Last update: Oct 2026

Cost of Living Comparison Between Tarnowskie Góry and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $1,412 in Tarnowskie Góry, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Tarnowskie Góry
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Tarnowskie Góry Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Tarnowskie Góry

🇵🇱 Poland

$1,412

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarnowskie Góry and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnowskie Góry and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,412 per month in Tarnowskie Góry vs $925 in Chiang Mai, rent included.

Tarnowskie Góry $1,412
Chiang Mai $925

A couple spends around $2,017 per month in Tarnowskie Góry vs $1,414 in Chiang Mai, rent included.

Tarnowskie Góry $2,017
Chiang Mai $1,414

A family of three spends $2,622 per month in Tarnowskie Góry vs $1,903 in Chiang Mai, rent included.

Tarnowskie Góry $2,622
Chiang Mai $1,903

Tarnowskie Góry costs about 53% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Tarnowskie Góry sits 4% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.69 zł 37.66

$2.29 ฿76.5

323.14%

Three-Course Dinner for Two, Mid-Range

$34.34 zł 133

$19.64 ฿656

74.85%

Fast Food Meal (McDonalds, etc)

$8.94 zł 34.75

$5.61 ฿188

59.36%

Cappuccino

$3.52 zł 13.66

$1.66 ฿55.6

112.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 zł 10.38

$0.70 ฿23.40

281.43%

Water (0.33 liter bottle)

$2.59 zł 10.07

$0.31 ฿10.24

735.48%

Local Beer (0.5 liter draught)

$3.60 zł 13.99

$2.41 ฿80.4

49.38%

Imported Beer (0.33 liter bottle)

$4.63 zł 18.00

$3.71 ฿124

24.80%

Milk (1 liter)

$0.93 zł 3.61

$1.95 ฿65.3

-52.31%

White Bread (500g)

$1.25 zł 4.87

$1.41 ฿47.03

-11.35%

Rice (white) (1kg)

$1.33 zł 5.16

$1.31 ฿43.62

1.53%

Eggs

$3.33 zł 12.94

$2.18 ฿72.9

52.75%

Local Cheese (1kg)

$8.06 zł 31.30

$16.65 ฿556

-51.59%

Chicken Fillets (1kg)

$5.48 zł 21.29

$2.76 ฿92.2

98.55%

Beef Round Steak (1kg)

$11.54 zł 44.82

$9.11 ฿304

26.67%

Apples (1kg)

$1.07 zł 4.16

$2.39 ฿80.0

-55.23%

Banana (1kg)

$1.37 zł 5.34

$1.03 ฿34.26

33.01%

Oranges (1kg)

$1.42 zł 5.51

$1.63 ฿54.4

-12.88%

Tomato (1kg)

$2.61 zł 10.13

$1.50 ฿50.0

74.00%

Potato (1kg)

$0.79 zł 3.07

$1.29 ฿43.13

-38.76%

Onion (1kg)

$0.83 zł 3.21

$1.11 ฿37.03

-25.23%

Lettuce (1 head)

$1.29 zł 5.02

$0.72 ฿24.08

79.17%

Water (1.5 liter bottle)

$0.65 zł 2.52

$0.53 ฿17.59

22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 zł 22.36

$4.31 ฿144

33.64%

Wine (Bottle)

$6.28 zł 24.39

$17.95 ฿600

-65.01%

Local Beer (0.5 liter bottle)

$1.03 zł 4.02

$1.58 ฿52.9

-34.81%

Imported Beer (0.33 liter bottle)

$1.64 zł 6.39

$2.84 ฿95.0

-42.25%

One-way Ticket (Public Transport)

$1.09 zł 4.24

$0.86 ฿28.86

26.74%

Public Transport Monthly Pass (Regular Price)

$30.88 zł 120

$53.3 ฿1,780

-42.04%

Taxi Start (Normal Tariff)

$1.59 zł 6.16

$1.21 ฿40.29

31.40%

Taxi (Normal Tariff) (1km)

$0.58 zł 2.26

$0.57 ฿18.99

1.75%

Taxi 1hour Waiting (Normal Tariff)

$9.03 zł 35.09

$2.35 ฿78.6

284.26%

Gasoline (1 liter)

$1.68 zł 6.52

$1.44 ฿47.96

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 118.2K

$20.7K ฿692.8K

46.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K zł 102.0K

$26.8K ฿895.7K

-2.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,063

$62.3 ฿2,083

338.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.09 zł 31.45

$12.11 ฿405

-33.20%

Internet (50+ Mbps, Unlimited Data)

$17.21 zł 66.9

$19.94 ฿666

-13.69%

Gym Membership (Monthly)

$37.43 zł 145

$37.07 ฿1,239

0.97%

Tennis Court (1 Hour on Weekend)

$21.94 zł 85.2

$3.78 ฿126

480.42%

Cinema Ticket

$7.18 zł 27.88

$6.50 ฿217

10.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$518 zł 2,014

$793 ฿26.5K

-34.60%

International Primary School, 1 Child (Yearly)

$10.4K zł 40.3K

$14.8K ฿494.9K

-30.00%

Jeans (Levis 501 Or Similar)

$69.7 zł 271

$53.7 ฿1,796

29.70%

Summer Dress (H&M, Zara, etc)

$30.86 zł 120

$24.62 ฿823

25.35%

Sport Shoes (Adidas, Nike)

$89.5 zł 348

$90.9 ฿3,036

-1.52%

Men's Leather Business Shoes

$94.3 zł 366

$71.1 ฿2,378

32.51%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,362

$455 ฿15.2K

33.46%

1-bedroom Apartment, Outside City Center (Monthly)

$502 zł 1,949

$298 ฿9,954

68.46%

3-bedroom Apartment, City Center (Monthly)

$984 zł 3,824

$908 ฿30.4K

8.38%

3-bedroom Apartment, Outside City Center (Monthly)

$807 zł 3,136

$554 ฿18.5K

45.73%

Buy Apartment in City Center (m2)

$2,877 zł 11.2K

$1,931 ฿64.5K

49.02%

Buy Apartment Outside City Center (m2)

$2,185 zł 8,490

$1,445 ฿48.3K

51.27%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

5.57

23.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnowskie Góry: October 19, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarnowskie Góry

$502 35.5%

Chiang Mai

$298 32.2% 40.6% $204

Monthly Utilities & Internet

Tarnowskie Góry

$299 21.2%

Chiang Mai

$94 10.2% 68.4% $205

Groceries & Markets

Tarnowskie Góry

$197 14%

Chiang Mai

$235 25.5% 19.6% $39

Eating Out

Tarnowskie Góry

$195 13.8%

Chiang Mai

$79 8.5% 59.7% $116

Clothing & Footwear

Tarnowskie Góry

$128 9.1%

Chiang Mai

$108 11.7% 15.5% $20

Sport & Entertainment

Tarnowskie Góry

$52 3.7%

Chiang Mai

$50 5.4% 3.3% $1.7

Getting Around

Tarnowskie Góry

$40 2.8%

Chiang Mai

$61 6.6% 52.9% $21

Cost Breakdown

A central one-bedroom costs $608 in Tarnowskie Góry versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34.00 in Tarnowskie Góry versus $20.00 in Chiang Mai. Groceries tell a different story – $197 in Tarnowskie Góry vs $235 in Chiang Mai – so Tarnowskie Góry wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Tarnowskie Góry

🇹🇭 Chiang Mai

🕒 Local time

22:03 10:03 PM

03:03 3:03 AM

5 h ahead of Tarnowskie Góry

🌤 Weather

👥 Population

61,789

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Tarnowskie Góry Chiang Mai 7,720 km ≈ 10 h nonstop flight

From you

Tarnowskie Góry
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnowskie Góry vs Chiang Mai: Cost of Living - Frequently Asked Questions

Tarnowskie Góry costs about 53% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,118 per month in Tarnowskie Góry and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $518 per month in Tarnowskie Góry and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Tarnowskie Góry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Tarnowskie Góry at $1,412. In Chiang Mai it covers expenses comfortably, while in Tarnowskie Góry it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $1,412 in Tarnowskie Góry. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnowskie Góry makes more sense. Both are solid long-term options with distinct trade-offs.