Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Kotor

For one person, living is cheaper in Tbilisi: $1,270 a month against $1,543 in Kotor, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
74

Cost of Living Index in Kotor
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Kotor Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Kotor

🇲🇪 Montenegro

$1,543

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Kotor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Kotor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,270 in Tbilisi versus $1,543 in Kotor.

Tbilisi $1,270
Kotor $1,543

Estimated couple costs with rent: $2,008 in Tbilisi versus $2,446 in Kotor.

Tbilisi $2,008
Kotor $2,446

Monthly costs for a family of three with rent: $2,745 in Tbilisi versus $3,350 in Kotor.

Tbilisi $2,745
Kotor $3,350

Living in Tbilisi costs roughly 18% less than in Kotor, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Tbilisi is 6% below, Kotor is 14% above.

Meal at Budget Restaurant

$11.51 ₾29.79

$11.27 €10.03

2.13%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$59.7 €53.1

-35.84%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$11.34 €10.08

-13.58%

Cappuccino

$3.55 ₾9.19

$3.22 €2.86

10.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$2.50 €2.22

-57.60%

Water (0.33 liter bottle)

$0.62 ₾1.60

$1.47 €1.30

-57.82%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

$3.02 €2.69

-8.61%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

$4.16 €3.70

-27.88%

Milk (1 liter)

$2.16 ₾5.59

$1.33 €1.18

62.41%

White Bread (500g)

$0.76 ₾1.96

$0.93 €0.83

-18.28%

Rice (white) (1kg)

$1.74 ₾4.51

$1.98 €1.76

-12.12%

Eggs

$2.79 ₾7.21

$3.57 €3.18

-21.85%

Local Cheese (1kg)

$9.20 ₾23.83

$8.78 €7.81

4.78%

Chicken Fillets (1kg)

$6.53 ₾16.89

$8.49 €7.55

-23.09%

Beef Round Steak (1kg)

$12.81 ₾33.17

$12.57 €11.18

1.91%

Apples (1kg)

$1.67 ₾4.31

$1.27 €1.13

31.50%

Banana (1kg)

$1.85 ₾4.79

$1.68 €1.49

10.12%

Oranges (1kg)

$1.98 ₾5.13

$1.55 €1.38

27.74%

Tomato (1kg)

$2.51 ₾6.49

$2.42 €2.15

3.72%

Potato (1kg)

$0.87 ₾2.26

$0.88 €0.79

-1.14%

Onion (1kg)

$0.73 ₾1.89

$1.07 €0.95

-31.78%

Lettuce (1 head)

$1.42 ₾3.67

$1.44 €1.28

-1.39%

Water (1.5 liter bottle)

$0.72 ₾1.88

$0.86 €0.76

-16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

$4.41 €3.92

-23.36%

Wine (Bottle)

$7.84 ₾20.31

$7.95 €7.07

-1.38%

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

$1.13 €1.01

43.36%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

$1.75 €1.55

36.00%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$1.66 €1.48

-77.71%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

$44.59 €39.67

-65.19%

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$0.79 €0.70

44.30%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$1.09 €0.97

-27.52%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$11.32 €10.07

2.21%

Gasoline (1 liter)

$1.50 ₾3.87

$1.70 €1.52

-11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

$27.6K €24.5K

-10.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

$23.9K €21.2K

-6.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$128 €113

-30.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

$17.30 €15.39

-24.39%

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

$32.15 €28.60

-39.25%

Gym Membership (Monthly)

$64.2 ₾166

$45.75 €40.69

40.28%

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

$19.82 €17.63

-3.23%

Cinema Ticket

$6.99 ₾18.10

$6.30 €5.60

10.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

$335 €298

11.48%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

$7,192 €6,398

48.62%

Jeans (Levis 501 Or Similar)

$103 ₾266

$88.9 €79.0

15.54%

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

$44.84 €39.88

-9.72%

Sport Shoes (Adidas, Nike)

$116 ₾301

$96.0 €85.4

21.22%

Men's Leather Business Shoes

$122 ₾316

$107 €95.0

14.22%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$683 €607

-0.81%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$665 €591

-31.68%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$1,343 €1,195

-4.92%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$1,322 €1,176

-32.70%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

$3,875 €3,447

-37.81%

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

$2,840 €2,526

-50.08%

Average Monthly Net Salary (After Tax)

$703 ₾1,819

$950 €845

-25.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

5.95

112.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Kotor: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Kotor

$665 43.1% 46.4% $211

Groceries & Markets

Tbilisi

$233 18.3%

Kotor

$232 15% 0.4% $1

Eating Out

Tbilisi

$191 15%

Kotor

$202 13.1% 6% $12

Clothing & Footwear

Tbilisi

$172 13.5%

Kotor

$151 9.8% 11.8% $20

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Kotor

$177 11.5% 46.5% $56

Sport & Entertainment

Tbilisi

$78 6.2%

Kotor

$58 3.8% 25.4% $20

Getting Around

Tbilisi

$22 1.7%

Kotor

$57 3.7% 160% $35

Cost Breakdown

A one-bedroom apartment in the center runs $677 in Tbilisi and $683 in Kotor. Housing cost is often the main lever when comparing two cities.

Kotor pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Tbilisi vs $60.0 in Kotor. Groceries flip the comparison at $233 vs $232, with Kotor cheaper for home cooking.

Good to know

🇬🇪 Tbilisi

🇲🇪 Kotor

🕒 Local time

13:07 1:07 PM

11:07 11:07 AM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

13,000

💱 Currency

Georgian Lari GEL ₾

Euro EUR €

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 24, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Kotor 2,140 km ≈ 3 h 15 min nonstop flight

From you

Tbilisi
Kotor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Kotor: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in eating out, utilities, and transport. The 21% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 35% lower in Kotor. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $677 in Tbilisi versus $683 in Kotor. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $373 in Tbilisi versus $335 in Kotor. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Kotor pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,270 in Tbilisi versus $1,543 in Kotor, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Kotor. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Kotor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 21% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.