😐A single person spends $1,480 per month in Tarnowskie Góry vs $947 in Chiang Mai, rent included.
😐A couple spends around $2,144 per month in Tarnowskie Góry vs $1,411 in Chiang Mai, rent included.
😐A family of three spends $2,808 per month in Tarnowskie Góry vs $1,874 in Chiang Mai, rent included.
😐Tarnowskie Góry costs about 56% more than Chiang Mai, driven mainly by Eating Out.
📊Tarnowskie Góry sits 8% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Tarnowskie Góry
Chiang Mai
Difference
Meal at Budget Restaurant
$10.00zł 37.15
$2.08฿68.5
380.77%
Three-Course Dinner for Two, Mid-Range
$36.97zł 137
$19.64฿646
88.24%
Fast Food Meal(McDonalds, etc)
$9.22zł 34.26
$5.65฿186
63.19%
Cappuccino
$3.61zł 13.42
$1.81฿59.3
99.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.85zł 10.58
$0.71฿23.44
301.41%
Water(0.33 liter bottle)
$2.64zł 9.79
$0.32฿10.38
725.00%
Local Beer(0.5 liter draught)
$3.80zł 14.10
$2.24฿73.5
69.64%
Imported Beer(0.33 liter bottle)
$4.92zł 18.29
$3.63฿119
35.54%
🛒 Groceries & Markets
Tarnowskie Góry
Chiang Mai
Difference
Milk(1 liter)
$1.01zł 3.74
$1.96฿64.4
-48.47%
White Bread(500g)
$1.27zł 4.71
$1.50฿49.38
-15.33%
Rice(white)(1kg)
$1.41zł 5.25
$1.34฿43.92
5.22%
Eggs
$3.39zł 12.60
$2.26฿74.4
50.00%
Local Cheese(1kg)
$8.29zł 30.80
$16.26฿534
-49.02%
Chicken Fillets(1kg)
$5.67zł 21.07
$2.95฿97.1
92.20%
Beef Round Steak(1kg)
$12.50zł 46.41
$9.94฿327
25.75%
Apples(1kg)
$1.14zł 4.22
$2.57฿84.5
-55.64%
Banana(1kg)
$1.52zł 5.64
$1.06฿34.72
43.40%
Oranges(1kg)
$1.55zł 5.76
$1.61฿53.0
-3.73%
Tomato(1kg)
$2.68zł 9.94
$1.52฿49.96
76.32%
Potato(1kg)
$0.83zł 3.10
$1.27฿41.76
-34.65%
Onion(1kg)
$0.88zł 3.28
$1.07฿35.05
-17.76%
Lettuce(1 head)
$1.31zł 4.87
$0.72฿23.67
81.94%
Water(1.5 liter bottle)
$0.66zł 2.45
$0.51฿16.72
29.41%
Cigarettes 20 Pack(Marlboro, Camel)
$6.11zł 22.70
$4.19฿138
45.82%
Wine(Bottle)
$6.61zł 24.56
$17.87฿587
-63.01%
Local Beer(0.5 liter bottle)
$1.07zł 3.96
$1.69฿55.7
-36.69%
Imported Beer(0.33 liter bottle)
$1.73zł 6.42
$2.84฿93.2
-39.08%
🚌 Getting Around
Tarnowskie Góry
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.16zł 4.30
$0.93฿30.42
24.73%
Public Transport Monthly Pass(Regular Price)
$28.86zł 107
$53.9฿1,770
-46.42%
Taxi Start(Normal Tariff)
$1.60zł 5.95
$1.23฿40.58
30.08%
Taxi(Normal Tariff)(1km)
$0.61zł 2.27
$0.58฿18.96
5.17%
Taxi 1hour Waiting(Normal Tariff)
$9.55zł 35.47
$2.42฿79.7
294.63%
Gasoline(1 liter)
$1.63zł 6.06
$1.41฿46.42
15.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6Kzł 121.1K
$21.4K฿704.9K
52.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7Kzł 102.9K
$27.3K฿898.5K
1.31%
🧾 Monthly Utilities & Internet
Tarnowskie Góry
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$289zł 1,074
$63.7฿2,093
354.14%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.46zł 31.40
$12.85฿423
-34.16%
Internet(50+ Mbps, Unlimited Data)
$17.98zł 66.8
$20.22฿665
-11.08%
🎉 Sport & Entertainment
Tarnowskie Góry
Chiang Mai
Difference
Gym Membership(Monthly)
$39.89zł 148
$38.74฿1,274
2.97%
Tennis Court(1 Hour on Weekend)
$23.91zł 88.8
$3.97฿130
502.27%
Cinema Ticket
$7.78zł 28.89
$6.74฿221
15.43%
🧸 Childcare & Education
Tarnowskie Góry
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$540zł 2,007
$778฿25.6K
-30.54%
International Primary School, 1 Child(Yearly)
$10.8Kzł 40.0K
$14.6K฿480.2K
-26.38%
👕👟 Clothing & Footwear
Tarnowskie Góry
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$73.3zł 272
$54.3฿1,785
34.96%
Summer Dress(H&M, Zara, etc)
$32.65zł 121
$25.45฿836
28.29%
Sport Shoes(Adidas, Nike)
$94.0zł 349
$94.3฿3,101
-0.32%
Men's Leather Business Shoes
$99.3zł 369
$73.4฿2,414
35.19%
🏠 Accommodation & Living
Tarnowskie Góry
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$643zł 2,388
$490฿16.1K
31.31%
1-bedroom Apartment, Outside City Center(Monthly)
$511zł 1,900
$289฿9,510
76.79%
3-bedroom Apartment, City Center(Monthly)
$1,026zł 3,812
$894฿29.4K
14.85%
3-bedroom Apartment, Outside City Center(Monthly)
$865zł 3,212
$517฿17.0K
67.26%
Buy Apartment in City Center(m2)
$3,076zł 11.4K
$1,955฿64.3K
57.31%
Buy Apartment Outside City Center(m2)
$2,626zł 9,754
$1,477฿48.5K
77.81%
💵 Salaries & Financials
Tarnowskie Góry
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$602฿19.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.87
5.57
23.34%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tarnowskie Góry: September 1, 2026
Last update for Chiang Mai: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $643 in Tarnowskie Góry versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $37.00 in Tarnowskie Góry versus $20.00 in Chiang Mai. Groceries tell a different story – $207 in Tarnowskie Góry vs $240 in Chiang Mai – so Tarnowskie Góry wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnowskie Góry vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tarnowskie Góry or Chiang Mai?
Tarnowskie Góry costs about 56% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tarnowskie Góry and in Chiang Mai?
For a comfortable life, plan on about $2,220 per month in Tarnowskie Góry and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Tarnowskie Góry or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Tarnowskie Góry and in Chiang Mai?
Kindergarten costs $540 per month in Tarnowskie Góry and $778 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Tarnowskie Góry or in Chiang Mai?
Interestingly, groceries are about 16% cheaper in Tarnowskie Góry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Tarnowskie Góry or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Tarnowskie Góry at $1,480. In Chiang Mai it covers expenses comfortably, while in Tarnowskie Góry it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Tarnowskie Góry or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $1,480 in Tarnowskie Góry. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Tarnowskie Góry compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Tarnowskie Góry or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnowskie Góry makes more sense. Both are solid long-term options with distinct trade-offs.
Tarnowskie Góry vs other spots: cost of living compared