Last update: Oct 2026

Cost of Living Comparison Between Koforidua and Tema

For one person, living is cheaper in Tema: $746 a month against $861 in Koforidua, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Koforidua
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Koforidua Living Index
36

Cost of Living Index in Tema
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Tema Living Index

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Koforidua

🇬🇭 Ghana

$861

/mo nomad

Tema

🇬🇭 Ghana

$746

/mo nomad

Monthly Cost of Living

How much you'll spend in Koforidua and in Tema

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koforidua and in Tema actually costs, broken down by who's living it.

A single person spends $861 per month in Koforidua vs $746 in Tema, rent included.

Koforidua $861
Tema $746

A couple spends around $1,369 per month in Koforidua vs $1,186 in Tema, rent included.

Koforidua $1,369
Tema $1,186

A family of three spends $1,877 per month in Koforidua vs $1,627 in Tema, rent included.

Koforidua $1,877
Tema $1,627

Koforidua costs about 15% more than Tema, and outside of rent the biggest gap is in groceries.

Both Koforidua and Tema are more affordable than the global median – Koforidua 37% lower, Tema 45% lower.

Meal at Budget Restaurant

$8.64 GHS 100

$7.04 GHS 81.6

22.73%

Three-Course Dinner for Two, Mid-Range

$51.1 GHS 592

$27.68 GHS 321

84.61%

Fast Food Meal (McDonalds, etc)

$10.38 GHS 120

Cappuccino

$4.52 GHS 52.4

$5.09 GHS 59.0

-11.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 GHS 17.91

$0.85 GHS 9.79

82.35%

Water (0.33 liter bottle)

$0.44 GHS 5.08

$0.30 GHS 3.48

46.67%

Local Beer (0.5 liter draught)

$1.90 GHS 21.98

$3.31 GHS 38.31

-42.60%

Imported Beer (0.33 liter bottle)

$2.29 GHS 26.52

$2.56 GHS 29.59

-10.55%

Milk (1 liter)

$3.60 GHS 41.71

$3.25 GHS 37.67

10.77%

White Bread (500g)

$1.67 GHS 19.33

$1.54 GHS 17.83

8.44%

Rice (white) (1kg)

$3.10 GHS 35.95

$1.98 GHS 22.93

56.57%

Eggs

$2.60 GHS 30.16

$2.37 GHS 27.44

9.70%

Local Cheese (1kg)

$12.11 GHS 140

$4.27 GHS 49.40

183.61%

Chicken Fillets (1kg)

$7.21 GHS 83.5

$3.18 GHS 36.79

126.73%

Beef Round Steak (1kg)

$9.96 GHS 115

$3.43 GHS 39.70

190.38%

Apples (1kg)

$3.59 GHS 41.61

$2.63 GHS 30.42

36.50%

Banana (1kg)

$1.44 GHS 16.70

$2.11 GHS 24.42

-31.75%

Oranges (1kg)

$1.86 GHS 21.49

$2.20 GHS 25.43

-15.45%

Tomato (1kg)

$3.54 GHS 41.03

$3.48 GHS 40.33

1.72%

Potato (1kg)

$2.67 GHS 30.91

$3.34 GHS 38.69

-20.06%

Onion (1kg)

$2.68 GHS 31.04

$2.75 GHS 31.86

-2.55%

Lettuce (1 head)

$0.72 GHS 8.32

$0.44 GHS 5.14

63.64%

Water (1.5 liter bottle)

$0.61 GHS 7.04

$0.66 GHS 7.60

-7.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.54 GHS 29.36

$1.32 GHS 15.26

92.42%

Wine (Bottle)

$7.23 GHS 83.7

$8.67 GHS 100

-16.61%

Local Beer (0.5 liter bottle)

$1.30 GHS 15.01

$2.16 GHS 25.07

-39.81%

Imported Beer (0.33 liter bottle)

$2.45 GHS 28.35

$3.04 GHS 35.22

-19.41%

One-way Ticket (Public Transport)

$0.84 GHS 9.77

$1.69 GHS 19.58

-50.30%

Public Transport Monthly Pass (Regular Price)

$41.27 GHS 478

Taxi Start (Normal Tariff)

$1.75 GHS 20.28

$2.11 GHS 24.45

-17.06%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.75

$0.41 GHS 4.80

209.76%

Taxi 1hour Waiting (Normal Tariff)

$4.32 GHS 49.98

Gasoline (1 liter)

$1.36 GHS 15.80

$1.14 GHS 13.22

19.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,088 GHS 93.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K GHS 233.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.1 GHS 858

$76.6 GHS 887

-3.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.07 GHS 221

$14.89 GHS 172

28.07%

Internet (50+ Mbps, Unlimited Data)

$43.69 GHS 506

$83.0 GHS 961

-47.36%

Gym Membership (Monthly)

$23.21 GHS 269

Cinema Ticket

$13.07 GHS 151

$8.76 GHS 101

49.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 GHS 5,467

$174 GHS 2,012

171.72%

International Primary School, 1 Child (Yearly)

$18.8K GHS 217.7K

$2,582 GHS 29.9K

628.29%

Jeans (Levis 501 Or Similar)

$14.42 GHS 167

$12.97 GHS 150

11.18%

Summer Dress (H&M, Zara, etc)

$18.80 GHS 218

$15.23 GHS 176

23.44%

Sport Shoes (Adidas, Nike)

$36.97 GHS 428

$43.68 GHS 506

-15.36%

Men's Leather Business Shoes

$54.0 GHS 626

$32.85 GHS 380

64.51%

1-bedroom Apartment, City Center (Monthly)

$345 GHS 4,000

$127 GHS 1,469

172.31%

1-bedroom Apartment, Outside City Center (Monthly)

$175 GHS 2,028

$72.0 GHS 833

143.35%

3-bedroom Apartment, City Center (Monthly)

$524 GHS 6,072

$436 GHS 5,048

20.29%

3-bedroom Apartment, Outside City Center (Monthly)

$255 GHS 2,958

$217 GHS 2,511

17.80%

Buy Apartment in City Center (m2)

$9,800 GHS 113.5K

Buy Apartment Outside City Center (m2)

$5,945 GHS 68.8K

Average Monthly Net Salary (After Tax)

$349 GHS 4,040

$419 GHS 4,854

-16.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

-23.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koforidua: October 25, 2026

Last update for Tema: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Koforidua

$279 32.4%

Tema

$216 28.9% 22.7% $63

Eating Out

Koforidua

$177 20.5%

Tema

$144 * 19.3% 18.6% $33

Accommodation & Living

Koforidua

$175 20.3%

Tema

$72 9.7% 58.9% $103

Monthly Utilities & Internet

Koforidua

$137 15.9%

Tema

$174 23.4% 27.4% $38

Clothing & Footwear

Koforidua

$56 6.5%

Tema

$47 6.3% 15.7% $8.8

Sport & Entertainment

Koforidua

$26 * 3%

Tema

$41 5.5% 55.7% $15

Getting Around

Koforidua

$11 * 1.3%

Tema

$52 7% 355% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $345 in Koforidua versus $127 in Tema. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Tema, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51 in Koforidua versus $28 in Tema. Monthly groceries follow the same trend: $279 vs $216 – making Tema the more affordable choice for daily food spending.

Good to know

🇬🇭 Koforidua

🇬🇭 Tema

🕒 Local time

14:53 2:53 PM

Same time as Koforidua

🌤 Weather

👥 Population

130,000

160,000

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

On the map

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Between locations

Koforidua Tema 56 km

From you

Koforidua
Tema

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koforidua vs Tema: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $861 in Koforidua, $746 in Tema – roughly 15% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,292 per month in Koforidua and $1,119 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tema, especially for central apartments: a one-bedroom in the center costs $127 there versus $345 in Koforidua.

Monthly expenses with rent come to $861 in Koforidua and $746 in Tema. That’s a gap of about 15%.

Kindergarten costs $472 per month in Koforidua and $174 in Tema. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.