Cost of Living Comparison Between Tarnowskie Góry and Ubud, Bali Cost of Living Comparison Between Tarnowskie Góry and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,383 in Tarnowskie Góry versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,065 in Tarnowskie Góry versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,746 in Tarnowskie Góry versus $3,660 in Ubud, Bali.

Living in Tarnowskie Góry costs roughly 3% less than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Tarnowskie Góry 3% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$10.79 zł 39.35

$3.56 Rp 64.3K

203.09%

Three-Course Dinner for Two, Mid-Range

$41.38 zł 151

$32.73 Rp 590.3K

26.43%

Fast Food Meal (McDonalds, etc)

$9.15 zł 33.37

$4.95 Rp 89.2K

84.85%

Cappuccino

$3.50 zł 12.75

$2.71 Rp 48.9K

29.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 zł 6.46

$1.34 Rp 24.2K

32.09%

Water (0.33 liter bottle)

$1.43 zł 5.21

$0.70 Rp 12.6K

104.29%

Local Beer (0.5 liter draught)

$3.18 zł 11.61

$2.92 Rp 52.7K

8.90%

Imported Beer (0.33 liter bottle)

$3.22 zł 11.74

$3.96 Rp 71.4K

-18.69%

Milk (1 liter)

$1.03 zł 3.75

$1.81 Rp 32.6K

-43.09%

White Bread (500g)

$1.64 zł 5.99

$2.52 Rp 45.4K

-34.92%

Rice (white) (1kg)

$1.36 zł 4.97

$1.16 Rp 20.9K

17.24%

Eggs

$3.07 zł 11.20

$2.46 Rp 44.4K

24.80%

Local Cheese (1kg)

$9.26 zł 33.77

$14.71 Rp 265.3K

-37.05%

Chicken Fillets (1kg)

$6.38 zł 23.27

$4.32 Rp 77.9K

47.69%

Beef Round Steak (1kg)

$10.86 zł 39.59

$12.14 Rp 218.9K

-10.54%

Apples (1kg)

$1.12 zł 4.07

$3.84 Rp 69.3K

-70.83%

Banana (1kg)

$1.67 zł 6.10

$1.56 Rp 28.1K

7.05%

Oranges (1kg)

$1.71 zł 6.24

$2.83 Rp 51.1K

-39.58%

Tomato (1kg)

$2.99 zł 10.92

$2.33 Rp 41.9K

28.33%

Potato (1kg)

$0.97 zł 3.53

$1.91 Rp 34.5K

-49.21%

Onion (1kg)

$0.88 zł 3.22

$2.20 Rp 39.7K

-60.00%

Lettuce (1 head)

$1.29 zł 4.70

$1.01 Rp 18.3K

27.72%

Water (1.5 liter bottle)

$0.75 zł 2.75

$0.78 Rp 14.0K

-3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.05 zł 18.40

$3.32 Rp 59.8K

52.11%

Wine (Bottle)

$6.67 zł 24.32

$23.74 Rp 428.0K

-71.90%

Local Beer (0.5 liter bottle)

$1.04 zł 3.78

$2.79 Rp 50.3K

-62.72%

Imported Beer (0.33 liter bottle)

$1.81 zł 6.59

$2.86 Rp 51.6K

-36.71%

One-way Ticket (Public Transport)

$1.11 zł 4.06

$0.27 Rp 4,848

311.11%

Public Transport Monthly Pass (Regular Price)

$32.33 zł 118

$8.03 Rp 144.8K

302.62%

Taxi Start (Normal Tariff)

$2.13 zł 7.76

$0.46 Rp 8,230

363.04%

Taxi (Normal Tariff) (1km)

$0.72 zł 2.61

$0.45 Rp 8,116

60.00%

Taxi 1hour Waiting (Normal Tariff)

$10.81 zł 39.41

$6.10 Rp 109.9K

77.21%

Gasoline (1 liter)

$1.73 zł 6.32

$0.79 Rp 14.3K

118.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K zł 123.0K

$26.1K Rp 471.6M

29.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K zł 109.8K

$32.1K Rp 579.2M

-6.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 zł 902

$79.9 Rp 1.4M

209.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.29 zł 30.24

$4.06 Rp 73.3K

104.19%

Internet (50+ Mbps, Unlimited Data)

$16.84 zł 61.4

$23.52 Rp 424.1K

-28.40%

Gym Membership (Monthly)

$36.69 zł 134

$98.7 Rp 1.8M

-62.83%

Tennis Court (1 Hour on Weekend)

$19.31 zł 70.4

$6.63 Rp 119.6K

191.25%

Cinema Ticket

$6.94 zł 25.31

$4.15 Rp 74.8K

67.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 zł 1,122

$304 Rp 5.5M

1.23%

International Primary School, 1 Child (Yearly)

$9,326 zł 34.0K

$6,613 Rp 119.3M

41.01%

Jeans (Levis 501 Or Similar)

$78.7 zł 287

$55.5 Rp 1.0M

41.63%

Summer Dress (H&M, Zara, etc)

$35.52 zł 130

$38.31 Rp 690.9K

-7.28%

Sport Shoes (Adidas, Nike)

$89.9 zł 328

$88.6 Rp 1.6M

1.47%

Men's Leather Business Shoes

$97.1 zł 354

$77.9 Rp 1.4M

24.68%

1-bedroom Apartment, City Center (Monthly)

$636 zł 2,318

$1,006 Rp 18.1M

-36.84%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,808

$675 Rp 12.2M

-26.58%

3-bedroom Apartment, City Center (Monthly)

$986 zł 3,594

$3,442 Rp 62.1M

-71.36%

3-bedroom Apartment, Outside City Center (Monthly)

$825 zł 3,009

$2,039 Rp 36.8M

-59.54%

Buy Apartment in City Center (m2)

$2,982 zł 10.9K

$2,841 Rp 51.2M

4.97%

Buy Apartment Outside City Center (m2)

$2,111 zł 7,696

$2,264 Rp 40.8M

-6.77%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.28

-47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnowskie Góry: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $636 in Tarnowskie Góry and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Tarnowskie Góry vs $33.00 in Ubud, Bali. Groceries flip the comparison at $215 vs $302, with Tarnowskie Góry cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnowskie Góry vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tarnowskie Góry and Ubud, Bali differ by about 3% in total monthly costs ($1,383 vs $1,419 including rent). Tarnowskie Góry is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,075 in Tarnowskie Góry and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $636 in Tarnowskie Góry versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tarnowskie Góry runs roughly 303% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $308 in Tarnowskie Góry versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,383 in Tarnowskie Góry versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Tarnowskie Góry but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarnowskie Góry the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tarnowskie Góry and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnowskie Góry gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.