Cost of Living Comparison Between Tema and Ho Cost of Living Comparison Between Tema and Ho

😐 Solo nomad: Tema is 72.2% more expensive than Ho without rent, and 86.2% more expensive with rent.

😐 Family of 3: Tema is 40.6% more expensive than Ho without rent, and 87% more expensive with rent.

Meal at Budget Restaurant

$7.59 GHS 77.6

$2.86 GHS 29.24

165.38%

Three-Course Dinner for Two, Mid-Range

$28.14 GHS 288

$9.72 GHS 99.3

189.51%

Fast Food Meal (McDonalds, etc)

$8.14 GHS 83.2

$3.97 GHS 40.56

105.04%

Cappuccino

$1.45 GHS 14.77

$1.49 GHS 15.23

-2.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 GHS 10.58

$0.51 GHS 5.26

103.92%

Water (0.33 liter bottle)

$0.31 GHS 3.16

$0.3 GHS 3.08

3.33%

Local Beer (0.5 liter draught)

$1.78 GHS 18.17

$0.47 GHS 4.8

278.72%

Imported Beer (0.33 liter bottle)

$2.63 GHS 26.93

$0.74 GHS 7.6

255.41%

Milk (1 liter)

$3.06 GHS 31.32

$1.14 GHS 11.7

168.42%

White Bread (500g)

$1.61 GHS 16.5

$0.47 GHS 4.77

242.55%

Rice (white) (1kg)

$1.48 GHS 15.14

$0.82 GHS 8.37

80.49%

Eggs

$2.15 GHS 21.93

$2.3 GHS 23.54

-6.52%

Local Cheese (1kg)

$3.78 GHS 38.65

$11.3 GHS 115

-66.55%

Chicken Fillets (1kg)

$2.61 GHS 26.64

$4.42 GHS 45.12

-40.95%

Beef Round Steak (1kg)

$2.51 GHS 25.64

$5.21 GHS 53.2

-51.82%

Apples (1kg)

$2.81 GHS 28.75

$2.18 GHS 22.28

28.90%

Banana (1kg)

$2.03 GHS 20.71

$0.94 GHS 9.64

115.96%

Oranges (1kg)

$2.11 GHS 21.52

$0.93 GHS 9.46

126.88%

Tomato (1kg)

$2.85 GHS 29.1

$0.99 GHS 10.11

187.88%

Potato (1kg)

$1.84 GHS 18.8

$1.91 GHS 19.53

-3.66%

Onion (1kg)

$1.99 GHS 20.37

$0.99 GHS 10.13

101.01%

Lettuce (1 head)

$0.6 GHS 6.09

$0.3 GHS 3.11

100.00%

Water (1.5 liter bottle)

$0.82 GHS 8.41

$0.51 GHS 5.16

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 16.03

Wine (Bottle)

$8.47 GHS 86.5

$3.14 GHS 32.06

169.75%

Local Beer (0.5 liter bottle)

$0.9 GHS 9.22

$0.6 GHS 6.12

50.00%

Imported Beer (0.33 liter bottle)

$1.14 GHS 11.68

One-way Ticket (Public Transport)

$2.03 GHS 20.77

Public Transport Monthly Pass (Regular Price)

$40 GHS 409

Taxi Start (Normal Tariff)

$1.35 GHS 13.81

$1.56 GHS 15.97

-13.46%

Taxi (Normal Tariff) (1km)

$0.77 GHS 7.89

$1.17 GHS 11.99

-34.19%

Taxi 1hour Waiting (Normal Tariff)

$5.4 GHS 55.2

Gasoline (1 liter)

$1.24 GHS 12.63

$0.93 GHS 9.48

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,896 GHS 60.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,634 GHS 78K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.3 GHS 310

$24.68 GHS 252

22.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.36 GHS 126

$12.98 GHS 133

-4.78%

Internet (50+ Mbps, Unlimited Data)

$65.1 GHS 665

$14.63 GHS 150

344.70%

Gym Membership (Monthly)

$19.3 GHS 197

Cinema Ticket

$9.52 GHS 97.3

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 863

$71.7 GHS 732

17.88%

International Primary School, 1 Child (Yearly)

$7,914 GHS 80.9K

Jeans (Levis 501 Or Similar)

$24.96 GHS 255

$14.55 GHS 149

71.55%

Summer Dress (H&M, Zara, etc)

$25.06 GHS 256

$19.04 GHS 195

31.62%

Sport Shoes (Adidas, Nike)

$45.51 GHS 465

$28.59 GHS 292

59.18%

Men's Leather Business Shoes

$61.3 GHS 626

$41.18 GHS 421

48.86%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,217

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 676

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,403

Buy Apartment in City Center (m2)

$9,903 GHS 101.2K

Buy Apartment Outside City Center (m2)

$5,881 GHS 60.1K

Average Monthly Net Salary (After Tax)

$464 GHS 4,739

$109 GHS 1,111

326.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: October 29, 2025

Last update for Ho: October 29, 2025

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