Cost of Living Comparison Between Ubud, Bali and Tarnowskie Góry Cost of Living Comparison Between Ubud, Bali and Tarnowskie Góry

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,480 in Tarnowskie Góry.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,144 in Tarnowskie Góry.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,808 in Tarnowskie Góry.

Living in Ubud, Bali costs roughly 6% less than in Tarnowskie Góry, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Tarnowskie Góry 8% above.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$10.00 zł 37.15

-66.30%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$36.97 zł 137

4.38%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$9.22 zł 34.26

-40.13%

Cappuccino

$2.64 Rp 46.6K

$3.61 zł 13.42

-26.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$2.85 zł 10.58

-41.40%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$2.64 zł 9.79

-70.83%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$3.80 zł 14.10

-30.79%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$4.92 zł 18.29

-13.01%

Milk (1 liter)

$1.55 Rp 27.3K

$1.01 zł 3.74

53.47%

White Bread (500g)

$2.22 Rp 39.2K

$1.27 zł 4.71

74.80%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.41 zł 5.25

-19.86%

Eggs

$2.09 Rp 36.8K

$3.39 zł 12.60

-38.35%

Local Cheese (1kg)

$17.39 Rp 306.6K

$8.29 zł 30.80

109.77%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$5.67 zł 21.07

-31.75%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$12.50 zł 46.41

0.40%

Apples (1kg)

$3.62 Rp 63.8K

$1.14 zł 4.22

217.54%

Banana (1kg)

$1.56 Rp 27.5K

$1.52 zł 5.64

2.63%

Oranges (1kg)

$2.35 Rp 41.5K

$1.55 zł 5.76

51.61%

Tomato (1kg)

$2.06 Rp 36.2K

$2.68 zł 9.94

-23.13%

Potato (1kg)

$1.90 Rp 33.5K

$0.83 zł 3.10

128.92%

Onion (1kg)

$2.34 Rp 41.2K

$0.88 zł 3.28

165.91%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.31 zł 4.87

-21.37%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.66 zł 2.45

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$6.11 zł 22.70

-63.18%

Wine (Bottle)

$23.81 Rp 419.7K

$6.61 zł 24.56

260.21%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.07 zł 3.96

115.89%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.73 zł 6.42

61.85%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$1.16 zł 4.30

-76.72%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$28.86 zł 107

-69.99%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.60 zł 5.95

-70.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.61 zł 2.27

-26.23%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$9.55 zł 35.47

-40.10%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.63 zł 6.06

-53.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$32.6K zł 121.1K

-24.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$27.7K zł 102.9K

16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$289 zł 1,074

-71.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$8.46 zł 31.40

-23.64%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$17.98 zł 66.8

5.62%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$39.89 zł 148

40.31%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$23.91 zł 88.8

-22.12%

Cinema Ticket

$4.28 Rp 75.5K

$7.78 zł 28.89

-44.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$540 zł 2,007

-9.96%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$10.8K zł 40.0K

-45.56%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$73.3 zł 272

-37.82%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$32.65 zł 121

11.42%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$94.0 zł 349

-12.84%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$99.3 zł 369

-19.02%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$643 zł 2,388

73.65%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$511 zł 1,900

37.07%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$1,026 zł 3,812

244.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$865 zł 3,212

103.79%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$3,076 zł 11.4K

-8.11%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$2,626 zł 9,754

-12.73%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Tarnowskie Góry: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $643 in Tarnowskie Góry. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $37.00 in Tarnowskie Góry for a mid-range dinner for two. Groceries echo the gap at $293 vs $207 per month, with Tarnowskie Góry cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarnowskie Góry: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tarnowskie Góry differ by about 6% in total monthly costs ($1,396 vs $1,480 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,095 in Ubud, Bali and $2,220 in Tarnowskie Góry to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,117 in Ubud, Bali versus $643 in Tarnowskie Góry. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 233% less than in Tarnowskie Góry. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $487 in Ubud, Bali versus $540 in Tarnowskie Góry. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,396 in Ubud, Bali versus $1,480 in Tarnowskie Góry, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tarnowskie Góry. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tarnowskie Góry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Tarnowskie Góry. Beyond cost, consider language, visa policies, and how big the international community is in each city.