Cost of Living Comparison Between Koforidua and Tema Cost of Living Comparison Between Koforidua and Tema

Monthly Cost of Living

A single person spends $687 per month in Koforidua vs $776 in Tema, rent included.

A couple spends around $1,162 per month in Koforidua vs $1,229 in Tema, rent included.

A family of three spends $1,636 per month in Koforidua vs $1,682 in Tema, rent included.

Koforidua is about 12% cheaper than Tema, driven mainly by Groceries & Markets.

Both Koforidua and Tema are more affordable than the global median – Koforidua 50% lower, Tema 44% lower.

Meal at Budget Restaurant

$8.10 GHS 92.5

$7.06 GHS 80.6

14.73%

Three-Course Dinner for Two, Mid-Range

$54.2 GHS 619

$28.37 GHS 324

91.01%

Fast Food Meal (McDonalds, etc)

$10.56 GHS 121

Cappuccino

$4.52 GHS 51.6

$5.36 GHS 61.2

-15.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 GHS 18.17

$0.91 GHS 10.43

74.73%

Water (0.33 liter bottle)

$0.48 GHS 5.51

$0.29 GHS 3.28

65.52%

Local Beer (0.5 liter draught)

$1.94 GHS 22.19

$3.29 GHS 37.60

-41.03%

Imported Beer (0.33 liter bottle)

$2.26 GHS 25.84

$2.68 GHS 30.61

-15.67%

Milk (1 liter)

$3.68 GHS 42.03

$3.29 GHS 37.53

11.85%

White Bread (500g)

$1.80 GHS 20.60

$1.62 GHS 18.49

11.11%

Rice (white) (1kg)

$3.31 GHS 37.75

$2.08 GHS 23.70

59.13%

Eggs

$2.71 GHS 30.91

$2.46 GHS 28.09

10.16%

Local Cheese (1kg)

$12.17 GHS 139

$4.32 GHS 49.38

181.71%

Chicken Fillets (1kg)

$7.24 GHS 82.7

$3.39 GHS 38.74

113.57%

Beef Round Steak (1kg)

$10.19 GHS 116

$3.64 GHS 41.54

179.95%

Apples (1kg)

$3.70 GHS 42.28

$2.61 GHS 29.77

41.76%

Banana (1kg)

$1.49 GHS 17.06

$2.25 GHS 25.64

-33.78%

Oranges (1kg)

$1.87 GHS 21.32

$2.24 GHS 25.54

-16.52%

Tomato (1kg)

$3.82 GHS 43.57

$3.53 GHS 40.36

8.22%

Potato (1kg)

$2.70 GHS 30.87

$3.60 GHS 41.07

-25.00%

Onion (1kg)

$2.81 GHS 32.15

$2.96 GHS 33.84

-5.07%

Lettuce (1 head)

$0.76 GHS 8.70

$0.46 GHS 5.23

65.22%

Water (1.5 liter bottle)

$0.61 GHS 6.98

$0.73 GHS 8.37

-16.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.62 GHS 29.96

$1.34 GHS 15.31

95.52%

Wine (Bottle)

$7.11 GHS 81.2

$9.05 GHS 103

-21.44%

Local Beer (0.5 liter bottle)

$1.32 GHS 15.11

$2.15 GHS 24.60

-38.60%

Imported Beer (0.33 liter bottle)

$2.35 GHS 26.81

$3.02 GHS 34.51

-22.19%

One-way Ticket (Public Transport)

$1.82 GHS 20.79

Public Transport Monthly Pass (Regular Price)

$43.17 GHS 493

Taxi Start (Normal Tariff)

$1.81 GHS 20.70

$2.16 GHS 24.67

-16.20%

Taxi (Normal Tariff) (1km)

$1.31 GHS 14.98

$0.43 GHS 4.91

204.65%

Taxi 1hour Waiting (Normal Tariff)

$4.35 GHS 49.63

Gasoline (1 liter)

$1.35 GHS 15.43

$1.17 GHS 13.35

15.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,011 GHS 91.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 116.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.7 GHS 865

$78.6 GHS 897

-3.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.77 GHS 226

$15.52 GHS 177

27.38%

Internet (50+ Mbps, Unlimited Data)

$44.25 GHS 505

$84.3 GHS 963

-47.51%

Gym Membership (Monthly)

$24.78 GHS 283

Cinema Ticket

$13.42 GHS 153

$8.72 GHS 99.5

53.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 GHS 5,323

$177 GHS 2,022

163.29%

International Primary School, 1 Child (Yearly)

$18.8K GHS 215.2K

$2,633 GHS 30.1K

615.71%

Jeans (Levis 501 Or Similar)

$14.46 GHS 165

$13.25 GHS 151

9.13%

Summer Dress (H&M, Zara, etc)

$19.09 GHS 218

$16.17 GHS 185

18.06%

Sport Shoes (Adidas, Nike)

$37.74 GHS 431

$44.66 GHS 510

-15.49%

Men's Leather Business Shoes

$54.4 GHS 621

$33.62 GHS 384

61.72%

1-bedroom Apartment, City Center (Monthly)

$131 GHS 1,493

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 GHS 853

3-bedroom Apartment, City Center (Monthly)

$449 GHS 5,132

3-bedroom Apartment, Outside City Center (Monthly)

$219 GHS 2,496

Buy Apartment in City Center (m2)

$10.1K GHS 114.8K

Buy Apartment Outside City Center (m2)

$5,994 GHS 68.4K

Average Monthly Net Salary (After Tax)

$433 GHS 4,947

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

-23.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koforidua: September 7, 2026

Last update for Tema: September 7, 2026

Cost Breakdown

A mid-range dinner for two costs $54.0 in Koforidua versus $28.00 in Tema. Monthly groceries follow the same trend: $286 vs $223 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koforidua vs Tema: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $687 in Koforidua, $776 in Tema – roughly 13% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,030 per month in Koforidua and $1,165 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $687 in Koforidua and $776 in Tema. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $466 per month in Koforidua and $177 in Tema. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $687 in Koforidua and $776 in Tema, leaving budget for savings and extras in both cases.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Koforidua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.