Cost of Living Comparison Between Tema and Cape Coast Cost of Living Comparison Between Tema and Cape Coast

🙂 Solo nomad: Tema is 1.3% cheaper than Cape Coast without rent, and 22.3% cheaper with rent.
😐 Family of 3: Tema is 8.2% more expensive than Cape Coast without rent, and 23.2% cheaper with rent.
Currency
🍽 Eating Out
Tema
Cape Coast
Difference
Meal at Budget Restaurant
$7.28 GHS 78.5
$4.47 GHS 48.26
62.86%
Three-Course Dinner for Two, Mid-Range
$28.15 GHS 304
$47.33 GHS 511
-40.52%
Fast Food Meal (McDonalds, etc)
$8.11 GHS 87.5
$7.70 GHS 83.1
5.32%
Cappuccino
$1.44 GHS 15.55
$3.63 GHS 39.12
-60.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.00 GHS 10.75
$0.93 GHS 10.01
7.53%
Water (0.33 liter bottle)
$0.33 GHS 3.56
$0.37 GHS 4.03
-10.81%
Local Beer (0.5 liter draught)
$1.77 GHS 19.12
$1.50 GHS 16.23
18.00%
Imported Beer (0.33 liter bottle)
$2.73 GHS 29.47
$2.55 GHS 27.53
7.06%
🛒 Groceries & Markets
Tema
Cape Coast
Difference
Milk (1 liter)
$2.93 GHS 31.59
$3.33 GHS 35.98
-12.01%
White Bread (500g)
$1.62 GHS 17.46
$1.46 GHS 15.71
10.96%
Rice (white) (1kg)
$1.54 GHS 16.64
$2.34 GHS 25.26
-34.19%
Eggs
$2.25 GHS 24.29
$2.28 GHS 24.57
-1.32%
Local Cheese (1kg)
$3.75 GHS 40.47
$11.22 GHS 121
-66.58%
Chicken Fillets (1kg)
$2.61 GHS 28.19
$4.70 GHS 50.8
-44.47%
Beef Round Steak (1kg)
$2.51 GHS 27.10
$5.81 GHS 62.7
-56.80%
Apples (1kg)
$2.71 GHS 29.19
$2.93 GHS 31.65
-7.51%
Banana (1kg)
$2.09 GHS 22.54
$1.44 GHS 15.50
45.14%
Oranges (1kg)
$2.09 GHS 22.56
$1.66 GHS 17.86
25.90%
Tomato (1kg)
$2.95 GHS 31.88
$3.18 GHS 34.27
-7.23%
Potato (1kg)
$1.86 GHS 20.10
$3.12 GHS 33.63
-40.38%
Onion (1kg)
$1.90 GHS 20.55
$2.37 GHS 25.57
-19.83%
Lettuce (1 head)
$0.60 GHS 6.49
$0.81 GHS 8.79
-25.93%
Water (1.5 liter bottle)
$0.82 GHS 8.87
$0.52 GHS 5.65
57.69%
Cigarettes 20 Pack (Marlboro, Camel)
-
$1.60 GHS 17.23
-
Wine (Bottle)
$8.31 GHS 89.7
$6.32 GHS 68.2
31.49%
Local Beer (0.5 liter bottle)
$0.84 GHS 9.05
$1.13 GHS 12.18
-25.66%
Imported Beer (0.33 liter bottle)
-
$1.88 GHS 20.29
-
🚌 Getting Around
Tema
Cape Coast
Difference
One-way Ticket (Public Transport)
$2.09 GHS 22.53
-
-
Public Transport Monthly Pass (Regular Price)
$39.44 GHS 426
-
-
Taxi Start (Normal Tariff)
$1.41 GHS 15.22
$1.62 GHS 17.48
-12.96%
Taxi (Normal Tariff) (1km)
$0.72 GHS 7.82
$1.18 GHS 12.73
-38.98%
Taxi 1hour Waiting (Normal Tariff)
-
$5.40 GHS 58.2
-
Gasoline (1 liter)
$1.22 GHS 13.18
$1.07 GHS 11.58
14.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$7,965 GHS 85.9K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$9,490 GHS 102.4K
-
🧾 Monthly Utilities & Internet
Tema
Cape Coast
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$30.29 GHS 327
$56.3 GHS 608
-46.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.19 GHS 132
$13.10 GHS 141
-6.95%
Internet (50+ Mbps, Unlimited Data)
$64.0 GHS 691
$37.47 GHS 404
70.80%
🎉 Sport & Entertainment
Tema
Cape Coast
Difference
Gym Membership (Monthly)
$19.50 GHS 210
-
-
Cinema Ticket
-
$9.85 GHS 106
-
🧸 Childcare & Education
Tema
Cape Coast
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$83.0 GHS 896
$72.1 GHS 778
15.08%
International Primary School, 1 Child (Yearly)
-
$8,062 GHS 87.0K
-
👕👟 Clothing & Footwear
Tema
Cape Coast
Difference
Jeans (Levis 501 Or Similar)
$24.51 GHS 265
$14.57 GHS 157
68.22%
Summer Dress (H&M, Zara, etc)
$24.26 GHS 262
$19.02 GHS 205
27.55%
Sport Shoes (Adidas, Nike)
$45.82 GHS 494
$29.05 GHS 313
57.73%
Men's Leather Business Shoes
$61.3 GHS 662
$40.53 GHS 437
51.34%
🏠 Accommodation & Living
Tema
Cape Coast
Difference
1-bedroom Apartment, City Center (Monthly)
$119 GHS 1,284
$703 GHS 7,586
-83.07%
1-bedroom Apartment, Outside City Center (Monthly)
$66.6 GHS 719
$255 GHS 2,754
-73.90%
3-bedroom Apartment, City Center (Monthly)
-
$1,402 GHS 15.1K
-
3-bedroom Apartment, Outside City Center (Monthly)
$138 GHS 1,491
$551 GHS 5,948
-74.93%
Buy Apartment in City Center (m2)
$9,953 GHS 107.4K
-
-
Buy Apartment Outside City Center (m2)
$6,055 GHS 65.3K
-
-
💵 Salaries & Financials
Tema
Cape Coast
Difference
Average Monthly Net Salary (After Tax)
$464 GHS 5,005
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
32.5
25.4
27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: March 3, 2026

Last update for Cape Coast: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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