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Cost of Living Comparison Between Tarlac City and Cebu Cost of Living Comparison Between Tarlac City and Cebu

๐Ÿ™‚ Solo nomad: Tarlac City is 33% cheaper than Cebu without rent, and 27.1% cheaper with rent.
๐Ÿ™‚ Family of 3: Tarlac City is 22.1% cheaper than Cebu without rent, and 28.6% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Tarlac City
Cebu
Difference
Meal at Budget Restaurant
$2.63 โ‚ฑ156
$4.55 โ‚ฑ271
-42.20%
Three-Course Dinner for Two, Mid-Range
$14.88 โ‚ฑ884
$24.29 โ‚ฑ1,444
-38.74%
Fast Food Meal (McDonalds, etc)
$3.65 โ‚ฑ217
$4.49 โ‚ฑ267
-18.71%
Cappuccino
$1.59 โ‚ฑ94.3
$2.51 โ‚ฑ149
-36.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 โ‚ฑ51.5
$0.81 โ‚ฑ48.11
7.41%
Water (0.33 liter bottle)
$0.28 โ‚ฑ16.81
$0.45 โ‚ฑ26.98
-37.78%
Local Beer (0.5 liter draught)
$0.99 โ‚ฑ58.7
$1.58 โ‚ฑ94.0
-37.34%
Imported Beer (0.33 liter bottle)
$1.82 โ‚ฑ108
$2.14 โ‚ฑ127
-14.95%
๐Ÿ›’ Groceries & Markets
Tarlac City
Cebu
Difference
Milk (1 liter)
$1.60 โ‚ฑ94.9
$2.31 โ‚ฑ137
-30.74%
White Bread (500g)
$1.52 โ‚ฑ90.6
$1.56 โ‚ฑ92.7
-2.56%
Rice (white) (1kg)
$1.00 โ‚ฑ59.4
$1.17 โ‚ฑ69.7
-14.53%
Eggs
$1.98 โ‚ฑ118
$2.29 โ‚ฑ136
-13.54%
Local Cheese (1kg)
$8.88 โ‚ฑ528
$13.04 โ‚ฑ775
-31.90%
Chicken Fillets (1kg)
$3.24 โ‚ฑ193
$5.28 โ‚ฑ314
-38.64%
Beef Round Steak (1kg)
$6.08 โ‚ฑ361
$7.80 โ‚ฑ464
-22.05%
Apples (1kg)
$2.95 โ‚ฑ175
$3.59 โ‚ฑ213
-17.83%
Banana (1kg)
$1.62 โ‚ฑ96.4
$1.52 โ‚ฑ90.1
6.58%
Oranges (1kg)
$2.18 โ‚ฑ130
$3.28 โ‚ฑ195
-33.54%
Tomato (1kg)
$1.47 โ‚ฑ87.4
$2.21 โ‚ฑ132
-33.48%
Potato (1kg)
$1.44 โ‚ฑ85.7
$2.55 โ‚ฑ152
-43.53%
Onion (1kg)
$1.13 โ‚ฑ67.4
$2.57 โ‚ฑ153
-56.03%
Lettuce (1 head)
$0.85 โ‚ฑ50.4
$0.98 โ‚ฑ58.0
-13.27%
Water (1.5 liter bottle)
$0.82 โ‚ฑ48.73
$0.78 โ‚ฑ46.32
5.13%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 โ‚ฑ174
$3.25 โ‚ฑ193
-10.15%
Wine (Bottle)
$4.07 โ‚ฑ242
$6.86 โ‚ฑ407
-40.67%
Local Beer (0.5 liter bottle)
$0.83 โ‚ฑ49.62
$1.17 โ‚ฑ69.3
-29.06%
Imported Beer (0.33 liter bottle)
$1.56 โ‚ฑ92.6
$2.28 โ‚ฑ135
-31.58%
๐ŸšŒ Getting Around
Tarlac City
Cebu
Difference
One-way Ticket (Public Transport)
$0.28 โ‚ฑ16.85
$0.26 โ‚ฑ15.42
7.69%
Public Transport Monthly Pass (Regular Price)
$7.92 โ‚ฑ471
$14.80 โ‚ฑ879
-46.49%
Taxi Start (Normal Tariff)
$0.77 โ‚ฑ45.50
$0.81 โ‚ฑ48.11
-4.94%
Taxi (Normal Tariff) (1km)
$0.24 โ‚ฑ14.28
$0.25 โ‚ฑ14.96
-4.00%
Taxi 1hour Waiting (Normal Tariff)
$2.19 โ‚ฑ130
$2.58 โ‚ฑ154
-15.12%
Gasoline (1 liter)
$1.11 โ‚ฑ65.9
$1.10 โ‚ฑ65.3
0.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K โ‚ฑ1.7M
$30.4K โ‚ฑ1.8M
-7.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K โ‚ฑ1.2M
$27.4K โ‚ฑ1.6M
-28.19%
๐Ÿงพ Monthly Utilities & Internet
Tarlac City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 โ‚ฑ6,021
$96.9 โ‚ฑ5,756
4.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.77 โ‚ฑ937
$33.74 โ‚ฑ2,005
-53.26%
Internet (50+ Mbps, Unlimited Data)
$26.79 โ‚ฑ1,592
$29.72 โ‚ฑ1,766
-9.86%
๐ŸŽ‰ Sport & Entertainment
Tarlac City
Cebu
Difference
Gym Membership (Monthly)
$45.04 โ‚ฑ2,677
$33.41 โ‚ฑ1,986
34.81%
Tennis Court (1 Hour on Weekend)
$17.48 โ‚ฑ1,039
$8.22 โ‚ฑ489
112.65%
Cinema Ticket
$6.18 โ‚ฑ367
$5.78 โ‚ฑ343
6.92%
๐Ÿงธ Childcare & Education
Tarlac City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$170 โ‚ฑ10.1K
$236 โ‚ฑ14.0K
-28.08%
International Primary School, 1 Child (Yearly)
$14.0K โ‚ฑ829.3K
$3,881 โ‚ฑ230.6K
259.57%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Tarlac City
Cebu
Difference
Jeans (Levis 501 Or Similar)
$45.88 โ‚ฑ2,726
$52.9 โ‚ฑ3,141
-13.20%
Summer Dress (H&M, Zara, etc)
$26.57 โ‚ฑ1,579
$23.20 โ‚ฑ1,379
14.53%
Sport Shoes (Adidas, Nike)
$51.8 โ‚ฑ3,081
$76.7 โ‚ฑ4,560
-32.44%
Men's Leather Business Shoes
$37.30 โ‚ฑ2,217
$56.3 โ‚ฑ3,348
-33.78%
๐Ÿ  Accommodation & Living
Tarlac City
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$129 โ‚ฑ7,691
$505 โ‚ฑ30.0K
-74.38%
1-bedroom Apartment, Outside City Center (Monthly)
$102 โ‚ฑ6,090
$217 โ‚ฑ12.9K
-52.76%
3-bedroom Apartment, City Center (Monthly)
$264 โ‚ฑ15.7K
$807 โ‚ฑ47.9K
-67.30%
3-bedroom Apartment, Outside City Center (Monthly)
$175 โ‚ฑ10.4K
$383 โ‚ฑ22.7K
-54.32%
Buy Apartment in City Center (m2)
$386 โ‚ฑ23.0K
$3,099 โ‚ฑ184.1K
-87.53%
Buy Apartment Outside City Center (m2)
$311 โ‚ฑ18.5K
$1,967 โ‚ฑ116.9K
-84.20%
๐Ÿ’ต Salaries & Financials
Tarlac City
Cebu
Difference
Average Monthly Net Salary (After Tax)
$228 โ‚ฑ13.5K
$370 โ‚ฑ22.0K
-38.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
8
-22.88%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Tarlac City: January 13, 2026

Last update for Cebu: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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