Last update: Oct 2026

Cost of Living Comparison Between Tarneit and Sydney

For one person, living is cheaper in Tarneit: $2,519 a month against $3,267 in Sydney, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

Tarneit, Australia
Sydney, Australia
Tarneit
🇦🇺 Australia
$2,519
/mo nomad
Sydney
🇦🇺 Australia
$3,267
/mo nomad
Monthly Cost of Living

How much you'll spend in Tarneit and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarneit and in Sydney actually costs, broken down by who's living it.

A single person spends $2,519 per month in Tarneit vs $3,267 in Sydney, rent included.

  • Tarneit $2,519
  • Sydney $3,267

A couple spends around $3,640 per month in Tarneit vs $4,847 in Sydney, rent included.

  • Tarneit $3,640
  • Sydney $4,847

A family of three spends $4,760 per month in Tarneit vs $6,428 in Sydney, rent included.

  • Tarneit $4,760
  • Sydney $6,428

Tarneit is about 23% cheaper than Sydney, and outside of rent the biggest gap is in transport.

Both Tarneit and Sydney sit above the global median – Tarneit by 85%, Sydney by 140%.

Currency
🍽 Eating Out
Tarneit
Sydney
Difference
Meal at Budget Restaurant
$17.61 A$24.94
$17.50 A$24.79
0.63%
Three-Course Dinner for Two, Mid-Range
$84.9 A$120
$90.4 A$128
-6.06%
Fast Food Meal (McDonalds, etc)
$12.17 A$17.24
$11.96 A$16.94
1.76%
Cappuccino
$4.02 A$5.69
$4.00 A$5.67
0.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 A$4.34
$2.81 A$3.98
8.90%
Water (0.33 liter bottle)
$2.48 A$3.51
$2.22 A$3.15
11.71%
Local Beer (0.5 liter draught)
$9.61 A$13.62
$8.13 A$11.52
18.20%
Imported Beer (0.33 liter bottle)
$8.45 A$11.97
$7.20 A$10.20
17.36%
🛒 Groceries & Markets
Tarneit
Sydney
Difference
Milk (1 liter)
$0.87 A$1.23
$1.70 A$2.41
-48.82%
White Bread (500g)
$1.24 A$1.76
$2.94 A$4.16
-57.82%
Rice (white) (1kg)
$1.37 A$1.94
$2.51 A$3.56
-45.42%
Eggs
$5.16 A$7.31
$5.66 A$8.02
-8.83%
Local Cheese (1kg)
$10.41 A$14.74
$12.22 A$17.30
-14.81%
Chicken Fillets (1kg)
$9.89 A$14.01
$9.31 A$13.20
6.23%
Beef Round Steak (1kg)
$14.98 A$21.23
$16.87 A$23.90
-11.20%
Apples (1kg)
$4.17 A$5.91
$3.90 A$5.53
6.92%
Banana (1kg)
$3.13 A$4.43
$3.22 A$4.57
-2.80%
Oranges (1kg)
$3.11 A$4.41
$3.43 A$4.86
-9.33%
Tomato (1kg)
$4.86 A$6.89
$4.33 A$6.14
12.24%
Potato (1kg)
$3.08 A$4.36
$3.35 A$4.74
-8.06%
Onion (1kg)
$2.47 A$3.50
$2.40 A$3.40
2.92%
Lettuce (1 head)
$2.46 A$3.49
$2.34 A$3.31
5.13%
Water (1.5 liter bottle)
$1.57 A$2.23
$1.16 A$1.64
35.34%
Cigarettes 20 Pack (Marlboro, Camel)
$45.03 A$63.8
$45.47 A$64.4
-0.97%
Wine (Bottle)
$12.54 A$17.76
$13.99 A$19.82
-10.36%
Local Beer (0.5 liter bottle)
$5.71 A$8.08
$4.11 A$5.82
38.93%
Imported Beer (0.33 liter bottle)
$5.29 A$7.50
$4.18 A$5.92
26.56%
🚌 Getting Around
Tarneit
Sydney
Difference
One-way Ticket (Public Transport)
$2.78 A$3.94
$3.12 A$4.43
-10.90%
Public Transport Monthly Pass (Regular Price)
$94.4 A$134
$152 A$215
-37.82%
Taxi Start (Normal Tariff)
$4.43 A$6.27
$3.46 A$4.90
28.03%
Taxi (Normal Tariff) (1km)
$1.37 A$1.94
$1.56 A$2.21
-12.18%
Taxi 1hour Waiting (Normal Tariff)
$30.03 A$42.53
$39.54 A$56.0
-24.05%
Gasoline (1 liter)
$1.42 A$2.01
$1.45 A$2.05
-2.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K A$42.4K
$29.9K A$42.4K
-0.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K A$37.4K
$27.5K A$39.0K
-4.12%
🧾 Monthly Utilities & Internet
Tarneit
Sydney
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 A$252
$251 A$355
-29.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.26 A$40.03
$27.76 A$39.32
1.80%
Internet (50+ Mbps, Unlimited Data)
$56.9 A$80.6
$58.0 A$82.2
-1.88%
🎉 Sport & Entertainment
Tarneit
Sydney
Difference
Gym Membership (Monthly)
$56.8 A$80.4
$70.7 A$100
-19.70%
Tennis Court (1 Hour on Weekend)
$16.11 A$22.82
$23.25 A$32.94
-30.71%
Cinema Ticket
$17.30 A$24.50
$17.83 A$25.25
-2.97%
🧸 Childcare & Education
Tarneit
Sydney
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,489 A$3,525
$2,358 A$3,341
5.52%
International Primary School, 1 Child (Yearly)
$30.0K A$42.5K
$27.2K A$38.5K
10.26%
👕👟 Clothing & Footwear
Tarneit
Sydney
Difference
Jeans (Levis 501 Or Similar)
$80.4 A$114
$80.5 A$114
-0.15%
Summer Dress (H&M, Zara, etc)
$50.6 A$71.7
$69.3 A$98.2
-27.01%
Sport Shoes (Adidas, Nike)
$120 A$170
$111 A$157
8.33%
Men's Leather Business Shoes
$131 A$186
$127 A$181
3.11%
🏠 Accommodation & Living
Tarneit
Sydney
Difference
1-bedroom Apartment, City Center (Monthly)
$1,380 A$1,955
$2,566 A$3,635
-46.21%
1-bedroom Apartment, Outside City Center (Monthly)
$1,207 A$1,710
$1,792 A$2,539
-32.65%
3-bedroom Apartment, City Center (Monthly)
$2,347 A$3,325
$5,202 A$7,369
-54.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,797 A$2,545
$3,156 A$4,471
-43.08%
Buy Apartment in City Center (m2)
$6,047 A$8,567
$13.4K A$19.0K
-54.83%
Buy Apartment Outside City Center (m2)
$4,601 A$6,518
$8,727 A$12.4K
-47.28%
💵 Salaries & Financials
Tarneit
Sydney
Difference
Average Monthly Net Salary (After Tax)
-
$4,118 A$5,834
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
5.92
-0.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarneit: October 26, 2026

Last update for Sydney: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tarneit
$1.2K
Sydney
$1.8K 48.5% $585
Groceries & Markets
Tarneit
$356
Sydney
$382 7.2% $26
Eating Out
Tarneit
$313
Sydney
$299 4.4% $14
Monthly Utilities & Internet
Tarneit
$263
Sydney
$337 28.1% $74
Clothing & Footwear
Tarneit
$172
Sydney
$175 1.5% $2.6
Getting Around
Tarneit
$117
Sydney
$176 50.3% $59
Sport & Entertainment
Tarneit
$91
Sydney
$106 16.4% $15

Cost Breakdown

A central one-bedroom costs $1,380 in Tarneit versus $2,566 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $85 in Tarneit versus $90 in Sydney. Monthly groceries follow the same trend: $356 vs $382 – making Tarneit the more affordable choice for daily food spending.

Good to know
🇦🇺 Tarneit
🇦🇺 Sydney
🕒 Local time
17:58 5:58 PM
17:58 5:58 PM
Same time as Tarneit
🌤 Weather
👥 Population
34,562
4,840,600
Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.634 EUR).

On the map
Between locations
  • Tarneit Sydney 740 km ≈ 1 h 30 min nonstop flight
From you
  • Tarneit
  • Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarneit vs Sydney: Cost of Living - Frequently Asked Questions
How do living costs in Tarneit and in Sydney compare overall?
Monthly costs with rent: $2,519 in Tarneit, $3,267 in Sydney – Tarneit comes out roughly 23% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Tarneit compared to Sydney?
For a comfortable life, plan on about $3,779 per month in Tarneit and $4,900 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tarneit and Sydney?
Rent is clearly cheaper in Tarneit, especially for central apartments: a one-bedroom in the center costs $1,380 there versus $2,566 in Sydney.
Which city has cheaper restaurants?
A mid-range dinner for two costs $85 in Tarneit and $90 in Sydney. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Tarneit or Sydney?
Monthly expenses with rent come to $2,519 in Tarneit and $3,267 in Sydney. That makes Tarneit about 23% cheaper.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,519 in Tarneit and $3,267 in Sydney. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Tarneit and Sydney?
It depends on your priorities. Sydney has an edge in some lifestyle areas, with costs from $2,519 in Tarneit to $3,267 in Sydney. Climate, culture, job market, and personal taste all factor in.
Is Tarneit or Sydney safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Where should expats move: Tarneit or Sydney?
For expats, Tarneit is the easier option financially – housing and daily costs are lower, and overall it costs about 23% less, which matters a lot on a fixed budget or early-career salary.

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