Cost of Living Comparison Between Tarnow and Warsaw Cost of Living Comparison Between Tarnow and Warsaw

🙂 Solo nomad: Tarnow is 16.5% cheaper than Warsaw without rent, and 39.9% cheaper with rent.

🙂 Family of 3: Tarnow is 18.7% cheaper than Warsaw without rent, and 41.3% cheaper with rent.

Meal at Budget Restaurant

$9.42 zł 34.76

$10.81 zł 39.89

-12.86%

Three-Course Dinner for Two, Mid-Range

$26.80 zł 98.9

$56.9 zł 210

-52.86%

Fast Food Meal (McDonalds, etc)

$6.76 zł 24.93

$9.42 zł 34.77

-28.24%

Cappuccino

$2.66 zł 9.81

$4.10 zł 15.14

-35.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 zł 8.04

$2.08 zł 7.67

4.81%

Water (0.33 liter bottle)

$1.39 zł 5.13

$1.89 zł 6.96

-26.46%

Local Beer (0.5 liter draught)

$2.91 zł 10.75

$4.51 zł 16.64

-35.48%

Imported Beer (0.33 liter bottle)

$3.74 zł 13.80

$4.66 zł 17.19

-19.74%

Milk (1 liter)

$0.99 zł 3.67

$1.19 zł 4.41

-16.81%

White Bread (500g)

$1.24 zł 4.59

$1.42 zł 5.25

-12.68%

Rice (white) (1kg)

$1.33 zł 4.91

$1.79 zł 6.60

-25.70%

Eggs

$2.68 zł 9.88

$3.65 zł 13.46

-26.58%

Local Cheese (1kg)

$7.78 zł 28.72

$10.26 zł 37.85

-24.17%

Chicken Fillets (1kg)

$6.45 zł 23.78

$7.14 zł 26.34

-9.66%

Beef Round Steak (1kg)

$9.59 zł 35.38

$14.35 zł 52.9

-33.17%

Apples (1kg)

$0.84 zł 3.10

$1.27 zł 4.67

-33.86%

Banana (1kg)

$1.60 zł 5.90

$1.84 zł 6.77

-13.04%

Oranges (1kg)

$1.39 zł 5.15

$2.02 zł 7.44

-31.19%

Tomato (1kg)

$2.19 zł 8.09

$3.79 zł 13.97

-42.22%

Potato (1kg)

$0.79 zł 2.93

$1.04 zł 3.83

-24.04%

Onion (1kg)

$1.06 zł 3.93

$1.19 zł 4.40

-10.92%

Lettuce (1 head)

$1.10 zł 4.06

$1.45 zł 5.37

-24.14%

Water (1.5 liter bottle)

$0.62 zł 2.27

$0.72 zł 2.65

-13.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 zł 17.32

$5.40 zł 19.93

-13.15%

Wine (Bottle)

$7.21 zł 26.59

$8.40 zł 31.01

-14.17%

Local Beer (0.5 liter bottle)

$0.94 zł 3.47

$1.44 zł 5.30

-34.72%

Imported Beer (0.33 liter bottle)

$1.48 zł 5.47

$1.86 zł 6.86

-20.43%

One-way Ticket (Public Transport)

$1.06 zł 3.90

$1.23 zł 4.52

-13.82%

Public Transport Monthly Pass (Regular Price)

$32.09 zł 118

$29.81 zł 110

7.65%

Taxi Start (Normal Tariff)

$1.33 zł 4.90

$2.74 zł 10.09

-51.46%

Taxi (Normal Tariff) (1km)

$0.51 zł 1.90

$0.98 zł 3.60

-47.96%

Taxi 1hour Waiting (Normal Tariff)

$13.83 zł 51.0

$13.77 zł 50.8

0.44%

Gasoline (1 liter)

$1.69 zł 6.25

$1.78 zł 6.56

-5.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K zł 124.0K

$32.8K zł 121.0K

2.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K zł 90.3K

$33.4K zł 123.2K

-26.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 zł 931

$357 zł 1,318

-29.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.82 zł 28.85

$9.97 zł 36.77

-21.56%

Internet (50+ Mbps, Unlimited Data)

$16.14 zł 59.6

$17.61 zł 65.0

-8.35%

Gym Membership (Monthly)

$26.67 zł 98.4

$43.92 zł 162

-39.28%

Tennis Court (1 Hour on Weekend)

$12.19 zł 44.98

$28.47 zł 105

-57.18%

Cinema Ticket

$4.79 zł 17.67

$9.74 zł 35.93

-50.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 zł 1,194

$572 zł 2,111

-43.43%

International Primary School, 1 Child (Yearly)

$4,738 zł 17.5K

$15.5K zł 57.3K

-69.49%

Jeans (Levis 501 Or Similar)

$83.9 zł 309

$99.1 zł 366

-15.41%

Summer Dress (H&M, Zara, etc)

$27.38 zł 101

$46.94 zł 173

-41.67%

Sport Shoes (Adidas, Nike)

$82.6 zł 305

$93.5 zł 345

-11.64%

Men's Leather Business Shoes

$122 zł 449

$111 zł 410

9.51%

1-bedroom Apartment, City Center (Monthly)

$454 zł 1,677

$1,136 zł 4,191

-59.98%

1-bedroom Apartment, Outside City Center (Monthly)

$363 zł 1,339

$893 zł 3,294

-59.34%

3-bedroom Apartment, City Center (Monthly)

$641 zł 2,364

$2,037 zł 7,515

-68.54%

3-bedroom Apartment, Outside City Center (Monthly)

$487 zł 1,798

$1,554 zł 5,734

-68.65%

Buy Apartment in City Center (m2)

$2,842 zł 10.5K

$6,495 zł 24.0K

-56.25%

Buy Apartment Outside City Center (m2)

$1,890 zł 6,974

$4,056 zł 15.0K

-53.41%

Average Monthly Net Salary (After Tax)

$1,092 zł 4,031

$2,204 zł 8,134

-50.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.55

-16.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: March 1, 2026

Last update for Warsaw: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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