Cost of Living Comparison Between Tema and Ho Cost of Living Comparison Between Tema and Ho

😐 Solo nomad: Tema is 91% more expensive than Ho without rent, and 86.5% more expensive with rent.

😐 Family of 3: Tema is 74.2% more expensive than Ho without rent, and 86.3% more expensive with rent.

Meal at Budget Restaurant

$7.33 GHS 79.6

$2.91 GHS 31.53

151.89%

Three-Course Dinner for Two, Mid-Range

$27.95 GHS 303

$9.98 GHS 108

180.06%

Fast Food Meal (McDonalds, etc)

$7.86 GHS 85.3

$3.96 GHS 42.95

98.48%

Cappuccino

$1.44 GHS 15.65

$1.50 GHS 16.25

-4.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.75

$0.47 GHS 5.08

110.64%

Water (0.33 liter bottle)

$0.33 GHS 3.60

$0.30 GHS 3.29

10.00%

Local Beer (0.5 liter draught)

$1.80 GHS 19.50

$0.51 GHS 5.49

252.94%

Imported Beer (0.33 liter bottle)

$2.68 GHS 29.13

$0.77 GHS 8.31

248.05%

Milk (1 liter)

$3.03 GHS 32.85

$1.20 GHS 13.03

152.50%

White Bread (500g)

$1.61 GHS 17.43

$0.50 GHS 5.48

222.00%

Rice (white) (1kg)

$1.49 GHS 16.12

$0.82 GHS 8.88

81.71%

Eggs

$2.19 GHS 23.80

$2.35 GHS 25.45

-6.81%

Local Cheese (1kg)

$3.73 GHS 40.51

$11.32 GHS 123

-67.05%

Chicken Fillets (1kg)

$2.66 GHS 28.83

$4.36 GHS 47.28

-38.99%

Beef Round Steak (1kg)

$2.48 GHS 26.89

$5.25 GHS 57.0

-52.76%

Apples (1kg)

$2.80 GHS 30.37

$2.19 GHS 23.76

27.85%

Banana (1kg)

$2.09 GHS 22.69

$1.01 GHS 10.93

106.93%

Oranges (1kg)

$2.07 GHS 22.42

$0.93 GHS 10.05

122.58%

Tomato (1kg)

$2.92 GHS 31.65

$0.98 GHS 10.65

197.96%

Potato (1kg)

$1.81 GHS 19.68

$1.89 GHS 20.54

-4.23%

Onion (1kg)

$1.97 GHS 21.33

$0.96 GHS 10.41

105.21%

Lettuce (1 head)

$0.63 GHS 6.88

$0.28 GHS 3.02

125.00%

Water (1.5 liter bottle)

$0.80 GHS 8.70

$0.51 GHS 5.50

56.86%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.76

Wine (Bottle)

$8.51 GHS 92.3

$3.28 GHS 35.60

159.45%

Local Beer (0.5 liter bottle)

$0.87 GHS 9.49

$0.60 GHS 6.55

45.00%

Imported Beer (0.33 liter bottle)

$1.15 GHS 12.44

One-way Ticket (Public Transport)

$2.03 GHS 22.00

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

Taxi Start (Normal Tariff)

$1.35 GHS 14.68

$1.57 GHS 17.03

-14.01%

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.37

$1.22 GHS 13.26

-36.89%

Taxi 1hour Waiting (Normal Tariff)

$5.63 GHS 61.1

Gasoline (1 liter)

$1.18 GHS 12.78

$0.95 GHS 10.28

24.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,796 GHS 62.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,807 GHS 84.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.93 GHS 336

$24.17 GHS 262

27.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.38 GHS 134

$13.25 GHS 144

-6.57%

Internet (50+ Mbps, Unlimited Data)

$64.7 GHS 702

$14.79 GHS 160

337.59%

Gym Membership (Monthly)

$19.37 GHS 210

Cinema Ticket

$9.56 GHS 104

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 916

$73.3 GHS 795

15.24%

International Primary School, 1 Child (Yearly)

$8,066 GHS 87.5K

Jeans (Levis 501 Or Similar)

$24.45 GHS 265

$14.85 GHS 161

64.65%

Summer Dress (H&M, Zara, etc)

$24.41 GHS 265

$19.24 GHS 209

26.87%

Sport Shoes (Adidas, Nike)

$45.52 GHS 494

$28.57 GHS 310

59.33%

Men's Leather Business Shoes

$62.1 GHS 673

$41.24 GHS 447

50.48%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,294

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 724

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,502

Buy Apartment in City Center (m2)

$10.1K GHS 109.9K

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.3K

Average Monthly Net Salary (After Tax)

$455 GHS 4,941

$114 GHS 1,236

299.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: January 12, 2026

Last update for Ho: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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