Last update: Oct 2026

Cost of Living Comparison Between Tarnow and Krabi

For one person, living is cheaper in Krabi: $1,006 a month against $1,164 in Tarnow, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Tarnow
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Tarnow Living Index
48

Cost of Living Index in Krabi
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Krabi Living Index

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Tarnow

🇵🇱 Poland

$1,164

/mo nomad

Krabi

🇹🇭 Thailand

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarnow and in Krabi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnow and in Krabi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,164 in Tarnow versus $1,006 in Krabi.

Tarnow $1,164
Krabi $1,006

Estimated couple costs with rent: $1,620 in Tarnow versus $1,391 in Krabi.

Tarnow $1,620
Krabi $1,391

Monthly costs for a family of three with rent: $2,076 in Tarnow versus $1,775 in Krabi.

Tarnow $2,076
Krabi $1,775

Living in Tarnow is roughly 16% more expensive than in Krabi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Tarnow 14% lower, Krabi 26% lower.

Meal at Budget Restaurant

$10.09 zł 39.94

$2.94 ฿99.4

243.20%

Three-Course Dinner for Two, Mid-Range

$25.85 zł 102

$18.85 ฿637

37.14%

Fast Food Meal (McDonalds, etc)

$6.36 zł 25.17

$8.48 ฿286

-25.00%

Cappuccino

$2.56 zł 10.14

$1.75 ฿59.2

46.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.75

$1.05 ฿35.46

110.48%

Water (0.33 liter bottle)

$1.29 zł 5.10

$0.43 ฿14.56

200.00%

Local Beer (0.5 liter draught)

$3.89 zł 15.37

$1.79 ฿60.5

117.32%

Imported Beer (0.33 liter bottle)

$3.91 zł 15.49

$2.32 ฿78.5

68.53%

Milk (1 liter)

$0.94 zł 3.73

$2.25 ฿76.0

-58.22%

White Bread (500g)

$1.12 zł 4.44

$1.50 ฿50.6

-25.33%

Rice (white) (1kg)

$1.25 zł 4.96

$2.07 ฿69.9

-39.61%

Eggs

$2.50 zł 9.91

$1.88 ฿63.6

32.98%

Local Cheese (1kg)

$7.72 zł 30.55

$16.05 ฿542

-51.90%

Chicken Fillets (1kg)

$5.60 zł 22.17

$2.76 ฿93.2

102.90%

Beef Round Steak (1kg)

$9.75 zł 38.58

$7.80 ฿264

25.00%

Apples (1kg)

$0.73 zł 2.87

$2.37 ฿80.2

-69.20%

Banana (1kg)

$1.48 zł 5.87

$1.03 ฿34.91

43.69%

Oranges (1kg)

$1.31 zł 5.17

$2.21 ฿74.7

-40.72%

Tomato (1kg)

$1.93 zł 7.64

$1.44 ฿48.56

34.03%

Potato (1kg)

$0.73 zł 2.88

$1.39 ฿46.97

-47.48%

Onion (1kg)

$0.99 zł 3.93

$1.29 ฿43.51

-23.26%

Lettuce (1 head)

$1.00 zł 3.95

$1.47 ฿49.51

-31.97%

Water (1.5 liter bottle)

$0.73 zł 2.90

$0.51 ฿17.35

43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 zł 16.69

$4.53 ฿153

-6.84%

Wine (Bottle)

$6.22 zł 24.60

$10.43 ฿352

-40.36%

Local Beer (0.5 liter bottle)

$0.91 zł 3.61

$1.74 ฿58.9

-47.70%

Imported Beer (0.33 liter bottle)

$1.31 zł 5.18

$2.46 ฿83.1

-46.75%

One-way Ticket (Public Transport)

$0.97 zł 3.85

$0.93 ฿31.28

4.30%

Public Transport Monthly Pass (Regular Price)

$29.89 zł 118

Taxi Start (Normal Tariff)

$1.29 zł 5.11

$2.34 ฿79.1

-44.87%

Taxi (Normal Tariff) (1km)

$0.70 zł 2.77

$1.78 ฿60.2

-60.67%

Taxi 1hour Waiting (Normal Tariff)

$10.07 zł 39.87

$6.06 ฿205

66.17%

Gasoline (1 liter)

$1.67 zł 6.62

$1.37 ฿46.34

21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K zł 119.8K

$21.7K ฿733.6K

39.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K zł 96.3K

$24.4K ฿825.4K

-0.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 zł 931

$69.1 ฿2,333

240.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.32 zł 36.89

$11.47 ฿387

-18.74%

Internet (50+ Mbps, Unlimited Data)

$16.71 zł 66.1

$24.42 ฿825

-31.57%

Gym Membership (Monthly)

$25.86 zł 102

$61.9 ฿2,090

-58.21%

Tennis Court (1 Hour on Weekend)

$11.22 zł 44.39

$9.09 ฿307

23.43%

Cinema Ticket

$4.45 zł 17.61

$7.33 ฿248

-39.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$290 zł 1,149

International Primary School, 1 Child (Yearly)

$2,430 zł 9,615

$8,136 ฿274.7K

-70.14%

Jeans (Levis 501 Or Similar)

$79.0 zł 313

$14.70 ฿496

437.28%

Summer Dress (H&M, Zara, etc)

$24.90 zł 98.6

$15.01 ฿507

65.89%

Sport Shoes (Adidas, Nike)

$77.0 zł 305

$74.3 ฿2,509

3.65%

Men's Leather Business Shoes

$111 zł 439

$74.5 ฿2,515

48.84%

1-bedroom Apartment, City Center (Monthly)

$435 zł 1,722

$339 ฿11.5K

28.30%

1-bedroom Apartment, Outside City Center (Monthly)

$346 zł 1,370

$414 ฿14.0K

-16.36%

3-bedroom Apartment, City Center (Monthly)

$613 zł 2,424

$700 ฿23.6K

-12.42%

3-bedroom Apartment, Outside City Center (Monthly)

$462 zł 1,828

$509 ฿17.2K

-9.20%

Buy Apartment in City Center (m2)

$2,620 zł 10.4K

$1,186 ฿40.1K

120.89%

Buy Apartment Outside City Center (m2)

$1,733 zł 6,856

$1,017 ฿34.4K

70.29%

Average Monthly Net Salary (After Tax)

$1,007 zł 3,986

$708 ฿23.9K

42.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.4

-9.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 24, 2026

Last update for Krabi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarnow

$346 29.7%

Krabi

$414 41.1% 19.6% $68

Monthly Utilities & Internet

Tarnow

$261 22.5%

Krabi

$105 10.4% 59.8% $156

Groceries & Markets

Tarnow

$180 15.5%

Krabi

$226 22.5% 25.5% $46

Eating Out

Tarnow

$172 14.8%

Krabi

$90 8.9% 47.9% $82

Clothing & Footwear

Tarnow

$131 11.3%

Krabi

$80 8% 38.8% $51

Getting Around

Tarnow

$39 3.3%

Krabi

$15 * 1.5% 61.2% $24

Sport & Entertainment

Tarnow

$35 3%

Krabi

$77 7.6% 120% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $435 in Tarnow and $339 in Krabi. Housing cost is often the main lever when comparing two cities.

Tarnow pays 42% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $26 in Tarnow vs $19 in Krabi. Groceries flip the comparison at $180 vs $226, with Tarnow cheaper for home cooking.

Good to know

🇵🇱 Tarnow

🇹🇭 Krabi

🕒 Local time

02:21 2:21 AM

08:21 8:21 AM

6 h ahead of Tarnow

🌤 Weather

👥 Population

106,748

50,000

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Tarnow Krabi 8,460 km ≈ 11 h nonstop flight

From you

Tarnow
Krabi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Krabi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,164 in Tarnow and $1,006 in Krabi, so Krabi is about 14% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 42% higher in Tarnow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $435 in Tarnow versus $339 in Krabi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Krabi – a meal for two runs $19 versus $26 in Tarnow. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,164 per month in Tarnow versus $1,006 in Krabi – Krabi is about 14% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Krabi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tarnow and Krabi are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Krabi wins on affordability, Tarnow on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.