Last update: Oct 2026

Cost of Living Comparison Between Te Awamutu and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,024 in Te Awamutu, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

91

Cost of Living Index in Te Awamutu
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Te Awamutu Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Te Awamutu

🇳🇿 New Zealand

$2,024

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Te Awamutu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Te Awamutu and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,024 per month in Te Awamutu vs $1,349 in Ubud, Bali, rent included.

Te Awamutu $2,024
Ubud, Bali $1,349

A couple spends around $2,980 per month in Te Awamutu vs $2,305 in Ubud, Bali, rent included.

Te Awamutu $2,980
Ubud, Bali $2,305

A family of three spends $3,935 per month in Te Awamutu vs $3,261 in Ubud, Bali, rent included.

Te Awamutu $3,935
Ubud, Bali $3,261

Te Awamutu costs about 50% more than Ubud, Bali, and outside of rent the biggest gap is in transport.

Meal at Budget Restaurant

$12.01 NZ$21.32

$3.32 Rp 60.2K

261.75%

Three-Course Dinner for Two, Mid-Range

$68.2 NZ$121

$35.64 Rp 645.8K

91.41%

Fast Food Meal (McDonalds, etc)

$8.36 NZ$14.84

$5.53 Rp 100.3K

51.18%

Cappuccino

$3.50 NZ$6.21

$2.72 Rp 49.3K

28.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 NZ$3.66

$1.70 Rp 30.8K

21.18%

Water (0.33 liter bottle)

$1.77 NZ$3.13

$0.76 Rp 13.8K

132.89%

Local Beer (0.5 liter draught)

$6.13 NZ$10.88

$2.65 Rp 48.1K

131.32%

Imported Beer (0.33 liter bottle)

$5.62 NZ$9.98

$4.38 Rp 79.4K

28.31%

Milk (1 liter)

$1.51 NZ$2.68

$1.49 Rp 27.0K

1.34%

White Bread (500g)

$1.26 NZ$2.24

$2.28 Rp 41.2K

-44.74%

Rice (white) (1kg)

$1.92 NZ$3.42

$1.19 Rp 21.6K

61.34%

Eggs

$5.27 NZ$9.36

$2.04 Rp 36.9K

158.33%

Local Cheese (1kg)

$5.61 NZ$9.96

$17.70 Rp 320.8K

-68.31%

Chicken Fillets (1kg)

$7.23 NZ$12.83

$3.96 Rp 71.8K

82.58%

Beef Round Steak (1kg)

$11.80 NZ$20.94

$12.19 Rp 220.9K

-3.20%

Apples (1kg)

$2.59 NZ$4.61

$3.66 Rp 66.2K

-29.23%

Banana (1kg)

$2.17 NZ$3.85

$1.52 Rp 27.5K

42.76%

Oranges (1kg)

$2.98 NZ$5.29

$2.23 Rp 40.4K

33.63%

Tomato (1kg)

$5.70 NZ$10.11

$1.97 Rp 35.7K

189.34%

Potato (1kg)

$2.07 NZ$3.68

$1.85 Rp 33.5K

11.89%

Onion (1kg)

$1.39 NZ$2.46

$2.42 Rp 43.9K

-42.56%

Lettuce (1 head)

$1.98 NZ$3.51

$0.99 Rp 17.9K

100.00%

Water (1.5 liter bottle)

$0.92 NZ$1.64

$0.51 Rp 9,303

80.39%

Cigarettes 20 Pack (Marlboro, Camel)

$26.25 NZ$46.60

$2.22 Rp 40.3K

1082.43%

Wine (Bottle)

$10.20 NZ$18.12

$22.24 Rp 403.0K

-54.14%

Local Beer (0.5 liter bottle)

$2.87 NZ$5.09

$2.26 Rp 41.0K

26.99%

Imported Beer (0.33 liter bottle)

$3.47 NZ$6.16

$2.97 Rp 53.8K

16.84%

One-way Ticket (Public Transport)

$2.19 NZ$3.89

$0.25 Rp 4,548

776.00%

Public Transport Monthly Pass (Regular Price)

$108 NZ$191

$7.82 Rp 141.8K

1278.52%

Taxi Start (Normal Tariff)

$2.24 NZ$3.98

$0.44 Rp 7,964

409.09%

Taxi (Normal Tariff) (1km)

$1.98 NZ$3.51

$0.43 Rp 7,793

360.47%

Taxi 1hour Waiting (Normal Tariff)

$32.64 NZ$58.0

$5.41 Rp 98.0K

503.33%

Gasoline (1 liter)

$1.65 NZ$2.93

$0.82 Rp 14.9K

101.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K NZ$48.2K

$23.8K Rp 432.0M

13.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K NZ$39.5K

$31.7K Rp 575.3M

-29.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.3 NZ$103

$79.1 Rp 1.4M

-26.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.24 NZ$46.58

$6.45 Rp 116.8K

306.82%

Internet (50+ Mbps, Unlimited Data)

$51.5 NZ$91.5

$18.58 Rp 336.7K

177.40%

Gym Membership (Monthly)

$41.29 NZ$73.3

$49.48 Rp 896.7K

-16.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$12.11 NZ$21.50

$4.27 Rp 77.4K

183.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$671 NZ$1,192

$491 Rp 8.9M

36.85%

International Primary School, 1 Child (Yearly)

$19.7K NZ$35.0K

$5,674 Rp 102.8M

247.25%

Jeans (Levis 501 Or Similar)

$61.8 NZ$110

$44.64 Rp 808.9K

38.46%

Summer Dress (H&M, Zara, etc)

$38.72 NZ$68.8

$34.95 Rp 633.4K

10.79%

Sport Shoes (Adidas, Nike)

$95.4 NZ$169

$79.9 Rp 1.4M

19.40%

Men's Leather Business Shoes

$108 NZ$192

$79.4 Rp 1.4M

35.85%

1-bedroom Apartment, City Center (Monthly)

$888 NZ$1,576

$1,125 Rp 20.4M

-21.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,056 NZ$1,875

$671 Rp 12.2M

57.30%

3-bedroom Apartment, City Center (Monthly)

$1,656 NZ$2,940

$3,565 Rp 64.6M

-53.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,650 NZ$2,929

$1,723 Rp 31.2M

-4.27%

Buy Apartment in City Center (m2)

$4,119 NZ$7,313

$2,732 Rp 49.5M

50.78%

Buy Apartment Outside City Center (m2)

$3,834 NZ$6,808

$2,284 Rp 41.4M

67.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.37

13.78

-61.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Te Awamutu: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Te Awamutu

$1.1K 52.2%

Ubud, Bali

$672 49.8% 36.4% $385

Groceries & Markets

Te Awamutu

$281 13.9%

Ubud, Bali

$288 21.4% 2.7% $7.6

Eating Out

Te Awamutu

$220 10.9%

Ubud, Bali

$108 8% 51.1% $113

Clothing & Footwear

Te Awamutu

$137 6.8%

Ubud, Bali

$108 8% 21.4% $29

Monthly Utilities & Internet

Te Awamutu

$136 6.7%

Ubud, Bali

$104 7.7% 23.5% $32

Getting Around

Te Awamutu

$129 6.4%

Ubud, Bali

$11 0.9% 91.1% $117

Sport & Entertainment

Te Awamutu

$66 3.2%

Ubud, Bali

$58 4.3% 11.4% $7.5

Cost Breakdown

A central one-bedroom costs $888 in Te Awamutu versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $68 in Te Awamutu versus $36 in Ubud, Bali. Groceries tell a different story – $281 in Te Awamutu vs $288 in Ubud, Bali – so Te Awamutu wins on supermarket bills even if dining out costs more.

Good to know

🇳🇿 Te Awamutu

🇮🇩 Ubud, Bali

🕒 Local time

01:19 1:19 AM

20:19 8:19 PM

5 h behind Te Awamutu

🌤 Weather

👥 Population

13,350

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

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Highest

Between locations

Te Awamutu Ubud, Bali 6,820 km ≈ 9 h nonstop flight

From you

Te Awamutu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Te Awamutu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Te Awamutu costs about 50% more than Ubud, Bali, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,037 per month in Te Awamutu and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Te Awamutu, especially for central apartments: a one-bedroom in the center costs $888 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $68 in Te Awamutu and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,024 in Te Awamutu and $1,349 in Ubud, Bali. That makes Ubud, Bali about 33% cheaper.

$1,000 is a stretch for both – monthly costs hit $2,024 in Te Awamutu and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,024 in Te Awamutu. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.