Cost of Living Comparison Between Tarneit and Sydney Cost of Living Comparison Between Tarneit and Sydney

Monthly Cost of Living

A single person spends $2,632 per month in Tarneit vs $3,352 in Sydney, rent included.

A couple spends around $3,734 per month in Tarneit vs $4,870 in Sydney, rent included.

A family of three spends $4,836 per month in Tarneit vs $6,389 in Sydney, rent included.

Tarneit is about 21% cheaper than Sydney, driven mainly by Getting Around.

Both Tarneit and Sydney sit above the global median – Tarneit by 91%, Sydney by 143%.

Currency
🍽 Eating Out
Tarneit
Sydney
Difference
Meal at Budget Restaurant
$17.63 A$24.65
$18.19 A$25.42
-3.08%
Three-Course Dinner for Two, Mid-Range
$86.7 A$121
$95.0 A$133
-8.75%
Fast Food Meal (McDonalds, etc)
$10.83 A$15.14
$12.37 A$17.29
-12.45%
Cappuccino
$4.00 A$5.59
$4.07 A$5.68
-1.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.88 A$4.02
$2.82 A$3.94
2.13%
Water (0.33 liter bottle)
$2.26 A$3.16
$2.21 A$3.08
2.26%
Local Beer (0.5 liter draught)
$7.67 A$10.73
$8.13 A$11.36
-5.66%
Imported Beer (0.33 liter bottle)
$7.42 A$10.38
$7.38 A$10.32
0.54%
🛒 Groceries & Markets
Tarneit
Sydney
Difference
Milk (1 liter)
$1.65 A$2.31
$1.85 A$2.59
-10.81%
White Bread (500g)
$2.71 A$3.79
$2.85 A$3.99
-4.91%
Rice (white) (1kg)
$2.32 A$3.24
$2.45 A$3.42
-5.31%
Eggs
$5.10 A$7.13
$5.67 A$7.92
-10.05%
Local Cheese (1kg)
$9.60 A$13.42
$12.92 A$18.05
-25.70%
Chicken Fillets (1kg)
$9.36 A$13.09
$9.63 A$13.46
-2.80%
Beef Round Steak (1kg)
$14.93 A$20.87
$17.07 A$23.86
-12.54%
Apples (1kg)
$3.61 A$5.04
$3.80 A$5.31
-5.00%
Banana (1kg)
$3.08 A$4.31
$3.23 A$4.51
-4.64%
Oranges (1kg)
$3.42 A$4.78
$3.37 A$4.71
1.48%
Tomato (1kg)
$4.88 A$6.82
$4.72 A$6.59
3.39%
Potato (1kg)
$2.75 A$3.84
$3.25 A$4.55
-15.38%
Onion (1kg)
$2.47 A$3.45
$2.56 A$3.58
-3.52%
Lettuce (1 head)
$2.44 A$3.40
$2.48 A$3.47
-1.61%
Water (1.5 liter bottle)
$1.69 A$2.36
$1.32 A$1.85
28.03%
Cigarettes 20 Pack (Marlboro, Camel)
$39.41 A$55.1
$46.98 A$65.7
-16.11%
Wine (Bottle)
$14.47 A$20.23
$14.62 A$20.43
-1.03%
Local Beer (0.5 liter bottle)
$5.05 A$7.06
$4.20 A$5.87
20.24%
Imported Beer (0.33 liter bottle)
$5.45 A$7.62
$4.05 A$5.67
34.57%
🚌 Getting Around
Tarneit
Sydney
Difference
One-way Ticket (Public Transport)
$3.16 A$4.41
$3.21 A$4.49
-1.56%
Public Transport Monthly Pass (Regular Price)
$85.5 A$120
$157 A$219
-45.53%
Taxi Start (Normal Tariff)
$3.50 A$4.89
$3.69 A$5.16
-5.15%
Taxi (Normal Tariff) (1km)
$1.67 A$2.33
$1.61 A$2.25
3.73%
Taxi 1hour Waiting (Normal Tariff)
$41.12 A$57.5
$40.67 A$56.8
1.11%
Gasoline (1 liter)
$1.27 A$1.77
$1.46 A$2.04
-13.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K A$38.8K
$30.6K A$42.8K
-9.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.8K A$43.1K
$30.4K A$42.6K
1.26%
🧾 Monthly Utilities & Internet
Tarneit
Sydney
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 A$304
$224 A$314
-2.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.68 A$38.70
$27.89 A$38.98
-0.75%
Internet (50+ Mbps, Unlimited Data)
$58.3 A$81.5
$59.4 A$83.1
-1.95%
🎉 Sport & Entertainment
Tarneit
Sydney
Difference
Gym Membership (Monthly)
$58.3 A$81.5
$79.3 A$111
-26.44%
Tennis Court (1 Hour on Weekend)
$18.13 A$25.34
$24.63 A$34.42
-26.39%
Cinema Ticket
$15.88 A$22.20
$18.37 A$25.68
-13.55%
🧸 Childcare & Education
Tarneit
Sydney
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,231 A$3,118
$2,288 A$3,199
-2.52%
International Primary School, 1 Child (Yearly)
$20.8K A$29.0K
$29.5K A$41.3K
-29.61%
👕👟 Clothing & Footwear
Tarneit
Sydney
Difference
Jeans (Levis 501 Or Similar)
$80.5 A$113
$83.3 A$116
-3.31%
Summer Dress (H&M, Zara, etc)
$55.2 A$77.2
$76.1 A$106
-27.44%
Sport Shoes (Adidas, Nike)
$112 A$157
$112 A$156
0.42%
Men's Leather Business Shoes
$125 A$175
$136 A$190
-8.22%
🏠 Accommodation & Living
Tarneit
Sydney
Difference
1-bedroom Apartment, City Center (Monthly)
$1,454 A$2,032
$2,637 A$3,686
-44.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,308 A$1,829
$1,808 A$2,528
-27.65%
3-bedroom Apartment, City Center (Monthly)
$2,266 A$3,167
$5,114 A$7,148
-55.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,900 A$2,656
$3,057 A$4,273
-37.85%
Buy Apartment in City Center (m2)
$6,564 A$9,175
$13.6K A$19.0K
-51.70%
Buy Apartment Outside City Center (m2)
$5,125 A$7,163
$8,504 A$11.9K
-39.74%
💵 Salaries & Financials
Tarneit
Sydney
Difference
Average Monthly Net Salary (After Tax)
-
$4,239 A$5,926
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.85
5.84
0.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarneit: September 8, 2026

Last update for Sydney: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,454 in Tarneit versus $2,637 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $87.0 in Tarneit versus $95.0 in Sydney. Monthly groceries follow the same trend: $377 vs $392 – making Tarneit the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarneit vs Sydney: Cost of Living - Frequently Asked Questions
How do living costs in Tarneit and in Sydney compare overall?
Monthly costs with rent: $2,632 in Tarneit, $3,352 in Sydney – roughly 27% apart. Sydney costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Tarneit compared to Sydney?
For a comfortable life, plan on about $3,948 per month in Tarneit and $5,027 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tarneit and Sydney?
Rent is clearly cheaper in Tarneit, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $87.0 in Tarneit and $95.0 in Sydney. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Tarneit or Sydney?
Monthly expenses with rent come to $2,632 in Tarneit and $3,352 in Sydney. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,632 in Tarneit and $3,352 in Sydney. You'll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Tarneit or Sydney?
Families tend to lean toward Tarneit – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Tarneit or Sydney safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tarneit and Sydney?
If budget matters most, go with Tarneit. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.

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