Cost of Living Comparison Between Chiang Mai and Tarnowskie Góry Cost of Living Comparison Between Chiang Mai and Tarnowskie Góry

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $1,394 in Tarnowskie Góry, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $2,059 in Tarnowskie Góry, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $2,725 in Tarnowskie Góry, rent included.

Chiang Mai is about 38% cheaper than Tarnowskie Góry, driven mainly by Eating Out.

Chiang Mai sits 36% below the global median, while Tarnowskie Góry is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.96 ฿65.8

$10.99 zł 41.70

-82.17%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$42.87 zł 163

-57.20%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$9.16 zł 34.77

-18.34%

Cappuccino

$2.02 ฿67.8

$3.55 zł 13.47

-43.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.50

$1.79 zł 6.77

-52.51%

Water (0.33 liter bottle)

$0.36 ฿11.96

$1.45 zł 5.52

-75.17%

Local Beer (0.5 liter draught)

$2.14 ฿71.8

$3.22 zł 12.24

-33.54%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$3.21 zł 12.18

11.84%

Milk (1 liter)

$1.65 ฿55.5

$1.02 zł 3.88

61.76%

White Bread (500g)

$1.57 ฿52.7

$1.62 zł 6.16

-3.09%

Rice (white) (1kg)

$1.19 ฿40.02

$1.39 zł 5.27

-14.39%

Eggs

$1.94 ฿65.1

$3.11 zł 11.81

-37.62%

Local Cheese (1kg)

$16.19 ฿544

$9.45 zł 35.85

71.32%

Chicken Fillets (1kg)

$2.99 ฿101

$6.09 zł 23.10

-50.90%

Beef Round Steak (1kg)

$10.94 ฿368

$10.88 zł 41.27

0.55%

Apples (1kg)

$2.71 ฿91.2

$1.08 zł 4.09

150.93%

Banana (1kg)

$1.17 ฿39.25

$1.62 zł 6.13

-27.78%

Oranges (1kg)

$1.69 ฿56.7

$1.77 zł 6.73

-4.52%

Tomato (1kg)

$1.60 ฿54.0

$2.97 zł 11.26

-46.13%

Potato (1kg)

$1.38 ฿46.54

$0.95 zł 3.61

45.26%

Onion (1kg)

$1.20 ฿40.45

$0.94 zł 3.55

27.66%

Lettuce (1 head)

$0.67 ฿22.50

$1.25 zł 4.73

-46.40%

Water (1.5 liter bottle)

$0.56 ฿18.73

$0.70 zł 2.65

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$5.16 zł 19.58

-10.08%

Wine (Bottle)

$17.62 ฿593

$6.42 zł 24.35

174.45%

Local Beer (0.5 liter bottle)

$1.86 ฿62.5

$1.03 zł 3.91

80.58%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$1.85 zł 7.02

78.38%

One-way Ticket (Public Transport)

$0.88 ฿29.68

$1.12 zł 4.23

-21.43%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿650

$32.37 zł 123

-40.25%

Taxi Start (Normal Tariff)

$1.36 ฿45.90

$2.22 zł 8.42

-38.74%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.98

$0.71 zł 2.71

88.73%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$10.75 zł 40.79

-23.63%

Gasoline (1 liter)

$1.22 ฿41.18

$1.74 zł 6.62

-29.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.1K

$33.3K zł 126.4K

-35.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿757.7K

$29.9K zł 113.5K

-24.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,376

$252 zł 956

-71.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$8.37 zł 31.74

67.74%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿588

$16.29 zł 61.8

7.37%

Gym Membership (Monthly)

$42.15 ฿1,417

$35.86 zł 136

17.54%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$19.77 zł 75.0

-65.20%

Cinema Ticket

$5.92 ฿199

$6.91 zł 26.23

-14.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$314 zł 1,190

-1.66%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.4K

$9,478 zł 36.0K

56.98%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,875

$78.4 zł 298

-28.91%

Summer Dress (H&M, Zara, etc)

$26.11 ฿878

$35.74 zł 136

-26.94%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,792

$90.6 zł 344

-8.37%

Men's Leather Business Shoes

$70.5 ฿2,369

$96.8 zł 367

-27.19%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$639 zł 2,425

-32.41%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,035

$487 zł 1,846

-50.89%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$975 zł 3,698

-15.64%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$804 zł 3,052

-36.34%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$3,230 zł 12.3K

-40.72%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

$2,483 zł 9,422

-40.92%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

-27.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Tarnowskie Góry: July 12, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $639 in Tarnowskie Góry. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $43.00 in Tarnowskie Góry. Groceries tell a different story – $243 in Chiang Mai vs $213 in Tarnowskie Góry – so Tarnowskie Góry wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Tarnowskie Góry: Cost of Living - Frequently Asked Questions

Tarnowskie Góry costs about 62% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $2,091 in Tarnowskie Góry. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $309 per month in Chiang Mai and $314 in Tarnowskie Góry. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Tarnowskie Góry – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Tarnowskie Góry at $1,394. In Chiang Mai it covers expenses comfortably, while in Tarnowskie Góry it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,394 in Tarnowskie Góry. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnowskie Góry makes more sense. Both are solid long-term options with distinct trade-offs.