Cost of Living Comparison Between Tarnowskie Góry and Ubud, Bali Cost of Living Comparison Between Tarnowskie Góry and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,480 in Tarnowskie Góry versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,144 in Tarnowskie Góry versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,808 in Tarnowskie Góry versus $3,273 in Ubud, Bali.

Living in Tarnowskie Góry is roughly 6% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Tarnowskie Góry 8% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$10.00 zł 37.15

$3.37 Rp 59.5K

196.74%

Three-Course Dinner for Two, Mid-Range

$36.97 zł 137

$38.59 Rp 680.3K

-4.20%

Fast Food Meal (McDonalds, etc)

$9.22 zł 34.26

$5.52 Rp 97.3K

67.03%

Cappuccino

$3.61 zł 13.42

$2.64 Rp 46.6K

36.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 zł 10.58

$1.67 Rp 29.5K

70.66%

Water (0.33 liter bottle)

$2.64 zł 9.79

$0.77 Rp 13.6K

242.86%

Local Beer (0.5 liter draught)

$3.80 zł 14.10

$2.63 Rp 46.4K

44.49%

Imported Beer (0.33 liter bottle)

$4.92 zł 18.29

$4.28 Rp 75.5K

14.95%

Milk (1 liter)

$1.01 zł 3.74

$1.55 Rp 27.3K

-34.84%

White Bread (500g)

$1.27 zł 4.71

$2.22 Rp 39.2K

-42.79%

Rice (white) (1kg)

$1.41 zł 5.25

$1.13 Rp 19.8K

24.78%

Eggs

$3.39 zł 12.60

$2.09 Rp 36.8K

62.20%

Local Cheese (1kg)

$8.29 zł 30.80

$17.39 Rp 306.6K

-52.33%

Chicken Fillets (1kg)

$5.67 zł 21.07

$3.87 Rp 68.2K

46.51%

Beef Round Steak (1kg)

$12.50 zł 46.41

$12.55 Rp 221.2K

-0.40%

Apples (1kg)

$1.14 zł 4.22

$3.62 Rp 63.8K

-68.51%

Banana (1kg)

$1.52 zł 5.64

$1.56 Rp 27.5K

-2.56%

Oranges (1kg)

$1.55 zł 5.76

$2.35 Rp 41.5K

-34.04%

Tomato (1kg)

$2.68 zł 9.94

$2.06 Rp 36.2K

30.10%

Potato (1kg)

$0.83 zł 3.10

$1.90 Rp 33.5K

-56.32%

Onion (1kg)

$0.88 zł 3.28

$2.34 Rp 41.2K

-62.39%

Lettuce (1 head)

$1.31 zł 4.87

$1.03 Rp 18.2K

27.18%

Water (1.5 liter bottle)

$0.66 zł 2.45

$0.55 Rp 9,779

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.11 zł 22.70

$2.25 Rp 39.7K

171.56%

Wine (Bottle)

$6.61 zł 24.56

$23.81 Rp 419.7K

-72.24%

Local Beer (0.5 liter bottle)

$1.07 zł 3.96

$2.31 Rp 40.8K

-53.68%

Imported Beer (0.33 liter bottle)

$1.73 zł 6.42

$2.80 Rp 49.4K

-38.21%

One-way Ticket (Public Transport)

$1.16 zł 4.30

$0.27 Rp 4,802

329.63%

Public Transport Monthly Pass (Regular Price)

$28.86 zł 107

$8.66 Rp 152.7K

233.26%

Taxi Start (Normal Tariff)

$1.60 zł 5.95

$0.48 Rp 8,489

233.33%

Taxi (Normal Tariff) (1km)

$0.61 zł 2.27

$0.45 Rp 7,863

35.56%

Taxi 1hour Waiting (Normal Tariff)

$9.55 zł 35.47

$5.72 Rp 100.8K

66.96%

Gasoline (1 liter)

$1.63 zł 6.06

$0.76 Rp 13.4K

114.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K zł 121.1K

$24.5K Rp 431.6M

33.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K zł 102.9K

$32.1K Rp 566.3M

-13.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 zł 1,074

$83.6 Rp 1.5M

246.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.46 zł 31.40

$6.46 Rp 113.8K

30.96%

Internet (50+ Mbps, Unlimited Data)

$17.98 zł 66.8

$18.99 Rp 334.8K

-5.32%

Gym Membership (Monthly)

$39.89 zł 148

$56.0 Rp 986.8K

-28.73%

Tennis Court (1 Hour on Weekend)

$23.91 zł 88.8

$18.62 Rp 328.2K

28.41%

Cinema Ticket

$7.78 zł 28.89

$4.28 Rp 75.5K

81.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$540 zł 2,007

$487 Rp 8.6M

11.06%

International Primary School, 1 Child (Yearly)

$10.8K zł 40.0K

$5,856 Rp 103.2M

83.70%

Jeans (Levis 501 Or Similar)

$73.3 zł 272

$45.56 Rp 803.2K

60.82%

Summer Dress (H&M, Zara, etc)

$32.65 zł 121

$36.38 Rp 641.4K

-10.25%

Sport Shoes (Adidas, Nike)

$94.0 zł 349

$82.0 Rp 1.4M

14.73%

Men's Leather Business Shoes

$99.3 zł 369

$80.4 Rp 1.4M

23.48%

1-bedroom Apartment, City Center (Monthly)

$643 zł 2,388

$1,117 Rp 19.7M

-42.41%

1-bedroom Apartment, Outside City Center (Monthly)

$511 zł 1,900

$701 Rp 12.4M

-27.05%

3-bedroom Apartment, City Center (Monthly)

$1,026 zł 3,812

$3,537 Rp 62.4M

-70.98%

3-bedroom Apartment, Outside City Center (Monthly)

$865 zł 3,212

$1,762 Rp 31.1M

-50.93%

Buy Apartment in City Center (m2)

$3,076 zł 11.4K

$2,826 Rp 49.8M

8.83%

Buy Apartment Outside City Center (m2)

$2,626 zł 9,754

$2,292 Rp 40.4M

14.58%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnowskie Góry: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $643 in Tarnowskie Góry and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37.00 in Tarnowskie Góry vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $207 vs $293 per month, with Tarnowskie Góry cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnowskie Góry vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tarnowskie Góry and Ubud, Bali differ by about 6% in total monthly costs ($1,480 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,220 in Tarnowskie Góry and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $643 in Tarnowskie Góry versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 233% less than in Tarnowskie Góry. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $540 in Tarnowskie Góry versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,396 in Ubud, Bali versus $1,480 in Tarnowskie Góry, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tarnowskie Góry. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tarnowskie Góry and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Tarnowskie Góry. Beyond cost, consider language, visa policies, and how big the international community is in each city.