Cost of Living Comparison Between Tarnowskie Góry and Ubud, Bali Cost of Living Comparison Between Tarnowskie Góry and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Tarnowskie Góry versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,059 in Tarnowskie Góry versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,725 in Tarnowskie Góry versus $3,763 in Ubud, Bali.

Living in Tarnowskie Góry costs roughly 1% less than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Tarnowskie Góry 4% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$10.99 zł 41.70

$3.45 Rp 62.1K

218.55%

Three-Course Dinner for Two, Mid-Range

$42.87 zł 163

$32.34 Rp 581.1K

32.56%

Fast Food Meal (McDonalds, etc)

$9.16 zł 34.77

$4.84 Rp 87.1K

89.26%

Cappuccino

$3.55 zł 13.47

$2.75 Rp 49.4K

29.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 zł 6.77

$1.38 Rp 24.9K

29.71%

Water (0.33 liter bottle)

$1.45 zł 5.52

$0.75 Rp 13.5K

93.33%

Local Beer (0.5 liter draught)

$3.22 zł 12.24

$2.99 Rp 53.8K

7.69%

Imported Beer (0.33 liter bottle)

$3.21 zł 12.18

$3.85 Rp 69.2K

-16.62%

Milk (1 liter)

$1.02 zł 3.88

$1.74 Rp 31.2K

-41.38%

White Bread (500g)

$1.62 zł 6.16

$2.46 Rp 44.2K

-34.15%

Rice (white) (1kg)

$1.39 zł 5.27

$1.17 Rp 21.0K

18.80%

Eggs

$3.11 zł 11.81

$2.43 Rp 43.7K

27.98%

Local Cheese (1kg)

$9.45 zł 35.85

$14.50 Rp 260.6K

-34.83%

Chicken Fillets (1kg)

$6.09 zł 23.10

$4.35 Rp 78.2K

40.00%

Beef Round Steak (1kg)

$10.88 zł 41.27

$11.98 Rp 215.3K

-9.18%

Apples (1kg)

$1.08 zł 4.09

$3.72 Rp 66.8K

-70.97%

Banana (1kg)

$1.62 zł 6.13

$1.63 Rp 29.2K

-0.61%

Oranges (1kg)

$1.77 zł 6.73

$2.74 Rp 49.3K

-35.40%

Tomato (1kg)

$2.97 zł 11.26

$2.24 Rp 40.3K

32.59%

Potato (1kg)

$0.95 zł 3.61

$1.92 Rp 34.5K

-50.52%

Onion (1kg)

$0.94 zł 3.55

$2.28 Rp 40.9K

-58.77%

Lettuce (1 head)

$1.25 zł 4.73

$1.06 Rp 19.1K

17.92%

Water (1.5 liter bottle)

$0.70 zł 2.65

$0.72 Rp 12.9K

-2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.16 zł 19.58

$3.29 Rp 59.0K

56.84%

Wine (Bottle)

$6.42 zł 24.35

$23.19 Rp 416.8K

-72.32%

Local Beer (0.5 liter bottle)

$1.03 zł 3.91

$2.78 Rp 49.9K

-62.95%

Imported Beer (0.33 liter bottle)

$1.85 zł 7.02

$2.73 Rp 49.1K

-32.23%

One-way Ticket (Public Transport)

$1.12 zł 4.23

$0.27 Rp 4,786

314.81%

Public Transport Monthly Pass (Regular Price)

$32.37 zł 123

$8.11 Rp 145.7K

299.14%

Taxi Start (Normal Tariff)

$2.22 zł 8.42

$0.48 Rp 8,675

362.50%

Taxi (Normal Tariff) (1km)

$0.71 zł 2.71

$0.42 Rp 7,545

69.05%

Taxi 1hour Waiting (Normal Tariff)

$10.75 zł 40.79

$6.22 Rp 111.8K

72.83%

Gasoline (1 liter)

$1.74 zł 6.62

$0.81 Rp 14.6K

114.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.4K

$26.6K Rp 478.2M

25.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K zł 113.5K

$32.2K Rp 578.5M

-7.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 zł 956

$78.4 Rp 1.4M

221.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.37 zł 31.74

$4.07 Rp 73.1K

105.65%

Internet (50+ Mbps, Unlimited Data)

$16.29 zł 61.8

$24.33 Rp 437.1K

-33.05%

Gym Membership (Monthly)

$35.86 zł 136

$98.6 Rp 1.8M

-63.63%

Tennis Court (1 Hour on Weekend)

$19.77 zł 75.0

$6.34 Rp 113.9K

211.83%

Cinema Ticket

$6.91 zł 26.23

$3.99 Rp 71.6K

73.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 zł 1,190

$305 Rp 5.5M

2.86%

International Primary School, 1 Child (Yearly)

$9,478 zł 36.0K

$6,642 Rp 119.4M

42.70%

Jeans (Levis 501 Or Similar)

$78.4 zł 298

$54.1 Rp 972.9K

44.88%

Summer Dress (H&M, Zara, etc)

$35.74 zł 136

$37.81 Rp 679.4K

-5.47%

Sport Shoes (Adidas, Nike)

$90.6 zł 344

$86.8 Rp 1.6M

4.33%

Men's Leather Business Shoes

$96.8 zł 367

$76.4 Rp 1.4M

26.73%

1-bedroom Apartment, City Center (Monthly)

$639 zł 2,425

$992 Rp 17.8M

-35.55%

1-bedroom Apartment, Outside City Center (Monthly)

$487 zł 1,846

$673 Rp 12.1M

-27.68%

3-bedroom Apartment, City Center (Monthly)

$975 zł 3,698

$3,375 Rp 60.7M

-71.12%

3-bedroom Apartment, Outside City Center (Monthly)

$804 zł 3,052

$2,050 Rp 36.8M

-60.77%

Buy Apartment in City Center (m2)

$3,230 zł 12.3K

$2,805 Rp 50.4M

15.17%

Buy Apartment Outside City Center (m2)

$2,483 zł 9,422

$2,227 Rp 40.0M

11.51%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.28

-47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnowskie Góry: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $639 in Tarnowskie Góry and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $43.00 in Tarnowskie Góry vs $32.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $297, with Tarnowskie Góry cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnowskie Góry vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tarnowskie Góry and Ubud, Bali differ by about 1% in total monthly costs ($1,394 vs $1,408 including rent). Tarnowskie Góry is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,091 in Tarnowskie Góry and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $639 in Tarnowskie Góry versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tarnowskie Góry runs roughly 299% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $314 in Tarnowskie Góry versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,394 in Tarnowskie Góry versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Tarnowskie Góry but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarnowskie Góry the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tarnowskie Góry and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnowskie Góry gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.