Cost of Living Comparison Between Ubud, Bali and Tarnowskie Góry Cost of Living Comparison Between Ubud, Bali and Tarnowskie Góry

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,394 in Tarnowskie Góry.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,059 in Tarnowskie Góry.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,725 in Tarnowskie Góry.

Living in Ubud, Bali is roughly 1% more expensive than in Tarnowskie Góry, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Tarnowskie Góry 4% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.99 zł 41.70

-68.61%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$42.87 zł 163

-24.56%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.16 zł 34.77

-47.16%

Cappuccino

$2.75 Rp 49.4K

$3.55 zł 13.47

-22.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.79 zł 6.77

-22.91%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.45 zł 5.52

-48.28%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.22 zł 12.24

-7.14%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.21 zł 12.18

19.94%

Milk (1 liter)

$1.74 Rp 31.2K

$1.02 zł 3.88

70.59%

White Bread (500g)

$2.46 Rp 44.2K

$1.62 zł 6.16

51.85%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.39 zł 5.27

-15.83%

Eggs

$2.43 Rp 43.7K

$3.11 zł 11.81

-21.86%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.45 zł 35.85

53.44%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.09 zł 23.10

-28.57%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.88 zł 41.27

10.11%

Apples (1kg)

$3.72 Rp 66.8K

$1.08 zł 4.09

244.44%

Banana (1kg)

$1.63 Rp 29.2K

$1.62 zł 6.13

0.62%

Oranges (1kg)

$2.74 Rp 49.3K

$1.77 zł 6.73

54.80%

Tomato (1kg)

$2.24 Rp 40.3K

$2.97 zł 11.26

-24.58%

Potato (1kg)

$1.92 Rp 34.5K

$0.95 zł 3.61

102.11%

Onion (1kg)

$2.28 Rp 40.9K

$0.94 zł 3.55

142.55%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.25 zł 4.73

-15.20%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.70 zł 2.65

2.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.16 zł 19.58

-36.24%

Wine (Bottle)

$23.19 Rp 416.8K

$6.42 zł 24.35

261.21%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.03 zł 3.91

169.90%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.85 zł 7.02

47.57%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.12 zł 4.23

-75.89%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.37 zł 123

-74.95%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.22 zł 8.42

-78.38%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.71 zł 2.71

-40.85%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.75 zł 40.79

-42.14%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.74 zł 6.62

-53.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.3K zł 126.4K

-20.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.9K zł 113.5K

7.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$252 zł 956

-68.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.37 zł 31.74

-51.37%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$16.29 zł 61.8

49.36%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.86 zł 136

174.99%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.77 zł 75.0

-67.93%

Cinema Ticket

$3.99 Rp 71.6K

$6.91 zł 26.23

-42.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$314 zł 1,190

-2.78%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,478 zł 36.0K

-29.92%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$78.4 zł 298

-30.98%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.74 zł 136

5.79%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$90.6 zł 344

-4.15%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$96.8 zł 367

-21.09%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$639 zł 2,425

55.17%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$487 zł 1,846

38.27%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$975 zł 3,698

246.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$804 zł 3,052

154.90%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,230 zł 12.3K

-13.17%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,483 zł 9,422

-10.32%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.92

91.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tarnowskie Góry: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $639 in Tarnowskie Góry. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $43.00 in Tarnowskie Góry. Groceries flip the comparison at $297 vs $213, with Tarnowskie Góry cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarnowskie Góry: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tarnowskie Góry differ by about 1% in total monthly costs ($1,408 vs $1,394 including rent). Tarnowskie Góry is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $2,091 in Tarnowskie Góry to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $639 in Tarnowskie Góry. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tarnowskie Góry runs roughly 299% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $314 in Tarnowskie Góry. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,394 in Tarnowskie Góry versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Tarnowskie Góry but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarnowskie Góry the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tarnowskie Góry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnowskie Góry gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.