Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Tarnowskie Góry

For one person, living is cheaper in Chiang Mai: $925 a month against $1,412 in Tarnowskie Góry, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
68

Cost of Living Index in Tarnowskie Góry
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Tarnowskie Góry Living Index

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Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Tarnowskie Góry

🇵🇱 Poland

$1,412

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Tarnowskie Góry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Tarnowskie Góry actually costs, broken down by who's living it.

A single person spends $925 per month in Chiang Mai vs $1,412 in Tarnowskie Góry, rent included.

Chiang Mai $925
Tarnowskie Góry $1,412

A couple spends around $1,414 per month in Chiang Mai vs $2,017 in Tarnowskie Góry, rent included.

Chiang Mai $1,414
Tarnowskie Góry $2,017

A family of three spends $1,903 per month in Chiang Mai vs $2,622 in Tarnowskie Góry, rent included.

Chiang Mai $1,903
Tarnowskie Góry $2,622

Chiang Mai is about 34% cheaper than Tarnowskie Góry, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 32% below the global median, while Tarnowskie Góry is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.29 ฿76.5

$9.69 zł 37.66

-76.37%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿656

$34.34 zł 133

-42.81%

Fast Food Meal (McDonalds, etc)

$5.61 ฿188

$8.94 zł 34.75

-37.25%

Cappuccino

$1.66 ฿55.6

$3.52 zł 13.66

-52.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.40

$2.67 zł 10.38

-73.78%

Water (0.33 liter bottle)

$0.31 ฿10.24

$2.59 zł 10.07

-88.03%

Local Beer (0.5 liter draught)

$2.41 ฿80.4

$3.60 zł 13.99

-33.06%

Imported Beer (0.33 liter bottle)

$3.71 ฿124

$4.63 zł 18.00

-19.87%

Milk (1 liter)

$1.95 ฿65.3

$0.93 zł 3.61

109.68%

White Bread (500g)

$1.41 ฿47.03

$1.25 zł 4.87

12.80%

Rice (white) (1kg)

$1.31 ฿43.62

$1.33 zł 5.16

-1.50%

Eggs

$2.18 ฿72.9

$3.33 zł 12.94

-34.53%

Local Cheese (1kg)

$16.65 ฿556

$8.06 zł 31.30

106.58%

Chicken Fillets (1kg)

$2.76 ฿92.2

$5.48 zł 21.29

-49.64%

Beef Round Steak (1kg)

$9.11 ฿304

$11.54 zł 44.82

-21.06%

Apples (1kg)

$2.39 ฿80.0

$1.07 zł 4.16

123.36%

Banana (1kg)

$1.03 ฿34.26

$1.37 zł 5.34

-24.82%

Oranges (1kg)

$1.63 ฿54.4

$1.42 zł 5.51

14.79%

Tomato (1kg)

$1.50 ฿50.0

$2.61 zł 10.13

-42.53%

Potato (1kg)

$1.29 ฿43.13

$0.79 zł 3.07

63.29%

Onion (1kg)

$1.11 ฿37.03

$0.83 zł 3.21

33.73%

Lettuce (1 head)

$0.72 ฿24.08

$1.29 zł 5.02

-44.19%

Water (1.5 liter bottle)

$0.53 ฿17.59

$0.65 zł 2.52

-18.46%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$5.76 zł 22.36

-25.17%

Wine (Bottle)

$17.95 ฿600

$6.28 zł 24.39

185.83%

Local Beer (0.5 liter bottle)

$1.58 ฿52.9

$1.03 zł 4.02

53.40%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.0

$1.64 zł 6.39

73.17%

One-way Ticket (Public Transport)

$0.86 ฿28.86

$1.09 zł 4.24

-21.10%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

$30.88 zł 120

72.54%

Taxi Start (Normal Tariff)

$1.21 ฿40.29

$1.59 zł 6.16

-23.90%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$0.58 zł 2.26

-1.72%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ฿78.6

$9.03 zł 35.09

-73.98%

Gasoline (1 liter)

$1.44 ฿47.96

$1.68 zł 6.52

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ฿692.8K

$30.4K zł 118.2K

-31.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿895.7K

$26.3K zł 102.0K

2.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$274 zł 1,063

-77.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 ฿405

$8.09 zł 31.45

49.69%

Internet (50+ Mbps, Unlimited Data)

$19.94 ฿666

$17.21 zł 66.9

15.86%

Gym Membership (Monthly)

$37.07 ฿1,239

$37.43 zł 145

-0.96%

Tennis Court (1 Hour on Weekend)

$3.78 ฿126

$21.94 zł 85.2

-82.77%

Cinema Ticket

$6.50 ฿217

$7.18 zł 27.88

-9.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$793 ฿26.5K

$518 zł 2,014

52.90%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

$10.4K zł 40.3K

42.85%

Jeans (Levis 501 Or Similar)

$53.7 ฿1,796

$69.7 zł 271

-22.90%

Summer Dress (H&M, Zara, etc)

$24.62 ฿823

$30.86 zł 120

-20.22%

Sport Shoes (Adidas, Nike)

$90.9 ฿3,036

$89.5 zł 348

1.54%

Men's Leather Business Shoes

$71.1 ฿2,378

$94.3 zł 366

-24.54%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

$608 zł 2,362

-25.07%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

$502 zł 1,949

-40.64%

3-bedroom Apartment, City Center (Monthly)

$908 ฿30.4K

$984 zł 3,824

-7.74%

3-bedroom Apartment, Outside City Center (Monthly)

$554 ฿18.5K

$807 zł 3,136

-31.38%

Buy Apartment in City Center (m2)

$1,931 ฿64.5K

$2,877 zł 11.2K

-32.90%

Buy Apartment Outside City Center (m2)

$1,445 ฿48.3K

$2,185 zł 8,490

-33.90%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.87

-18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Tarnowskie Góry: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$298 32.2%

Tarnowskie Góry

$502 35.5% 68.5% $204

Groceries & Markets

Chiang Mai

$235 25.5%

Tarnowskie Góry

$197 14% 16.4% $39

Clothing & Footwear

Chiang Mai

$108 11.7%

Tarnowskie Góry

$128 9.1% 18.3% $20

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Tarnowskie Góry

$299 21.2% 217% $205

Eating Out

Chiang Mai

$79 8.5%

Tarnowskie Góry

$195 13.8% 148% $116

Getting Around

Chiang Mai

$61 6.6%

Tarnowskie Góry

$40 2.8% 34.6% $21

Sport & Entertainment

Chiang Mai

$50 5.4%

Tarnowskie Góry

$52 3.7% 3.4% $1.7

Cost Breakdown

A central one-bedroom costs $455 in Chiang Mai versus $608 in Tarnowskie Góry. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $34.00 in Tarnowskie Góry. Groceries tell a different story – $235 in Chiang Mai vs $197 in Tarnowskie Góry – so Tarnowskie Góry wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇵🇱 Tarnowskie Góry

🕒 Local time

05:10 5:10 AM

00:10 12:10 AM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

61,789

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Tarnowskie Góry 7,720 km ≈ 10 h nonstop flight

From you

Chiang Mai
Tarnowskie Góry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Tarnowskie Góry: Cost of Living - Frequently Asked Questions

Tarnowskie Góry costs about 53% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,388 per month in Chiang Mai and $2,118 in Tarnowskie Góry. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $793 per month in Chiang Mai and $518 in Tarnowskie Góry. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Tarnowskie Góry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Tarnowskie Góry at $1,412. In Chiang Mai it covers expenses comfortably, while in Tarnowskie Góry it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $1,412 in Tarnowskie Góry. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnowskie Góry makes more sense. Both are solid long-term options with distinct trade-offs.