Cost of Living Comparison Between Tarlac City and Cebu Cost of Living Comparison Between Tarlac City and Cebu

šŸ™‚ Solo nomad: Tarlac City is 29.2% cheaper than Cebu without rent, and 26.6% cheaper with rent.
šŸ™‚ Family of 3: Tarlac City is 20.7% cheaper than Cebu without rent, and 29.8% cheaper with rent.
Currency
šŸ½ Eating Out
Tarlac City
Cebu
Difference
Meal at Budget Restaurant
$2.73 ₱152
$4.46 ₱248
-38.79%
Three-Course Dinner for Two, Mid-Range
$15.06 ₱838
$23.59 ₱1,313
-36.16%
Fast Food Meal (McDonalds, etc)
$3.58 ₱199
$4.54 ₱253
-21.15%
Cappuccino
$1.62 ₱90.2
$2.65 ₱148
-38.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 ₱48.02
$0.84 ₱46.77
2.38%
Water (0.33 liter bottle)
$0.28 ₱15.78
$0.45 ₱25.1
-37.78%
Local Beer (0.5 liter draught)
$1.01 ₱56.4
$1.52 ₱84.9
-33.55%
Imported Beer (0.33 liter bottle)
$1.73 ₱96.5
$2.09 ₱116
-17.22%
šŸ›’ Groceries & Markets
Tarlac City
Cebu
Difference
Milk (1 liter)
$1.64 ₱91
$2.31 ₱129
-29.00%
White Bread (500g)
$1.47 ₱82
$1.57 ₱87.3
-6.37%
Rice (white) (1kg)
$0.93 ₱52.1
$1.13 ₱62.9
-17.70%
Eggs
$2.05 ₱114
$2.36 ₱131
-13.14%
Local Cheese (1kg)
$9.07 ₱505
$12.95 ₱721
-29.96%
Chicken Fillets (1kg)
$3.14 ₱175
$5.12 ₱285
-38.67%
Beef Round Steak (1kg)
$5.9 ₱328
$7.61 ₱424
-22.47%
Apples (1kg)
$3.01 ₱167
$3.63 ₱202
-17.08%
Banana (1kg)
$1.6 ₱89.2
$1.47 ₱82
8.84%
Oranges (1kg)
$2.13 ₱119
$3.43 ₱191
-37.90%
Tomato (1kg)
$1.54 ₱85.5
$2.25 ₱125
-31.56%
Potato (1kg)
$1.44 ₱80
$2.53 ₱141
-43.08%
Onion (1kg)
$1.12 ₱62.3
$2.47 ₱137
-54.66%
Lettuce (1 head)
$0.92 ₱51.3
$1 ₱55.8
-8.00%
Water (1.5 liter bottle)
$0.84 ₱46.79
$0.82 ₱45.9
2.44%
Cigarettes 20 Pack (Marlboro, Camel)
$2.85 ₱159
$3.25 ₱181
-12.31%
Wine (Bottle)
$3.99 ₱222
$6.68 ₱372
-40.27%
Local Beer (0.5 liter bottle)
$0.77 ₱42.76
$1.17 ₱64.9
-34.19%
Imported Beer (0.33 liter bottle)
$1.58 ₱88.2
$2.26 ₱126
-30.09%
🚌 Getting Around
Tarlac City
Cebu
Difference
One-way Ticket (Public Transport)
$0.26 ₱14.34
$0.26 ₱14.34
-
Public Transport Monthly Pass (Regular Price)
$8.02 ₱447
$15.28 ₱851
-47.51%
Taxi Start (Normal Tariff)
$0.77 ₱43.09
$0.81 ₱45.31
-4.94%
Taxi (Normal Tariff) (1km)
$0.24 ₱13.44
$0.25 ₱14
-4.00%
Taxi 1hour Waiting (Normal Tariff)
$2.16 ₱120
$2.72 ₱151
-20.59%
Gasoline (1 liter)
$1.15 ₱64.2
$1.13 ₱63.2
1.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K ₱1.6M
$29.6K ₱1.6M
-3.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.9K ₱1.1M
$27.3K ₱1.5M
-27.17%
🧾 Monthly Utilities & Internet
Tarlac City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 ₱5,649
$99 ₱5,512
2.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.12 ₱898
$35 ₱1,949
-53.94%
Internet (50+ Mbps, Unlimited Data)
$26.15 ₱1,456
$29.45 ₱1,640
-11.21%
šŸŽ‰ Sport & Entertainment
Tarlac City
Cebu
Difference
Gym Membership (Monthly)
$44.72 ₱2,490
$33.3 ₱1,854
34.29%
Tennis Court (1 Hour on Weekend)
$17.38 ₱967
$8.33 ₱464
108.64%
Cinema Ticket
$6.09 ₱339
$5.97 ₱332
2.01%
🧸 Childcare & Education
Tarlac City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$165 ₱9,205
$228 ₱12.7K
-27.49%
International Primary School, 1 Child (Yearly)
$14K ₱782K
$3,917 ₱218.1K
258.55%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Tarlac City
Cebu
Difference
Jeans (Levis 501 Or Similar)
$46.38 ₱2,583
$51.8 ₱2,884
-10.46%
Summer Dress (H&M, Zara, etc)
$26.47 ₱1,474
$22.69 ₱1,263
16.66%
Sport Shoes (Adidas, Nike)
$51.8 ₱2,885
$74.8 ₱4,163
-30.68%
Men's Leather Business Shoes
$37.89 ₱2,110
$54.8 ₱3,049
-30.81%
šŸ  Accommodation & Living
Tarlac City
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$126 ₱7,037
$501 ₱27.9K
-74.77%
1-bedroom Apartment, Outside City Center (Monthly)
$103 ₱5,741
$214 ₱11.9K
-51.80%
3-bedroom Apartment, City Center (Monthly)
$267 ₱14.9K
$795 ₱44.3K
-66.43%
3-bedroom Apartment, Outside City Center (Monthly)
$176 ₱9,811
$391 ₱21.8K
-54.95%
Buy Apartment in City Center (m2)
$404 ₱22.5K
$2,957 ₱164.6K
-86.33%
Buy Apartment Outside City Center (m2)
$312 ₱17.4K
$1,052 ₱58.6K
-70.36%
šŸ’µ Salaries & Financials
Tarlac City
Cebu
Difference
Average Monthly Net Salary (After Tax)
$205 ₱11.4K
$375 ₱20.9K
-45.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
8
-22.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarlac City: October 29, 2025

Last update for Cebu: October 29, 2025

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