Cost of Living Comparison Between Koforidua and Tema Cost of Living Comparison Between Koforidua and Tema

Monthly Cost of Living

A single person spends $529 per month in Koforidua vs $611 in Tema, rent included.

A couple spends around $925 per month in Koforidua vs $989 in Tema, rent included.

A family of three spends $1,321 per month in Koforidua vs $1,367 in Tema, rent included.

Koforidua is about 13% cheaper than Tema, driven mainly by Groceries & Markets.

Both Koforidua and Tema are more affordable than the global median – Koforidua 61% lower, Tema 54% lower.

Meal at Budget Restaurant

$4.30 GHS 50.5

$7.50 GHS 88.0

-42.67%

Three-Course Dinner for Two, Mid-Range

$48.22 GHS 566

$27.73 GHS 326

73.89%

Fast Food Meal (McDonalds, etc)

$7.87 GHS 92.4

$8.18 GHS 96.0

-3.79%

Cappuccino

$3.43 GHS 40.31

$1.46 GHS 17.14

134.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.74

$1.00 GHS 11.78

Water (0.33 liter bottle)

$0.34 GHS 4.04

$0.33 GHS 3.93

3.03%

Local Beer (0.5 liter draught)

$1.57 GHS 18.45

$1.74 GHS 20.38

-9.77%

Imported Beer (0.33 liter bottle)

$2.54 GHS 29.80

$2.69 GHS 31.63

-5.58%

Milk (1 liter)

$3.37 GHS 39.58

$2.98 GHS 34.94

13.09%

White Bread (500g)

$1.48 GHS 17.40

$1.68 GHS 19.69

-11.90%

Rice (white) (1kg)

$2.36 GHS 27.73

$1.55 GHS 18.22

52.26%

Eggs

$2.29 GHS 26.93

$2.18 GHS 25.64

5.05%

Local Cheese (1kg)

$10.92 GHS 128

$3.72 GHS 43.73

193.55%

Chicken Fillets (1kg)

$4.72 GHS 55.4

$2.73 GHS 32.08

72.89%

Beef Round Steak (1kg)

$6.04 GHS 70.9

$2.44 GHS 28.63

147.54%

Apples (1kg)

$3.01 GHS 35.30

$2.71 GHS 31.76

11.07%

Banana (1kg)

$1.45 GHS 16.99

$2.08 GHS 24.38

-30.29%

Oranges (1kg)

$1.69 GHS 19.79

$2.07 GHS 24.27

-18.36%

Tomato (1kg)

$3.04 GHS 35.68

$2.89 GHS 33.97

5.19%

Potato (1kg)

$3.15 GHS 37.00

$1.84 GHS 21.60

71.20%

Onion (1kg)

$2.45 GHS 28.79

$1.97 GHS 23.15

24.37%

Lettuce (1 head)

$0.80 GHS 9.38

$0.61 GHS 7.16

31.15%

Water (1.5 liter bottle)

$0.52 GHS 6.10

$0.82 GHS 9.63

-36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 19.29

Wine (Bottle)

$7.06 GHS 82.9

$7.21 GHS 84.7

-2.08%

Local Beer (0.5 liter bottle)

$1.12 GHS 13.18

$0.82 GHS 9.66

36.59%

Imported Beer (0.33 liter bottle)

$1.87 GHS 21.97

One-way Ticket (Public Transport)

$2.03 GHS 23.87

Public Transport Monthly Pass (Regular Price)

$39.80 GHS 467

Taxi Start (Normal Tariff)

$1.62 GHS 18.99

$1.42 GHS 16.64

14.08%

Taxi (Normal Tariff) (1km)

$1.16 GHS 13.67

$0.77 GHS 9.00

50.65%

Taxi 1hour Waiting (Normal Tariff)

$5.57 GHS 65.4

Gasoline (1 liter)

$1.11 GHS 13.08

$1.19 GHS 13.98

-6.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,904 GHS 92.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,820 GHS 115.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.5 GHS 664

$30.84 GHS 362

83.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.43 GHS 158

$12.26 GHS 144

9.54%

Internet (50+ Mbps, Unlimited Data)

$37.85 GHS 444

$64.6 GHS 759

-41.42%

Gym Membership (Monthly)

$19.37 GHS 227

Cinema Ticket

$9.78 GHS 115

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.1 GHS 858

$82.4 GHS 967

-11.27%

International Primary School, 1 Child (Yearly)

$8,163 GHS 95.8K

Jeans (Levis 501 Or Similar)

$14.35 GHS 169

$25.07 GHS 294

-42.76%

Summer Dress (H&M, Zara, etc)

$19.16 GHS 225

$24.67 GHS 290

-22.33%

Sport Shoes (Adidas, Nike)

$29.61 GHS 348

$45.82 GHS 538

-35.38%

Men's Leather Business Shoes

$40.81 GHS 479

$60.6 GHS 712

-32.68%

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,371

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 782

3-bedroom Apartment, Outside City Center (Monthly)

$139 GHS 1,629

Buy Apartment in City Center (m2)

$10.0K GHS 117.6K

Buy Apartment Outside City Center (m2)

$6,030 GHS 70.8K

Average Monthly Net Salary (After Tax)

$390 GHS 4,576

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koforidua: May 31, 2026

Last update for Tema: May 31, 2026

Cost Breakdown

A mid-range dinner for two costs $48.00 in Koforidua versus $28.00 in Tema. Monthly groceries follow the same trend: $235 vs $183 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koforidua vs Tema: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $529 in Koforidua, $611 in Tema – roughly 15% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $794 per month in Koforidua and $916 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $529 in Koforidua and $611 in Tema. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $73.1 per month in Koforidua and $82.4 in Tema. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $529 in Koforidua and $611 in Tema, leaving budget for savings and extras in both cases.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Koforidua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.