Cost of Living Comparison Between Sydney and Tarneit Cost of Living Comparison Between Sydney and Tarneit

Monthly Cost of Living

A single person spends $3,352 per month in Sydney vs $2,632 in Tarneit, rent included.

A couple spends around $4,870 per month in Sydney vs $3,734 in Tarneit, rent included.

A family of three spends $6,389 per month in Sydney vs $4,836 in Tarneit, rent included.

Sydney costs about 27% more than Tarneit, driven mainly by Getting Around.

Both Sydney and Tarneit sit above the global median – Sydney by 143%, Tarneit by 91%.

Meal at Budget Restaurant

$18.19 A$25.42

$17.63 A$24.65

3.18%

Three-Course Dinner for Two, Mid-Range

$95.0 A$133

$86.7 A$121

9.59%

Fast Food Meal (McDonalds, etc)

$12.37 A$17.29

$10.83 A$15.14

14.22%

Cappuccino

$4.07 A$5.68

$4.00 A$5.59

1.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 A$3.94

$2.88 A$4.02

-2.08%

Water (0.33 liter bottle)

$2.21 A$3.08

$2.26 A$3.16

-2.21%

Local Beer (0.5 liter draught)

$8.13 A$11.36

$7.67 A$10.73

6.00%

Imported Beer (0.33 liter bottle)

$7.38 A$10.32

$7.42 A$10.38

-0.54%

Milk (1 liter)

$1.85 A$2.59

$1.65 A$2.31

12.12%

White Bread (500g)

$2.85 A$3.99

$2.71 A$3.79

5.17%

Rice (white) (1kg)

$2.45 A$3.42

$2.32 A$3.24

5.60%

Eggs

$5.67 A$7.92

$5.10 A$7.13

11.18%

Local Cheese (1kg)

$12.92 A$18.05

$9.60 A$13.42

34.58%

Chicken Fillets (1kg)

$9.63 A$13.46

$9.36 A$13.09

2.88%

Beef Round Steak (1kg)

$17.07 A$23.86

$14.93 A$20.87

14.33%

Apples (1kg)

$3.80 A$5.31

$3.61 A$5.04

5.26%

Banana (1kg)

$3.23 A$4.51

$3.08 A$4.31

4.87%

Oranges (1kg)

$3.37 A$4.71

$3.42 A$4.78

-1.46%

Tomato (1kg)

$4.72 A$6.59

$4.88 A$6.82

-3.28%

Potato (1kg)

$3.25 A$4.55

$2.75 A$3.84

18.18%

Onion (1kg)

$2.56 A$3.58

$2.47 A$3.45

3.64%

Lettuce (1 head)

$2.48 A$3.47

$2.44 A$3.40

1.64%

Water (1.5 liter bottle)

$1.32 A$1.85

$1.69 A$2.36

-21.89%

Cigarettes 20 Pack (Marlboro, Camel)

$46.98 A$65.7

$39.41 A$55.1

19.21%

Wine (Bottle)

$14.62 A$20.43

$14.47 A$20.23

1.04%

Local Beer (0.5 liter bottle)

$4.20 A$5.87

$5.05 A$7.06

-16.83%

Imported Beer (0.33 liter bottle)

$4.05 A$5.67

$5.45 A$7.62

-25.69%

One-way Ticket (Public Transport)

$3.21 A$4.49

$3.16 A$4.41

1.58%

Public Transport Monthly Pass (Regular Price)

$157 A$219

$85.5 A$120

83.58%

Taxi Start (Normal Tariff)

$3.69 A$5.16

$3.50 A$4.89

5.43%

Taxi (Normal Tariff) (1km)

$1.61 A$2.25

$1.67 A$2.33

-3.59%

Taxi 1hour Waiting (Normal Tariff)

$40.67 A$56.8

$41.12 A$57.5

-1.09%

Gasoline (1 liter)

$1.46 A$2.04

$1.27 A$1.77

14.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K A$42.8K

$27.7K A$38.8K

10.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K A$42.6K

$30.8K A$43.1K

-1.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 A$314

$218 A$304

3.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.89 A$38.98

$27.68 A$38.70

0.76%

Internet (50+ Mbps, Unlimited Data)

$59.4 A$83.1

$58.3 A$81.5

1.99%

Gym Membership (Monthly)

$79.3 A$111

$58.3 A$81.5

35.94%

Tennis Court (1 Hour on Weekend)

$24.63 A$34.42

$18.13 A$25.34

35.85%

Cinema Ticket

$18.37 A$25.68

$15.88 A$22.20

15.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,288 A$3,199

$2,231 A$3,118

2.59%

International Primary School, 1 Child (Yearly)

$29.5K A$41.3K

$20.8K A$29.0K

42.07%

Jeans (Levis 501 Or Similar)

$83.3 A$116

$80.5 A$113

3.43%

Summer Dress (H&M, Zara, etc)

$76.1 A$106

$55.2 A$77.2

37.81%

Sport Shoes (Adidas, Nike)

$112 A$156

$112 A$157

-0.42%

Men's Leather Business Shoes

$136 A$190

$125 A$175

8.96%

1-bedroom Apartment, City Center (Monthly)

$2,637 A$3,686

$1,454 A$2,032

81.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,808 A$2,528

$1,308 A$1,829

38.22%

3-bedroom Apartment, City Center (Monthly)

$5,114 A$7,148

$2,266 A$3,167

125.71%

3-bedroom Apartment, Outside City Center (Monthly)

$3,057 A$4,273

$1,900 A$2,656

60.89%

Buy Apartment in City Center (m2)

$13.6K A$19.0K

$6,564 A$9,175

107.05%

Buy Apartment Outside City Center (m2)

$8,504 A$11.9K

$5,125 A$7,163

65.94%

Average Monthly Net Salary (After Tax)

$4,239 A$5,926

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

5.85

-0.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: September 7, 2026

Last update for Tarneit: September 8, 2026

Cost Breakdown

A central one-bedroom costs $2,637 in Sydney versus $1,454 in Tarneit. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $95.0 in Sydney versus $87.0 in Tarneit. Monthly groceries follow the same trend: $392 vs $377 – making Tarneit the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Tarneit: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,352 in Sydney, $2,632 in Tarneit – roughly 27% apart. Sydney costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $5,027 per month in Sydney and $3,948 in Tarneit. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tarneit, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $95.0 in Sydney and $87.0 in Tarneit. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,352 in Sydney and $2,632 in Tarneit. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,500 is a stretch for both – monthly costs hit $3,352 in Sydney and $2,632 in Tarneit. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Tarneit – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tarneit. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.