Cost of Living Comparison Between Tarnowskie Góry and Chiang Mai Cost of Living Comparison Between Tarnowskie Góry and Chiang Mai

Monthly Cost of Living

A single person spends $1,394 per month in Tarnowskie Góry vs $861 in Chiang Mai, rent included.

A couple spends around $2,059 per month in Tarnowskie Góry vs $1,350 in Chiang Mai, rent included.

A family of three spends $2,725 per month in Tarnowskie Góry vs $1,838 in Chiang Mai, rent included.

Tarnowskie Góry costs about 62% more than Chiang Mai, driven mainly by Eating Out.

Tarnowskie Góry sits 4% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tarnowskie Góry
Chiang Mai
Difference
Meal at Budget Restaurant
$10.99 zł 41.70
$1.96 ฿65.8
460.71%
Three-Course Dinner for Two, Mid-Range
$42.87 zł 163
$18.35 ฿617
133.62%
Fast Food Meal (McDonalds, etc)
$9.16 zł 34.77
$7.48 ฿252
22.46%
Cappuccino
$3.55 zł 13.47
$2.02 ฿67.8
75.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.79 zł 6.77
$0.85 ฿28.50
110.59%
Water (0.33 liter bottle)
$1.45 zł 5.52
$0.36 ฿11.96
302.78%
Local Beer (0.5 liter draught)
$3.22 zł 12.24
$2.14 ฿71.8
50.47%
Imported Beer (0.33 liter bottle)
$3.21 zł 12.18
$3.59 ฿121
-10.58%
🛒 Groceries & Markets
Tarnowskie Góry
Chiang Mai
Difference
Milk (1 liter)
$1.02 zł 3.88
$1.65 ฿55.5
-38.18%
White Bread (500g)
$1.62 zł 6.16
$1.57 ฿52.7
3.18%
Rice (white) (1kg)
$1.39 zł 5.27
$1.19 ฿40.02
16.81%
Eggs
$3.11 zł 11.81
$1.94 ฿65.1
60.31%
Local Cheese (1kg)
$9.45 zł 35.85
$16.19 ฿544
-41.63%
Chicken Fillets (1kg)
$6.09 zł 23.10
$2.99 ฿101
103.68%
Beef Round Steak (1kg)
$10.88 zł 41.27
$10.94 ฿368
-0.55%
Apples (1kg)
$1.08 zł 4.09
$2.71 ฿91.2
-60.15%
Banana (1kg)
$1.62 zł 6.13
$1.17 ฿39.25
38.46%
Oranges (1kg)
$1.77 zł 6.73
$1.69 ฿56.7
4.73%
Tomato (1kg)
$2.97 zł 11.26
$1.60 ฿54.0
85.63%
Potato (1kg)
$0.95 zł 3.61
$1.38 ฿46.54
-31.16%
Onion (1kg)
$0.94 zł 3.55
$1.20 ฿40.45
-21.67%
Lettuce (1 head)
$1.25 zł 4.73
$0.67 ฿22.50
86.57%
Water (1.5 liter bottle)
$0.70 zł 2.65
$0.56 ฿18.73
25.00%
Cigarettes 20 Pack (Marlboro, Camel)
$5.16 zł 19.58
$4.64 ฿156
11.21%
Wine (Bottle)
$6.42 zł 24.35
$17.62 ฿593
-63.56%
Local Beer (0.5 liter bottle)
$1.03 zł 3.91
$1.86 ฿62.5
-44.62%
Imported Beer (0.33 liter bottle)
$1.85 zł 7.02
$3.30 ฿111
-43.94%
🚌 Getting Around
Tarnowskie Góry
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.12 zł 4.23
$0.88 ฿29.68
27.27%
Public Transport Monthly Pass (Regular Price)
$32.37 zł 123
$19.34 ฿650
67.37%
Taxi Start (Normal Tariff)
$2.22 zł 8.42
$1.36 ฿45.90
63.24%
Taxi (Normal Tariff) (1km)
$0.71 zł 2.71
$1.34 ฿44.98
-47.01%
Taxi 1hour Waiting (Normal Tariff)
$10.75 zł 40.79
$8.21 ฿276
30.94%
Gasoline (1 liter)
$1.74 zł 6.62
$1.22 ฿41.18
42.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K zł 126.4K
$21.4K ฿718.1K
56.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9K zł 113.5K
$22.5K ฿757.7K
32.77%
🧾 Monthly Utilities & Internet
Tarnowskie Góry
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 zł 956
$70.7 ฿2,376
256.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.37 zł 31.74
$14.04 ฿472
-40.38%
Internet (50+ Mbps, Unlimited Data)
$16.29 zł 61.8
$17.49 ฿588
-6.86%
🎉 Sport & Entertainment
Tarnowskie Góry
Chiang Mai
Difference
Gym Membership (Monthly)
$35.86 zł 136
$42.15 ฿1,417
-14.92%
Tennis Court (1 Hour on Weekend)
$19.77 zł 75.0
$6.88 ฿231
187.35%
Cinema Ticket
$6.91 zł 26.23
$5.92 ฿199
16.72%
🧸 Childcare & Education
Tarnowskie Góry
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$314 zł 1,190
$309 ฿10.4K
1.69%
International Primary School, 1 Child (Yearly)
$9,478 zł 36.0K
$14.9K ฿500.4K
-36.30%
👕👟 Clothing & Footwear
Tarnowskie Góry
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$78.4 zł 298
$55.8 ฿1,875
40.67%
Summer Dress (H&M, Zara, etc)
$35.74 zł 136
$26.11 ฿878
36.88%
Sport Shoes (Adidas, Nike)
$90.6 zł 344
$83.0 ฿2,792
9.13%
Men's Leather Business Shoes
$96.8 zł 367
$70.5 ฿2,369
37.35%
🏠 Accommodation & Living
Tarnowskie Góry
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$639 zł 2,425
$432 ฿14.5K
47.95%
1-bedroom Apartment, Outside City Center (Monthly)
$487 zł 1,846
$239 ฿8,035
103.64%
3-bedroom Apartment, City Center (Monthly)
$975 zł 3,698
$822 ฿27.7K
18.54%
3-bedroom Apartment, Outside City Center (Monthly)
$804 zł 3,052
$512 ฿17.2K
57.08%
Buy Apartment in City Center (m2)
$3,230 zł 12.3K
$1,915 ฿64.4K
68.70%
Buy Apartment Outside City Center (m2)
$2,483 zł 9,422
$1,467 ฿49.3K
69.26%
💵 Salaries & Financials
Tarnowskie Góry
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$579 ฿19.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.92
5
38.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnowskie Góry: July 12, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $639 in Tarnowskie Góry versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in Tarnowskie Góry versus $18.00 in Chiang Mai. Groceries tell a different story – $213 in Tarnowskie Góry vs $243 in Chiang Mai – so Tarnowskie Góry wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnowskie Góry vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tarnowskie Góry or Chiang Mai?
Tarnowskie Góry costs about 62% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tarnowskie Góry and in Chiang Mai?
For a comfortable life, plan on about $2,091 per month in Tarnowskie Góry and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Tarnowskie Góry or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Tarnowskie Góry and in Chiang Mai?
Kindergarten costs $314 per month in Tarnowskie Góry and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Tarnowskie Góry or in Chiang Mai?
Interestingly, groceries are about 14% cheaper in Tarnowskie Góry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Tarnowskie Góry or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Tarnowskie Góry at $1,394. In Chiang Mai it covers expenses comfortably, while in Tarnowskie Góry it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Tarnowskie Góry or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,394 in Tarnowskie Góry. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Tarnowskie Góry compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Tarnowskie Góry or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnowskie Góry makes more sense. Both are solid long-term options with distinct trade-offs.

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