😐A single person spends $1,394 per month in Tarnowskie Góry vs $861 in Chiang Mai, rent included.
😐A couple spends around $2,059 per month in Tarnowskie Góry vs $1,350 in Chiang Mai, rent included.
😐A family of three spends $2,725 per month in Tarnowskie Góry vs $1,838 in Chiang Mai, rent included.
😐Tarnowskie Góry costs about 62% more than Chiang Mai, driven mainly by Eating Out.
📊Tarnowskie Góry sits 4% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Tarnowskie Góry
Chiang Mai
Difference
Meal at Budget Restaurant
$10.99zł 41.70
$1.96฿65.8
460.71%
Three-Course Dinner for Two, Mid-Range
$42.87zł 163
$18.35฿617
133.62%
Fast Food Meal(McDonalds, etc)
$9.16zł 34.77
$7.48฿252
22.46%
Cappuccino
$3.55zł 13.47
$2.02฿67.8
75.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.79zł 6.77
$0.85฿28.50
110.59%
Water(0.33 liter bottle)
$1.45zł 5.52
$0.36฿11.96
302.78%
Local Beer(0.5 liter draught)
$3.22zł 12.24
$2.14฿71.8
50.47%
Imported Beer(0.33 liter bottle)
$3.21zł 12.18
$3.59฿121
-10.58%
🛒 Groceries & Markets
Tarnowskie Góry
Chiang Mai
Difference
Milk(1 liter)
$1.02zł 3.88
$1.65฿55.5
-38.18%
White Bread(500g)
$1.62zł 6.16
$1.57฿52.7
3.18%
Rice(white)(1kg)
$1.39zł 5.27
$1.19฿40.02
16.81%
Eggs
$3.11zł 11.81
$1.94฿65.1
60.31%
Local Cheese(1kg)
$9.45zł 35.85
$16.19฿544
-41.63%
Chicken Fillets(1kg)
$6.09zł 23.10
$2.99฿101
103.68%
Beef Round Steak(1kg)
$10.88zł 41.27
$10.94฿368
-0.55%
Apples(1kg)
$1.08zł 4.09
$2.71฿91.2
-60.15%
Banana(1kg)
$1.62zł 6.13
$1.17฿39.25
38.46%
Oranges(1kg)
$1.77zł 6.73
$1.69฿56.7
4.73%
Tomato(1kg)
$2.97zł 11.26
$1.60฿54.0
85.63%
Potato(1kg)
$0.95zł 3.61
$1.38฿46.54
-31.16%
Onion(1kg)
$0.94zł 3.55
$1.20฿40.45
-21.67%
Lettuce(1 head)
$1.25zł 4.73
$0.67฿22.50
86.57%
Water(1.5 liter bottle)
$0.70zł 2.65
$0.56฿18.73
25.00%
Cigarettes 20 Pack(Marlboro, Camel)
$5.16zł 19.58
$4.64฿156
11.21%
Wine(Bottle)
$6.42zł 24.35
$17.62฿593
-63.56%
Local Beer(0.5 liter bottle)
$1.03zł 3.91
$1.86฿62.5
-44.62%
Imported Beer(0.33 liter bottle)
$1.85zł 7.02
$3.30฿111
-43.94%
🚌 Getting Around
Tarnowskie Góry
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.12zł 4.23
$0.88฿29.68
27.27%
Public Transport Monthly Pass(Regular Price)
$32.37zł 123
$19.34฿650
67.37%
Taxi Start(Normal Tariff)
$2.22zł 8.42
$1.36฿45.90
63.24%
Taxi(Normal Tariff)(1km)
$0.71zł 2.71
$1.34฿44.98
-47.01%
Taxi 1hour Waiting(Normal Tariff)
$10.75zł 40.79
$8.21฿276
30.94%
Gasoline(1 liter)
$1.74zł 6.62
$1.22฿41.18
42.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3Kzł 126.4K
$21.4K฿718.1K
56.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9Kzł 113.5K
$22.5K฿757.7K
32.77%
🧾 Monthly Utilities & Internet
Tarnowskie Góry
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$252zł 956
$70.7฿2,376
256.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.37zł 31.74
$14.04฿472
-40.38%
Internet(50+ Mbps, Unlimited Data)
$16.29zł 61.8
$17.49฿588
-6.86%
🎉 Sport & Entertainment
Tarnowskie Góry
Chiang Mai
Difference
Gym Membership(Monthly)
$35.86zł 136
$42.15฿1,417
-14.92%
Tennis Court(1 Hour on Weekend)
$19.77zł 75.0
$6.88฿231
187.35%
Cinema Ticket
$6.91zł 26.23
$5.92฿199
16.72%
🧸 Childcare & Education
Tarnowskie Góry
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$314zł 1,190
$309฿10.4K
1.69%
International Primary School, 1 Child(Yearly)
$9,478zł 36.0K
$14.9K฿500.4K
-36.30%
👕👟 Clothing & Footwear
Tarnowskie Góry
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$78.4zł 298
$55.8฿1,875
40.67%
Summer Dress(H&M, Zara, etc)
$35.74zł 136
$26.11฿878
36.88%
Sport Shoes(Adidas, Nike)
$90.6zł 344
$83.0฿2,792
9.13%
Men's Leather Business Shoes
$96.8zł 367
$70.5฿2,369
37.35%
🏠 Accommodation & Living
Tarnowskie Góry
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$639zł 2,425
$432฿14.5K
47.95%
1-bedroom Apartment, Outside City Center(Monthly)
$487zł 1,846
$239฿8,035
103.64%
3-bedroom Apartment, City Center(Monthly)
$975zł 3,698
$822฿27.7K
18.54%
3-bedroom Apartment, Outside City Center(Monthly)
$804zł 3,052
$512฿17.2K
57.08%
Buy Apartment in City Center(m2)
$3,230zł 12.3K
$1,915฿64.4K
68.70%
Buy Apartment Outside City Center(m2)
$2,483zł 9,422
$1,467฿49.3K
69.26%
💵 Salaries & Financials
Tarnowskie Góry
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$579฿19.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.92
5
38.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tarnowskie Góry: July 12, 2026
Last update for Chiang Mai: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $639 in Tarnowskie Góry versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $43.00 in Tarnowskie Góry versus $18.00 in Chiang Mai. Groceries tell a different story – $213 in Tarnowskie Góry vs $243 in Chiang Mai – so Tarnowskie Góry wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnowskie Góry vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tarnowskie Góry or Chiang Mai?
Tarnowskie Góry costs about 62% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tarnowskie Góry and in Chiang Mai?
For a comfortable life, plan on about $2,091 per month in Tarnowskie Góry and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Tarnowskie Góry or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Tarnowskie Góry and in Chiang Mai?
Kindergarten costs $314 per month in Tarnowskie Góry and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Tarnowskie Góry or in Chiang Mai?
Interestingly, groceries are about 14% cheaper in Tarnowskie Góry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Tarnowskie Góry or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Tarnowskie Góry at $1,394. In Chiang Mai it covers expenses comfortably, while in Tarnowskie Góry it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Tarnowskie Góry or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,394 in Tarnowskie Góry. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Tarnowskie Góry compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Tarnowskie Góry or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnowskie Góry makes more sense. Both are solid long-term options with distinct trade-offs.
Tarnowskie Góry vs other spots: cost of living compared