Cost of Living Comparison Between Tarnow and Warsaw Cost of Living Comparison Between Tarnow and Warsaw

🙂 Solo nomad: Tarnow is 10.4% cheaper than Warsaw without rent, and 40.8% cheaper with rent.

🙂 Family of 3: Tarnow is 28.2% cheaper than Warsaw without rent, and 43.3% cheaper with rent.

Meal at Budget Restaurant

$9.69 zł 35.16

$10.99 zł 39.89

-11.83%

Three-Course Dinner for Two, Mid-Range

$26.86 zł 97.5

$56.2 zł 204

-52.22%

Fast Food Meal (McDonalds, etc)

$6.99 zł 25.36

$9.29 zł 33.71

-24.76%

Cappuccino

$2.76 zł 10.03

$4.15 zł 15.05

-33.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 7.54

$2.07 zł 7.51

0.48%

Water (0.33 liter bottle)

$1.40 zł 5.07

$1.89 zł 6.88

-25.93%

Local Beer (0.5 liter draught)

$2.93 zł 10.64

$4.55 zł 16.53

-35.60%

Imported Beer (0.33 liter bottle)

$3.63 zł 13.19

$4.70 zł 17.08

-22.77%

Milk (1 liter)

$1.01 zł 3.66

$1.19 zł 4.32

-15.13%

White Bread (500g)

$1.24 zł 4.51

$1.40 zł 5.09

-11.43%

Rice (white) (1kg)

$1.33 zł 4.84

$1.78 zł 6.47

-25.28%

Eggs

$2.56 zł 9.30

$3.64 zł 13.23

-29.67%

Local Cheese (1kg)

$7.53 zł 27.35

$10.10 zł 36.67

-25.45%

Chicken Fillets (1kg)

$6.54 zł 23.74

$7.14 zł 25.93

-8.40%

Beef Round Steak (1kg)

$9.48 zł 34.40

$14.18 zł 51.5

-33.15%

Apples (1kg)

$0.84 zł 3.04

$1.25 zł 4.53

-32.80%

Banana (1kg)

$1.60 zł 5.81

$1.86 zł 6.77

-13.98%

Oranges (1kg)

$1.39 zł 5.03

$2.01 zł 7.31

-30.85%

Tomato (1kg)

$2.22 zł 8.05

$3.63 zł 13.17

-38.84%

Potato (1kg)

$0.80 zł 2.89

$1.05 zł 3.82

-23.81%

Onion (1kg)

$1.12 zł 4.05

$1.23 zł 4.47

-8.94%

Lettuce (1 head)

$1.06 zł 3.86

$1.52 zł 5.51

-30.26%

Water (1.5 liter bottle)

$0.61 zł 2.22

$0.73 zł 2.66

-16.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.66 zł 16.91

$5.58 zł 20.27

-16.49%

Wine (Bottle)

$7.81 zł 28.35

$8.24 zł 29.93

-5.22%

Local Beer (0.5 liter bottle)

$0.89 zł 3.24

$1.43 zł 5.21

-37.76%

Imported Beer (0.33 liter bottle)

$1.47 zł 5.33

$1.87 zł 6.79

-21.39%

One-way Ticket (Public Transport)

$1.11 zł 4.03

$1.23 zł 4.45

-9.76%

Public Transport Monthly Pass (Regular Price)

$32.07 zł 116

$30.10 zł 109

6.54%

Taxi Start (Normal Tariff)

$1.38 zł 4.99

$2.78 zł 10.09

-50.36%

Taxi (Normal Tariff) (1km)

$0.52 zł 1.89

$0.99 zł 3.58

-47.47%

Taxi 1hour Waiting (Normal Tariff)

$13.53 zł 49.13

$13.69 zł 49.70

-1.17%

Gasoline (1 liter)

$1.71 zł 6.20

$1.75 zł 6.36

-2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K zł 123.0K

$32.6K zł 118.5K

3.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K zł 90.3K

$33.0K zł 119.8K

-24.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 zł 941

$360 zł 1,307

-28.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.66 zł 27.79

$10.07 zł 36.56

-23.93%

Internet (50+ Mbps, Unlimited Data)

$16.36 zł 59.4

$17.14 zł 62.2

-4.55%

Gym Membership (Monthly)

$26.91 zł 97.7

$44.50 zł 162

-39.53%

Tennis Court (1 Hour on Weekend)

$12.42 zł 45.09

$29.41 zł 107

-57.77%

Cinema Ticket

$4.91 zł 17.82

$9.77 zł 35.46

-49.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$319 zł 1,159

$577 zł 2,096

-44.70%

International Primary School, 1 Child (Yearly)

$4,749 zł 17.2K

$15.8K zł 57.3K

-69.94%

Jeans (Levis 501 Or Similar)

$83.3 zł 302

$101 zł 368

-17.77%

Summer Dress (H&M, Zara, etc)

$27.49 zł 99.8

$46.73 zł 170

-41.17%

Sport Shoes (Adidas, Nike)

$82.9 zł 301

$94.4 zł 343

-12.23%

Men's Leather Business Shoes

$121 zł 439

$110 zł 398

10.22%

1-bedroom Apartment, City Center (Monthly)

$459 zł 1,666

$1,131 zł 4,104

-59.41%

1-bedroom Apartment, Outside City Center (Monthly)

$363 zł 1,317

$897 zł 3,258

-59.56%

3-bedroom Apartment, City Center (Monthly)

$664 zł 2,409

$2,050 zł 7,442

-67.63%

3-bedroom Apartment, Outside City Center (Monthly)

$490 zł 1,780

$1,524 zł 5,532

-67.81%

Buy Apartment in City Center (m2)

$2,953 zł 10.7K

$6,626 zł 24.1K

-55.43%

Buy Apartment Outside City Center (m2)

$1,872 zł 6,796

$4,140 zł 15.0K

-54.78%

Average Monthly Net Salary (After Tax)

$1,070 zł 3,885

$2,157 zł 7,829

-50.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.55

-16.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: January 11, 2026

Last update for Warsaw: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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