Last update: Oct 2026

Cost of Living Comparison Between Kotor and Tbilisi

For one person, living is cheaper in Tbilisi: $1,270 a month against $1,543 in Kotor, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Kotor
Learn more

Kotor Living Index
61

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index

Jump to prices

Kotor

🇲🇪 Montenegro

$1,543

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotor and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotor and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,543 in Kotor versus $1,270 in Tbilisi.

Kotor $1,543
Tbilisi $1,270

Estimated couple costs with rent: $2,446 in Kotor versus $2,008 in Tbilisi.

Kotor $2,446
Tbilisi $2,008

Monthly costs for a family of three with rent: $3,350 in Kotor versus $2,745 in Tbilisi.

Kotor $3,350
Tbilisi $2,745

Living in Kotor is roughly 21% more expensive than in Tbilisi, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Kotor is 14% above, Tbilisi is 6% below.

Meal at Budget Restaurant

$11.27 €10.03

$11.51 ₾29.79

-2.09%

Three-Course Dinner for Two, Mid-Range

$59.7 €53.1

$38.27 ₾99.1

55.87%

Fast Food Meal (McDonalds, etc)

$11.34 €10.08

$9.80 ₾25.36

15.71%

Cappuccino

$3.22 €2.86

$3.55 ₾9.19

-9.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.22

$1.06 ₾2.74

135.85%

Water (0.33 liter bottle)

$1.47 €1.30

$0.62 ₾1.60

137.10%

Local Beer (0.5 liter draught)

$3.02 €2.69

$2.76 ₾7.16

9.42%

Imported Beer (0.33 liter bottle)

$4.16 €3.70

$3.00 ₾7.77

38.67%

Milk (1 liter)

$1.33 €1.18

$2.16 ₾5.59

-38.43%

White Bread (500g)

$0.93 €0.83

$0.76 ₾1.96

22.37%

Rice (white) (1kg)

$1.98 €1.76

$1.74 ₾4.51

13.79%

Eggs

$3.57 €3.18

$2.79 ₾7.21

27.96%

Local Cheese (1kg)

$8.78 €7.81

$9.20 ₾23.83

-4.57%

Chicken Fillets (1kg)

$8.49 €7.55

$6.53 ₾16.89

30.02%

Beef Round Steak (1kg)

$12.57 €11.18

$12.81 ₾33.17

-1.87%

Apples (1kg)

$1.27 €1.13

$1.67 ₾4.31

-23.95%

Banana (1kg)

$1.68 €1.49

$1.85 ₾4.79

-9.19%

Oranges (1kg)

$1.55 €1.38

$1.98 ₾5.13

-21.72%

Tomato (1kg)

$2.42 €2.15

$2.51 ₾6.49

-3.59%

Potato (1kg)

$0.88 €0.79

$0.87 ₾2.26

1.15%

Onion (1kg)

$1.07 €0.95

$0.73 ₾1.89

46.58%

Lettuce (1 head)

$1.44 €1.28

$1.42 ₾3.67

1.41%

Water (1.5 liter bottle)

$0.86 €0.76

$0.72 ₾1.88

19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 €3.92

$3.38 ₾8.74

30.47%

Wine (Bottle)

$7.95 €7.07

$7.84 ₾20.31

1.40%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.62 ₾4.19

-30.25%

Imported Beer (0.33 liter bottle)

$1.75 €1.55

$2.38 ₾6.15

-26.47%

One-way Ticket (Public Transport)

$1.66 €1.48

$0.37 ₾0.96

348.65%

Public Transport Monthly Pass (Regular Price)

$44.59 €39.67

$15.52 ₾40.16

187.31%

Taxi Start (Normal Tariff)

$0.79 €0.70

$1.14 ₾2.94

-30.70%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.79 ₾2.05

37.97%

Taxi 1hour Waiting (Normal Tariff)

$11.32 €10.07

$11.57 ₾29.96

-2.16%

Gasoline (1 liter)

$1.70 €1.52

$1.50 ₾3.87

13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.5K

$24.6K ₾63.7K

12.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K €21.2K

$22.4K ₾57.9K

6.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €113

$88.3 ₾228

44.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.30 €15.39

$13.08 ₾33.86

32.26%

Internet (50+ Mbps, Unlimited Data)

$32.15 €28.60

$19.53 ₾50.6

64.62%

Gym Membership (Monthly)

$45.75 €40.69

$64.2 ₾166

-28.72%

Tennis Court (1 Hour on Weekend)

$19.82 €17.63

$19.18 ₾49.66

3.34%

Cinema Ticket

$6.30 €5.60

$6.99 ₾18.10

-9.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 €298

$373 ₾966

-10.30%

International Primary School, 1 Child (Yearly)

$7,192 €6,398

$10.7K ₾27.7K

-32.71%

Jeans (Levis 501 Or Similar)

$88.9 €79.0

$103 ₾266

-13.45%

Summer Dress (H&M, Zara, etc)

$44.84 €39.88

$40.48 ₾105

10.77%

Sport Shoes (Adidas, Nike)

$96.0 €85.4

$116 ₾301

-17.50%

Men's Leather Business Shoes

$107 €95.0

$122 ₾316

-12.45%

1-bedroom Apartment, City Center (Monthly)

$683 €607

$677 ₾1,753

0.81%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €591

$454 ₾1,176

46.37%

3-bedroom Apartment, City Center (Monthly)

$1,343 €1,195

$1,277 ₾3,305

5.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,176

$890 ₾2,304

48.59%

Buy Apartment in City Center (m2)

$3,875 €3,447

$2,410 ₾6,238

60.81%

Buy Apartment Outside City Center (m2)

$2,840 €2,526

$1,418 ₾3,670

100.31%

Average Monthly Net Salary (After Tax)

$950 €845

$703 ₾1,819

35.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

12.62

-52.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: October 19, 2026

Last update for Tbilisi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotor

$665 43.1%

Tbilisi

$454 35.8% 31.7% $211

Groceries & Markets

Kotor

$232 15%

Tbilisi

$233 18.3% 0.4% $1

Eating Out

Kotor

$202 13.1%

Tbilisi

$191 15% 5.7% $12

Monthly Utilities & Internet

Kotor

$177 11.5%

Tbilisi

$121 9.5% 31.7% $56

Clothing & Footwear

Kotor

$151 9.8%

Tbilisi

$172 13.5% 13.4% $20

Sport & Entertainment

Kotor

$58 3.8%

Tbilisi

$78 6.2% 34% $20

Getting Around

Kotor

$57 3.7%

Tbilisi

$22 1.7% 61.5% $35

Cost Breakdown

A one-bedroom apartment in the center runs $683 in Kotor and $677 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Kotor pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Kotor vs $38.00 in Tbilisi. Groceries flip the comparison at $232 vs $233, with Kotor cheaper for home cooking.

Good to know

🇲🇪 Kotor

🇬🇪 Tbilisi

🕒 Local time

14:14 2:14 PM

16:14 4:14 PM

2 h ahead of Kotor

🌤 Weather

👥 Population

13,000

1,241,700 Capital

💱 Currency

Euro EUR €

Georgian Lari GEL ₾

📈 Exchange rate

1 EUR = 1.12 USD

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kotor Tbilisi 2,140 km ≈ 3 h 15 min nonstop flight

From you

Kotor
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in eating out, transport, and utilities. The 21% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 35% higher in Kotor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $683 in Kotor versus $677 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $335 in Kotor versus $373 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Kotor pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,270 in Tbilisi versus $1,543 in Kotor, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Kotor. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kotor and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 21% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.