Cost of Living Comparison Between Tema and Ho Cost of Living Comparison Between Tema and Ho

😐 Solo nomad: Tema is 47.2% more expensive than Ho without rent, and 82.3% more expensive with rent.

😐 Family of 3: Tema is 59.6% more expensive than Ho without rent, and 88.5% more expensive with rent.

Meal at Budget Restaurant

$7.28 GHS 78.5

$2.94 GHS 31.69

147.62%

Three-Course Dinner for Two, Mid-Range

$28.15 GHS 304

$9.61 GHS 104

192.92%

Fast Food Meal (McDonalds, etc)

$8.11 GHS 87.4

$3.85 GHS 41.46

110.65%

Cappuccino

$1.44 GHS 15.53

$1.50 GHS 16.13

-4.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 10.74

$0.51 GHS 5.49

96.08%

Water (0.33 liter bottle)

$0.33 GHS 3.56

$0.30 GHS 3.25

10.00%

Local Beer (0.5 liter draught)

$1.77 GHS 19.11

$0.51 GHS 5.46

247.06%

Imported Beer (0.33 liter bottle)

$2.73 GHS 29.44

$0.80 GHS 8.57

241.25%

Milk (1 liter)

$2.93 GHS 31.56

$1.19 GHS 12.82

146.22%

White Bread (500g)

$1.62 GHS 17.45

$0.47 GHS 5.10

244.68%

Rice (white) (1kg)

$1.54 GHS 16.62

$0.82 GHS 8.81

87.80%

Eggs

$2.25 GHS 24.27

$2.32 GHS 25.01

-3.02%

Local Cheese (1kg)

$3.75 GHS 40.44

$11.27 GHS 121

-66.73%

Chicken Fillets (1kg)

$2.61 GHS 28.17

$4.42 GHS 47.70

-40.95%

Beef Round Steak (1kg)

$2.51 GHS 27.08

$5.47 GHS 59.0

-54.11%

Apples (1kg)

$2.71 GHS 29.16

$2.20 GHS 23.67

23.18%

Banana (1kg)

$2.09 GHS 22.52

$1.02 GHS 10.95

104.90%

Oranges (1kg)

$2.09 GHS 22.54

$1.00 GHS 10.79

109.00%

Tomato (1kg)

$2.95 GHS 31.85

$0.98 GHS 10.60

201.02%

Potato (1kg)

$1.86 GHS 20.08

$1.93 GHS 20.77

-3.63%

Onion (1kg)

$1.90 GHS 20.53

$1.01 GHS 10.86

88.12%

Lettuce (1 head)

$0.60 GHS 6.48

$0.28 GHS 2.98

114.29%

Water (1.5 liter bottle)

$0.82 GHS 8.86

$0.51 GHS 5.49

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.67

Wine (Bottle)

$8.31 GHS 89.6

$3.31 GHS 35.67

151.06%

Local Beer (0.5 liter bottle)

$0.84 GHS 9.04

$0.61 GHS 6.56

37.70%

Imported Beer (0.33 liter bottle)

$1.20 GHS 12.91

One-way Ticket (Public Transport)

$2.09 GHS 22.51

Public Transport Monthly Pass (Regular Price)

$39.44 GHS 425

Taxi Start (Normal Tariff)

$1.41 GHS 15.21

$1.53 GHS 16.55

-7.84%

Taxi (Normal Tariff) (1km)

$0.72 GHS 7.81

$1.16 GHS 12.48

-37.93%

Taxi 1hour Waiting (Normal Tariff)

$5.64 GHS 60.8

Gasoline (1 liter)

$1.22 GHS 13.17

$1.01 GHS 10.89

20.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,818 GHS 62.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,666 GHS 82.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.29 GHS 326

$24.79 GHS 267

22.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.19 GHS 131

$13.11 GHS 141

-7.02%

Internet (50+ Mbps, Unlimited Data)

$64.0 GHS 690

$14.36 GHS 155

345.68%

Gym Membership (Monthly)

$19.50 GHS 210

Cinema Ticket

$9.42 GHS 102

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 895

$71.6 GHS 771

16.00%

International Primary School, 1 Child (Yearly)

$7,961 GHS 85.8K

Jeans (Levis 501 Or Similar)

$24.51 GHS 264

$14.36 GHS 155

70.68%

Summer Dress (H&M, Zara, etc)

$24.26 GHS 262

$19.05 GHS 205

27.35%

Sport Shoes (Adidas, Nike)

$45.82 GHS 494

$29.59 GHS 319

54.85%

Men's Leather Business Shoes

$61.3 GHS 661

$41.85 GHS 451

46.57%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,283

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 718

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,490

Buy Apartment in City Center (m2)

$9,953 GHS 107.3K

Buy Apartment Outside City Center (m2)

$6,055 GHS 65.3K

Average Monthly Net Salary (After Tax)

$464 GHS 5,000

$111 GHS 1,200

316.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: March 3, 2026

Last update for Ho: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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