Last update: Oct 2026

Cost of Living Comparison Between Tarnow and Nosara

For one person, living is cheaper in Tarnow: $1,177 a month against $1,839 in Nosara, rent and utilities included – about $7,900 less a year. Rent and utilities account for about half of the difference.

Tarnow
🇵🇱 Poland
$1,177
/mo nomad
Nosara
🇨🇷 Costa Rica
$1,839
/mo nomad
Monthly Cost of Living

How much you'll spend in Tarnow and in Nosara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnow and in Nosara actually costs, broken down by who's living it.

A single person spends $1,177 per month in Tarnow vs $1,839 in Nosara, rent included.

  • Tarnow $1,177
  • Nosara $1,839

A couple spends around $1,635 per month in Tarnow vs $2,828 in Nosara, rent included.

  • Tarnow $1,635
  • Nosara $2,828

A family of three spends $2,092 per month in Tarnow vs $3,818 in Nosara, rent included.

  • Tarnow $2,092
  • Nosara $3,818

Tarnow is about 36% cheaper than Nosara, and outside of rent the biggest gap is in groceries.

Tarnow sits 13% below the global median, while Nosara is 36% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tarnow
Nosara
Difference
Meal at Budget Restaurant
$10.26 zł 39.87
$12.35 ₡5,539
-16.92%
Three-Course Dinner for Two, Mid-Range
$25.56 zł 99.3
$61.2 ₡27.4K
-58.22%
Fast Food Meal (McDonalds, etc)
$6.35 zł 24.66
$7.52 ₡3,373
-15.56%
Cappuccino
$2.47 zł 9.58
$4.41 ₡1,978
-43.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 zł 8.32
$1.74 ₡780
22.99%
Water (0.33 liter bottle)
$1.30 zł 5.05
$1.31 ₡587
-0.76%
Local Beer (0.5 liter draught)
$3.75 zł 14.56
$3.28 ₡1,471
14.33%
Imported Beer (0.33 liter bottle)
$3.87 zł 15.05
$4.47 ₡2,004
-13.42%
🛒 Groceries & Markets
Tarnow
Nosara
Difference
Milk (1 liter)
$1.01 zł 3.91
$1.56 ₡701
-35.26%
White Bread (500g)
$1.18 zł 4.60
$3.02 ₡1,355
-60.93%
Rice (white) (1kg)
$1.24 zł 4.83
$2.51 ₡1,125
-50.60%
Eggs
$2.37 zł 9.21
$3.57 ₡1,603
-33.61%
Local Cheese (1kg)
$7.56 zł 29.38
$7.43 ₡3,333
1.75%
Chicken Fillets (1kg)
$5.61 zł 21.79
$10.52 ₡4,717
-46.67%
Beef Round Steak (1kg)
$9.74 zł 37.84
$13.97 ₡6,265
-30.28%
Apples (1kg)
$0.77 zł 3.00
$2.35 ₡1,052
-67.23%
Banana (1kg)
$1.52 zł 5.89
$1.61 ₡720
-5.59%
Oranges (1kg)
$1.24 zł 4.84
$4.80 ₡2,152
-74.17%
Tomato (1kg)
$1.93 zł 7.49
$1.61 ₡724
19.88%
Potato (1kg)
$0.72 zł 2.81
$3.80 ₡1,703
-81.05%
Onion (1kg)
$1.01 zł 3.91
$3.69 ₡1,657
-72.63%
Lettuce (1 head)
$1.00 zł 3.87
$1.13 ₡507
-11.50%
Water (1.5 liter bottle)
$0.79 zł 3.09
$2.66 ₡1,191
-70.30%
Cigarettes 20 Pack (Marlboro, Camel)
$4.22 zł 16.40
$5.18 ₡2,321
-18.53%
Wine (Bottle)
$6.50 zł 25.25
$19.88 ₡8,916
-67.30%
Local Beer (0.5 liter bottle)
$0.89 zł 3.46
$2.90 ₡1,300
-69.31%
Imported Beer (0.33 liter bottle)
$1.40 zł 5.43
$3.63 ₡1,626
-61.43%
🚌 Getting Around
Tarnow
Nosara
Difference
One-way Ticket (Public Transport)
$0.92 zł 3.59
$1.12 ₡504
-17.86%
Public Transport Monthly Pass (Regular Price)
$30.92 zł 120
$72.6 ₡32.6K
-57.43%
Taxi Start (Normal Tariff)
$1.28 zł 4.99
$2.14 ₡958
-40.19%
Taxi (Normal Tariff) (1km)
$0.75 zł 2.90
$1.57 ₡703
-52.23%
Taxi 1hour Waiting (Normal Tariff)
$10.13 zł 39.35
$8.52 ₡3,823
18.90%
Gasoline (1 liter)
$1.60 zł 6.23
$1.52 ₡682
5.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K zł 117.6K
$21.6K ₡9.7M
40.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K zł 94.6K
$34.5K ₡15.5M
-29.43%
🧾 Monthly Utilities & Internet
Tarnow
Nosara
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$243 zł 944
$96.3 ₡43.2K
152.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.09 zł 35.30
$35.89 ₡16.1K
-74.67%
Internet (50+ Mbps, Unlimited Data)
$16.23 zł 63.1
$53.6 ₡24.0K
-69.71%
🎉 Sport & Entertainment
Tarnow
Nosara
Difference
Gym Membership (Monthly)
$25.28 zł 98.2
$71.6 ₡32.1K
-64.69%
Tennis Court (1 Hour on Weekend)
$11.35 zł 44.10
$34.91 ₡15.7K
-67.49%
Cinema Ticket
$4.68 zł 18.18
$7.89 ₡3,539
-40.68%
🧸 Childcare & Education
Tarnow
Nosara
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$285 zł 1,108
$494 ₡221.6K
-42.29%
International Primary School, 1 Child (Yearly)
$2,499 zł 9,711
$11.9K ₡5.3M
-78.92%
👕👟 Clothing & Footwear
Tarnow
Nosara
Difference
Jeans (Levis 501 Or Similar)
$79.4 zł 308
$53.9 ₡24.2K
47.18%
Summer Dress (H&M, Zara, etc)
$25.23 zł 98.0
$55.4 ₡24.8K
-54.47%
Sport Shoes (Adidas, Nike)
$75.9 zł 295
$77.9 ₡34.9K
-2.66%
Men's Leather Business Shoes
$114 zł 443
$79.6 ₡35.7K
43.26%
🏠 Accommodation & Living
Tarnow
Nosara
Difference
1-bedroom Apartment, City Center (Monthly)
$430 zł 1,669
$788 ₡353.4K
-45.49%
1-bedroom Apartment, Outside City Center (Monthly)
$349 zł 1,357
$794 ₡356.2K
-56.03%
3-bedroom Apartment, City Center (Monthly)
$601 zł 2,337
$3,939 ₡1.8M
-84.73%
3-bedroom Apartment, Outside City Center (Monthly)
$466 zł 1,810
$1,419 ₡636.5K
-67.17%
Buy Apartment in City Center (m2)
$2,648 zł 10.3K
$6,912 ₡3.1M
-61.68%
Buy Apartment Outside City Center (m2)
$1,745 zł 6,781
$1,224 ₡549.0K
42.58%
💵 Salaries & Financials
Tarnow
Nosara
Difference
Average Monthly Net Salary (After Tax)
$1,019 zł 3,960
$864 ₡387.3K
18.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
8.62
-22.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 12, 2026

Last update for Nosara: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tarnow
$349
Nosara
$794 127% $445
Monthly Utilities & Internet
Tarnow
$268
Nosara
$186 30.8% $83
Groceries & Markets
Tarnow
$182
Nosara
$352 93.7% $170
Eating Out
Tarnow
$171
Nosara
$212 23.9% $41
Clothing & Footwear
Tarnow
$133
Nosara
$120 9.4% $12
Getting Around
Tarnow
$40
Nosara
$87 120% $47
Sport & Entertainment
Tarnow
$35
Nosara
$87 152% $53

Cost Breakdown

A central one-bedroom costs $430 in Tarnow versus $788 in Nosara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Tarnow, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in Tarnow versus $61.0 in Nosara. Monthly groceries follow the same trend: $182 vs $352 – making Tarnow the more affordable choice for daily food spending.

Good to know
🇵🇱 Tarnow
🇨🇷 Nosara
🕒 Local time
01:38 1:38 AM
17:38 5:38 PM
8 h behind Tarnow
🌤 Weather
👥 Population
106,748
4,912
💱 Currency
Exchange rates and currency converter

CRC, USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Costa Rican Colón exchange rates as of October 17, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • Tarnow Nosara 10,320 km ≈ 13 h nonstop flight
From you
  • Tarnow
  • Nosara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnow vs Nosara: Cost of Living - Frequently Asked Questions
How do living costs in Tarnow and in Nosara compare overall?
Monthly costs with rent: $1,177 in Tarnow, $1,839 in Nosara – roughly 56% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Tarnow compared to Nosara?
For a comfortable life, plan on about $1,766 per month in Tarnow and $2,758 in Nosara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tarnow and Nosara?
Rent is clearly cheaper in Tarnow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Tarnow and in Nosara?
Public transport costs about 135% less in Tarnow. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Tarnow and Nosara?
Kindergarten costs $285 per month in Tarnow and $494 in Nosara. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Tarnow, where all-in costs run around $1,177, than in Nosara at $1,839. In Tarnow it covers expenses comfortably, while in Nosara it requires careful planning or may not stretch far enough.
How does quality of life compare between Tarnow and Nosara?
It depends on your priorities. Nosara has an edge in some lifestyle areas, with costs from $1,177 in Tarnow to $1,839 in Nosara. Climate, culture, job market, and personal taste all factor in.
Is Tarnow or Nosara safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tarnow and Nosara?
If budget matters most, go with Tarnow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nosara makes more sense. Both are solid long-term options with distinct trade-offs.

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