.98%

Fast Food Meal (McDonalds, etc)

$7.95 GHS 91.8

$7.82 GHS 90.3

1.66%

Cappuccino

$3.49 GHS 40.28

$1.46 GHS 16.84

139.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 GHS 11.62

$1.04 GHS 12.05

-2.88%

Water (0.33 liter bottle)

$0.35 GHS 4.02

$0.31 GHS 3.57

12.90%

Local Beer (0.5 liter draught)

$1.51 GHS 17.45

$1.74 GHS 20.04

-13.22%

Imported Beer (0.33 liter bottle)

$2.46 GHS 28.38

$2.67 GHS 30.81

-7.87%

Milk (1 liter)

$3.38 GHS 39.07

$3.05 GHS 35.25

10.82%

White Bread (500g)

$1.51 GHS 17.45

$1.62 GHS 18.66

-6.79%

Rice (white) (1kg)

$2.45 GHS 28.25

$1.56 GHS 18.06

57.05%

Eggs

$2.27 GHS 26.26

$2.19 GHS 25.24

3.65%

Local Cheese (1kg)

$11.22 GHS 130

$3.66 GHS 42.30

206.56%

Chicken Fillets (1kg)

$4.69 GHS 54.2

$2.64 GHS 30.46

77.65%

Beef Round Steak (1kg)

$6.06 GHS 70.0

$2.41 GHS 27.83

151.45%

Apples (1kg)

$2.95 GHS 34.07

$2.83 GHS 32.68

4.24%

Banana (1kg)

$1.44 GHS 16.64

$2.02 GHS 23.38

-28.71%

Oranges (1kg)

$1.64 GHS 18.99

$2.09 GHS 24.13

-21.53%

Tomato (1kg)

$3.14 GHS 36.30

$2.86 GHS 32.98

9.79%

Potato (1kg)

$3.14 GHS 36.22

$1.82 GHS 20.99

72.53%

Onion (1kg)

$2.35 GHS 27.09

$1.99 GHS 22.93

18.09%

Lettuce (1 head)

$0.79 GHS 9.18

$0.64 GHS 7.39

23.44%

Water (1.5 liter bottle)

$0.51 GHS 5.94

$0.88 GHS 10.13

-42.05%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 GHS 19.05

Wine (Bottle)

$7.04 GHS 81.3

Local Beer (0.5 liter bottle)

$1.12 GHS 12.97

$0.88 GHS 10.11

27.27%

Imported Beer (0.33 liter bottle)

$1.87 GHS 21.60

One-way Ticket (Public Transport)

$2.10 GHS 24.28

Public Transport Monthly Pass (Regular Price)

$40.03 GHS 462

Taxi Start (Normal Tariff)

$1.57 GHS 18.13

$1.36 GHS 15.76

15.44%

Taxi (Normal Tariff) (1km)

$1.20 GHS 13.87

$0.76 GHS 8.76

57.89%

Taxi 1hour Waiting (Normal Tariff)

$5.61 GHS 64.8

Gasoline (1 liter)

$1.07 GHS 12.36

$1.20 GHS 13.81

-10.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,037 GHS 92.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,628 GHS 111.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.1 GHS 636

$31.32 GHS 362

75.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.39 GHS 155

$12.42 GHS 143

7.81%

Internet (50+ Mbps, Unlimited Data)

$37.56 GHS 434

$64.6 GHS 746

-41.86%

Gym Membership (Monthly)

$19.29 GHS 223

Cinema Ticket

$9.68 GHS 112

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.8 GHS 852

$83.0 GHS 958

-11.10%

International Primary School, 1 Child (Yearly)

$8,100 GHS 93.6K

Jeans (Levis 501 Or Similar)

$14.80 GHS 171

$24.46 GHS 282

-39.49%

Summer Dress (H&M, Zara, etc)

$19.03 GHS 220

$24.21 GHS 280

-21.40%

Sport Shoes (Adidas, Nike)

$28.59 GHS 330

$45.56 GHS 526

-37.25%

Men's Leather Business Shoes

$41.83 GHS 483

$61.8 GHS 714

-32.31%

1-bedroom Apartment, City Center (Monthly)

$118 GHS 1,364

1-bedroom Apartment, Outside City Center (Monthly)

$65.8 GHS 760

3-bedroom Apartment, Outside City Center (Monthly)

$136 GHS 1,575

Buy Apartment in City Center (m2)

$9,960 GHS 115.0K

Buy Apartment Outside City Center (m2)

$6,047 GHS 69.8K

Average Monthly Net Salary (After Tax)

$414 GHS 4,777

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koforidua: July 11, 2026

Last update for Tema: July 13, 2026

Cost Breakdown

A mid-range dinner for two costs $47.00 in Koforidua versus $28.00 in Tema. Monthly groceries follow the same trend: $236 vs $183 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koforidua vs Tema: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $541 in Koforidua, $624 in Tema – roughly 15% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $811 per month in Koforidua and $937 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $541 in Koforidua and $624 in Tema. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $73.8 per month in Koforidua and $83.0 in Tema. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $541 in Koforidua and $624 in Tema, leaving budget for savings and extras in both cases.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Koforidua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.