Cost of Living Comparison Between Ubud, Bali and Tarnowskie Góry Cost of Living Comparison Between Ubud, Bali and Tarnowskie Góry

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,383 in Tarnowskie Góry.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,065 in Tarnowskie Góry.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,746 in Tarnowskie Góry.

Living in Ubud, Bali is roughly 3% more expensive than Tarnowskie Góry, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 6% above, Tarnowskie Góry 3% above.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$10.79 zł 39.35

-67.01%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$41.38 zł 151

-20.90%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$9.15 zł 33.37

-45.90%

Cappuccino

$2.71 Rp 48.9K

$3.50 zł 12.75

-22.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.77 zł 6.46

-24.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.43 zł 5.21

-51.05%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$3.18 zł 11.61

-8.18%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.22 zł 11.74

22.98%

Milk (1 liter)

$1.81 Rp 32.6K

$1.03 zł 3.75

75.73%

White Bread (500g)

$2.52 Rp 45.4K

$1.64 zł 5.99

53.66%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.36 zł 4.97

-14.71%

Eggs

$2.46 Rp 44.4K

$3.07 zł 11.20

-19.87%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.26 zł 33.77

58.86%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.38 zł 23.27

-32.29%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$10.86 zł 39.59

11.79%

Apples (1kg)

$3.84 Rp 69.3K

$1.12 zł 4.07

242.86%

Banana (1kg)

$1.56 Rp 28.1K

$1.67 zł 6.10

-6.59%

Oranges (1kg)

$2.83 Rp 51.1K

$1.71 zł 6.24

65.50%

Tomato (1kg)

$2.33 Rp 41.9K

$2.99 zł 10.92

-22.07%

Potato (1kg)

$1.91 Rp 34.5K

$0.97 zł 3.53

96.91%

Onion (1kg)

$2.20 Rp 39.7K

$0.88 zł 3.22

150.00%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.29 zł 4.70

-21.71%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.75 zł 2.75

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.05 zł 18.40

-34.26%

Wine (Bottle)

$23.74 Rp 428.0K

$6.67 zł 24.32

255.92%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.04 zł 3.78

168.27%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.81 zł 6.59

58.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.11 zł 4.06

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$32.33 zł 118

-75.16%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.13 zł 7.76

-78.40%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.72 zł 2.61

-37.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$10.81 zł 39.41

-43.57%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.73 zł 6.32

-54.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.7K zł 123.0K

-22.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$30.1K zł 109.8K

6.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$247 zł 902

-67.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.29 zł 30.24

-51.03%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$16.84 zł 61.4

39.67%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.69 zł 134

169.01%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.31 zł 70.4

-65.67%

Cinema Ticket

$4.15 Rp 74.8K

$6.94 zł 25.31

-40.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$308 zł 1,122

-1.22%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$9,326 zł 34.0K

-29.09%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$78.7 zł 287

-29.39%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$35.52 zł 130

7.85%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$89.9 zł 328

-1.45%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$97.1 zł 354

-19.80%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$636 zł 2,318

58.32%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$496 zł 1,808

36.20%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$986 zł 3,594

249.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$825 zł 3,009

147.17%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$2,982 zł 10.9K

-4.73%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,111 zł 7,696

7.27%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.92

91.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Tarnowskie Góry: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $636 in Tarnowskie Góry. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $41.00 in Tarnowskie Góry. Groceries flip the comparison at $302 vs $215, with Tarnowskie Góry cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarnowskie Góry: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tarnowskie Góry differ by about 3% in total monthly costs ($1,419 vs $1,383 including rent). Tarnowskie Góry is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,129 in Ubud, Bali and $2,075 in Tarnowskie Góry to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $636 in Tarnowskie Góry. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tarnowskie Góry runs roughly 303% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $308 in Tarnowskie Góry. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,383 in Tarnowskie Góry versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Tarnowskie Góry but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarnowskie Góry the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tarnowskie Góry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnowskie Góry gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.